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THE INFLUENCE OF REINSURANCE RATE, LOAN INTEREST RATE AND BANK'S FEE BASED INCOME AGAINST THE PREMIUM RATE ON CREDIT LIFE INSURANCE (CASE STUDY: CREDIT LIFE INSURANCE’S POLICY HOLDER OF PT INDOSURYA LIFE IN 2018) Markonah, Markonah
Dinasti International Journal of Management Science Vol. 2 No. 5 (2021): Dinasti International Journal of Management Science (May - June 2021)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v2i5.867

Abstract

This research has purposes to learn further about the impact of reinsurance rates, loan interest and fee-based income towards premium rates on credit life insurance. The unit of analysis was 50 credit life insurance policy holders at PT Indosurya Life throughout 2018. The independent variables that used in this research are reinsurance rates, loan interest and fee based income. While the dependent variable is premium rate on credit life insurance. The sample collected method was taken by saturated sampling. Researchers took the entire population as a sample where the number of samples used were 50 policy holders from credit life insurance which used premium rates and types of effective loan interest for 40 years of age with 5 years of insurance period. The analytical method used was multiple regression analysis and hypothesis test which is done by t-test. And according to the rdata analysis result, loan interest and fee-based income had a positive and significant affect towards credit life insurance's premium rates. Meanwhile, the reinsurance rate variable did not related to credit life insurance's premium rate. It is very recommended to PT Indosurya Life to increase the premium rate on its credit life insurance, so that will increase its Fee Based Income aswell.
THE EFFECT OF GREEN PRODUCTS, GREEN PROMOTIONS, GREEN PRICES AND GREEN PLACES ON INTEREST IN BUYING SAVING PRODUCTS OF BANK OCBC NISP (CASE STUDY AT BANK OCBC NISP HEAD OFFICE BRANCH) Agus Salim; Ade Riyanto Rauf; Markonah, Markonah
Dinasti International Journal of Digital Business Management Vol. 3 No. 6 (2022): Dinasti International Journal of Digital Business Management (October-November
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijdbm.v3i6.1515

Abstract

This study aims to analyze the Influence of Green Products, Green Promotion, Green Prices and Green Places on Interest in Buying Savings Products at Bank OCBC NISP (Case Study at Central Bank OCBC NISP). This study uses primary data and the data used in this study were obtained. from distributing questionnaires to Bank OCBC NISP Customers located at Bank OCBC NISP's head office. The data in this study were processed using the SPSS version 26 application. This study used a sample of 150 respondents who were customers. The results of the study partially show that Green Products, Green Promotions and Green Prices have an influence on consumer buying interest, while Green Places have no influence on buying interest.
The Role of Inflation, Bank Indonesia Sharia Certificates, and the Jakarta Islamic Index on State Sharia Securities Selliamanik, Irma Selliamanik; Adytio, Erlangga; Markonah, Markonah
Adpebi International Journal of Multidisciplinary Sciences Vol. 2 No. 1 (2023)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/aijms.v2i1.475

Abstract

Purpose –This study aims to analyze the effect of inflation, Bank Indonesia Sharia Certificates (BISC), and the Jakarta Islamic Index (JII) on State Sharia Securities (SSS). Methodology/approach – The population used in this study is inflation, Bank Indonesia Sharia Certificates, Jakarta Islamic Index and State Sharia Securities in the 2016-2020 period as many as 60 data with a sampling technique, namely clear sampling of 60 data. This study was analyzed using the Multiple Linear Analysis method.Findings – The results of Multiple Linear Regression Analysis are as follows: Y = 1388.145 – 5.171 X1 + 0.032 X2 – 1.665X3 The study was conducted using time series data for the period 2016 to 2020. The results showed that inflation had a significant negative effect on SSS , BISC has a significant positive effect on SSS, and JII has a significant negative effect on SSS. From the results of the R-square Coefficient of Determination test that Inflation, BISC, and JII have an influence of 55.6% on SSS.Novelty/value – The higher the Bank Indonesia Sharia Certificates (BISC), the higher the State Sharia Securities (SSS). Keywords: Inflation, BISC, Jakarta Islamic Index, SSS
Transformation of Prison Staff Services towards Sustainable Professionalism and Job Satisfaction Development (Case Study of Class IIA Salemba Prison, Jakarta) Pramesworo, Ignatius Septo; Markonah, Markonah; R, Hikmah A; Evi, Tiolina
IMPOWERMENT SOCIETY Vol 7 No 2 (2024): Agustus
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/eps.v7i2.1394

Abstract

This activity involves cooperation with various parties, including correctional officers, professionals in the field of Education and the Government in this case the Ministry of Education, Research and Technology in the field of Community-Based Empowerment. Through this community service activity, it is expected that correctional officers can improve their capacity and welfare through various professional and personal development programs. This program is designed to support the effectiveness of officers' work and their work-life balance. In this training, it is explained how Service Excellence and Managerial Skills can be carried out. This training was delivered to officers in the service sector totaling 30 people who are ASN Salemba Prison. Participants are 25-33 years old with a Bachelor's degree in Law, Education, Economics and Social. Male participants 60% and female 40%. Among the participants were 2 structural officials. Preparation for the implementation was carried out in two meetings. The first meeting discussed the event rundown, division of tasks for each lecturer, provision of materials and preparation of questions to be asked to participants, availability of supporting equipment to make it easier for Prison 2A officers to listen to presentations from the Perbanas Institute. The second meeting involved the head of the Salemba Class IIA Prison who discussed the revised material and adjusted it to the situation at the Salemba Class IIA Prison. This Community Service Activity was carried out on Thursday, August 22, 2024 face-to-face and the material provided was about how IIA Prison officers provide the best service, improve employee managerial skills, and provide solutions to obstacles and results obtained from the situations discussed previously. The implementation went smoothly according to the predetermined schedule, the speakers delivered their materials according to the prepared concept, namely regarding service excellence and managerial skills.
Pelatihan Pemilahan Sampah Guna Menciptakan Lingkungan Masyarakat Pedesaan yang Bersih Markonah, Markonah; Riwayati, Hedwigis Esti; Jasman, Jasman; Iqbal , Muhammad; Suharyanto, Suharyanto; Akbar, Taufiq; Nurhasanah, Nurhasanah
Jurnal Pengabdian Masyarakat dan Penelitian Terapan Vol. 1 No. 4 (2023): Jurnal Pengabdian Masyarakat dan Penelitian Terapan (Oktober-Desember 2023)
Publisher : Greenation Publisher & Yayasan Global Resarch National

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jpmpt.v1i4.502

Abstract

Dalam rangka memanfaatan sampah yang berlebihan, yang mana limbah plastik susah diuraikan, oleh karena itu untuk mengurangi limbah plastik tersebut, maka Masyarakat pedesaan di Kabupaten Bekasi digerakkan untuk mengumpulkan sampah-sampah plastik (limbah plastik) tersebut, kemudian dijual ke pengrajin bahan bangunan. Hal ini digerakkan oleh dosen Perbanas Institute dengan jalan memberikan pencerahan tentang sampah plastik yang susah diuraikan dan sampah plastik tersebut bisa berguna sebagai bahan baku bahan bangunan. Dengan demikian kegiatan ini perlu dipertahankan dan dilakukan sebanyak-banyaknya agar bisa mengurangi limbah plastik yang susah terurai tersebut dan para pelaku usaha bahan bangunan mendapatkan bahan baku dengan harga yang lebih murah, serta Masyarakat pedesaan pun bisa menikmati lingkungan pedesaan yang bersih. Bebas dari polusi sampah
Claim Paying and Reinsurance on Company's Financial Health Markonah, Markonah; Silalahi, Sriani; Selliamanik, Irma
International Journal of Applied Management and Business Vol. 1 No. 1 (2023)
Publisher : ADPEBI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijamb.v1i1.459

Abstract

Purpose – This research was conducted with the aim of analyzing the effect of claim payments and reinsurance on the company's financial health (Solvability) Asuransi Prudential Indonesia.. Methodology/approach – This research method uses descriptive, associative, and causal methods with a quantitative approach. The population used is Prudential Indonesia's 2006-2021 Annual Financial Report with a total of 16 data. The sampling technique is saturated sampling, so that the sample is 16 data. Data collection techniques with library research and documentation and processed using IBM SPSS. Findings – The data analysis technique used is multiple linear regression with the equation Y = 3.668 + 0.0000006263(X1) + 0.0000001706(X2). The research results show: a) Payment of claims has a significant positive effect on the company's financial health (solvency) Asuransi Prudential Indonesia b) Reinsurance has no effect on the company's financial soundness (solvency) Asuransi Prudential Indonesia c) multiple linear analysis results. d) The R square value of the coefficient of determination which is the effect of claim payments and reinsurance on the company's financial health (solvency) Asuransi Prudential Indonesia is 49.20%. Novelty/value –  The higher the payment of claims reflects the higher operational activities so that the financial health is high, so that operational activities need to be improved. Keywords: Claim Payment, Reinsurance, Company's Financial Health (Solvability).  
Effect of Job Insecurity, Employee Engagement and Job Performance on Employee Turnover Intention Non-Civil Servant Government at District Court in Southeast Sulawesi Region Zaky, Achmad; Markonah, Markonah; Suryanto, Suryanto
Dinasti International Journal of Digital Business Management Vol. 6 No. 4 (2025): Dinasti International Journal of Digital Business Management (June - July 2025)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijdbm.v6i4.5125

Abstract

This study aims to determine the influence of Job Insecurity, Employee Engagement and Job Performance to Turnover Intention on Government employees Non-Employee Government Court Country in region Southeast Sulawesi. This study uses a quantitative approach through the distribution of questionnaires and the application of SPSS IBM 26 involving 68 respondents from 9 District Courts in the Southeast Sulawesi region. t-Test Results shows that there is a positive and significant influence of job insecurity on turnover intention. However, employee engagement does not have a significant influence on turnover intention, and job performance has a positive influence on turnover intention. Job insecurity, employee engagement and job performance simultaneously have a positive and significant influence on turnover intention recommended for increase Engaged on PPNPN given reward so that more enthusiastic in Work, given training and guidance so that Can by test PPPK and National Civil Service Candidate.
Peningkatan Omset Usaha Laundry Melalui Penerapan Akuntansi Dan Digitalisasi Marketing Markonah, Markonah; Yohanes Ferry Cahaya; Saripudin, Saripudin; Suharyanto, Suharyanto; Desmar Panji Suryananto
Jurnal Abdimas Perbanas Vol. 5 No. 2 (2024): Jurnal Abdimas Perbanas
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jap.v5i2.781

Abstract

This community service aims to increase the turnover of MSME Laundry players, especially Aspact Laundry Partners. First, with the development of digital-based automatic washing machines, the aim is to bring innovation to the laundry industry, introducing modern technology to improve efficiency and service quality.   This washing machine offers ease of use, better control, and the ability to wash more laundry with better results. With a size suitable for various sizes of laundry businesses, this washing machine can increase productivity and enable entrepreneurs to manage their operations more effectively. Apart from that, training was also held on financial reports and digital marketing to expand the market and in turn increase turnover. It is hoped that the implementation of these digital-based automatic washing machines will provide significant benefits to target partners, helping them to compete in an increasingly competitive market and increasing their customer satisfaction.
Meningkatkan Omzet Wisata Air Sodong Desa Ligarmukti Kecamatam Klapanunggal Kabupaten Bogor melalui transformasi Sarana Prasarana dan Sumber Daya Manusia Markonah, Markonah; umar, Haryono; AR, Hikmah; Esti Riwayati, Hedwigis
Jurnal Abdimas Perbanas Vol. 6 No. 2 (2025): Jurnal Abdimas Perbanas
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/jap.v6i2.1065

Abstract

This Community Service aims to increase the turnover of the Sodong water tourism in Ligarmukti Village, Klapanunggal District, Bogor Regency through the transformation of infrastructure and human resources by solving existing problems, including: poorly maintained and inadequate facilities and infrastructure for the Sodong water tourism in Ligarmukti, Bogor, namely: road access, parking facilities, bathroom and toilet facilities, rest areas, rest areas such as benches or gazebos around the tourist location are very limited and inadequate, cleanliness and waste management: lighting in the tourist area, minimal lighting, tour guide facilities and information. Overall, the condition of the facilities and infrastructure at the Sodong Ligarmukti water tourism is currently far from adequate and requires serious attention from the management and local government. The solutions will be resolved by: Carrying out a complete renovation of the Sodong Ligarmukti Bogor water tourism infrastructure in accordance with existing problems, Preparing a place to sell MSMEs (tenants' tents). With comprehensive and well-planned renovations, the water tourism area in Sodong Ligarmukti can become a more attractive and comfortable destination, and support local economic growth through the tourism sector.
Effectiveness Processing Rubbish into handicraft goods Markonah, Markonah; Saripudin, Saripudin; Suryanto, Suryanto
Dinasti International Journal of Management Science Vol. 5 No. 4 (2024): Dinasti International Journal of Management Science (March-April 2024)
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijms.v5i4.2435

Abstract

Management rubbish become goods craft the hand that has it mark sell is very useful thing. Can reduce amount piled up rubbish, stuff processed Can made useful stuff for life man. Method used is a participatory method, with participation active from public in every stage research, start from planning, implementation, up to evaluation. Started from collection waste plastic, change rubbish especially plastic and can waste become items that have mark sell so that give impact to Society. with obtain the Goods Can used in life every day and also give income addition, if goods the traded