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All Journal Jurnal Ekonomi : Journal of Economic QIJIS (Qudus International Journal Of Islamic Studies) An-Nisbah: Jurnal Ekonomi Syariah JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Jurnal Ekonomi Islam GERVASI: Jurnal Pengabdian kepada Masyarakat Journal of Economics and Business Aseanomics Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Equalita: Jurnal Studi Gender dan Anak Jurnal Ilmiah Wahana Pendidikan Jurnal Abdimas Bina Bangsa Islamic Business and Finance (IBF) Jurnal Abdimas Kartika Wijayakusuma Unram Journal of Community Service (UJCS) Jurnal Ekonomika Dan Bisnis PREDIKSI : Jurnal Administrasi dan Kebijakan International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Dharma Pengabdian Perguruan Tinggi (DEPATI) Jurnal Ekonomi Islam JURNAL EKONOMI BISNIS DAN MANAJEMEN Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Ekonomi Bisnis dan Manajemen Jurnal Kajian Islam dan Sosial Keagamaan JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Pengabdian Kepada Masyaraka Pelita Nusantara
Renny Oktafia, Renny
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Nilai-nilai Kearifan Budaya Jawa Dan Peranannya Dalam Mewujudkan Masyarakat Madani : Perspektif Islam Oktafia, Renny
JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi Vol 3 No 1 (2017): March 2017
Publisher : STAI Miftahul Ula Nganjuk

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Abstract

Abstract: Javanese is the most populous tribe in Indonesia. Javanese themselves have a culture that is still run by the Java community. In a culture that possessed the Java community, if there is disclosed a lot of wisdom values ​​therein. From the discovery of the values ​​of this wisdom, if practiced, it can improve the condition of the nation today, especially those related to moral values ​​begin to shift in society today. And in the end with improving moral values ​​of society, the civil society can realize the objectives of nation building. The purpose of this study is to raise the values ​​of Javanese cultural wisdom in creating a civil society. By using qualitative research method refers to the study of literature. Based on this study, of the values ​​of Javanese cultural wisdom is revealed there are moral values ​​which are very useful in shaping civil society.
IMPLEMENTASI GOOD CORPORATE GOVERNANCE PADA PONDOK PESANTREN SEBAGAI UPAYA PENINGKATAN DAYA SAING Oktafia, Renny; Basith, Abdul
Jurnal Ekonomi Islam Vol 8 No 1 (2017)
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

This study aims to describe the implementation of the principles of good corporate governance at the Pondok Pesantren Al-Fattah, Sidoarjo. The method used to determine the informant is purposive sampling. In this qualitative research data collection using interviews, documentation and observation. From these results, it can be concluded that the implementation of the principles of good corporate governance in Pondok Pesantren As-Shafiites good enough. This is evidenced by the development of cottage pesntren which is constantly increasing. Suggestions for boarding is better optimize the principle of independency for the success of future schools.
Islamic Values in The Tradition of Samin Community at East Java Oktafia, Renny; Mawardi, Imron
QIJIS Vol 5, No 1 (2017)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v5i1.2027

Abstract

Samin culture is one of the few sub-cultures that exist in East Java. Samin community in East Java settled in the district of Bojonegoro. In popular culture Samin contains a lot of wisdom values that is in accordance with the values of Islamic culture. The values of cultural wisdom Samin community's need to be excavated and preserved, in order to improve the livelihood of the people, which in turn will create a civilization that is safe, peaceful, just and prosperous nation's development objectives.In traditional Islam can be used as a guide in shaping the law syar'i. Terms used in Islam to the local traditions referred to as' urf. U'rf can be used as legal guidelines syar'i for 'urf is not contrary to the Qur'an and Hadith. Given the synergy between local culture and Islamic culture, the life activities undertaken by the community remain in accordance with the teachings of religion, but the local culture is preserved continuity.
WASTE BANK AND COMMUNITY WELFARE IN SIDOARJO (MAQASHID SHARIA PERSPECTIVE) Oktafia, Renny
An-Nisbah: Jurnal Ekonomi Syariah Vol 8 No 2 (2021): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v8i2.4864

Abstract

The originality of this research is where previous studies only discussed waste banks from the green economy perspective of maqashid sharia, or discussed economic empowerment only, but in this study it combines all aspects of previous research. This study aims to describe the role of the Sumringah waste bank in improving people's welfare, where the indicator used is Maqashid Syariah. This research uses qualitative research methods, with a case study approach. The waste management system at the Sumringah Waste Bank applies the 3R principle (reduce, reuse, recycle), this aims to motivate the community and increase awareness about managing waste independently from the source, as well as implementing a people's economy. The results of the analysis obtained indicate that there is prosperity in terms of: 1) Spirituality, namely by increasing alms Jariyah (hifz ad-din), 2) fulfilling mental needs (hifz an-nafs), 3) understanding about waste management and environmental hygiene (hifz al-nafs). aql), 4) maintenance of offspring (hifz al-aql), 5) income (hifz al-maal). The implication is as a behavior changer for the community, economic empowerment and quality of life of its members.
Perkembangan Sistem Syariah Memberikan Dampak terhadap Kegiatan Perekonomian Masyarakat Indonesia Ayu, Alnysa Purwita; Oktafia, Renny
Jurnal Ekonomi : Journal of Economic Vol 14, No 02 (2023): Jurnal Ekonomi : Journal of Economic
Publisher : Lembaga Penerbitan Unversitas Esa Unggul

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47007/jeko.v14i02.6723

Abstract

Artikel ini disusun untuk mengetahui secara singkat bagaimana penerapan dan perkembangan sistem syariah di Indonesia serta tantangan yang dihadapi oleh masyarakat. Penelitian ini disusun dengan melakukan analisis observasi berdasarkan perkembangan sistem perekonomian di Indonesia. Data yang dikumpulkan berasal dari sumber sumber resmi serta penelitian terdahulu. Hasil akhir yang diperoleh menunjukkan bahwa berkembangnya sektor syariah memberikan dampak yang cukup positif bagi perekonomian Indonesia. Meskipun sudah cukup lama diterapkan, nyatanya masih banyak masyarakat yang belum terbiasa kondisi ini sehingga memunculkan banyak persepsi.      
Dampak Bantuan Stimulan Perumahan Swadaya Sebagai Upaya Peningkatan Kesejahteraan Masyarakat Desa Watuagung Nahdah, Adiibah Afifah; Marseto, Marseto; Oktafia, Renny
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 21 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10072549

Abstract

This study aims to determine the impact of the distribution of Self-Help Housing Stimulant Assistance as an effort to improve the welfare of the community in Watuagung Village, Dongko District, Trenggalek Regency. In this study using qualitative research methods through a descriptive approach. This method functions to get an overview of the phenomenon of the problem being observed. Then this study uses primary data types obtained from interviews, observation, and documentation. Then it also uses secondary data types obtained through the Trenggalek Regency Central Bureau of Statistics and Sectoral Data. Where, based on the results of the research, it shows that the distribution of Self-Help Housing Stimulant Assistance has reduced the burden on beneficiaries who are low-income people in order to be able to meet the needs of livable houses so as to improve their welfare. In addition, this assistance has also increased the number of livable houses in the village of Watuagung and encouraged the self-reliance of beneficiaries through empowerment activities during the implementation of the assistance distribution.
ANALISIS RASIO RENTABILITAS PT. BANK MAYBANK TBK PERIODE 2019-2023 Sukiran Putri, Evi Fortuna; Zalyanti, Sephia; Wulandari, Fitri; Oktafia, Renny
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.684

Abstract

Abstract. Analysis of financial reports in banking aims to evaluate current and past financial positions. One of the analyses of financial reports at banks is profitability ratio analysis, and the aim of this research is to investigate the calculation, development, and analysis of profitability at PT. Bank Maybank Tbk during the 2019–2023 period. The research method used is a descriptive method with a quantitative approach. Data collection techniques involve field studies and literature studies. The data obtained is then analyzed by calculating the development of profitability.The research results show that PT. Bank Maybank Tbk has an average ROA value of 1.3% (>1.2%), an ROE value of 5.88% (between 5% and 12%), and NIM value of 4.32% (>2%), so it can be said that PT. Bank Maybank Tbk is in good condition, which means PT. Bank Maybank Tbk can generate profits by utilizing its own capital efficiently. Keywords: profitability ratio analysis, Bank Maybank Abstrak. Analisis laporan keuangan pada perbankan bertujuan untuk mengevaluasi posisi keuangan pada saat ini dan masa lalu. Salah satu analisis laporan keuangan pada bank adalah analisis rasio rentabilitas yang dan tujuan dari penelitian ini adalah untuk menyelidiki perhitungan, perkembangan, dan analisis Rentabilitas pada PT. Bank Maybank Tbk selama periode 2019-2023. Metode penelitian yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif. Teknik pengumpulan data melibatkan studi lapangan dan studi kepustakaan. Data yang diperoleh kemudian dianalisis dengan menghitung perkembangan Rentabilitas. Hasil penelitian menunjukkan PT. Bank Maybank Tbk memiliki nilai rata rata ROA sebesar 1,3% (>1,2%), nilai ROE 5,88% (diantara 5% - 12%), nilai NIM 4,32% (>2%) maka dapat dikatakan keuangan PT. Bank Maybank Tbk dalam keadaan baik, yang berarti PT. Bank Maybank Tbk dapat menghasilkan keuntungan dengan memanfaatkan modal sendiri secara efisien. Kata Kunci : Analisis rasio rentabilitas, Bank Maybank
ANALISIS RASIO RENTABILITAS PT. BANK MAYBANK TBK PERIODE 2019-2023 Sukiran Putri, Evi Fortuna; Zalyanti, Sephia; Wulandari, Fitri; Oktafia, Renny
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.684

Abstract

Abstract. Analysis of financial reports in banking aims to evaluate current and past financial positions. One of the analyses of financial reports at banks is profitability ratio analysis, and the aim of this research is to investigate the calculation, development, and analysis of profitability at PT. Bank Maybank Tbk during the 2019–2023 period. The research method used is a descriptive method with a quantitative approach. Data collection techniques involve field studies and literature studies. The data obtained is then analyzed by calculating the development of profitability.The research results show that PT. Bank Maybank Tbk has an average ROA value of 1.3% (>1.2%), an ROE value of 5.88% (between 5% and 12%), and NIM value of 4.32% (>2%), so it can be said that PT. Bank Maybank Tbk is in good condition, which means PT. Bank Maybank Tbk can generate profits by utilizing its own capital efficiently. Keywords: profitability ratio analysis, Bank Maybank Abstrak. Analisis laporan keuangan pada perbankan bertujuan untuk mengevaluasi posisi keuangan pada saat ini dan masa lalu. Salah satu analisis laporan keuangan pada bank adalah analisis rasio rentabilitas yang dan tujuan dari penelitian ini adalah untuk menyelidiki perhitungan, perkembangan, dan analisis Rentabilitas pada PT. Bank Maybank Tbk selama periode 2019-2023. Metode penelitian yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif. Teknik pengumpulan data melibatkan studi lapangan dan studi kepustakaan. Data yang diperoleh kemudian dianalisis dengan menghitung perkembangan Rentabilitas. Hasil penelitian menunjukkan PT. Bank Maybank Tbk memiliki nilai rata rata ROA sebesar 1,3% (>1,2%), nilai ROE 5,88% (diantara 5% - 12%), nilai NIM 4,32% (>2%) maka dapat dikatakan keuangan PT. Bank Maybank Tbk dalam keadaan baik, yang berarti PT. Bank Maybank Tbk dapat menghasilkan keuntungan dengan memanfaatkan modal sendiri secara efisien. Kata Kunci : Analisis rasio rentabilitas, Bank Maybank
IMPLEMENTASI GOOD CORPORATE GOVERNANCE PADA PONDOK PESANTREN SEBAGAI UPAYA PENINGKATAN DAYA SAING Oktafia, Renny; Basith, Abdul
Ekonomi Islam Vol. 8 No. 1 (2017)
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to describe the implementation of the principles of good corporate governance at the Pondok Pesantren Al-Fattah, Sidoarjo. The method used to determine the informant is purposive sampling. In this qualitative research data collection using interviews, documentation and observation. From these results, it can be concluded that the implementation of the principles of good corporate governance in Pondok Pesantren As-Shafi'ites good enough. This is evidenced by the development of cottage pesntren which is constantly increasing. Suggestions for boarding is better optimize the principle of independency for the success of future schools.
Collaboration Between Facilitator and Social Media officer in Introducing Daya Market Through BPTN Syariah's Sahabat Daya Program Dewi, Kharisma Tri Buana; Oktafia, Renny
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.724

Abstract

The development of increasingly sophisticated technology requires MSME players to understand increasingly sophisticated technology. The development of technology that has brought many changes to society, the emergence of media has its own impact on life in this world. Everyone can use social media easily. In this case, the rapid development of information technology encourages the economy to develop with the existence of Islamic economics in Islamic banks. PT Bank BTPN Syariah Tbk is a company engaged in the Islamic financial sector. One of the programs initiated by BTPN Syariah bank is Pasar Daya, a program owned by BTPN Syariah organized by Daya. The main objective of this program is to maximize the potential of Access to Market (market access) for customers. The method used in conducting this community service program is to use the ABCD (Asset Based Community Development) method.
Co-Authors Abdul Basith Alfiansyah, Calvin Amalia, Holisatul angella20, jemima20 Ardiwinata, Muhammad Everest Ayu, Alnysa Purwita Aziz, Rizqi Nurul Afifa Candraningtyas, Callista Vania Crisandy, Fabian Daniswara, Edo Dewi, Kharisma Tri Buana Diny, Sakinah Mulia Fadhlilhaq, Tsaqif Faiqotul Himmah Febrianti, Fina Fajar Fironika, Firda Cahaya Fitri Wulandari Fransiska Ajustina Hafizhah, Aqilah Nur Isnaini Harisanti, Nur Nadila Hartanti, Wulan Siska Dwi Ilma, Adam Zidni Imron Mawardi Indiati, Pingkan Syabila Tri Khairunisa, Siti Kholifah, Ananda Nur Kusuma, Shania Pradyptha Laily Nisa, Fauzatul Laily, Fauzatul Latifah, Mutiata M. Taufiq M. Taufiq Majid, Alfi Aulia Mantika, Tri Yuni Marseto, Marseto Maulidyah, Syafrida Mufajar, Aniswatin Putri Muhammad Ilham Naufal Nahdah, Adiibah Afifah Nisa, Fauzatul Laily Pandiangan, Jeniper Indah Permatasari, Siviana Puspito, Galuh Retno Puteri, Natasha Arvanessa Putri, Rosalyta Rifany Rachmaniyah, Bunga Ayufi Ramadhanty, Nila Safira Reihan, Mohammad Ristiyono, Adinda Dwi Sandi, Pramu Mai Santosa, Agus Budhi Saputri, Nanda Vernia Adji Setiawan, Mohammad Irvan Sinaga, Debora Theresia Wulan Situmorang, Febrina Sukiran Putri, Evi Fortuna Syarif, Muhammad Zulfan Taher, Lisanur Kholifah Tania P.F, Fredella Taufiq, M. Ahmad Wati, Ika Murni Wulandari, Annisa Dwi Wulansari, Suci Diana Yundari, Yundari Zahroh, Fitriana Zalyanti, Sephia Zebua, Michael