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Analisis Kesyariahan dalam Transaksi Penjualan pada Perusahaan Private equity dalam Perspektif Ekonomi Islam Ai Ufi Lutfiatunnufus; MH Ainulyaqin; Kisanda Midisen; Sakum; Sukron Mamun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8637

Abstract

This study to analyze the relationship and similarities between the sales transaction process in a private equity manufacturing company and the concept of sales in the perspective of Islamic economics. The study was conducted at an automotive manufacturing company operating under a conventional economic system. The research method used is descriptive qualitative, employing literature review, participatory observation, in-depth interviews, and documentation. The findings indicate that there are similarities in transaction principles such as price agreements (akad), cost transparency, and made to order product manufacturing, which align with the akad istishna in Islamic. The study also highlights significant differences, particularly the implementation of penalty fees (riba) for late payments, which contradicts the Islamic prohibition of usury. This research recommends that companies consider integrating Islamic economic principles to improve business ethics and expand market opportunities, especially in the Syariah based industrial sector.
Determinan Perilaku Impulsive Buying pada Mahasiswa Penerima Kip-K dalam Perspektif Ekonomi Syariah Rahmat Hidayatulloh; Listian Indriyani Achmad; Sukron Mamun; Yudianto Achmad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11683

Abstract

This study aims to examine the effect of Living Cost Assistance and Peer Conformity on Impulsive Buying behavior among KIP-K scholarship recipients in the Sharia Economics Study Program at Universitas Pelita Bangsa, within the perspective of Islamic economics. This research employed a quantitative approach using a survey method through questionnaires distributed to 65 respondents selected using the Slovin formula. Data were analyzed using multiple linear regression with SPSS. The results indicate that Living Cost Assistance has a positive and significant effect on Impulsive Buying (t = 3.031; p = 0.004), and Peer Conformity also has a positive and significant effect (t = 13.699; p = 0.000). Simultaneously, both variables significantly influence Impulsive Buying (F = 111.631; p = 0.000), with a coefficient of determination (R²) of 0.783. From the perspective of Islamic economics, these findings suggest that financial availability and social pressure may encourage consumption beyond essential needs if not accompanied by self-control and prudent financial management. Therefore, strengthening financial literacy based on the principles of tawazun (balance), qana’ah (contentment), and mas’uliyah (responsibility) is essential in managing living cost assistance.