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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) International Journal of Artificial Intelligence Research JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Al Dzahab Al Fiddhoh: Journal of Banking, Insurance, and Finance
Masrida Zasriati
STIE Sakti Alam Kerinci
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

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 1 
PERANAN KREDIT USAHA PEMBERDAYAAN MASYARAKAT DALAM MENINGKATKAN PENDAPATAN PETANI KENTANG DI KECAMATAN KAYU ARO : Studi Kasus Kelompok Tani Mekar Sejati Desa Sungai Rumpun Masrida Zasriati
Al Dzahab: Journal of Economics, Management, Business and Accounting Vol. 2 No. 2 (2021): Al-Dzahab: Journal of Economics, Management, Business, and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.482 KB) | DOI: 10.32939/dhb.v2i2.947

Abstract

ABSTRACT Purpose: The research objectives to be achieved in this research are to determine farmers' income before giving KUPEM, knowing farmers' income after giving KUPEM, knowing KUPEM on increasing farmers' income. Design/Methodology/Approach: This research is a quantitative and qualitative descriptive study. Quantitative analysis was carried out by simple linear regression analysis to determine the effect of the independent variable on the dependent variable. Findings: The results of this study indicate that there is a positive and significant effect between KUPEM and farmers' opinions, where farmers' income has increased after KUPEM was given. Research implications: From the results of this study it is known that in order to increase farmers' income, the government must continuously provide business credit to empower farmers in increasing their income.
ANALISIS PENGARUH TINGKAT PENDAPATAN PERKAPITA DAN PEMBENTUKAN MODAL TERHADAP PEREKONOMIAN DI PROVINSI JAMBI TAHUN 2016-2020 Masrida Zasriati
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (179.879 KB) | DOI: 10.32939/fdh.v3i1.1134

Abstract

This study aims to determine whether there is an effect of the level of income per capita and the level of capital formation on the economy in Jambi Province during the period 2011-2020. The research method used is a descriptive quantitative approach, the type of data used in this study is secondary data obtained from related agencies which are then processed using SPSS.25 software through tests related to research needs. The results of the study indicate that there is a positive and significant effect between per capita income and formation on ADHK GRDP in Jambi Province during 2011-2020 either partially or simultaneously. The magnitude of the influence given by Per capita Income and Capital Formation on GRDP ADHK is 68.7%.
ANALISIS KETIMPANGAN PEMBANGUNAN DI INDONESIA TAHUN 2010-2020 Masrida Zasriati
Al Dzahab: Journal of Economics, Management, Business and Accounting Vol. 3 No. 2 (2022): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v3i2.1494

Abstract

This study aims to determine how big the level of inequality in Indonesia is and to find out how Klassen's typology in Indonesia is. The data used is secondary data obtained from the official website of the Central Statistics Agency (BPS), then analyzed using the Theil Index and Typology Klassen formulas, with the following research results: 1. Development inequality by province in Indonesia is low or evenly distributed with the Theil index value ranging from 0.01-0.05 or with an average of 0.03 approaching 0. 2. Typology of Klassen Indonesia, which is included in the fast-growing and fast-growing regions (Quadrant I), namely DKI Jakarta Province, and the Archipelago Riau, for the provinces of Riau, East Kalimantan, North Kalimantan, West Papua, and Papua, are included in the developed but depressed regions (Quadrant II), while the provinces of North Sumatra, West Sumatra, Jambi, Bengkulu, West Java, East Java, Banten, Bali , Central Kalimantan, North Sulawesi, Central Sulawesi, South Sulawesi, Southeast Sulawesi, Gorontalo, West Sulawesi, Maluku, and North Maluku, are included in the fast developing areas (Quadrant III), and the Provinces of Aceh, South Sumatra, Lampung, Kep. Bangka, Central Java, DI Yogyakarta, East Nusa Tenggara, West Nusa Tenggara, West Kalimantan, and South Kalimantan, are included in the relatively underdeveloped areas (Quadrant IV).
ANALISIS PENDAPATAN USAHA TANI BAWANG MERAH DI DESA SUNGAI RUMPUN KECAMATAN GUNUNG TUJUH KABUPATEN KERINCI Masrida Zasriati; Elex Sarmigi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 12 No. 3 (2023): September
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v12i3.1705

Abstract

This study aims to analyze the development of the shallot farmer business based on income and costs incurred. The population of this study were shallot farmers in Kerinci Regency, while the sample for this study were shallot farmers in Sungai Rumpun village as many as 76 respondents. This research approach is descriptive quantitative by analyzing the income and costs incurred by farmers, without examining the causal relationship deeper. The results of this study indicate that the total income of shallot farmers in Sungai Rumpun Village is Rp. 1,291,600,000 with an average of Rp. 16,994,736.84 per harvest season. The total cost is Rp. 688,804,958.33 with an average of IDR 9,063,233.14 per harvest season. The net income of shallot farmers in Sungai Rupun Village per harvest season is Rp. 602,795,041.67 per harvest season with an average of Rp. 7,931,513.71 per harvest season.
Faktor Determinan Kualitas Lingkungan di Provinsi Jambi Osi Hayuni Putri; Mira Hastin; Masrida Zasriati; Dewi Ernita
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 12 No. 1 (2026): Februari 2026
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v12i1.6033

Abstract

The rapid increase in economic activity in Jambi Province over the past two decades has placed significant pressure on environmental quality. The growth of GRDP, driven by extractive sectors, population growth, intensive energy consumption, the growth of motorized vehicles, the diverse quality of human resources (HR), and the rise of Foreign Direct Investment (FDI), are important factors influencing environmental conditions. This study aims to analyze the determinants of environmental quality in Jambi Province using these economic and social development variables. The study uses a descriptive-analytical approach with secondary data from various agencies. The results show that economic growth, fossil fuel consumption, and the growth of motorized vehicles have a strong influence on environmental degradation. Population growth affects the environment through pressures on land, energy, and transportation needs. The quality of human resources plays a positive role in improving environmental quality, while FDI has a dual impact depending on the investment sector. This study provides policy recommendations for realizing sustainable development in Jambi Province.
Analysis of Factors Influencing Customer Behavioral Intentions to Use Mobile Banking Edwin Bustami; Indra Budaya; Ronal Regen; Masrida Zasriati
International Journal of Artificial Intelligence Research Vol 6, No 1.1 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.1.690

Abstract

This study aims to examine and investigate knowledge, beliefs, convenience, risk, and culture that directly and indirectly influence attitudes, convenience and usability regarding mobile banking and Behavioral Intention to use Jambi mobile banking services. This research uses survey and verification methods. The sample used is 400 units. Data analysis using Path Analysis. The results of the study show that knowledge, comfort, and risk have a direct and significant effect on attitudes; risk and culture have a direct and significant impact on convenience; risk and culture have a direct and significant effect on usability; knowledge, convenience, risk, cultural attitudes, convenience, and usability have a direct and significant impact on Behavioral Intention; knowledge, comfort, and risk have an indirect and significant effect on Behavioral Intention through attitudes; culture has an indirect and significant effect on Behavioral Intention through convenience; knowledge, comfort, and culture have an indirect and significant impact on Behavioral Intention through usability. The study results recommend that future management should increase and maintain customer knowledge, trust, convenience, risk, culture, attitudes, convenience, and usability of mobile banking utilizing direct or indirect education through multi-media.
Gaya Kepemimpinan, Motivasi, dan Kepuasan Kerja: Dampaknya terhadap Kinerja Pegawai Dinas Pariwisata Kabupaten Kerinci: Leadership Style, Motivation, and Job Satisfaction: Their Impact on Employee Performance at the Tourism Office of Kerinci Regency Aldi Saputra; Yulasmi Yulasmi; Zefriyenni Zefriyenni; Masrida Zasriati
Al Dzahab Vol. 6 No. 2 (2025): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v6i2.5035

Abstract

Purpose: This study aims to analyze the role of leadership and motivation in improving employee performance and to examine the role of job satisfaction as a mediating variable. Design/Methodology/Approach: This research employed a quantitative causal approach with data collected through questionnaires. The study involved 50 respondents determined using a saturated sampling method. The analytical technique applied was Structural Equation Modeling (SEM) with a Partial Least Squares (PLS) approach. Findings: The results reveal that leadership style has a positive and significant effect on job satisfaction, and work motivation also has a positive and significant effect on job satisfaction. Furthermore, leadership style significantly and positively influences employee performance, as does work motivation. However, job satisfaction shows a negative and insignificant effect on employee performance. In addition, job satisfaction does not mediate the relationship between leadership style and employee performance, nor between work motivation and employee performance. Research Implications: The findings highlight the importance of effective leadership and strong work motivation in enhancing employee performance in the public sector, particularly at the Kerinci Tourism Office. Nevertheless, job satisfaction does not serve as an effective mediating factor in strengthening these relationships. Therefore, organizations need to design participative leadership strategies and more targeted motivation policies to improve employee productivity.
Co-Authors Aldi Saputra Dewi Ernita Edwin Bustami Indra Budaya, Indra Mira Hastin Osi Hayuni Putri Regen, Ronal Yulasmi Yulasmi Zefriyenni Zefriyenni