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All Journal I-Finance Journal Jurnal Ekonomi dan Bisnis Islam al-Afkar, Journal For Islamic Studies Jurnal Istiqro' MALIA NISBAH: JURNAL PERBANKAN SYARIAH OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Iqtishodia: Jurnal Ekonomi Syariah Journal of Islamic Economics and Finance Studies Indonesian Journal of Business Analytics (IJBA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Khusnudin
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : El-Mal: Jurnal Kajian Ekonomi

 1 
Optimalisasi Potensi Ekonomi Syariah dalam Populasi Muslim Global untuk Mendukung Pencapaian SDGS: Studi Strategis tentang Zakat, Wakaf, dan Industri Halal Jauharudin, Fahmi; Khusnudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6320

Abstract

The global Muslim population, exceeding 1.9 billion, holds significant potential to support the achievement of the Sustainable Development Goals (SDGs). Through Islamic economic instruments such as zakat, waqf, and the development of the halal industry, substantial contributions can be made to poverty alleviation, improving education quality, and promoting sustainable consumption and production. This study identifies major challenges, including the lack of regulatory harmonization, low Islamic financial literacy, and limited international cooperation. On the other hand, substantial opportunities arise from technological innovation, global collaboration, and growing international interest in halal products. Strategies such as enhancing Islamic financial literacy, leveraging digital technology, and harmonizing policies across countries can optimize Islamic economics to support global sustainable development.
Interest of Food and Beverage MSMEs in Becoming Customers of Sharia Banks: The Role of Inclusion and Literacy Anis Tri Rahmawati; Khusnudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6671

Abstract

The aim of this research is to analyze the influence of sharia financial inclusion and literacy on the interest of micro, small and medium enterprises (MSMEs) in the food and beverage sector of Malang City to become sharia bank customers. This research uses quantitative methods with descriptive and verification approaches. Data was obtained through a survey involving 100 respondents who were MSME players in the sector. The results of this research show that both inclusion and sharia financial literacy have a positive and significant influence on the interest of MSMEs to become sharia bank customers, both partially and simultaneously. With a coefficient of determination of 74%, these two independent variables are able to significantly explain the interest in becoming a sharia bank customer. This research emphasizes the importance of increasing accessibility and public understanding of sharia financial services to encourage MSME involvement in the sharia-based financial ecosystem.
Co-Authors Al Maulud Anis Tri Rahmawati AUNUR ROFIQ Dinda Ruliana Dewi Egie Nugraha, Diki Eko Suprayitno Emiliani Hilmi Maulana, Muhammad Hisnidah, Mukaromatul Jannara Dewaji Jauharudin, Fahmi Kevin Junjung Miharta Maimuna, Islamiyah Muhammad Iqbal Fatoni Muhammad Mashduqi Muhtadi Ridwan Rahmad Kurniawan Riska Widya Abiba Rofiq , Aunur Rofiq, Mokhammad Ainur Rosyidi, Laily