Article Per Year (5 Year)
p-Index From 2020 - 2025
1.564
P-Index
This Author published in this journals
All Journal Journal of Indonesian Applied Economics Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING Jurnal Pengabdian kepada Masyarakat Nusantara INVOICE : JURNAL ILMU AKUNTANSI Batara Wisnu : Indonesian Journal of Community Services Al-Khidmah Jurnal Pengabdian Masyarakat Journal of International Conference Proceedings Jurnal Pengabdian Masyarakat Bangsa
Kurniasari, Irma
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences

Published : 10 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 10 Documents
Search

 1 
The Financial Behavior of Young Generation in Indonesia Kurniasari, Irma; Sumiati; Ratnawati, Kusuma
Journal of Indonesian Applied Economics Vol. 11 No. 2 (2023): August 2023
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2023.011.02.3

Abstract

Purpose This study explored self-efficacy's link to student financial behavior, assessing its influence and dimensions. The aim was to improve financial literacy and behavior among students through interventions. The study deepened understanding of self-efficacy's role in university students' financial behavior. Design/methodology/approach In quantitative research, researchers employ SEM, specifically PLS, to examine self-efficacy and financial behavior in university students. The study has 100 student respondents and uses SEM-PLS for complex analysis, aiming to offer empirical evidence for hypotheses. Findings could significantly enrich comprehension of self-efficacy's influence on financial behavior in college students. Finding Results show a positive link between variables. Higher self-efficacy relates to improved financial behavior. Confident individuals budget, save, and make wise financial choices. This underscores the need to enhance self-efficacy in interventions for better student financial behavior. Overall, findings emphasize self-efficacy's pivotal role in shaping financial behavior. Research limitations/implications This study offers empirical evidence of a positive link between self-efficacy and financial behavior, broadening understanding. It highlights psychological factors in financial behavior and extends self-efficacy's role in financial management literature. Financial education programs should enhance self-efficacy for better financial management, benefiting students' overall well-being. Originality/value This research merges self-efficacy and financial behavior concepts, showcasing the link between psychological factors and financial actions. Combining these constructs provides a holistic view of how self-beliefs impact financial choices and behaviors.
Does Parent Behavior Influence Children Financial Behavior? Kurniasari, Irma; Sumiati, Sumiati; Ratnawati, Kusuma
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2274

Abstract

Artikel ini mengeksplorasi dampak perilaku orang tua terhadap perilaku keuangan anak. Penelitian menunjukkan bahwa sikap dan perilaku orang tua terhadap uang dapat secara signifikan membentuk kebiasaan dan keyakinan finansial anak-anak mereka. Teladan keuangan yang positif dan komunikasi terbuka tentang uang dapat membantu anak-anak mengembangkan perilaku keuangan yang sehat, sementara perilaku dan sikap negatif dapat mengarah pada kebiasaan dan keyakinan keuangan yang negatif. Oleh karena itu, sangat penting bagi orang tua untuk mencontohkan kebiasaan keuangan yang baik dan berkomunikasi secara positif tentang uang untuk membantu anak-anak mereka mengembangkan perilaku keuangan yang bertanggung jawab. Tinjauan literatur sistematis adalah metodologi penelitian yang digunakan untuk mengidentifikasi dan mengevaluasi secara kritis literatur yang ada pada topik tertentu. Ini melibatkan pencarian yang komprehensif dan terstruktur dari berbagai database dan sumber untuk mengidentifikasi artikel, makalah, dan studi yang relevan yang terkait dengan pertanyaan penelitian atau topik yang diminati. Tujuan dari tinjauan literatur sistematis adalah untuk memberikan ringkasan yang komprehensif dan objektif tentang keadaan pengetahuan saat ini tentang topik tertentu, mengidentifikasi kesenjangan dalam literatur, dan memberikan rekomendasi untuk penelitian di masa depan. Kata kunci: Perilaku orang tua, Perilaku anak, Keuangan
The role of Public Entrepreneurship Orientation orientation and organizational learning capability on organizational performance mediated by innovation in service (study on top management of government institutions) Yulianti, Ida; Prabandari, Sri Palupi; Barinta, Dunga Dwi; Kurniasari, Irma
Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 9 No. 2 (2024): September
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v9i2.5765

Abstract

Organizational Performance is a very important aspect for the success of an organization. Good organizational performance is not only necessary for business enterprises, but it is also essential in running public service organizations such as government institutions. An organization with good performance will be able to produce quality products or services, increase customer satisfaction, and achieve the organization's strategic goals. Therefore, organizational performance in government institutions is very important to ensure the effectiveness and efficiency of quality governance. This study aims to identify the factors that drive the improvement of organizational performance in the public sector. This research will analyze the role of intrapreneurship and organizational learning capabilities in driving the improvement of organizational performance in the public sector. Additionally, this study aims to analyze and explain the mediating effect of service innovation on the relationship between organizational learning capabilities and organizational performance. This research is innovative in measuring organizational performance in public sector organizations. Generally, research on organizational performance measurement is conducted in business enterprises. This study is expected to reveal the factors that shape organizational performance in public sector organizations, so that public sector organizations can be more creative, innovative, transparent, and responsive in providing public services. This study employs a quantitative research method using surveys or questionnaires, which involve collecting information by compiling a list of questions to be asked of respondents. The findings of this study fully support the findings of previous research. This study found that entrepreneurial interest is one of the factors that can optimize the role of the family environment and entrepreneurship education in strengthening the self-efficacy of prospective young entrepreneurs in Indonesia.
Penguatan Literasi Keuangan Bagi Guru LPI Al Falah Kota Batu Kurniasari, Irma; Maghfiroh, Refiana Dwi; Seputro, Dimas Nugroho Dwi
Jurnal Pengabdian Masyarakat Bangsa Vol. 3 No. 2 (2025): April
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v3i2.2216

Abstract

Literasi keuangan sangat penting bagi masyarakat Indonesia untuk mengelola keuangan pribadi dengan bijak, melindungi diri dari risiko seperti penipuan dan pinjaman ilegal, serta membentuk perilaku finansial jangka panjang yang sehat. Kalangan pendidik, termasuk guru, menghadapi berbagai tantangan dalam literasi keuangan, mulai dari kurangnya pemahaman dasar, keterbatasan dalam pemanfaatan teknologi digital, hingga faktor psikologis dan kebiasaan konsumtif. Oleh karena itu, diperlukan pendekatan komprehensif untuk meningkatkan literasi keuangan guru, salah satunya melalui pelatihan manajemen keuangan pribadi. Pelatihan ini mencakup materi dasar seperti penganggaran, tabungan, investasi, manajemen utang, dan pengendalian pengeluaran impulsif, serta mendorong diskusi dan kolaborasi antar peserta. Universitas Pembangunan Nasional Veteran Jawa Timur berkomitmen mendukung peningkatan keterampilan keuangan guru melalui program pengabdian masyarakat di LPI Al Falah, Kota Batu.
PENINGKATAN LITERASI INVESTASI GEN Z MELALUI EDUKASI TRADING EMAS BERBASIS ANALISIS TEKNIKAL DAN FUNDAMENTAL Saputra, Riko Ferdian; Kurniasari, Irma
Batara Wisnu : Indonesian Journal of Community Services Vol. 5 No. 2 (2025): Batara Wisnu | Mei - Agustus 2025
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bw.v5i2.418

Abstract

In today's world, when the world's economic challenges are increasingly complex, it is very important for Gen Z to increase their investment literacy to become smarter in investing. Therefore, the purpose of this devotion is to create and implement a gold trading education program based on fundamental and technical analysis that is focused on improving Gen Z's investment understanding and skills. The findings of this study show that the participants have a better understanding of gold investment and make investment decisions with greater confidence. As a result, the study is expected to provide financial literacy to Gen Z and encourage them to become confident and assertive investors in the future.
Pemberdayaan Literasi Keuangan Mahasiswa melalui Simulasi Pedagosis “Money Moves” di Era Digital Wulansari, Nofita; Kurniasari, Irma
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 3 (2025): Edisi Juli - September
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i3.6315

Abstract

Percepatan transformasi keuangan digital membuka peluang sekaligus risiko bagi mahasiswa yang sedang memasuki fase kemandirian finansial. Kegiatan pengabdian ini bertujuan meningkatkan literasi keuangan mahasiswa melalui program simulasi pedagogis berbasis pengalaman nyata “Money Moves”. Metode yang digunakan adalah workshop offline di PT Valbury Surabaya, diikuti 27 mahasiswa dari berbagai jurusan. Workshop meliputi penguatan konsep dasar, praktik simulasi akun demo, dan orientasi karir. Hasil evaluasi menunjukkan 96,3% peserta aktif terlibat, 92,59% memahami materi, dan 96,3% berminat melanjutkan edukasi investasi. Program ini terbukti menjembatani kesenjangan teori dan praktik, memperluas wawasan mahasiswa non-ekonomi, serta memperkuat kesiapan finansial generasi muda di era digital.
Strategi Pendekatan Konsultatif Financial Consultant dalam Mendorong Literasi dan Kepercayaan Investasi di Perusahaan Pialang Labib Zuwitanto, Moch; Kurniasari, Irma
Al-Khidmah Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2025): MEI-AGUSTUS
Publisher : Institute for Research and Community Service (LPPM) of the Islamic University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jak.v5i2.4396

Abstract

The role of financial consultants in brokerage firms has shifted from being mere product sellers to strategic partners for clients. This community service journal explores in depth the consultative approach strategy implemented by financial consultants in guiding prospective and existing clients in brokerage firms. Through this approach, the main focus is on building understanding, trust, and providing truly personalized investment solutions, rather than just being sales-oriented. Participatory observation methods and case study analysis are used to identify the stages, key skills, and impacts of the consultative approach on increasing public investment literacy and client satisfaction. The results of this activity show an increase in participants' knowledge of investment instruments and growth in confidence in making wiser investment decisions. The consultative approach has proven effective in bridging the information gap between industry players and the general public.
Digital Financial Literacy and Financial Inclusion: Visualizing Knowledge Networks through Bibliometric Analysis Kurniasari, Irma
Invoice : Jurnal Ilmu Akuntansi Vol. 7 No. 2 (2025): September 2025
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/zwpcw895

Abstract

This study examines the intersection of digital financial literacy and financial inclusion by employing a bibliometric approach to map global research trends, key contributors, and thematic developments in the field. Data were retrieved from the Scopus database, covering publications from 2012 to 2025, and analyzed using Biblioshiny in the R environment. Results reveal a substantial increase in research activity after 2018, reflecting growing academic and policy attention to the role of digital literacy in advancing inclusive finance. India, the United States, and China emerge as the most active contributors, highlighting the global relevance of this issue across both developed and developing economies. Thematic mapping identifies financial literacy, digital financial services, education, empowerment, and fintech adoption as central topics driving the discourse. Network analyses further demonstrate strong international collaborations and an evolving research structure that connects digital technologies, financial behavior, and socio-economic development. Despite these advances, challenges remain in bridging the digital divide, particularly for marginalized groups with limited access to technological infrastructure and financial education. This study contributes by providing a comprehensive overview of the knowledge network on digital financial literacy and inclusion, offering insights for policymakers, educators, and researchers. Strengthening digital financial competencies, supported by inclusive policies and collaborative scholarship, is critical for ensuring equitable access to safe and sustainable financial services in the digital era.
MEMAHAMI PENGARUH DIGITAL KNOWLEDGE, PARENTAL SAVING NORMS, DAN SELF-CONTROL TERHADAP FINANCIAL BEHAVIOR PADA GENERASI USIA DEWASA AWAL Kurniasari, Irma
ANALISIS Vol. 15 No. 02 (2025): ANALISIS VOL. 15 NO. 02 TAHUN 2025
Publisher : FACULTY OF ECONOMICS AND BUSINESS FLORES UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/als.v15i02.6481

Abstract

This study seeks to analyze the influence of digital literacy, parental savings norms, and Self-control on the financial behavior of , early adulthood in Surabaya. The method employed is quantitative, with an explanatory approach, to test and explain the causal relationship between variables through hypothesis testing. The study population consisted of individuals aged 20 to 34, using a purposive sampling technique and a sample size of 100 respondents. Data were collected using a questionnaire and analyzed using path analysis. The results showed that digital financial literacy did not have a significant effect on financial behavior (path coefficient = 0.034; t-statistic = 0.294; p-value = 0.769). In contrast, parental savings norms had a positive and significant effect (path coefficient = 0.322; t-statistic = 4.544; p-value = 0.000), while Self-control was the strongest predictor, positively and significantly influencing financial behavior (path coefficient = 0.524; t-statistic = 6.510; p-value = 0.000). These findings confirm that psychological factors such as Self-control influence financial behavior more than digital literacy alone, and reinforce the role of family financial socialization as a foundation for developing healthy financial behavior.  
PEMETAAN HUBUNGAN GREEN FINANCE DAN FIRM PERFORMANCE: KAJIAN SYSTEMATIC LITERATURE REVIEW Wati, Cicik Retno; Kurniasari, Irma
ANALISIS Vol. 15 No. 02 (2025): ANALISIS VOL. 15 NO. 02 TAHUN 2025
Publisher : FACULTY OF ECONOMICS AND BUSINESS FLORES UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/als.v15i02.6513

Abstract

This study aims to map scientific developments and identify future research gaps in the areas of green finance and firm performance. The research method employed is a systematic literature review (SLR) with a bibliometric approach, assisted by R software, on 533 documents published in Scopus between 2016 and 2025. The analysis includes mapping publication trends, citations, research countries, key journals, and emerging research topics. The results show that publications on this theme experienced significant growth in 2021, with the countries contributing the most research being China, followed by India, and Malaysia. Dominant topics include green innovation, environmental performance, green bonds, and green finance policies. The results of this study indirectly provide an overview of the conceptual framework linking green finance instruments to corporate performance dimensions and offer a future research agenda. This research is expected to provide theoretical contributions in the form of a concept map of current scientific knowledge, as well as practical implications for regulators, financial institutions, and corporate managers.
Co-Authors Barinta, Dunga Dwi Dimas Nugroho Dwi Seputro Ida Yulianti Kusuma Ratnawati Labib Zuwitanto, Moch Maghfiroh, Refiana Dwi Nofita Wulansari, Nofita Saputra, Riko Ferdian Sri Palupi Prabandari Sumiati Sumiati Sumiati Wati, Cicik Retno