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All Journal Jurnal Keteknikan Pertanian Scientific Journal of Informatics Syntax Literate: Jurnal Ilmiah Indonesia EDUKATIF : JURNAL ILMU PENDIDIKAN El Banar: Jurnal Pendidikan dan Pengajaran Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Journal of Innovation Research and Knowledge Jurnal Hasil Pengabdian Masyarakat (JURIBMAS) International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Ar Rasyiid Journal of Islamic Studies
Yanti Susanti
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Journal : Jurnal Hasil Pengabdian Masyarakat (JURIBMAS)

 1 
Penguatan Literasi Keuangan dan Manajemen Risiko bagi Santriwati melalui Keteladanan Khadijah dan Aisyah R.A di Pondok Pesantren Darussalam Poris Jaya Kota Tangerang Nesya Angelita; Ela Nurlaela; Yanti Susanti; Andini Rayhana Fasha
JURIBMAS : Jurnal Hasil Pengabdian Masyarakat Vol 4 No 1 (2025): Juli 2025
Publisher : LKP KARYA PRIMA KURSUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62712/juribmas.v4i1.472

Abstract

Tingkat literasi keuangan di kalangan santriwati Pondok Pesantren Darussalam Poris Jaya masih tergolong rendah, sehingga berpotensi menghambat kemandirian finansial mereka di masa depan. Program pengabdian ini bertujuan meningkatkan pemahaman dan keterampilan santriwati dalam manajemen keuangan dan risiko berbasis nilai-nilai Islam dengan meneladani Khadijah dan Aisyah R.A. Kegiatan dilaksanakan pada 27 Juni 2025 dengan melibatkan 82 peserta, menggunakan metode psikoedukasi melalui penyuluhan, studi kasus, simulasi penyusunan anggaran, dan diskusi kelompok. Evaluasi dilakukan dengan pre-test dan post-test untuk mengukur peningkatan pemahaman. Hasil menunjukkan adanya peningkatan pemahaman sebesar 42% dalam literasi keuangan dan 38% dalam manajemen risiko keuangan. Santriwati juga menunjukkan keterampilan baru dalam menyusun anggaran, menabung, dan mengantisipasi risiko keuangan sehari-hari. Program ini efektif dalam memperkuat literasi keuangan syariah dan layak dijadikan model edukasi di pesantren lain untuk mempersiapkan generasi santri yang mandiri secara finansial.
Pengaruh Strategi Pengelolaan Keuangan Dan Manajemen Risiko Keuangan Terhadap Kondisi Keuangan Dalam Kehidupan Sehari-Hari Bagi Masyarakat Perum 2 Prambanan Kota Tangerang Ridha Raya Dinayah; Rohmah, Aulia Kaila; Alya Fitria Sari; Ela Nurlaela; Yanti Susanti
JURIBMAS : Jurnal Hasil Pengabdian Masyarakat Vol 4 No 2 (2025): Oktober 2025
Publisher : LKP KARYA PRIMA KURSUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62712/juribmas.v4i2.637

Abstract

Abstract This study aims to analyze the influence of financial management strategies and financial risk management on the financial condition of housewives in daily life. A quantitative approach with a descriptive method was used, implemented through a financial literacy-based educational training involving 40 housewives as respondents. Data were collected using pre-test and post-test questionnaires, then analyzed using multiple linear regression tests, t-tests, F-tests, and the coefficient of determination with the assistance of IBM SPSS Statistics 25. The results show that financial risk management strategies (X2) have a significant influence on the financial condition (Y), both before and after the training. In contrast, financial management strategies (X1) do not show a statistically significant effect, although there was an increase in the average score. However, when tested simultaneously, the combination of strategies X1 and X2 has a positive and significant influence on the respondents' financial condition. These findings emphasize the importance of synergy between financial planning and risk mitigation in strengthening household financial resilience.
Co-Authors Agustina Sari Alya Fitria Sari Andini Rayhana Fasha Aprilya Nency Budi I Setiawan Dwi Saleha Ela Nurlaela Hairani, Esi Jazila, Selma Tahlis Junde, Juliati Junde, Juliati Mahdiyah, Rahma Marzan A. Iskandar Masoud Lajevardi Mega Arum Nesya Angelita Priyasta, Dwidharma Priyasta, Dwidharma Rayasari, Fitrian Ridha Raya Dinayah Rohmah, Aulia Kaila Satyanto Krido Saptomo Sudarmanto, Eko Wahyu Cesar, Wahyu Warongan, Anwar Wardi