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All Journal JOIV : International Journal on Informatics Visualization RABIT: Jurnal Teknologi dan Sistem Informasi Univrab Adi Widya : Jurnal Pengabdian Masyarakat JOURNAL OF APPLIED INFORMATICS AND COMPUTING Journal of Information Systems and Informatics Jurnal JTIK (Jurnal Teknologi Informasi dan Komunikasi) International Journal of Business, Law, and Education Wasana Nyata WASANA NYATA
Yusuf Sutanto
STIE-AUB Surakarta
Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Neuroscience Social Sciences Veterinary Other

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Journal : International Journal of Business, Law, and Education

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Micro, Small, and Medium Enterprises Eligibility and Financial Institutions Selection for Provision Capital Sutanto, Yusuf; Purnama, Bambang Eka; Rapiyanta , Paulus Tofan
International Journal of Business, Law, and Education Vol. 6 No. 2 (2025): International Journal of Business, Law, and Education (On Progress July-Desembe
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v6i2.1171

Abstract

Some of the obstacles to Micro, Small, and Medium Enterprises (MSMEs) existence include difficulty in obtaining additional capital from banking institutions due to lack of employee knowledge and unfulfilled requirements. This research purpose is to determine MSMEs feasibility and  selection of appropriate financial institutions to apply for additional capital using a decision support system. There are 25 MSMEs samples in Karanganyar City to be used as research material. Decision tree algorithm is used to calculate initial decisions in specify MSMEs suitability to be given capital. AHP method is used as final decision to decide an appropriate financial institution to carry out additional capital. Accuracy level testing decision tree algorithm implementation to determine MSMEs feasibility resulted in 86.67%. Accuracy level of testing AHP method to decide financial institutions suitability resulted in 76.91%. From the test results, it can be concluded that  developed system is good or accurate.
Co-Authors Al Amin, Budi Aris Tri Haryanto Bambang Eka Purnama Budi Al Amin Endang Saryanti Galih Setiawan Nurohim Haryanti Haryanti Heribertus Ary Setyadi Nani Irma Susanti Nugroho, Anggoro Panji Nugroho, Wawan Pudji Widodo Rapiyanta , Paulus Tofan Rina Ani Sapariyah Siti Fatonah Sumaryanto Sumaryanto, Sumaryanto Supriyanta Supriyanta Susanti, Nani Susanti, Nani Irma Wahyuningsih, Hartati Dyah wardhana, galih wisnu