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All Journal Ekonis : Jurnal Ekonomi dan Bisnis Akbis: Media Riset Akuntansi dan Bisnis International Journal of Social Service and Research
Rahmi Raihan
Politeknik Negeri Lhokseumawe
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS TINGKAT BAGI HASIL, INDEKS SAHAM JII DAN PERTUMBUHAN EKONOMI TERHADAP DEPOSITO MUDHARABAH PADA PT BANK SYARIAH MANDIRI DI INDONESIA Hamdani Hamdani; Mizan Mizan; Nusyidah Nursyidah; Rahmi Raihan; Aura Humayrah
Ekonis: Jurnal Ekonomi dan Bisnis Vol 22, No 2 (2020): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v22i2.1980

Abstract

he development of Mudharabah Deposits in conventional and sharia banking is increasingly becoming a choice and getting a positive response from consumers. Mudharabah time deposits are an important component for Islamic banks in collecting funds from the public as an investment. This study aims to conduct an analysis of the level of profit sharing and economic growth seen as an important factor in the development of mudharabah deposits. The data used in this study are secondary data, namely the data for the 2010-2019 quarter period contained on the official website of the Financial Services Authority (OJK), Yahoo Finance and the Central Statistics Agency. The object of research at PT Bank Syariah Mandiri in Indonesia. The analytical method used is multiple linear regression analysis.  Based on the results of this study indicate that the level of profit sharing, JII stock index and economic growth simultaneously have a significant effect on mudharabah deposits. Partially the profit sharing rate and JII stock index have a positive and significant effect on mudharabah deposits. While economic growth partially has a significant negative effect on mudharabah deposits. This study is in line with previous studies and there are differences from previous studies. The results of this study can be used for subsequent studies that want to see the development of mudharabah deposits, especially in Aceh, which has implemented the conversion of conventional banks into Islamic banks.  Keywords : Profit Sharing Rate, JII Stock Index, Economic Growth, Mudharabah Deposits
Perspektif Model Bagi Hasil Laba Usaha Berbasis Syariah Pada Bumdes Sebagai Solusi Mitra Berkeadilan Dasmi Husin; Rusydi Rusydi; Khairil Fata; Rahmi Raihan; Faisal Faisal; Indra Wijaya
Akbis: Media Riset Akuntansi dan Bisnis JURNAL AKBIS VOLUME 7 NOMOR 1 TAHUN 2023
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/akbis.v7i1.7446

Abstract

The purpose of this study was to determine the application of the sharia-based profit-sharing model to village enterprise (Bumdes) in Banna Village, Paya Punteut Village, Muara Dua District, Lhokseumawe. Along with the establishment of Bumdes in every village in Indonesia, various operational problems have arisen that threaten business continuity. On the one hand, the existence of Bumdes is very beneficial for improving the welfare of rural communities, but on the other hand it creates various new problems. One of them is the problem of financial records and business profit sharing system. Forcing a profit-sharing model like an established company certainly cannot be done as quickly as possible because the communities and characteristics of village communities are different. Therefore, we need an approach, an appropriate model, that is familiar, but does not hinder the application of financial accounting principles/standards.The research method is descriptive qualitative. This study prioritizes a participatory approach by collecting relevant information from competent sources to be discussed together through Focus Group Discussions (FGD), observation, and preparation of financial reports with a Mudharabah contract (provit sharing). The results of the study show that the application of a sharia-based profit-sharing model requires mutual consent and agreement. In principle there should be no element of coercion and all rights and obligations must be explained in a transparent manner. There is no hidden intention to benefit either party. The principles of accountability and transparency applied by Bumdes Banna Lhokseumawe must be enforced to meet the qualifications for better accounting recording and reporting. Profit sharing is good if you use profit sharing methods, but the terms must be mutually agreed upon in writing and documented.
Training on Grant Proposal Preparation for Non-Profit Organizations in Lhokseumawe City Zusma Widawaty A. Wahab; Elvina Elvina; Nurmila Dewi; Rahmi Raihan; Yetty Tri Putri
International Journal of Social Service and Research Vol. 3 No. 5 (2023): International Journal of Social Service and Research (IJSSR)
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/ijssr.v3i5.374

Abstract

One of the manifestations of the Tri Dharma of Higher Education is the implementation of the application of science and technology through training charged to the teaching staff of the Lhokseumawe State Polytechnic.  This training is a hands-on practice on preparing grant proposals for non-profit organizations in Lhokseumawe City.  This training aims to help improve the capacity of program staff in drafting grant proposals.  The material provided in this training consists of preparing a workplan, logical frame work, and budget.  This training took place successfully, this can be seen from the success achieved, where 95% of participants already understand how to make grant proposals for non-profit organizations and 5% of participants still have to learn it with the guidance of participants who are already proficient.
Co-Authors Aura Humayrah Dasmi Husin Elvina Elvina Faisal Faisal Hamdani, Hamdani Indra Wijaya Khairil Fata Mizan Mizan Nurmila Dewi Nursyidah Rusydi Rusydi Yetty Tri Putri Zusma Widawaty A. Wahab