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PERBANKAN SYARIAH DALAM PERATURAN PERUNDANG-UNDANGAN Sarpini Sarpini
Indonesian Journal of Islamic Business and Economics Vol 1 No 1 (2019): IJIBE
Publisher : Center of Islamic Economics and Halal Business, Faculty of Economics and Business, Universitas Jenderal Soedirman,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.ijibe.2019.1.1.2209

Abstract

Karakteristik sistem perbankan syariah yang beroperasi berdasarkan prinsip bagi hasil memberikan alternatif sistem perbankan yang saling menguntungkan bagi masyarakat dan bank, serta menonjolkan aspek keadilan dalam bertransaksi, investasi yang beretika, mengedepankan nilai-nilai kebersamaan dan persaudaraan dalam berproduksi, dan menghindari kegiatan spekulatif dalam bertransaksi keuangan. Dengan menyediakan beragam produk serta layanan jasa perbankan yang beragam dengan skema keuangan yang lebih bervariatif, perbankan syariah menjadi alternatif sistem perbankan yang kredibel dan dapat dinimati oleh seluruh golongan masyarakat Indonesia tanpa terkecuali. Penelitian ini bersifat analisis deskriptif yaitu memaparkan semua data kemudian melakukan analisis terhadap data untuk memperoleh sebuah kesimpulan. Penelitian ini menyimpulkan bahwa dengan telah diberlakukannya Undang-Undang No.21 Tahun 2008 tentang Perbankan Syariah yang terbit tanggal 16 Juli 2008, maka pengembangan industri perbankan syariah nasional semakin memiliki landasan hukum yang memadai dan akan mendorong pertumbuhannya secara lebih cepat lagi. Dengan progres perkembangannya yang impresif, yang mencapai rata-rata pertumbuhan aset lebih dari 65% pertahun dalam lima tahun terakhir, maka diharapkan peran industri perbankan syariah dalam mendukung perekonomian nasional akan semakin signifikan.
The Role of Perceived Business Value in Mediating the Use of Social Media on the Marketing Performance of MSMEs in Banyumas, Indonesia: Partial Least Square Approach Sulasih Sulasih; Sarpini Sarpini; Sidik Rohiwan
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 6, No 2 (2023): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v6i2.7579

Abstract

The use of media is goal-oriented and motivational according to the needs of MSMEs in choosing media, including marketing products, establishing communication with consumers, and accessing information. This type of research is quantitative while the sampling technique uses Lemeshow with a purposive sampling method. The results of this study indicate that the use of social media affects performance and also the perception of business value from the use of social media. Meanwhile, perceived business value also has a positive and significant impact on business performance. Furthermore, perceived business value is also able to significantly mediate the influence of social media use on business performance. These results confirm that good use of social media can increase and strengthen the business value felt by MSME actors in Banyumas, which will also have an impact on improving business performance. The originality of this research uses perceived business value variables which are rarely studied in the MSME context. In general, perceived business value is usually implemented in companies, while MSME businesses also need to understand that with good use of social media, the perceived business value will also increase and will have an impact on marketing performance. This study is expected to make a significant contribution to MSME owners in understanding the extent to which social media use plays a role in MSME performance through Perceived Business Value. The greater the benefits felt by MSMEs related to the use of social media, the higher their performance.  
Peran Dan Strategi Perusahaan Multinasional Dalam Pembangunan Ekonomi: Studi Kasus Nestle Indonesia Bagus Hendra Stia Pratama; Priska Ananda; Ridho Cahya Lindiastuti; Sarpini Sarpini
Journal Economic Excellence Ibnu Sina Vol. 2 No. 4 (2024): Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v2i4.2044

Abstract

This article discusses the role and strategies of multinational companies, with a focus on Nestlé Indonesia, in supporting economic development. Nestlé, as an example of a multinational company, operates in various countries and contributes to local economic growth through investment and innovation. This research identifies the scope of multinational companies and the strategies implemented by Nestlé in facing global challenges and complying with international regulations. In addition, this article highlights the importance of appropriate regulations to support the existence of multinational companies in the global market, as well as their positive impact on the national economy.
Peran Nilai Tukar Rupiah Dan Fluktuasi Valuta Asing Terhadap Ketahanan Ekonomi Indonesia Divka Avedish; Faqihuddin Tri Wibowo; Nahdiyah Ulul Azmi; Qothrotun Nada; Sarpini Sarpini
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 3 No. 1 (2025): Januari : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v3i1.542

Abstract

Fluktuasi nilai tukar rupiah dan valuta asing menghadirkan tantangan signifikan bagi stabilitas ekonomi Indonesia. Penelitian ini menggunakan metode kualitatif berbasis studi pustaka guna menganalisis dampak perubahan nilai tukar terhadap ketahanan ekonomi nasional dengan. Hasil menunjukkan bahwa inflasi, suku bunga, cadangan devisa, dan arus modal asing memengaruhi nilai tukar rupiah secara signifikan. Bank Indonesia memainkan peran penting melalui kebijakan moneter, termasuk pengelolaan suku bunga dan intervensi di pasar valuta asing. Temuan ini menegaskan perlunya sinergi antara pemerintah dan lembaga keuangan dalam memperkuat ketahanan ekonomi, seperti melalui penguatan cadangan devisa dan diversifikasi sektor ekonomi. Penelitian ini menawarkan wawasan strategis bagi pembuat kebijakan untuk memitigasi dampak volatilitas nilai tukar terhadap perekonomian Indonesia.
TANTANGAN DAN DAMPAK INTEGRASI EKONOMI REGIONAL TERHADAP PEMBANGUNAN EKONOMI KAWASAN ASEAN Hamzah Miftahun Ni’am; Nisrina Hasna Salsabila; Umu Latifah; Sarpini Sarpini
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3339

Abstract

Regional economic integration is becoming an increasingly important phenomenon in the development of the international economic system, including the ASEAN region. The purpose of this article is to explain the challenges and impacts of regional economic integration on ASEAN's economic development. Through a qualitative approach using literature review techniques, this article identifies factors that influence the process of economic integration, such as global economic growth, population problems, urbanization rates, and resource scarcity. Economic integration offers opportunities to encourage trade, investment and economic growth, but also brings challenges such as development gaps and threats to local industries. To face these challenges, close cooperation among ASEAN member countries is essential to create sustainable economic stability.
Analisis Model Mundell-Fleming: Implikasi Kebijakan Fiskal dan Moneter dalam Sistem Ekonomi Terbuka Maulana Azmi; Rida Rahma Yunita; Sarpini Sarpini
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3408

Abstract

Globalization and economic openness have encouraged the integration of financial markets, which contributes to the smooth flow of capital between countries. This capital inflow provides various benefits, such as increased investment, technology transfer, and development of domestic financial markets. However, on the other hand, this also creates challenges in maintaining economic stability. In this context, monetary policy plays a very important role in achieving macroeconomic balance, through controlling inflation, price stability and exchange rates. Currently, global monetary policy's focus on inflation targeting is often criticized because of the trade-off with economic growth, which can be illustrated by the Phillips curve. The Mundell-Fleming model or IS-LM-BP, designed to analyze open economies, provides a useful framework for understanding the effectiveness of fiscal and monetary policies in maintaining internal and external balance. This model also considers capital movements between countries, thereby offering valuable insights for managing economic policy in the era of globalization.
DAMPAK KEBIJAKAN EKONOMI INTERNASIONAL TERHADAP PERTUMBUHAN EKONOMI INDONESIA Teuku Mohammad Daffa Al Islami; Maulana Ash Shiddiqi Bayu Pamungkas; Muhamad Abdan Zulfa; Achmad Yandra Prasetio; Sarpini Sarpini
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2024): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i4.3458

Abstract

This article examines the effect of international economic policy on Indonesia's economic growth. The background to this research indicates that globalization and international trade play an important role in the economic development of a country. The aim of this research is to evaluate the influence of trade policies, payments and foreign aid on economic growth in Indonesia. The method applied is a literature review, which involves comparison and analysis of various relevant policy theories and practices. Research findings show that international economic policies have had positive impacts, including increasing exports, job creation, and increasing national income. However, there are challenges such as protectionism and dependence on imports that need to be considered. This research recommends the importance of more responsive policies to maximize the benefits of international trade.
Analisis Dampak Liberalisasi Perdagangan terhadap Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia Muhammad Tsani Aththoriq; Anis Supriyatin; Sirfi Nur Fitriani; Sarpini Sarpini
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.690

Abstract

Trade liberalization has become an integral part of economic globalization, providing both opportunities and challenges for the Micro, Small, and Medium Enterprises (MSMEs) sector in Indonesia. This study aims to analyze the impact of trade liberalization on MSMEs, including the opportunities it creates, the challenges faced, and the adaptive strategies that can be implemented. Using a qualitative approach based on literature reviews, this study explores various references related to the socio-economic impacts and policy implications for the MSME sector. The findings indicate that although trade liberalization opens broader market access and enhances innovation potential, MSMEs face significant challenges such as global competition, limited capital, and compliance with international quality standards. Therefore, inclusive policies and empowerment programs are essential to ensure MSMEs’ sustainability and equitable benefits from trade liberalization.
Dampak Teknologi Finansial terhadap Perkembangan Investasi Syariah di Era Digital Al Hafidz; Aldin Nur Ainis Shofar; Serly Ikhtiari Krisdinar; Talita Choirunnisa; Sarpini Sarpini
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 4 (2024): November : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i4.1735

Abstract

This research explores the impact of financial technology (fintech) on the development of Islamic investment in the digital era. The study aims to analyze how fintech influences the accessibility and growth of Islamic investment products. Using a systematic literature review, this research examines various academic sources published between 2019 and 2024, focusing on countries with significant Islamic fintech developments such as Indonesia, Malaysia, and the Middle East. The findings indicate that fintech has enhanced public acceptance and participation in Islamic investment by offering more accessible and diverse financial products. However, regulatory challenges hinder the full potential of fintech in the Islamic finance sector. The research suggests that innovation in financial products and supportive regulations are key to fostering the growth of Islamic fintech. Additionally, further empirical research is recommended to explore the regulatory impacts and sustainability of Islamic fintech development across different regions.
Perkembangan Upaya Pemberantasan Kartel Internasional Menggunakan Leniency Program Alifudin Al Azlansyah; Talitha Maritza Fauziyyah; Muhammad Shidqi Abiyu Khuzaeni; Sarpini Sarpini
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 12 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i12.3225

Abstract

The Leniency Program is a partial or total reduction in fines or penalties granted by competition authorities to companies involved in cartel practices. This program is implemented in various countries, including the European Union, the United States and Australia, to uncover cartel practices by providing incentives in the form of reduced or eliminated sanctions for businesses that report their involvement and provide evidence. The negative impact that cartel practices have on competition and consumers, as well as the legal framework in various countries, including Indonesia. This research uses a qualitative desk study approach, analyzing secondary data from relevant literature. The findings show that leniency programs are an effective tool to uncover hidden cartel activity, although challenges remain, such as ensuring legal protection for whistleblowers and tailoring strategies to the local legal context.