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All Journal Potensio Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Indonesian Journal of Community Services Revitalisasi : Jurnal Ilmu Manajemen Bima Journal : Business, Management and Accounting Journal Golden Ratio of Finance Management INTERNATIONAL JOURNAL OF ECONOMICS AND MANAGEMENT REVIEW Journal of Social Science and Education Research Journal of Advanced Studies in Management
Anna Widiastuti
STIENU JEPARA
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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IMPLEMENTASI KEBERHASILAN PROGRAM CO-OP (Cooperative Academic Education) DIKTI DALAM MENCIPTAKAN HUBUNGAN KEMITRAAN ANTARA DUNIA USAHA-DUNIA INDUSTRI (DUDI) DAN PERGURUAN TINGGI (Studi Pelaksanaan Program Co-op Di STIENU Jepara) Widiastuti, Anna
Potensio Vol 17
Publisher : STIE YPPI Rembang

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Abstract

Form of partnership relations between universities and industry has become a necessity for allparties. Moreover talk about results that must be prepared by a college for graduates. With theestablishment of the relationship expected such an activity that needed each other and mutuallybeneficial. Through the co-op of DIKTI, STIENU Jepara has conducted activities partnershipwith company partner. The purpose of this research is to know implementation successprogram co-op ( cooperative academic education ) DIKTI in creating a partnership betweenDUDI and college (Studies of Co-op Programs at STIENU Jepara). Scope directed in thisresearch is research is descriptive qualitative, with respondents research is a student programparticipants co-op, colleges and UMKM partners program co-op STIENU Jepara, and as ayardstick success gainful partnership were the feedback systems between DUDI and collegesand student participants. The result of this research is the implementation of the program coopDIKTI received by STIENU Jepara very positive impact, good for students direct program, asof an offender lecturers as a mentor, the agency that accommodates as well as for the companyor UMKM partners program. Where via this program could raise soffskill of all the offenderwhether in respect to increase expertise, responsibility and corporateness.Keywords: The Co-op Program, Partnership college and DUDI
IMPLEMENTASI KEBERHASILAN PROGRAM CO-OP (Cooperative Academic Education) DIKTI DALAM MENCIPTAKAN HUBUNGAN KEMITRAAN ANTARA DUNIA USAHA-DUNIA INDUSTRI (DUDI) DAN PERGURUAN TINGGI (Studi Pelaksanaan Program Co-op Di STIENU Jepara) Widiastuti, Anna
potensio Vol 17, No 01 (2012): Volume 17 Nomor 1 Juli 2012
Publisher : potensio

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Abstract

Form of partnership relations between universities and industry has become a necessity for allparties. Moreover talk about results that must be prepared by a college for graduates. With theestablishment of the relationship expected such an activity that needed each other and mutuallybeneficial. Through the co-op of DIKTI, STIENU Jepara has conducted activities partnershipwith company partner. The purpose of this research is to know implementation successprogram co-op ( cooperative academic education ) DIKTI in creating a partnership betweenDUDI and college (Studies of Co-op Programs at STIENU Jepara). Scope directed in thisresearch is research is descriptive qualitative, with respondents research is a student programparticipants co-op, colleges and UMKM partners program co-op STIENU Jepara, and as ayardstick success gainful partnership were the feedback systems between DUDI and collegesand student participants. The result of this research is the implementation of the program coopDIKTI received by STIENU Jepara very positive impact, good for students direct program, asof an offender lecturers as a mentor, the agency that accommodates as well as for the companyor UMKM partners program. Where via this program could raise soffskill of all the offenderwhether in respect to increase expertise, responsibility and corporateness.Keywords: The Co-op Program, Partnership college and DUDI
The Influence of Financial Literacy, Financial Attitudes, and Self-Efficacy on Housewives Financial Management Priscilla, Ananda; Widiastuti, Anna
INTERNATIONAL JOURNAL OF ECONOMICS AND MANAGEMENT REVIEW Vol 2 No 3 (2024): Current Issue 6
Publisher : SMARTINDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58765/ijemr.v2i3.206

Abstract

Purpose  - This research aims to test and analyze the influence of financial literacy, financial attitudes, and self-efficacy on financial management. Apart from that, this research aims to obtain empirical evidence of the influence of financial literacy, financial attitudes and self-efficacy on financial management. Design/methodology/approach - This research is included in the type of quantitative research. The population used in this research were housewives in Panggang Village, Jepara Regency. The sampling method in this research is the census method. The number of samples obtained was 150. In obtaining the information needed in this research, the researchers carried out observations, distributed questionnaires and also interviews. This research uses the outer model and inner model methods with the help of SmartPls. Findings and Discussion - The results of this research show that financial literacy, financial attitudes, and self-efficacy have a significant effect on financial management. From all the independent variables that have been studied, it can be seen that financial attitudes have the most dominant influence on financial management compared to the other two variables. This is proven by the results in the diagram which show that a large percentage is occupied by the financial attitude variable. Conclusion - Overall, research shows that increasing financial literacy, positive financial attitudes, and self-efficacy can positively influence housewives' financial management. Therefore, it is important to develop financial education programs that not only increase knowledge, but also build attitudes and beliefs that support better financial management among housewives.
The Effect of Social Media Marketing Activities on Purchase Decisions Mediated by Perceived Quality Amrullah, M.Faris; Riyoko, Sisno; Widiastuti, Anna
Journal of Social Science and Education Research Vol. 1 No. 4 (2024): Journal of Social Science and Education Research (In Press)
Publisher : Raudhah Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/skjrhw27

Abstract

This study aims to analyze the influence of Social Media Marketing Activities (SMMA) on consumer purchase decisions, focusing on the role of Perceived Quality as a mediating variable. In the context of Pempek Yuk Paka culinary UKM in Banyumanis, Jepara. The results of the study showed that SMMA had no positive and insignificant effect on purchase decisions. In addition, quality perception is proven to function as a mediator that strengthens the relationship between SMMA and purchasing decisions.
The Impact of Financial Technology on Employee Well-Being in PDAM Jepara: Mediating Roles of Financial Literacy and Lifestyle Munna, Navis Nailil; Widiastuti, Anna; Riyoko , Sisno
Golden Ratio of Finance Management Vol. 5 No. 1 (2025): October - March
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v5i1.1099

Abstract

This research aims to analyze the influence of Financial Technology (FinTech) on Employee Well-Being, both directly and through the mediation of Financial Literacy and Lifestyle, within the context of PDAM Jepara, Indonesia. Using a purposive selection approach, 120 respondents were selected from the population of PDAM Jepara workers to participate in this research. The data was analyzed using Structural Equation Modeling (SEM) with the Smart-PLS version 4.0 tool through outer model testing, inner model testing, mediation testing, and hypothesis testing. The validity test results indicate that the instrument is valid, as evidenced by the loading factor and average variance extracted (AVE) values exceeding 0.7. Additionally, the reliability test results confirm the instrument's reliability with composite reliability and Cronbach's alpha values above 0.7. The research findings demonstrate that Financial Technology positively and significantly affects Employee Well-Being. At the same time, Financial Literacy does not directly influence Employee Well-Being in a significant manner. Moreover, Lifestyle is a significant mediating variable in the relationship between Financial Technology and Employee Well-Being, with a significant positive effect. The findings provide actionable insights for PDAM Jepara management to prioritize FinTech adoption and lifestyle education over financial literacy programs to enhance team members' well-being.
Pemberdayaan Pemuda Tani Desa Sumanding melalui Implementasi Green Economy sebagai Upaya Peningkatan Kesejahteraan Masyarakat dan Pelestarian Lingkungan Anam, A Khoirul; Arifin, Miftah; Widiastuti, Anna; Hastuti, Dewi
Indonesian Journal of Community Services Vol 7, No 1 (2025): May 2025
Publisher : LPPM Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijocs.7.1.9-17

Abstract

Program pemberdayaan pemuda tani di Desa Sumanding melalui implementasi Green Economy bertujuan meningkatkan kesejahteraan masyarakat sekaligus melestarikan lingkungan. Kegiatan ini mencakup peningkatan pengetahuan dan keterampilan mitra, penguatan potensi unggulan desa, serta penerapan teknologi tepat guna. Metode pelaksanaannya meliputi penguatan kelembagaan, pengembangan usaha pertanian, dan peningkatan kapasitas kelompok. Hasil yang dicapai meliputi inovasi teknologi berupa mesin Cultivator untuk pengolahan lahan pertanian holticultura dan greenhouse untuk pertanian hidroponik, serta peningkatan pemasaran melalui pembaruan branding, packaging, dan digitalisasi penjualan. Selain itu, program ini berdampak pada aspek sosial dengan peningkatan legalitas kelembagaan berbadan hukum, pendampingan manajemen keuangan berbasis aplikasi. Dengan demikian, program ini berhasil mendorong pertumbuhan ekonomi berkelanjutan dan pelestarian lingkungan di Desa Sumanding.The empowerment program for young farmers in Sumanding Village, through implementing the Green Economy, aims to improve community welfare while preserving the environment. This activity includes increasing knowledge and skills of partners, strengthening the village's superior potential, and implementing appropriate technology. The implementation method includes strengthening institutions, developing agricultural businesses, and increasing group capacity. The results achieved include technological innovations in the form of Cultivator machines for processing horticultural farm land and greenhouses for hydroponic farming, as well as increasing marketing through branding updates, packaging, and sales digitalizatifon. In addition, this program has an impact on the social aspect by increasing the legality of legal institutions, assistance in application-based financial management. Thus, this program has succeeded in encouraging sustainable economic growth and environmental preservation in Sumanding Village.Program pemberdayaan pemuda tani di Desa Sumanding melalui implementasi Green Economy bertujuan meningkatkan kesejahteraan masyarakat sekaligus melestarikan lingkungan. Kegiatan ini mencakup peningkatan pengetahuan dan keterampilan mitra, penguatan potensi unggulan desa, serta penerapan teknologi tepat guna. Metode pelaksanaannya meliputi penguatan kelembagaan, pengembangan usaha pertanian, dan peningkatan kapasitas kelompok. Hasil yang dicapai meliputi inovasi teknologi berupa mesin Cultivator untuk pengolahan lahan pertanian holticulturadan greenhouse untuk pertanian hidroponik, serta peningkatan pemasaran melalui pembaruan branding, packaging, dan digitalisasi penjualan. Selain itu, program ini berdampak pada aspek sosial dengan peningkatan legalitas kelembagaan berbadan hukum, pendampingan manajemen keuangan berbasis aplikasi. Dengan demikian, program ini berhasil mendorong pertumbuhan ekonomi berkelanjutan dan pelestarian lingkungan di Desa Sumanding.
Determinants of Financial Performance among MSMEs in Jepara: The Role of Financial Management, Literacy, and Inclusion Azizah, Shintanur; Widiastuti, Anna
BIMA Journal (Business, Management, & Accounting Journal) Vol. 6 No. 1 (2025)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.6.1.357-370

Abstract

Purpose: This study aims to determine the magnitude of the influence of financial management, financial literacy and financial inclusion on the financial performance of MSMEs in Jepara Regency. Methodology: This research uses a quantitative approach with a sampling technique, namely purposive sampling. The sample in the study was 113 MSME respondents in Jepara Regency. Technical data analysis using the IBM SPSS Statistics 25 program. Results: The analysis revealed that financial management had no significant effect on financial performance (β = 0.104, p = 0.378). In contrast, financial literacy (β = 0.354, p = 0.002) and financial inclusion (β = 0.277, p = 0.012) had a significant positive effect. The overall model explained 20.7% of the variance in financial performance (Adjusted R² = 0.207, F = 10.763, p < 0.05). Findings: Ease of access to financial services and good financial understanding can improve the financial performance of MSMEs. Novelty and Originality: While prior studies have explored the effects of financial literacy and inclusion in various regions, limited research focuses specifically on Central Java, particularly Jepara Regency. This study addresses that gap by providing empirical evidence that highlights the importance of financial literacy and inclusion in improving MSME competitiveness. Conclusion: Improving financial literacy and inclusive access to financial services is a key strategy for enhancing MSME financial performance. This study also recommends that local governments and financial institutions design practical financial education programs and simplify service access to better support MSMEs’ financial growth and resilience. Type of Paper: Research paper.
Peningkatan Daya Saing UKM Rotan Indah Jepara Menuju Pasar Sasaran Ekspor Anam, A Khoirul; Arifin, Miftah; Widiastuti, Anna; Arifin, Zainul
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 3 No 1 (2020)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v3i1.4777

Abstract

Rattan craft is one of the regional superior products in Jepara. Because the products have high quality, they are able to compete in the international market. However, the presence of rattan handicrafts also experienced ups and downs, both at local, national and international trade. Therefore, it is necessary to increase the competitiveness of rattan craftsmen through a mentoring program from the service program at SME of Rotan Indah Jepara. The strategic value of the assisted partner is increasing competitiveness towards the export market through approaches to the application of appropriate science and technology, enhancing the quality and quantity of production, and strengthening institutional capacity. The achievement of the target shows the accuracy of the assistance method used. Several programs have been carried out, including strengthening production equipment and implementing appropriate technology, strengthening product capacity and quality, strengthening marketing capacity, and strengthening corporate governance, compiling accounting systems and computerized financial reporting. The results of this program show that all the targets can be realized. The impact and benefits of this service program are social changes, effectiveness and increased productivity, in the form of increased sales turnover, changes in better work patterns, increased production capacity due to changes in work patterns, systems and technology used. Another added value is shown to be significant savings from good management patterns and more efficient production processes.
The Company Value Considered from Economic Value Added (EVA), Market Value Added (MVA) and Company Size: Study on the Food and Beverage Sub-Sector Manufacturing Companies Purnama Agustina, Intan Purnama Agustina; Widiastuti, Anna
JOURNAL OF ADVANCED STUDIES IN MANAGEMENT Vol. 1 No. 1 (2024): Maret 2024
Publisher : Magister Manajemen of Universitas Islam Nahdlatul Ulama Jepara

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Abstract

This study aims to examine the effects of Economic Value Added (EVA), Market Value Added (MVA), and company size towards the company value on the food and beverage sub-sector manufacturing companies, listed on the Indonesia Stock Exchange for the 2018-2021 period. It is the descriptive research using the quantitative approach. The research population involved the food and beverage sub- sector manufacturing companies, listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 period. Then, the sampling technique used purposive sampling, and the number of research samples was 44 companies. The used data were the secondary data which were obtained from the Indonesia Stock Exchange (IDX), and the data analysis was multiple linear regression analysis by using Eviews 10. The research results showed that (1) Economic Value Added had no significant effect on the company Value. (2) Market Value Added had a significant positive effect on the company Value. (3) Company Size had a significant negative effect on the company Value.
The Influence of Financial Literacy, Locus of Control, Gender, and Lifestyle on Financial Behavior Among the I-Generation in Jepara Regency Hanun, Rias Untian; Widiastuti, Anna
JOURNAL OF ADVANCED STUDIES IN MANAGEMENT Vol. 2 No. 1 (2025): Maret 2025
Publisher : Magister Manajemen of Universitas Islam Nahdlatul Ulama Jepara

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Abstract

This research aims to exmine and analyze of Financial Literacy, Locus of Control, Gender, and Lifestyle on Financial Behavior among the I-Generation in Jepara Regency. Using a quantitative methodology, 96 respondents with independent incomes participated in purposive sampling to gather data. Data analysis employed Partial Least Square Structural Equation Modeling (PLS-SEM) using SmartPLS. The results show that locus of control and financial knowledge significantly and favorably affect financial behavior. In the meanwhile, lifestyle factors and gender have little bearing. This research provides empirical insights into the financial behavior of digital-native generations and offers implications for educational interventions and financial management practices.
Co-Authors Amrullah, M.Faris Anam, A Khoirul Azizah, Shintanur Chudlori, Arif Rahman Dewi Hastuti Hanun, Rias Untian Miftah Arifin Munna, Navis Nailil Priscilla, Ananda Purnama Agustina, Intan Purnama Agustina Riyoko , Sisno Sisno Riyoko Zainul Arifin