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All Journal JURNAL ECONOMIA Jurnal Media Wahana Ekonomika An-Nisbah: Jurnal Ekonomi Syariah Jurnal Akuntansi dan Pajak Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Substansi: Sumber Artikel Akuntansi Auditing dan Keuangan Vokasi Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo IJBE (Integrated Journal of Business and Economics) Kompartemen : Jurnal Ilmiah Akuntansi Jurnal Penelitian Teori & Terapan Akuntansi (PETA) SEIKO : Journal of Management & Business Owner : Riset dan Jurnal Akuntansi Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan KITABAH: Jurnal Akuntansi dan Keuangan Syariah Jurnal Pendidikan Ekonomi (JURKAMI) YUME : Journal of Management Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming ACCOUNTHIK : Journal of Accounting and Finance EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Riset Terapan Akuntansi Jurnal Ilmiah Edunomika (JIE) Jurnal Informatika Ekonomi Bisnis RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Oeconomicus Journal of Economics BUDGETING : Journal of Business, Management and Accounting Jurnal Pengabdian UNDIKMA Transformasi Manageria: Journal of Islamic Education Management Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Balance: Journal of Islamic Accounting Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Jurnal Informatika Ekonomi Bisnis RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) An-Nisbah: Jurnal Ekonomi Syariah Balance: Journal of Islamic Accounting
Dianita Meirini
Universitas Islam Negeri Sayyid Ali Rahmatullah, Tulungagung, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Nursing Public Health Social Sciences Other

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Journal : Jurnal Pengabdian UNDIKMA

 1 
Pemberdayaan Ibu Rumah Tangga Melalui Edukasi Investasi Syariah Berbasis Sektor Riil di Kecamatan Kedungwaru Kabupaten Tulungagung Meirini, Dianita; Khoiriawati, Novi; Fitriasari, Amanda
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.18667

Abstract

This community service program aims to enhance participants’ Islamic financial literacy, bookkeeping skills, and awareness of the importance of ideal budget allocation in accordance with the Financial Services Authority (OJK) standards, enabling housewives to manage family income more balancedly and with a future-oriented perspective. The program was implemented using a participatory education approach, and its outcomes were evaluated through pre-test and post-test analyses. The results indicated an improvement in participants’ understanding of family financial planning based on Islamic principles, particularly in incorporating components such as investments, emergency savings, and zakat into household budgets. Furthermore, participants became capable of preparing more proportional budgets and understanding ideal expenditure allocations, including a recommended minimum investment of 5%–15% of income. Investment interest increased significantly, with 89% of participants expressing willingness to allocate a portion of their income for investment, primarily in gold, bank savings, land, and deposits. Overall, the program was deemed successful, as evidenced by full participant engagement and measurable improvements in financial literacy and investment interest.
Co-Authors Agustin, Eka Fina Akhmad Djody Firdausyah Alfa Zakiah Alfa Zakiah Alfina Ebrianty Atik Tri Andari Binti Fatimatuz Zahrok Devana Putri Ramadhania Dwi Ratnasari Dyah Pravitasari Elmi Rakhma Aalin Elvida Anggi Fauziyah Fauziatun Nisa' Fitriasari, Amanda Fitrifatun, Nailil Galih Raka Siwi Indria Stevani Levia Retnosari Mafsud, Muhamad Mashudi Mashudi Miladiah, Laili Mohamad Arif Luqman Hakim Muhamad Mafsud Muhamad Shahidul Akbar Muhammadi, Qasem Novi Khoiriawati Nur Kholifah Ihza A Nur Wakidatur Rohmah Nur Wakidatur Rohmah Nur Wakidatur Rohmah Praptiwi Praptiwi Rahayu, Tashya Novita Puji Renci Septe Bresita Anjelia Ristu Dwi Putri Ruby Mustika Sanni El Randi, Tuti Ratnawati Silvi Yurike Farera Siti Mahmudah Siwi, Galih Raka Umy Zahroh Waningsih, Reni