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Hutang Luar Negeri Indonesia Ditinjau Dari Perspektif Ekonomi Islam Faishol Lutfi
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 6 | No. 1 | 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There are so many interesting phenopenone if we discuss of Indonesian economy especially at monetary sector. Foreign debt is one of several popular problem on developing countries like Indonesia. It is one of practice solution about saving debt to maintain the development process. The aim of this research is to analyse Indonesian foreign debt and How Islamic perspective views it. Analytical method used in this research is literature study. We used secondary data taken from BI, BPS, Kemenkeu, etc. The result of this research shows that foreign debt will be a boomerang when not properly managed by the government. In some cases, Indonesia's current foreign debt conditions do not conform to the norms taught by Islam. The implication is that the government needs a re-review of foreign debt to be more in line with Islamic norms which put forward the side of maslahat
Sinergitas Nahdlatul Ulama dan Muhammadiyah Dalam Pengembangan Ekonomi Islam di Indonesia Faishol Luthfi; Wildana Latif M.
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 3 No. 2 (2019): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (499.936 KB) | DOI: 10.22236/alurban_vol3/is2pp137-148

Abstract

This paper aims to analyze the sinergity of Islamic organisations (Nahdlatul Ulama and Muhammadiyah) towards the development of Islamic Economy in Indonesia. This study uses a qualitative method. This type of research is literature analysis. Data is collected and analyzed from the main sources of Islam (i.e. Qur'an and Hadith) and previous research studies related to Islamic organizations in Indonesia. The authors find that Nahdlatul Ulama and Muhammadiyah are the largest Islamic organizations in Indonesia which have their own characteristics. Both of these organizations have a distinction in the methods of da'wah and mass bases. The synergy of Nahdlatul Ulama and Muhammadiyah through da'wah methods and mass bases can develop Islamic economy in Indonesia. The authors argue that in the future it may be necessary to have a deeper synergy between activists, administrators, and followers of Nahdlatul Ulama and Muhammadiyah. This paper is the pioneer to analyze the sinergity of Islamic organizations towards the development of Islamic Economy in Indonesia.
Measuring the Efficiency of BAZNAS in Managing Zakat Funds with Stochastic Frontier Approach Analysis, 2002–2016 Risanda A.; Faishol Luthfi; Sri Herianingrum
International Journal of Zakat Vol 3 No 1 (2018)
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1133.18 KB) | DOI: 10.37706/ijaz.v3i1.70

Abstract

This study aims to measure the technical efficiency and identify factors that cause technical inefficiency of Badan Amil Zakat Nasional (BAZNAS) in managing zakat funds on receipt and the distribution of zakat funds. The data used were time series data from 2002 to2016. The input variables used were total assets and operational costs, while the output variables were the receipt of zakat funds and the distribution of zakat funds. Using stochastic frontier analysis, this study has successfully identified that total assets and operational costs had a positive and significant effect on the receipt of zakat funds. The same results also demonstrated that the operational costs for the distribution of zakat funds had a positive and significant effect. The results for total assets on distribution of zakat funds were positive but not significant. Overall, the technical efficiency regarding the receipt of BAZNAS zakat funds was found to be 94.98 percent, which means that there is 5.02 percent remaining that could still be optimized, while technical efficiency regarding the distribution of BAZNAS zakat funds was found to be 70.99 percent, leaving 29.01 percent that could still be optimized. Keywords: Badan Amil Zakat Nasional (BAZNAS), Stochastic Frontier Analysis, Technical Efficiency
BAGAIMANA EKONOMI ISLAM MEMANDANG HUBUNGAN ANTARA PERTUMBUHAN EKONOMI DAN PERUBAHAN IKLIM ? (STUDI KASUS: INDONESIA) Faishol Luthfi
JURNAL MUAMALAT INDONESIA - JMI Vol 3, No 1 (2023): Jurnal Muamalat Indonesia
Publisher : FAKULTAS EKONOMI DAN BISNIS UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.756 KB) | DOI: 10.26418/jmi.v3i1.63897

Abstract

This study aims to examine the relationship between economic growth and climate change and how Islamic economics views this relationship. This study uses a quantitative approach with the analytical method used is Vector Autoregression (VAR). The data used in this study is Indonesia's country data for the period 1990 to 2018. The results of the study show that there is a unidirectional relationship between economic growth and climate change. This indicates that climate change, which is proxied through the amount of GHG, has affected economic growth. Climate change that has been happening for a long time due to human activities is starting to have an impact on the economic sector. Therefore, it is time for humans to be aware and think forward or visionary. Islam, through its various arguments, has explained the importance of environmental sustainability. Even more specifically, Islamic economics through the concept of hifdz al-'alam from Yusuf Qardhawi has explained the importance of preserving nature.
THE KSPPS STRATEGY OF BMT AIRLANGGA WAS DEVOTED TO PERSADA DURING THE COVID-19 PANDEMIC Muhammad Deni Putra; Faishol Luthfi; Wildana Latif M
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2623

Abstract

The Covid-19 pandemic has affected many aspects. Not only for MSMEs but also Islamic microfinanceinstitutions. This study aims to determine the strategy of Islamic microfinance institutions, namely KSPPS BMTAirlangga Bakti Persada during the Covid-19 pandemic. This research uses a descriptive qualitative approachwith a case study method. The results of this study indicate that KSPPS BMT Airlangga Bakti Persada has acertain strategy so that it can survive in the Covid-19 pandemic era. The strategy includes risk managementand operational management at the institution. Risk management includes the management of default riskby members and management of default risk by the institution. Operational management is related to healthprotocols so that employees are not exposed to the Covid-19 virus.
Pendampingan Usaha sebagai Variabel Moderator pada Pengaruh antara Modal Sendiri dan Jumlah Pembiayaan Murabahah terhadap Omzet Luthfi, Faishol
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 1 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i1.4857

Abstract

This study aims to analyze the effect of equity and murabahah financing on MSME turnover with business assistance as a moderating variable. This study uses a mix methods approach which is a combination of quantitative and qualitative methods. The quantitative method uses Moderated Regression Analysis (MRA) and the qualitative method uses descriptive analysis. The independent variables in this research are equity (X1) and the amount of murabahah financing (X2) with business assistance as a moderating variable (Xm). The dependent variable is MSME turnover. The subject of this research is MSME actors in Surabaya City. The sample of this study amounted to 300 people who were taken using purposive sampling method. The results showed that the variable of equity has a positive and significant effect on MSME turnover, while business assistance has been shown to moderate the influence between equity and murabahah financing on MSME turnover. There are several forms of business assistance for MSME actors, namely related to production capacity, business community and product promotion.This study looks at the independent variables from two sides, namely from the internal side of MSME actors, namely their own capital and externally, namely murabahah financing. Further exploration is needed regarding the independent variables in this study.This study is useful for relevant regulators to formulate MSME development policies considering the importance of MSME's role in the Indonesian economy. This study provides deeper insight into business assistance as a moderating variable and also forms of business assistance.
POTENSI EKONOMI KABUPATEN KAPUAS HULU DENGAN MENGGUNAKAN METODE LOCATION QUOTIENT DAN TIPOLOGI KLASSEN Dwiastuti, Ninuk; Suharlina, Helly; Luthfi, Faishol; Taufik, M Iman
Jurnal Ilmiah Al-Tsarwah Vol 6, No 2 (2023)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v6i2.5227

Abstract

Tujuan utama dari peneitian ini adalah untuk menganalisis sektor unggulan serta menganalisis gambaran tipologi Klassen Kabupaten Kapuas Hulu. Penelitian ini menggunakan data sekunder selama empat tahun dengan metode Location Quotient (LQ) dan Tipologi Klassen. Hasil penelitian menunjukan bahwa sektor unggulan kabupaten Kapuas Hulu yaitu sektor pertanian, kehutanan dan perikanan, sektor pertambangan dan penggalian, sektor konstruksi, sektor jasa perusahaan, sektor administrasi pemerintah, pertahanan dan jaminan sosial wajib serta sektor jasa kesehatan dan kegiatan sosial. Adapun yang termasuk pada kuadran satu (maju dan tumbuh pesat) yaitu sektor konstruksi, sektor jasa perusahaan dan sektor administrasi pemerintahan, pertahanan dan jaminan sosial wajib. Kuadran kedua (maju tapi tertekan) yaitu sektor pertambangan dan penggalian, sektor jasa kesehatan dan kegiatan sosial. Kuadran ketiga (potensial atau masih dapat berkembang dengan pesat) yaitu sektor industri pengolahan, sektor pengadaan air, pengolahan sampah, limbah dan daur ulang, sektor transportasi dan pergudangan, serta sektor infoemasi dan komunikasi. Kuadran keempat (relatif tertinggal) yaitu sektor petanian, kehutanan dan perikanan, sektor pengadaan listrik dan gas, sektor perdagangan besar dan eceran: reparasi mobil dan sepeda motor, sektor penyediaan akomodasi dan makan minum, sektor jasa keuangan dan asuransi, sektor real estate, sektor jasa pendidikan dan sektor jasa lainnya.
ANALISIS DAMPAK PEMILU TAHUN 2019 TERHADAP PASAR MODAL SYARIAH INDONESIA Luthfi, Faishol; Ardelia, Aya Sofia; Mahmudi, Wildana Latif
Bangun Rekaprima Vol 10, No 1 (2024): April 2024
Publisher : Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/bangunrekaprima.v10i1.5455

Abstract

Political events such as elections certainly have an impact on economic conditions, more specifically on the condition of the Indonesian sharia capital market. This research aims to analyze the impact of the election on the Indonesian sharia capital market in 2019. The quantitative approach used in this research includes the event study method and is followed by Wilcoxon test analysis. The data used in this research is JII share trading volume data from January to July 2019 on a daily basis as well as related research. JII share trading volume data will be observed and divided into: periods before observation, observation, and after observation. The research results show that there is a significant difference in the trading volume of JII shares between the periods before and after the observation, so it can be concluded that the election had an impact on the Indonesian sharia capital market. The recommendation for the government is to be able to create a safe and transparent election atmosphere considering that the implementation of the election will be the object of investor observation. Investor responses as a result of these observations will certainly influence macro economic conditions.
Pengaruh Islamic Branding Terhadap Keputusan Pembelian Konsumen Kosmetik Halal Pada Mahasiswi di Pontianak Aya Sofia Ardelia; Faishol Luthfi
Equator Journal of Management and Entrepreneurship (EJME) Vol 12, No 1 (2024): Equator Journal of Management and Entrepreneurship
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/ejme.v12i1.70912

Abstract

Islamic branding yang menjadi konsep yang relative baru dalam praktek branding secara islam sehingga menarik perhatian bagi para akademisi serta praktisi. Jumlah masyarakat muslim di Indonesia mencapai 241,7 juta jiwa, sehingga menjadikan konsumen muslim sebagai sasaran bagi produsen dalam memasarkan produk mereka. Produk kosmetik di Indonesia mengalami perkembangan yang pesat. Oleh karenanya, penting bagi konsumen muslim dapat lebih teliti dan selektif dalam memilih kosmetik yang aman dan halal sesuai syariat islam. Oleh karena itu, untuk memastikan produk aman dan halal konsumen muslim dapat memerikasa produk yang telah diperiksa oleh BPOM dan MUI. Hal ini tentunya karena masyarakat muslim berkewajiban untuk mengkonsumsi yang halal. Tujuan dilakukan penelitian ini adalah untuk mengkaji pengaruh Islamic Branding terhadap keputusan pembelian konsumen kosmetik halal pada mahasiswi di Pontianak. Penelitian ini merupakan penelitian lapangan yang bersifat kuantitaif dengan dilakukan penyebaran kuisioner yang kemudian dianalisis menggunakan Teknik analisis regresi linier sederhana yang dibantu dengan program SPSS. Hasil pada penelitian ini menunjukkan bahwa Islamic Branding tidak berpengaruh terhadap Keputusan Pembelian Konsumen Konsumen Kosmetik Halal pada mahasiswi di Pontianak.
OPTIMALISASI PEMBIAYAAN MIKRO SYARIAH: STRATEGI PEMBERDAYAAN TABUNG BAITULMAL SARAWAK MALAYSIA DALAM PENGEMBANGAN UMKM Diah Arminingsih; Bustami Bustami; Sisi Amalia; Faishol Luthfi; M. Iman Taufik; Supriaman Supriaman; Intan Liana
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i2.26332

Abstract

Pembiayaan mikro syariah menjadi perhatian utama dalam mengakselerasi pertumbuhan Usaha Mikro, Kecil, dan Menengah (UMKM) sebagai pendorong ekonomi lokal. Kegiatan ini bertujuan untuk mengeksplorasi dan mengusulkan strategi optimalisasi pembiayaan mikro syariah pada Tabung Baitulmal Sarawak Malaysia untuk mendukung pengembangan UMKM. Studi ini akan menggunakan pendekatan observasi dan FGD (Forum Group Discussion) dengan instansi terkait. Hasil Kegiatan menjelaskan bahwa Tabung Baitulmal Sarawak Malaysia (TBS) telah berkembang dengan pesat. Pembiayaan yang dilakukan kepada UMKM terlaksana dengan sangat baik tetapi kemajuan tersebut merupakan suatu langkah awal. TBS dapat mencapai cakupan yang lebih luas melalui pemberdayaan UMKM di negara lain.