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AKSES KEUANGAN UNTUK KELOMPOK WARGA MISKIN Suryaningsum, Sri; Effendy, Muhammad Irhas; Gusaptono, Raden Hendry
Proceeding Seminar LPPM UMP 2015: Buku I Bidang Ilmu Ekonomi dan Pertanian, Proceeding Seminar Nasional LPPM 2015, 26 September
Publisher : Proceeding Seminar LPPM UMP

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penggunaan fasilitas perbankan bagi masyarakat kelompok miskin masih sangat kurang. Penelitian ini penting dilakukan untuk meningkatkan pengetahuan bagi pengambil kebijakan dalam merangkul masyarakat kelompok miskin dalam meningkatkan aksesibilitas keuangan. Penelitian dilakukan dengan terjun langsung ke masyarakat kelompok miskin. Metode pengambilan data dilakukan dengan wawancara langsung pada masing-masing individu yang berada dalam komunitas masyarakat kelompok miskin. Kelompok miskin ini adalah kelompok buruh yang menghidupi minimal 3 anggota keluarga dan memperoleh upah berkisar Rp750.000.000,00; sd Rp 1.500.000;00. Penelitian dilakukan selama tiga bulan. Hasilnya adalah bahwa pembayaran upah mingguan sangat diharapkan dan dianggap paling tepat. Hasilnya adalah kelompok miskin memiliki persepsi bahwa bank dianggap sebagai tempat yang mewah, berbayar mahal, tempat eklusif, tidak ada yang ditabung, tidak punya uang, dan tempat orang-orang kaya. Hal ini menyebabkan masyakarat kelompok miskin ini tidak berani masuk bank. Kebijakan yang diambil oleh regulator seharusnya mempertimbangkan hasil penelitian ini, yaitu kebiasaan atas upah mingguan dan berbagai hambatan psikologis yang dirasakan oleh kelompok ini saat mengakses bank.   Keywords : Finance access, Kelompok miskin, Reulator, Upah mingguan 
PENGARUH KOMPETENSI SUMBER DAYA MANUSIA, STANDAR AKUNTANSI PEMERINTAH, GOOD GOVERNANCE, DAN SISTEM PENGENDALIAN INTERNAL TERHADAP KUALITAS LAPORAN KEUANGAN PEMERINTAH DAERAH Philadhelphia, Istiqomah Shinta; Suryaningsum, Sri; Sriyono, Sriyono
J-ISCAN: Journal of Islamic Accounting Research. Vol 2 No 1 (2020): ISCAN Vol. 2 No. 1 January-June 2020
Publisher : Faculty of Islamic Economics and Business, IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/j-iscan.v2i1.777

Abstract

The aim of this research is to know Human Resource Competency, The Effect Of Government Accounting, Good governance, and Internal Control System on the Quality of Local Government Financial Reports. The method of data collection in this study uses questionnaire techniques. This study used a census sampling method with 95 respondents in the Regional Organization of Klaten Regency. The analysis used is multiple linear regression analysis using SPSS (Statistical Product and Service Solutions) version 20. The result of this study indicates that the variable Government Accounting Standards, and Good governance affect the variable Quality Of Local Government Financial Reports. While the variable Human Resource Competency, and Internal Control System does not affect the variable of Quality Of Local Government Financial. Keywords: Human Resource Competency, Government Accounting Standards, Good governance, Internal Control System, Quality Of Local Government Financial Reports. Abstrak Penelitian ini bertujuan untuk mengetahui Pengaruh Kompetensi Sumber Daya Manusia, Standar Akuntansi Pemerintahan, Good governance dan Sistem Pengendalian Internal Terhadap Kualitas Laporan Keuangan Pemerintah Daerah. Metode pengumpulan data dalam penelitian ini menggunakan teknik kuesioner. Penelitian ini menggunakan metode census sampling dengan 95 responden pada Organisasi Perangkat Daerah Kabupaten Klaten. Teknik analisis data yang digunakan adalah analisis regresi berganda dengan menggunakan SPSS (Statistical Product and Service Solutions) versi 20. Hasil penelitian menunjukkan bahwa variabel standar akuntansi pemerintahan, dan good governance mempengaruhi variabel kualitas laporan keuangan pemerintah daerah. Sedangkan variabel kompetensi sumber daya manusia dan sistem pengendalian internal tidak berpengaruh variabel kualitas laporan keuangan pemerintah daerah. Kata Kunci: Kompetensi Sumber Daya Manusi, Standar Akuntansi Pemerintah, Good governance, Sistem Pengendalian Internal, Kualitas Laporan Keuangan Pemerintah Daerah
PENINGKATAN KUALITAS PRODUKSI USAHA WEDANG UWUH UNTUK MENINGKATKAN EKONOMI MASYARAKAT DUSUN KERTEN IMOGIRI BANTUL Suryaningsum, Sri; Hartati, Anies Siti
Jurnal Manajemen Dayasaing Vol 20, No 2 (2018): Jurnal Manajemen Daya Saing
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/dayasaing.v20i2.6433

Abstract

The business of wedang uwuh can help the people's economy in Dusun Kerten, Imogiri. To support the improvement of its economy, there must be improvement of production and marketing quality in wedang uwuh. This research is done by using the method of observation and interview to the source. The result of this research is the improvement of production quality by choosing quality raw materials, drying process, making expiration date and making wedang uwuh in the form of brew. In terms of marketing enhancement, it is done by making regular scientific publications about wedang uwuh development and improving regular sachets packaging to more attractive packaging.
The Best Model of Economic Governance in Managing Old Well Pamungkas, Noto; Suryaningsum, Sri
Jurnal Manajemen Dayasaing Vol 20, No 1 (2018): Jurnal Manajemen Daya Saing
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/dayasaing.v20i1.6350

Abstract

This research is to analyzethe management of oil and gas old well in Wonocolo. Bojonegoro is really unique and interesting to be observed. The latest plan is that this area will be purposed into sustainable development to protect the environment in its surrounding, more over, this area is aimed to be a tourism object. The researchers hope that the result of this research gives significant contribution, especially in terms of good economic governance, for management of old oil and gas in Wonocolo if the minersswitched tothe tourism sector.The activity of traditional mining in this area cannot be strained from by year. The negative effects which appear are damaged environment, mining activity legality, unstrained pollution, insecurely working, and other social problems. Based on this thoughtfulness, the government of Bojonegoro endeavours the idea of enlightening the traditional miner, exploiting it to be educational system of oil and gas management (educational tourism). This activity needs to be socialized well, to change the habit of traditional miners to be tourism agent. The aim of this research is to give idea or contribution to rearrange the oil and gas old well that has been already exist, especially the object of this research is in Wonocolo, Bojonegoro. Oil and gas old well mining is not merely to process oil and gas mining, but more than that, the existence of it can support the economic condition of local citizens and also repair the infrastructure independently. Because of this, the local income and prosperity of local people will be increase, and the poverty will be decrease.Keywords: oil and gas tourism, local economy, traditional mining of oil and gas old well in Wonocolo, Bojonegoro.
ANALISIS BIAYA DAN MANFAAT PADA TEBING BREKSI TINGGALAN TAMBANG KAPUR DI YOGYAKARTA Suryaningsum, Sri; Pamungkas, Noto
Jurnal Manajemen Dayasaing Vol 21, No 2 (2019): Jurnal Manajemen Daya Saing
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/dayasaing.v21i2.6838

Abstract

AbstrakPenelitian ini bertujuan untuk menganalisis biaya dan manfaat pada Tebing Breksi yang merupakan tinggalan tambang kapur di Yogyakarta. Jenis data yang digunakan dalam penelitian ini adalah data primer. Penelitian dilakukan dengan observasi, riset pustaka, dan wawancara mendalam. Objek penelitiannya adalah Tebing Breksi. Kegiatan pertambangan batu kapur di tersebut sudah dimulai sejak tahun 1980-an, kualitas batu kapurnya juga sudah tidak layak untuk ditambang dan sudah tidak memiliki nilai ekonomis. Sehingga warga setempat dengan kreatif meng-create bekas tambang kapur tersebut menjadi objek wisata. Tebing Breksi ini merupakan bentuk reklamasi kreatif dalam bentuk museum alam yang memiliki nilai sejarah. Tebing Breksi menyuguhkan relief batu kapur yang dapat juga digunakan sebagai wisata edukasi. Berdasarkan taksiran perhitungan pendapatan/pemasukan per harinya apabila hari biasa sebesar Rp.10.000.000,-, kemudian pada akhir pekan sebesar Rp.20.500.000,- dan di musim liburan mencapai Rp.51.250.000,-. Namun terkait regulasi atas retribusi belum ada. Pemerintah Kabupaten Sleman menjelaskan bahwa sampai saat ini belum ada aturan yang mengatur objek wisata yang dikelola oleh warga. Diharapkan Pemerintah Kabupaten Sleman segera membuat regulasi terkait retribusi yang dikelola oleh warga. Hasil retribusi tersebut juga dapat meningkatkan Pendapatan Asli Daerah (PAD). Kemudian perbaikan infrastruktur sebaiknya lebih diperhatikan demi keamanan dan kenyamanan wisatawan.
PENGADAAN USAHA WEDANG UWUH DENGAN PEMBERDAYAAN IBU RUMAH TANGGA SEBAGAI PENGENTAS KEMISKINAN Hartati, Anies Siti; Suryaningsum, Sri
Jurnal Manajemen Dayasaing Vol 21, No 1 (2019): Jurnal Manajemen Daya Saing
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/dayasaing.v21i1.6434

Abstract

        This is an action research conducted with empowerment effort which is addressed to housewife in Dusun Dukuh Imogiri Bantul. The data collection used in this research is observation method, document and interview. This study aims to improve the knowledge and skills of housewives. Efforts to empower done by considering the surrounding natural resources that have not been optimally utilized herbs that thrive in the yard of the community. The empowerment effort is done by training activity, that is the training of wedang uwuh making and marketing training of wedang uwuh. In addition to improving knowledge and skills as well as providing alternative productive activities, this training is also an effort to eradicate poverty because the sale of wedang uwuh can improve the economy of Dusun Dukuh.
Solvency Analysis of PT Aneka Tambang Tbk. Before and During the Covid-19 Pandemic Suryaningsum, Sri; Pamungkas, Noto; Jasmine, Jasmine; Harleyngton, Carlo
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2772

Abstract

This study aims to analyze the increase or decrease in the solvency ability of PT Aneka Tambang Tbk. This research is important to know the impact of the Covid-19 pandemic. The solvency ability of this study was measured by the Debt to Assets Ratio (DAR), Debt to Equity Ratio (DER), and Long Term Debt to Equity Ratio (LTDER). This research is included in a descriptive study with secondary data in the form of company financial statements for 2017-2021 which were obtained by literature and documentation studies. The analytical technique used in this research is a comparative descriptive analysis between years and also compares the average achievements of the industry. The results showed that there was an increase in  the compny's solvency ability during the Covid-19 pandemic when compared to the value of the DAR, DER, and LTDER ratios before the Covid-19 pandemic, this indicates that the Company is able to improve financial performance in the midst of a pandemic which has been considered the cause occurrence of a financial crisis. In addition, referring to the industry average, the company's DAR value is poor because it is above the average, while the DER and LTDER values are classified as good because they are below the industry average. The results of this study are expected to be developed by further researchers and used as consideration for related parties.
Bank BTPN’s Financial Performance Before and After Jenius as a Digital Banking Product Pamungkas, Fajar; Suryaningsum, Sri; Satria N, Hari Kusuma
Journal of International Conference Proceedings Vol 5, No 5 (2022): 2nd Wimaya International Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i5.1980

Abstract

ABSTRACT Jenius from BTPN has attracted many customers and continues to grow every year. However, further research is needed to see the positive impact of Jenius on Bank BTPN's financial performance. Therefore, this study was conducted to test the differences of BTPN’s financial performance before and after launching Jenius digital bank products. This study uses CAMELS indicator as the proxy of financial performance. The sample is selected by using purposive sampling method. The criteria used to obtain the sample the annual reports of Bank BTPN before launching Jenius (2013-2015) and after launching Jenius (2017-2019). Based on these criteria, a sample of 3 annual reports of Bank BTPN before launching Jenius and 3 annual financial statements of Bank BTPN after launching Jenius is obtained. The paired t-test method was employed to examine the data by using SPSS25 software.The Jenius digital banking product is one of many BTPN products. When Jenius was first introduced, it was able to attract the enthusiasm of customers, especially young customers because digital devices are part of their daily life. Jenius could not improve Bank BTPN’s financial performance significantly because it was just one of their products. This was also because most people are not yet familiar enough with digital banking. Based on the analysis that has been carried out using the t-test, the results obtained are not the same across all the variables tested. The results of this study indicate that there are significant differences between the NPL and BOPO values of Bank BTPN. Meanwhile, other variables such as CAR, ROE, LDR, and risk-weighted assets according to Bank BTPN before and after launching Jenius digital bank products, there is no significant difference. Jenius needs to be appreciated because it has become the role model for digital education for banking users since it was first launched in 2016.Keywords: Digital Banking; Financial performance; CAMELS; BTPN; Jenius
THE EFFECT OF NET INCOME AND STOCK PRICE ON DIVIDEND DISTRIBUTION IN TELECOMMUNICATION SUB-SECTOR COMPANIES Suryaningsum, Sri; Ayusulistyaningrum, Dyah; Nugroho, Ginanjar Setyo
Count : Journal of Accounting, Business and Management Vol. 1 No. 2 (2023): October: COUNT: Journal of Accounting, Business and Management
Publisher : CV. Fahr Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61677/count.v2i1.244

Abstract

This research aims to analyze dividend distribution in companies in the telecommunications industry sub-sector. There are two hypotheses tested, namely net profit and share price which are thought to influence dividend distribution. The data used is data for 2022, 2023 and 2024. This paper is important because it will be the basis for investors in maximizing dividend returns in their stock investments. The research objects analyzed are companies in the telecommunications industry sub-sector. The data used is data on net profit, share prices and dividends. The results of this literature review show that there is dividend distribution for companies that have net profits. The results of this literature review are the basis for deriving a hypothesis. In further research, the existence of the hypothesis in this paper will be tested empirically. The results are that for companies in the Telecommunications Industry Sub-Sector with financial report data for 2022 and 2023, stock prices for 2023 and 2024, and dividend distribution for 2023 and 2024, it can be concluded that the first hypothesis is that net profit has no effect on dividend distribution and for the second hypothesis that share prices have an effect. on dividend distribution.
Solvency Analysis of PT Aneka Tambang Tbk. Before and During the Covid-19 Pandemic Suryaningsum, Sri; Pamungkas, Noto; Jasmine, Jasmine; Harleyngton, Carlo
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2772

Abstract

This study aims to analyze the increase or decrease in the solvency ability of PT Aneka Tambang Tbk. This research is important to know the impact of the Covid-19 pandemic. The solvency ability of this study was measured by the Debt to Assets Ratio (DAR), Debt to Equity Ratio (DER), and Long Term Debt to Equity Ratio (LTDER). This research is included in a descriptive study with secondary data in the form of company financial statements for 2017-2021 which were obtained by literature and documentation studies. The analytical technique used in this research is a comparative descriptive analysis between years and also compares the average achievements of the industry. The results showed that there was an increase in  the compny's solvency ability during the Covid-19 pandemic when compared to the value of the DAR, DER, and LTDER ratios before the Covid-19 pandemic, this indicates that the Company is able to improve financial performance in the midst of a pandemic which has been considered the cause occurrence of a financial crisis. In addition, referring to the industry average, the company's DAR value is poor because it is above the average, while the DER and LTDER values are classified as good because they are below the industry average. The results of this study are expected to be developed by further researchers and used as consideration for related parties.