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Penerapan Metode Ta’zir sebagai Upaya untuk Meningkatkan Kedisiplinan Santriwati Shelly Selvia; Sutopo Sutopo
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 16 No. 1 (2021): April : Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (756.552 KB) | DOI: 10.55352/uq.v16i1.379

Abstract

Sunan Drajat Islamic Boarding School Paciran Lamongan, East Java, is a non-formal education that aims to form virtuous people, have good morals, and fear Allah SWT. Discipline plays an important role in the educational process so that female students can be responsible and have more self-control in developing obedience to the rules that have been set. Discipline is also a means to shape, control and create a person's behavior patterns. Therefore, in the process of increasing discipline applied in Islamic boarding school education. The ta'zir method has a positive impact and has a big impact on female students to be more disciplined and more able to obey the rules that have been set. The results of this study can be concluded that after the implementation of the ta'zir method, many female students feel deterred from violating the rules. Various forms of ta'ziran include light, medium, heavy. Ta'ziran is given according to the violations committed by the female students, such as sweeping the dormitory, taking out the trash, cleaning the bathroom. The ta'zir method applied has a positive impact and has a major impact on female students, making female students more disciplined and obedient to the rules.
Pengaruh School Well-Being terhadap Motivasi Belajar Siswa di Madrasah Aliyah Ma'arif 7 Sunan Drajat Lamongan Muhimmatul Hasanah; Sutopo
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 15 No. 2 (2021): Oktober
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (243.953 KB) | DOI: 10.55352/uq.v15i2.385

Abstract

The purpose of the study was to determine the effect of school well-being on student motivation at Madrasah Aliyah Ma’arif 7 Sunan Drajat Lamongan. The hypothesis proposed is that there is an effect of school well-being on student motivation at Madrasah Aliyah Ma’arif 7 Sunan Drajat Lamongan. The subjects in this study were 150 students at Madrasah Aliyah Ma’arif 7 Sunan Drajat Lamongan. Taking the subject using purposive sampling technique. The data collection technique uses a school well-being level measurement tool and a learning motivation measurement tool that is arranged with a modified likert scale model. The analysis technique used to analized the data in this study is Simple Linier Regression with SPSS statistical programe. The result showed that the value of R square or the coefficient of determination was 0,565 from school well-being variable. The R square value of 0,565 indicate the effect of the independent variable (school well-being) on the dependent variable (learning motivation) of 56,5% while the remaining 43,5% is influenced by other variabels not examined.
EKONOMI ISLAM SEBAGAI MODEL EKONOMI ALTERNATIF Sutopo; Musbikhin
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 14 No. 2 (2019): Oktober
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (156.126 KB) | DOI: 10.55352/uq.v14i2.400

Abstract

Hadirnya ekonomi Islam dapat menjadi alternatif di tengah-tengah sistem ekonomi kapitalisme dan sosialisme. Sistem ini mengupayakan tercapainya pemerataan distribusi pendapatan demi tegaknya keadilan, kesejahteraan, kebaikan dilandaskan pada nilai-nilai dasar Islam. Perbedaan mendasar dari sistem ekonomi Islam dengan sistem ekonomi lainnya terletak pada sistem pertukaran dan transfer satu arah yang terpadu yang mempengaruhi alokasi kekurangan sumber-sumber daya sehingga terjadi proses pertukaran langsung yang relevan dengan kesejahteraan menyeluruh di dasarkan pada empat pilar utama : ekonomi rabbaniyah; ekonomi akhlaki, ekonomi kemanusiaan dan ekonomi pertengahan (tawazzun).
ISLAM BICARA MU’AMALAH Nashiruddin; sutopo
Ummul Qura Jurnal Institut Pesantren Sunan Drajat (INSUD) Lamongan Vol. 12 No. 2 (2018): Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (482.588 KB) | DOI: 10.55352/uq.v12i2.418

Abstract

Islam adalah agama yang sempurna. Aturan-aturan hukum hukum dan moral ditujukan untuk mengatur hubungan antara manusia dan Sang Pencipta (Khalik) dan juga sesama makhluk agar manusia hidup bersaudara didalam rasa damai , adil dan kasih sayang—termasuk juga aturan tentang hal yang berkaitan dengan transaksi (akad) jual beli. Islam telah menjelaskan beberapa macam transaksi baik yang halal maupun yang diharamakan oleh syari‟ah. Berbagai jenis transaksi (akad) yang telah diatur oleh ajaran Islam menjadi bidang kajian tersendiri dalam hukum Islam yang sering disebut dengan Fiqih Mu‟amalah. Dalam kehidupan kita banyak sekali terjadi transaksi, ada bentuk transaksi yang halal, ada juga transaksi yang di haramkan oleh Syara‟, seperti yang tertera dalam suatu keterangan, al-halaal bayyinun wal-haroom bayyinun, maksudnya adalah sesuatu yang halal itu sudah pasti dan yang haram juga sudah pasti, contohnya adalah transaksi jual beli, Allah SWT telah menghalalkan jual beli dan mengharamkan riba, namun walaupun demikian fenomena yang terjadi disekitar kita ada yang berbeda, sering kita menjumpai berbagai macam transaksi yang halal namun dibimbui dengan sesuatu yang haram, contohnya seperti bai‟ gharar, yaitu Seorang penjual menipu pembeli dengan cara menjual barang dagangan yang di dalamnya terdapat cacat. Penjual itu mengetahui adanya cacat namun menyembunyikannya.
Model Pengelolaan LA Mart Dalam Meningkatkan Kesejahteraan Karyawan (Study di Desa Drajat Paciran Lamongan) Siti Maskhanah; Sutopo Sutopo
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2021): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (559.969 KB) | DOI: 10.55352/ekis.v3i2.304

Abstract

Consumer Behavior or consumer behavior is an action taken by consumers to achieve and fulfill their needs both to use, consume and spend goods and services. In the people of Drajat Village, Banjarwati Village, and Banjaranyar Hamlet, research will be carried out on the Consumer Behavior of the community in choosing halal cosmetic products. This study aims to find out how consumer behavior is in choosing halal cosmetic products in the people of Drajat Village, Banjarwati Village, and Banjaranyar Hamlet. The approach in this research is quantitative research. The population in this study were the people of Drajat Village, Banjarwati, and Banjaranyar Hamlet with 100 people samples taken by probability sampling technique. The independent variable in this study is Consumer Behavior (X) while the dependent variable is the decision to choose halal products (Y). Data collection techniques in this study were questionnaires and observations. Test the instrument using the validity test and reliability test. Data analysis technique using simple linear regression analysis. Based on the results of the study, the test on cultural factors obtained a significance value of Tcount less than Ttable (0.457>0.192), test results on social factors obtained a significance value of Tcount smaller than Ttable (0.356>0.192), test results on personal factors obtained a significance value of Tcount greater than Ttable (0.591> 0.192), test results on psychological factors obtained a significance value of Tcount smaller than Ttable (0.506> 0.192). From this explanation it can be concluded that the personal factor with the PRB indicator code 2 (has the greatest significance value for Consumer Behavior in choosing halal cosmetic products in Drajat Village, Banjaranyar, and Banjarwati Hamlet, namely (0.591> 0.192), then H0 is rejected and Ha is accepted. Meanwhile, other factors have a smaller significance value than personal factors.
Penerapan Manajemen Resiko pada Produk Pembiayaan di Lembaga Keuangan Mikro Syariah di KSPPS MUI Sekapuk Ujungpangkah Gresik Muhammad Awaludin Islam; Sutopo Sutopo
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 1 (2022): Januari :  Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (521.853 KB) | DOI: 10.55352/ekis.v4i1.313

Abstract

BMT KSPPS MUI is a sharia microfinance institution that manages these funds using financing products. financing products that are carried out are not free from risks, especially during the current pandemic. To prevent this risk from occurring, risk management is applied to financing products at the KSPPS MUI Sekapuk Branch. This research aims to: 1). know how to apply risk management to financing products and 2). find out what are the obstacles in implementing risk management in financing products. Because carrying out the implementation of risk management can prevent bad financing. The method used in collecting data in this study uses interviews, operations and documentation. While the research methodology uses a qualitative approach methodology. While the object is the BMT KSPPS MUI Sekapuk Branch. The results of this study show that 1). implementation of risk management using Surfe which is carried out according to the 5C standard, Billing rules that are applied to the maximum, NPF handling that uses rescheduling, returns and reconditioning, Use of reserve funds as an amticipation of losses from macat financing. 2). The ability to pay members has decreased, Members have moved domiciles, The macro economy has declined, The habit of members who often borrow in multiple places, Transferring or changing positions in internal financial institutions, Managers' ability to collect is not good.
Manajemen ZIS (Zakat, Infaq, Shodaqoh) di Masjid Nurul Huda Desa Ngimbang Palang Tuban Nurul Istiqomah; Sutopo Sutopo; Risma Damayanti
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 4 No. 2 (2022): Juli :  Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (676.232 KB) | DOI: 10.55352/ekis.v4i2.322

Abstract

Seeing the considerable potential of ZIS at the Nurul Huda Mosque, the mosque administrators formed a management to make it easier to distribute ZIS funds to worshipers and people in need. Therefore, it is hoped that more and more mosques will establish Baitul Maal as a positive response to mosques in the development of the times so that they can prepare generations of nations who can manage and distribute ZIS funds properly and effectively with strong religious provisions. This research was conducted at the Nurul Huda Mosque, Ngimbang Village, Palang District, Tuban Regency with the aim: to find out how ZIS management (Zakat, Infaq and Shadaqoh) and the inhibiting and supporting factors for ZIS management (Zakat, Infaq and Shodaqoh) at the Nurul Huda mosque, Ngimbang Village, Palang District Tuban Regency. This research uses a descriptive approach which is a research method that describes the circumstances or situations that occur, so that the data collected is in the form of words and pictures. The results of this research are Zakat, infaq and shodaqoh funds that have been collected and then distributed to the people who are blessed to receive, the distribution is carried out twice a year, namely during the Eid al-Fitr and Eid al-Adha holidays. The inhibiting factor for the management (ZIS) of zakat, infaq and shodaqoh at the Nurul Huda Mosque, Ngimbang Palang Tuban Village, is the lack of validity of the data that goes to the mosque administrators. Factors supporting the management (ZIS) of zakat, infaq and shodaqoh at the Nurul Huda Mosque, Ngimbang Palang Tuban Village, are trust from the community to manage funds that have been submitted to the mosque, optimism in carrying out tasks and mandates, and working with religious leaders and also the chaplain.
Strategi Pengembangan Wisata Pantai Biru dalam Upaya Menarik Kunjungan Wisatawan (Studi Kasus Desa Telaga Biru Kecamatan Tanjung Bumi Kabupaten Bangkalan) Asiya Febrianti; Akhmad Sirojudin Munir; Sutopo Sutopo
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2021): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v3i1.356

Abstract

Indonesia has a lot of potential tourist objects scattered throughout the region that can be relied on to become a tourist attraction that is able to attract local and foreign tourists. Bangkalan Regency has a very potential area in the tourism sector because it has many interesting tourist objects. Telaga Biru village has a very interesting tour, pristine nature, a calm and comfortable atmosphere, namely blue beach tourism. Blue beach tourism is always developing to increase tourist visits. Indicators of the success of a tourist attraction can be measured by the number of tourist visits. This research is a qualitative research, while the type of research used is a qualitative research with a descriptive approach. Data collection was carried out through research instruments in the form of interviews, observations, and documentation. Then check its validity using the triangulation technique. The results of this study are: 1. tourism development strategies in an effort to attract tourist visits, in developing tourism by adding tourist attractions such as photo spots, swimming pools, water bikes, plastic flower trees, flower tunnels, and fish therapy, air bicycles, and air balloon. The promotions used are through social media, Facebook, Instagram, YouTube, and websites. 2. Factors that support the development of blue beach tourism, namely, natural resources, good security, a comfortable atmosphere, the role of social media, a supportive community. While the inhibiting factors for the development strategy are, internal factors have not been well organized with tourism potential as well as facilities and infrastructure, while external factors are the lack of road access for bus vehicles because this tour is located in community settlements, and also there is no budget from the government.
Pengaruh Kualitas Produk dan Direct Marketing terhadap Keputusan Pembelian Air Minum Ziva Ro di Desa Banjarwati Kecamatan Paciran Kabupaten Lamongan Moch Noer Arief; Sutopo; muhyidin
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 2 No. 1 (2020): January : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.063 KB) | DOI: 10.55352/ekis.v2i1.362

Abstract

The community in Paciran sub-district is 102,548 people. Paciran sub-district also includes industrial districts, both home industries and large industries. The need for clean water is increasing, especially those who live in areas adjacent to large factories such as in the Paciran sub-district, so that the water content is polluted by wastes from these large industries, so that the water quality in the Paciran area is especially unfit for consumption. directly because it depends on the very high TDS and PH substances. This shows that ZIVA RO drinking water is an important instrument for one of the drinking water industries in the Paciran area that uses a reverse osmosis process. This is what makes product quality and direct marketing influencing purchasing decisions. From this background, the problems obtained are: first, how is the influence of product quality on ZIVA RO drinking water decisions in Banjarwati Village, Paciran District, Lamongan Regency, second, how is the influence of direct marketing on ZIVA RO drinking water purchasing decisions in Banjarwati Village, Paciran District, Regency Lamongan. The type of research used is quantitative research, the sampling technique used is the independent sampling technique, with the number of respondents as many as 100 people, the data analysis technique used is using reliability and validity tests, correlation analysis tests, coefficients of determination, multiple linear regression analysis and , hypothesis testing. The results showed that the product quality variable did not have a significant positive effect on purchasing decisions of -0.697 > 1.984 with a significant level of t less than 0.05, namely 0.487> 005. Direct marketing from the results of this study direct marketing has no significant effect on purchasing decisions obtained by 1.091 > 1.984. With tingakat t less than 0.05 that is 0.278> 0.005.
Perbandingan Kinerja Keuangan Perbankan Syariah dan Perbankan Konvensional Periode 2016-2020 Menggunakan Metode RGEC (Studi pada Bank BRI dan BRI Syariah) Muhammad Jefri; Sutopo; Abdullah Zawawi
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 1 No. 1 (2019): Januari : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.763 KB) | DOI: 10.55352/ekis.v1i1.374

Abstract

Banks have a very important role in assisting human daily activities in carrying out economic activities. Banks cannot be separated from the life of modern society today because every economic activity is carried out through banks. There are generally 2 banks in Indonesia, namely Conventional Banks and Islamic Banks. Of the two banks, of course, have their own advantages and disadvantages. Therefore, it is necessary to make a comparison between their financial performance so that customers choose the best bank for them. . This study aims to examine and prove empirically about the comparison offinancial performance between PT. BRI Syariah Bank and PT. Bank BRI during the 2016-2019 The data used is secondary data in the form of financial reports from companies obtained from financial statements published by Bank Indonesia through the www.bi.go.id website, the OJK website and from the official websites of each bank. Data analysis was performed using financial ratio analysis consisting of CAR, NPL, ROA, ROE, BOPO, LDR. The analytical technique used to compare the financial performance of Bank Syariah Mandiri with Bank Muamalat Indonesia is the Independent sample t-test method. The results of the independent sample t-test statistical test showed that there was no significant difference between the CAR ratio of BRI Syariah Bank and BRI Bank. Meanwhile, the NPL, BOPO, ROA, ROE and LDR ratios of BRI Syariah Banks are significantly different from those of BRI Banks.