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All Journal Trikonomika: Jurnal Ekonomi JOIV : International Journal on Informatics Visualization SOSIOHUMANIORA: Jurnal Ilmiah Ilmu Sosial dan Humaniora Journal of Economic, Bussines and Accounting (COSTING) Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI Iqtishoduna: Jurnal Ekonomi Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Journal Of World Science Jurnal Indonesia Sosial Sains
Toto Rusmanto
School Of Accounting, BINUS University
Religion Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Social Sciences

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Artificial Intelligence Adoption on Investment Platform for Robo Advisory Users in Indonesia Fahruri, Arief; Rusmanto, Toto; Warganegara, Dezie Leonarda; Tjhin, Viany Utami
JOIV : International Journal on Informatics Visualization Vol 9, No 3 (2025)
Publisher : Society of Visual Informatics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62527/joiv.9.3.2842

Abstract

Robo-advisors provide an alternative financial solution tailored for regular clients. Beyond the acceptability of technology, financial factors significantly influence the adoption of robo-advisors. While existing studies extensively discuss the stages involved in the intention to utilize robo-advisors, only a few offer insights into financial capabilities. The purpose of this study is to investigate the extent to which Indonesian investors embrace robo-advisors by incorporating financial variables such as financial goals and financial literacy into the technology adoption in Robo Advisor. Additionally, the study explores the relationship between application costs and data privacy on the adoption of robo-advisor technology. This research employs a quantitative approach using purposive sampling techniques. Data were collected through a survey of 431 robo-advisor users and analyzed using SmartPLS. The findings reveal a significant and positive correlation between financial goals, perceived technology usefulness, and application costs in the adoption of robo-advisors in Indonesia. These results contribute to the development of investment decision theory using technology-based approaches, specifically robo-advisors. Furthermore, companies in the financial sector, particularly in wealth management or investment management, can benefit from incorporating financial goal features, enhancing technological performance, and setting competitive fees to increase adoption rates. Future research should further explore robo-advisor adoption, focusing on additional financial variables and financial behaviors that drive technology adoption as an investment decision. These findings highlight the importance of considering both financial and technological factors in promoting the use of robo-advisors among investors especially in Indonesia.
Impact of The Corporate Governance on Sustainability Report Disclosure with Environmental Performance as A Moderation Variable in Indonesia Rumaningsih, Dewi Windary; Rusmanto, Toto
Jurnal Indonesia Sosial Sains Vol. 5 No. 09 (2024): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v5i09.1224

Abstract

This study aims to analyze the effect of corporate governance on sustainability report disclosure, with environmental performance acting as a moderating variable. The analysis focuses on the role of the board of directors, independent commissioners, audit committees, and financial performance in influencing the quality of sustainability reporting, particularly within the Indonesian context. Environmental performance is measured using the PROPER scale. The study utilizes data from the annual and sustainability reports of 20 companies in the basic materials and energy mining sectors listed on the Indonesia Stock Exchange from 2018 to 2022, amounting to 100 observations. The data is processed using SPSS 23. The results show that the presence of female directors significantly enhances the quality of sustainability disclosures, as they tend to prioritize social responsibility. Moreover, financial performance, as measured by Return on Assets (ROA), positively affects sustainability reporting, with companies in better financial health being more transparent in their disclosures. Environmental performance, when combined with strong independent oversight, further improves reporting quality, reflecting the positive influence of independent commissioners and sound financial governance. The study concludes that environmental performance, as measured by the PROPER scale, plays a significant role in improving sustainability disclosures in Indonesia. It recommends that the Indonesian government provide stronger support and clearer regulations to help companies improve their sustainability practices and contribute to the G20 agenda.
Co-Authors Agnesia Fransiska Arief Fahruri Devina Gunawan Dewi Windary Rumaningsih Hendra Kusmartono Hendryadi Hendryadi Nazara, Arizaro Patricia, Mayang Pradilla, Sabhita Aufa Rumaningsih, Dewi Windary Saraswati, Nisa Ibis SURYANI Tjhin, Viany Utami Uun Sunarsih Warganegara, Dezie Leonarda