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All Journal Community Development Journal: Jurnal Pengabdian Masyarakat Bertuah : Jurnal Syariah dan Ekonomi Islam Kontigensi: Jurnal Ilmiah Manajemen Sanskara Manajemen dan Bisnis West Science Business and Management Imara: Jurnal Riset Ekonomi Islam IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Sri Wahyuningsih
Departement Of Islamic Economics STAIN Bengkalis Riau, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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ANALISIS PENDEKATAN EKONOMI KREATIF TIKAR PANDAN DI DESA MUNTAI KECAMATAN BANTAN KABUPATEN BENGKALIS DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Sri Wahyuningsih
Bertuah: Journal of Sharia and Islamic Economics Vol 1, No 1 (2020)
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Analysis of the Creative Economy Approach of Pandanus Mat in Muntai Village, Bantan District, Bengkalis Regency in terms of Islamic Economic Perspective. Creative economy is starting to be recognized as having a very strategic role in economic development and business development. In accordance with the instruction of the President of the Republic of Indonesia No. 6 years of support for creative economy development. This support is expected to further develop towards creative economy craftsmen. There are 14 sub-sectors of the creative industry, one of which is crafts. The creative economy craft sector in Muntai Village, Bantan District, Bengkalis Regency refers to the creative economy of pandan mats. The craftsmen who produce pndan mats are housewives as an effort to improve welfare, one of which is by working on the side in order to increase family income. This research uses descriptive qualitative research. By using 15 respondents plus one collector and village officials as informants in Muntai village, Bantan district, Bengkalis district. The research method uses observation, interviews and documentation and utilizes primary data and secondary data. The main problem in this research is that it leads to the pandan mat, which is one of the traditional crafts that was formerly in great demand by the community, but over time the pandan mat craft has started to be shunned by the community. The role of the government is also very minimal in the development of this pandan mat craft so that there is no encouragement for craftsmen to activate and increase their business. Craftsmen tend to turn the pandan mat business into a side business. This study aims to determine how the creative economy approach of pandanus mats in Muntai Village, Bantan District, Bengkalis Regency and the creative economy development in Muntai Village, Bantan District, Bengkalis Regency from an Islamic economic perspective. Keywords: Creative Economy, Pandan Mat Craft.
ANALYSIS OF ISTISHNA' CONTRACT IMPLEMENTATION IN THE SALE OF FURNITURE PRODUCTS: A CASE STUDY IN BENGKALIS DISTRICT, RIAU PROVINCE Sri Wahyuningsih; Zulfikar Hasan; Puji Afriyeni
Imara: JURNAL RISET EKONOMI ISLAM Vol 7, No 1 (2023): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v7i1.8815

Abstract

Background. The Istishna contract, from the point of view of mutsman (goods sold), has a special character, namely goods that are manufactured in nature, as explained in the theory of production, which, among other things, converts raw goods into finished goods. Therefore, an istishna’ contract of sale and purchase is impossible for natural goods, such as watermelons, durians, mangosteens, and bananas, because humans can’t make these things. However, manufactured goods, such as vehicles (cars, aeroplanes, ships), houses, buildings, and furniture, can be used as mutsman in buying and selling istishna’.Purpose. This study aims to determine how the Istishna contract’s implementation in buying and selling occurs at CV. Alsindo Furniture follows the perspective of Islamic Economics.Method. This research is classified as qualitative research with an empirical descriptive approach, examining the sources used as subjects in this study. The primary data is based on observation, interviews, and documentation.Results. The results of the research, it can be concluded that transactions occur at CV. Alsindo Mebel is following the Islamic Economics review, based on the Hanafi school’s opinion, where goods being transacted are clear in shape, type, and size. In other words, buyers can enjoy goods according to their wishes..Conclusion. The istisna contract was carried out on a CV. Alsindo Mebel follows the Islamic economics perspective. Based on the results of the research conducted, it can be concluded that the transactions that occurred at CV. Alsindo Mebel is following the Islamic Economics review, based on the Hanafi school’s opinion, where the goods being transacted are goods that are clear in shape, type, and size. In other words, buyers can enjoy goods according to their wishes.
Effect of Education Level, Personal Income, and Accessibility of Banking Services on Personal Financial Management among Working Women in West Java Haruni Ode; Ahmad Junaidi; Sri Wahyuningsih; Saparman Saparman
West Science Business and Management Vol. 2 No. 02 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i02.984

Abstract

This quantitative study examines the influence of education level, personal income, and accessibility of banking services on personal financial management practices among working women in West Java, Indonesia. Data were collected from a sample of 180 working women using structured questionnaires and analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS) 3. The findings reveal significant positive relationships between education level, personal income, accessibility of banking services, and personal financial management practices. Moreover, banking services accessibility partially mediates the relationships between education level and personal financial management and between personal income and personal financial management. These results underscore the importance of financial literacy, economic empowerment, and access to formal financial services in fostering financial well-being among working women in West Java. The study contributes to a deeper understanding of the socio-economic factors influencing personal financial management and informs evidence-based interventions to promote financial inclusion and gender equity in the region.
Peran Strategi Manajemen Risiko dalam Mengoptimalkan Likuiditas dan Meminimalkan Risiko Kredit di Industri Perbankan di Indonesia Sri Wahyuningsih; Jasmin Jasmin; Edhi Juwono
Sanskara Manajemen Dan Bisnis Vol. 2 No. 03 (2024): Sanskara Manajemen dan Bisnis (SMB)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/smb.v2i03.420

Abstract

Tujuan utama dari penelitian ini adalah untuk menguji peran strategi manajemen risiko dalam mengoptimalkan likuiditas dan meminimalkan risiko kredit di perbankan Indonesia. Penelitian ini menguji peran strategi manajemen risiko dalam mengoptimalkan likuiditas dan meminimalkan risiko kredit dalam industri perbankan Indonesia. Dengan menggunakan pendekatan kuantitatif, data dikumpulkan dari 130 profesional perbankan melalui kuesioner terstruktur dengan menggunakan skala Likert mulai dari 1 sampai 5. Analisis dilakukan dengan menggunakan Structural Equation Modeling-Partial Least Squares (SEM-PLS 3) untuk menguji hipotesis yang diajukan. Temuan menunjukkan bahwa strategi manajemen risiko yang efektif secara signifikan meningkatkan optimalisasi likuiditas dan mengurangi risiko kredit. Hasil penelitian ini menggarisbawahi pentingnya kerangka kerja manajemen risiko yang kuat dalam menjaga stabilitas keuangan dan meningkatkan kinerja bank-bank di Indonesia secara keseluruhan. Wawasan ini menawarkan implikasi yang berharga bagi para pembuat kebijakan dan lembaga perbankan yang bertujuan untuk memperkuat praktik manajemen risiko mereka dalam lingkungan ekonomi yang dinamis.
Financial Performance AnalysisBanking CompanyOn the Indonesian Stock Exchange Fredy Olimsar; Nurmawati Mambuhu; Nurhikmah Sibua; Sri Wahyuningsih; Alfiana Alfiana
Kontigensi : Jurnal Ilmiah Manajemen Vol 11 No 2 (2023): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v11i2.434

Abstract

The success of a bank can be measured by the ability of the bank's fiscal work. By looking at the ability of a bank's fiscal work, it can be concluded whether the bank is in good condition or not. This research aims to dissect the fiscal work capabilities of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the bank's liquidity level and solvency level. This research uses data analysis, a quantitative descriptive approach style and the data collection method used in this research is the validation method and the data studied is in the form of daily financial reports I-IV. The population used in this research is all banks registered on the IDX for the 2019-2021 period. The slice model used in this exploration is a deliberate slice system. The results of this research show that firstly, the fiscal work capacity of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the level of liquidity as measured by the current ratio is good because it is suitable for paying current debts due to the minimum measurability of 2 times or 200. Second, The fiscal performance of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the level of solvency as measured by the debt to equity ratio shows that the condition is not bad because the figure is above the minimum measure of 35.
Pendekatan Ekonomi Kreatif Terhadap Pertumbuhan Ekonomi Sri Wahyuningsih; Dede Satriani
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 8 No 2 (2019): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v8i2.172

Abstract

This study aims to determine how much influence the creative economy approach has on economic growth. Based on the results of the hypothesis tested the influence of the creative economy on economic growth was rejected. This has been proven from the results of simple linear regression testing which shows that the influence of the creative economy on economic growth is weak. It can be understood that the creative economy in the village of Pedekik is engaged in the business of creative industries still lacking new innovations, creativity and new inventions so that they can compete with market developments. Indeed the creative economy will slowly replace the role of commodities and natural resources as a supporter of the Indonesian economy. This study shows the results that there is no influence on the creative economy on economic growth.
Efektifitas Zakat Produktif Terhadap Pengentasan Tingkat Kemiskinan Studi Kasus BAZNAS Kabupaten Bengkalis Sri Wahyuningsih
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 9 No 1 (2020): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v9i1.211

Abstract

This research aims to determine how effective productive zakat is in alleviating poverty levels and targeting accuracy. Then to determine the effect of the empowerment of productive zakat on the recipient of productive zakat from the Bengkalis District National Amil Zakat Board. This research is quantitative and descriptive research. The results of this research found that the development of a business that has been carried out by 100 mustahik recipients of productive zakat has no effect on the social status of the recipient of zakat, this is due to the lack of intensive assistance and the limited knowledge and human resource management, as well as not being targeted in terms of distribution productive zakat. So that the effectiveness of productive zakat on the Bengkalis District National Amil Zakat Board does not significantly influence poverty alleviation.
PEMBERDAYAAN MASYARAKAT PESISIR MELALUI KEGIATAN KESADARAN MELEK BERWIRAUSAHA Sri Wahyuningsih; Evan Haviana; Ika Wahyu Pratiwi; Bekti Utomo; Rahmat Ramdhani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.28940

Abstract

Masyarakat pesisir yang bermukim di sekitar wilayah ini memiliki potensi besar untuk berkembang, namun seringkali terjebak dalam kemiskinan dan keterbelakangan ekonomi. Salah satu faktor utama adalah kurangnya keterampilan dan pengetahuan dalam mengelola potensi sumber daya alam yang ada. Melalui program dalam pengabdian ini kesadaran melek berwirausaha, diharapkan masyarakat pesisir dapat belajar berbagai keterampilan baru, seperti manajemen usaha, pemasaran, dan pengelolaan keuangan yang baik. Dengan demikian, mereka dapat lebih berdaya dalam menjalankan usaha dan mengembangkan potensi lokal yang ada. Pendekatan yang dilakukan dalam program ini adalah partisipatif, dimana masyarakat dilibatkan secara aktif dalam setiap tahap kegiatan. Metode pengabdian masyarakat di Masyarakat pesisir Desa Tembokrejo, Kecamatan Muncar, Kabupaten Banyuwangi, akan difokuskan pada pemberdayaan masyarakat pesisir melalui program kesadaran melek berwirausaha yang melibatkan pelatihan dan pendampingan intensif. Pelatihan akan mencakup manajemen usaha, pemasaran, dan pengelolaan keuangan yang disesuaikan dengan potensi lokal seperti pengolahan hasil laut dan kerajinan tangan.Hasil pengabdian ini Program pemberdayaan masyarakat pesisir di Desa Tembokrejo berhasil meningkatkan pemahaman berwirausaha dari 25% menjadi 75%, jumlah usaha baru dari 50 menjadi 70 (40%), dan pendapatan rata-rata keluarga dari Rp 2.000.000 menjadi Rp 2.600.000 per bulan (30%). Produk lokal kini lebih dikenal luas dan kerjasama semakin erat.
Co-Authors Ahmad Junaidi Alfiana Bekti Utomo Dede Satriani Edhi Juwono Evan Haviana Fredy Olimsar Haruni Ode Ika Wahyu Pratiwi Jasmin Jasmin Nurhikmah Sibua Nurmawati Mambuhu Puji Afriyeni Rahmat Ramdhani Saparman Saparman Zulfikar Hasan