Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal Jurnal Hukum Ekonomi Syariah Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis HUKUM EKONOMI ISLAM Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Saidin Mansyur
Unknown Affiliation
Economics, Econometrics & Finance Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Potential Contribution Of Sharia Micro Financing On Poverty Reduction In Slum Communities In Makassar Hurriah Ali Hasan; Saidin Mansyur
Jurnal Hukum Ekonomi Syariah Vol 3, No 2 (2019): JURNAL HUKUM EKONOMI SYARIAH (DESEMBER 2019)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (516.613 KB) | DOI: 10.26618/j-hes.v3i2.2928

Abstract

Poverty is a problem faced by many countries. A country that has a high number of poor people, will always face various cases as a result of poverty, namely low education, high unemployment, health problems, criminal cases and prone to security problems. That is because the poor people not only lack money, but also do not have access to health services, food and education, so they are vulnerable to illness, malnutrition, and unable to get a good education. Considering its impact on people's lives, it is deemed necessary to take actions that can reduce poverty. Governments in many countries and international institutions have also sought to help the poor throughout the world, through microfinance programs. This effort has succeeded in reducing poverty at the global level. On the other hand, poverty is still quite high. The dependence of the poor on poverty alleviation programs from the government often leads to community dependence on the government. They are just waiting for help to stay alive, so they cannot get out of the cycle of poverty. Therefore, in efforts to alleviate poverty, the important thing to do by the government and institutions involved in poverty reduction is to encourage the independence of the poor so that they can get out of the poverty circle by their own efforts. One effort to encourage the independence of the poor is to provide capital so that they can build their own business activities. In some circumstances, microfinance can be a strategy to provide a way out for the poor to escape poverty. This study aims to identify the potential contribution of Islamic microfinance to reduce poverty in slums in Makassar. The method used in this study is qualitative, in which data are collected through in-depth interviews with slum communities who have not been touched by access to financial institutions. Other interviews were conducted with the management of Islamic microfinance institutions. Interviews found that urban communities living in slums wanted to access financial institutions, but did not have the opportunity. While from the LKMS, it was stated that there are many financing programs provided for the poor. This shows that the opportunity to reduce poverty is very good with the large potential contribution of LKMS in encouraging the independence of the poor through business activities.Keywords: Sharia Microfinance Institutions, Poverty, Slum Communities
PERANAN BANK SYARIAH INDONESIA (BSI) DALAM MENDUKUNG PENINGKATAN KESEJAHTERAAN USAHA KECIL DAN MENENGAH Jasri, Jasri; Saidin Mansyur; Indah Rahayu; Hesti Astuti
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 1 No. 2 (2021): Juli: Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v1i2.815

Abstract

Small and Medium Enterprises (SMEs) are one of the main drivers of the development of the manufacturing industry. They are able to create jobs faster than others. The regional potential for Small and Medium Enterprises (SMEs) is very large. However, the lack of working capital makes most MSEs unable to continue their creative business. So it requires convenience in obtaining capital injections from various parties, especially Indonesian Islamic Banks. This study aims to analyze the effectiveness of the role of the Indonesian Islamic Bank (BSI) in supporting the growth of MSEs in Bulukumba. This study uses a qualitative method with a normative approach. The results of this study show that Bank Syariah Indonesia Tbk KCP Bulukumba plays a role in the development of Small and Medium Enterprises for the people of the city of Bulukumba. With the provision of capital, it can really help the community to develop their business and be able to reduce poverty as well as help increase income and open up opportunities for people who want to start a business. Although Islamic banks have various advantages and advantages in developing Small and Medium Enterprises, Islamic Banks have weaknesses and have obstacles in developing Small and Medium Enterprises such as capital problems, Human Resources, and government policies that are slow and detrimental to Islamic Banks.
Potential Contribution Of Sharia Micro Financing On Poverty Reduction In Slum Communities In Makassar Hurriah Ali Hasan; Saidin Mansyur
Jurnal Hukum Ekonomi Syariah Vol 3, No 2 (2019): JURNAL HUKUM EKONOMI SYARIAH (DESEMBER 2019)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v3i2.2928

Abstract

Poverty is a problem faced by many countries. A country that has a high number of poor people, will always face various cases as a result of poverty, namely low education, high unemployment, health problems, criminal cases and prone to security problems. That is because the poor people not only lack money, but also do not have access to health services, food and education, so they are vulnerable to illness, malnutrition, and unable to get a good education. Considering its impact on people's lives, it is deemed necessary to take actions that can reduce poverty. Governments in many countries and international institutions have also sought to help the poor throughout the world, through microfinance programs. This effort has succeeded in reducing poverty at the global level. On the other hand, poverty is still quite high. The dependence of the poor on poverty alleviation programs from the government often leads to community dependence on the government. They are just waiting for help to stay alive, so they cannot get out of the cycle of poverty. Therefore, in efforts to alleviate poverty, the important thing to do by the government and institutions involved in poverty reduction is to encourage the independence of the poor so that they can get out of the poverty circle by their own efforts. One effort to encourage the independence of the poor is to provide capital so that they can build their own business activities. In some circumstances, microfinance can be a strategy to provide a way out for the poor to escape poverty. This study aims to identify the potential contribution of Islamic microfinance to reduce poverty in slums in Makassar. The method used in this study is qualitative, in which data are collected through in-depth interviews with slum communities who have not been touched by access to financial institutions. Other interviews were conducted with the management of Islamic microfinance institutions. Interviews found that urban communities living in slums wanted to access financial institutions, but did not have the opportunity. While from the LKMS, it was stated that there are many financing programs provided for the poor. This shows that the opportunity to reduce poverty is very good with the large potential contribution of LKMS in encouraging the independence of the poor through business activities.Keywords: Sharia Microfinance Institutions, Poverty, Slum Communities
PERANAN BANK SYARIAH INDONESIA (BSI) DALAM MENDUKUNG PENINGKATAN KESEJAHTERAAN USAHA KECIL DAN MENENGAH Jasri, Jasri; Saidin Mansyur; Indah Rahayu; Hesti Astuti
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 1 No. 2 (2021): Juli: Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v1i2.815

Abstract

Small and Medium Enterprises (SMEs) are one of the main drivers of the development of the manufacturing industry. They are able to create jobs faster than others. The regional potential for Small and Medium Enterprises (SMEs) is very large. However, the lack of working capital makes most MSEs unable to continue their creative business. So it requires convenience in obtaining capital injections from various parties, especially Indonesian Islamic Banks. This study aims to analyze the effectiveness of the role of the Indonesian Islamic Bank (BSI) in supporting the growth of MSEs in Bulukumba. This study uses a qualitative method with a normative approach. The results of this study show that Bank Syariah Indonesia Tbk KCP Bulukumba plays a role in the development of Small and Medium Enterprises for the people of the city of Bulukumba. With the provision of capital, it can really help the community to develop their business and be able to reduce poverty as well as help increase income and open up opportunities for people who want to start a business. Although Islamic banks have various advantages and advantages in developing Small and Medium Enterprises, Islamic Banks have weaknesses and have obstacles in developing Small and Medium Enterprises such as capital problems, Human Resources, and government policies that are slow and detrimental to Islamic Banks.
Co-Authors Hesti Astuti Hurriah Ali Hasan Indah Rahayu Jasri, Jasri Jasri, Jasri