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All Journal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Kamaya: Jurnal Ilmu Agama Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology
Ardiansyah Siregar
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Permintaan Kredit Pensiun Pada Bank BTPN Cabang Pekanbaru Ardiansyah Siregar; Anthony Mayes; Rosyetti '
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 2 (2014): wisuda oktober 2014
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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Abstract

This study aims to analyze the Pension Credit Demand in BTPN held in Pekanbaru of Riau Province. The population in this study is the Bank Pekanbaru City Bank customers who make pension credit loan people amounted to 1,688 customers, samples are taken using Slovin formula with the results of the sample amounted to 95 customers. Data analysis techniques in this study by using Quantitative Descriptive Method models performed in this study is the Multiple Linear Regression there are some tests performed in this study: Classical Test Assumptions, Multicollinearity Test, Test heterocedastity, autocorrelation test, Normality Test, Test of Significance, Test t Test, F-acquired research F.Hasil count (58,059)> F table (3,095) and sugnifikansi (0,000) <0.05 means that the income and interest rates positive effect on the demand for pension credit BTPN Pekanbaru. While known t count of -1.718 with a significance of 0.089. Thus t (-1.718) <t table (1.986) and significant (0.089)> 0.05 means that the interest rate does not affect the demand for credit. Based on observations made observations most consumers just do not know how much the interest rate offered by the Bank and the Bank Pekanbaru they do not want to know the amount of mortgage interest rates being offered, this is because not all serve Bank of pension credit, which has only BTPN services Retirement credit.Keywords: Demand for Loans, Income, Interest Rates, Pension Credit
Pandangan Masyarakat Terhadap Dukun Sebagai Pengobatan Kesehatan Dalam Perspektif Aqidah Islam Studi Kasus Pada Kabupaten Tapanuli Selatan Siregar, Ardiansyah; Junaidi, Junaidi
Kamaya: Jurnal Ilmu Agama Vol 7 No 2 (2024)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/kamaya.v7i2.3172

Abstract

The background of this research is treatment by traditional healers, as an alternative for people who find it difficult to access modern medicine. People in Pargarutan Julu Village seek alternative traditional medicine because they are faced with health problems that are difficult to solve medically, indicating dissatisfaction or unmet needs in the modern health system. The purpose of the study is to find out the community's views on the practice of traditional healers as a form of health treatment has become a subject of complex debate, especially in the context of Islamic aqeedah. This paper investigates people's views on shamans as a form of health treatment, focusing on the perspective of Islamic aqidah. The research method is a qualitative approach and literature analysis. The results show that people's views on traditional healers are influenced by cultural factors, traditions, and lack of understanding of Islamic teachings. The informant mentioned that taking treatment from a shaman is part of shirk treatment. Therefore, there is a need for a better educational approach and religious understanding in the community to overcome the wrong perception of shamans and increase understanding of the correct Islamic aqidah in the context of health treatment.
Rumah Belajar Ceria untuk Membangkitkan Semangat Belajar yang Lebih Inovatif dan Kreatif Badri, Fawaidul; Uzahro, Fatimat; Nopia, Rambu Ade; Siregar, Ardiansyah; Sari, Lina Dwi Novita; Nurullah, Zulfa Putria; Niqris, Muhammad Yusuf; Annisa, Faradilla Nur; Hawia, Siti; Azzaro, Nabila; Hartoko, Rafif Pudyo
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 3 No. 1 (2022)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v3i1.16169

Abstract

Rumah Belajar Ceria (RBC) adalah sebuah ide pembelajaran yang peduli dalam upaya meningkatkan kualitas Pendidikan anak. Program ini bergagasan untuk menigkatkan kualitas hubungan antara peserta didik dan tenaga pendidik, dengan sistem home visit. Dewasa ini home visit menjadi salah satu solusi untuk mengatasi salah satu dampak yang disebabkan oleh pandemi Covid-19. Dengan digencarkannya system ini, peserta didik dapat terbantu untuk belajar yang lebih mudah dan solutif. Dalam penelitian ini, home visit yang digagaskan adalah belajar sambil bermain dan mendorong kreatifitas peserta didik dalam membangun hubungan yang lebih interaktif antara   pendidik dan peserta didik. Mahasiswa KSM kelompok 37 ditempatkan di dusun Klerek desa Torongrejo mewujudkan peserta didik yang mandiri berbasis kecerdasan ilmu dan akhlak serta bertumpu pada semangat kreatifitas, dan mebina kegiatan yang menginspirasi kemandirian dalam mental seorang anak.
Determinants Of Interest To Pay Zakat Through Sharia Mobile Banking Alfadri, Ferri; Yarham, M; Siregar, Ardiansyah
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (573.283 KB) | DOI: 10.24952/jiftech.v1i1.5026

Abstract

The bank provides zakat payment services through mobile banking to meet the needs of conducting banking transactions. The people of the new Sitamiang sub-district, Padangsidimpuan City, still do not use the mobile banking application . The purpose of this study was to determine the interest in paying zakat through mobile banking based on perceptions of convenience, perceived usefulness, perceptions of trust in the people of Sitamiang Baru Village, Padangsidimpuan City. This research is a quantitative research. The data source used is primary data. The data collection technique used is a questionnaire with a sample of 98 people. Data processing using SPSS 25 application. The analysis technique used is multiple linear regression analysis. Partial research results states that the convenience variable has no effect on the interest in paying zakat through mobile banking . Usefulness has no effect on interest in paying zakat through mobile banking. Trust has an effect on interest in paying zakat through mobile banking. While the variables of convenience, usability and trust have a simultaneous influence on the interest in paying zakat through mobile banking in the people of Sitamiang Baru Village .Keywords: Interest, Zakat, Mobile Banking, Perception
Determinan Minat Membayar Zakat Melalui Mobile Banking Syariah Siregar, Ardiansyah; Siregar, Budi Gautama; Izzah, Nurul
Journal of Islamic Social Finance Management Vol 3, No 2 (2022): JULI-DESEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (819.61 KB) | DOI: 10.24952/jisfim.v3i2.6176

Abstract

Penelitian ini bertujuan untuk mengetahui variabel terikat yaitu minat masyarakat Kelurahan Sitamiang Baru untuk membayar zakat melalui aplikasi mobile banking berdasarkan variabel bebas persepsi kemudahan, persepsi kegunaan, dan persepsi kepercayaan. Penelitian ini menggunakan teori yang membahas mobile banking, minat, zakat, persepsi kemudahan, persepsi kegunaan dan persepsi kepercayaan serta hubungan yang terdapat antara variabel. Jenis penelitian ini adalah penelitian kuantitatif dengan menggunakan sumber data utama atau primer. Sampel dalam penelitian ini sebanyak 98 orang dan data dikumpulkan melalui sebaran angket. Data yang terkumpul diolah menggunakan aplikasi SPSS 25. Penelitian ini menggunakan teknik analisis regresi linier berganda. Penelitian ini memberikan hasil bahwa variabel persepi kemudahan dan variabel persepsi kegunaan tidak berpengaruh secara parsial terhadap variabel terikat. Sedangkan variabel persepsi kepercayaan memiliki pengaruh secara parsial terhadap variabel terikat. Secara simultan, terdapat pengaruh antara ketiga variabel bebas terhadap variabel terikat dalam penelitian ini. Kata Kunci: Minat, Zakat, Mobile Banking, Persepsi
Co-Authors Alfadri, Ferri Annisa, Faradilla Nur Anthony Mayes Azzaro, Nabila Fawaidul Badri Hartoko, Rafif Pudyo Hawia, Siti IZZAH, NURUL Junaidi Junaidi Niqris, Muhammad Yusuf Nopia, Rambu Ade Nurullah, Zulfa Putria Rosyetti &#039; Sari, Lina Dwi Novita SIREGAR, BUDI GAUTAMA Uzahro, Fatimat Yarham, M