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Efektivitas Pendampingan dan Diskusi Kelompok Terarah dalam Memperluas Akses Kredit Usaha Rakyat bagi UMK Parianom, Raden; Vidriza, Ullya; Triandhari, Risna
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7114

Abstract

Kegiatan pengabdian masyarakat ini dilatarbelakangi oleh rendahnya akses Usaha Mikro Kecil (UMK) terhadap program Kredit Usaha Rakyat (KUR) di Kota Cibinong. Permasalahan utama yang ditemukan adalah keterbatasan pemahaman UMK mengenai prosedur KUR, minimnya kemampuan penyusunan laporan keuangan, serta rendahnya pemanfaatan teknologi dalam pemasaran. Metode pelaksanaan dilakukan melalui diskusi kelompok terarah dan pendampingan teknis kepada 75 UMK. Kegiatan mencakup literasi KUR, pelatihan penyusunan laporan keuangan, dan pemanfaatan teknologi pemasaran digital. Hasil kegiatan menunjukkan adanya peningkatan signifikan terhadap pemahaman UMK mengenai KUR, keterampilan penyusunan laporan keuangan, serta adopsi teknologi pemasaran. Diskusi kelompok terarah terbukti efektif sebagai metode pemberdayaan UMK untuk meningkatkan akses pembiayaan formal. Kegiatan ini juga memberikan kontribusi pada pengurangan kesenjangan ekonomi dan pemberdayaan masyarakat lokal. Oleh karena itu, pendampingan UMK perlu terus dilakukan secara berkelanjutan agar dampaknya dapat lebih luas dan berkesinambungan.
Apa Penyebab Ketimpangan Pendapatan Di Pulau Jawa? Anney Crismestika; Raden Parianom
Veteran Economics, Management, & Accounting Review Vol 4 No 1 (2025)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v4i1.12466

Abstract

Indonesia's economic activities are mostly centered on the island of Java, as indicated by the value of economic growth which is always recorded at the top compared to other islands. The flourishing of economic activity that occurs does not go hand in hand with the welfare of the people, in fact income inequality on the island of Java is the highest, this is of course caused by several factors. The aim of this research is to determine the factors that are thought to influence income inequality in each province on the island of Java for the period 2016-2021, including the variables Financial Inclusion, Gross Regional Domestic Product (GRDP) Per Capita, and Human Development Index (HDI). The total sample used was 36 data obtained from the Central Statistics Agency and Bank Indonesia. The analysis used is panel data regression analysis with the best model, namely the Fixed Effect Model (FEM), which was then developed into Feasible Generalized Least Square (FGLS). Partial research results show that GRDP per capita negatively and significantly influences income inequality, HDI positively and significantly influences income inequality, while financial inclusion does not positively and significantly influence income inequality. Meanwhile, all independent variables simultaneously influence income inequality on the island of Java.   Keywords: Income Inequality, Financial Inclusion, GRDP Per Capita, Human Development Index   Abstrak Tujuan dilakukan penelitian ini adalah untuk mengetahui faktor-faktor yang diduga berpengaruh terhadap ketimpangan pendapatan pada setiap provinsi di Pulau Jawa periode 2016 – 2021, antara lain variabel Inklusi Keuangan, Produk Domestik Regional Bruto (PDRB) Perkapita, dan Indeks Pembangunan Manusia (IPM). Total sampel yang digunakan adalah 36 data yang diperoleh dari Badan Pusat Statistik dan Bank Indonesia. Analisis yang digunakan yakni analisis regresi data panel dengan model terbaik yaitu Fixed Effect Model (FEM) yang kemudian dikembangkan menjadi Feasible Generalized Least Square (FGLS). Hasil penelitian secara parsial didapatkan bahwa PDRB Perkapita secara negatif signifikan mempengaruhi ketimpangan pendapatan, IPM secara positif signifikan mempengaruhi ketimpangan pendapatan, sedangkan inklusi keuangan secara positif tidak signifikan mempengaruhi ketimpangan pendapatan. Adapun secara simultan seluruh variabel bebas berpengaruh terhadap ketimpangan pendapatan di Pulau Jawa. Kata Kunci: Ketimpangan Pendapatan, Inklusi Keuangan, PDRB Perkapita, Indeks Pembangunan Manusia  
Pengembangan dan Pemberdayaan UMKM Kota Depok Di Masa Pandemi COVID-19 Widyastuti, Tri; Parianom, Raden
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 6 No 1 (2022): Volume 6 Nomor 1 Tahun 2022
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v6i1.16718

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Indonesia have a very large contribution to the nation's economic condition. The current economic situation affected by the Covid-19 pandemic has almost affected all business sectors, especially the MSME sector. The problems faced by business actors are mainly in terms of marketing or marketing which usually relies on direct sales. Utilization of information technology is expected to be a solution in solving sales, marketing and financial transaction problems of MSME actors. Information technology turned out to be a new thing and very difficult for market traders or business actors. IT-based behavior change for both buyers and sellers requires training and assistance in the areas of sales, marketing and financial transactions. The problem faced by partners today is that partners do not master digital marketing, digital sales and digital financial transactions. The solutions offered are training and assistance in digital marketing, sales and financial transactions.
Analysis of the Influence of Production, Global Prices, Exchange Rate, and Interest Rate on Changes in Indonesia’s Crude Palm oil (CPO) Export Value Rabbani, Rasendriya Rahya; Parianom, Raden
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 1 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/hhcbww62

Abstract

Exports play a pivotal role in Indonesia’s economic growth, with crude palm oil (CPO) being a key contributor to international trade. A decline in CPO export value could potentially weaken economic performance. This study investigates the influence of production, global prices, exchange rates, and interest rates on Indonesia’s CPO export value using the Error Correction Model (ECM) for the 1995–2024 period. The findings indicate that production has a significant positive impact on export value in both the short run and the long run. Global prices and exchange rates also exert significant effects across both horizons, while domestic interest rates show an indirect influence. Overall, the study confirms that Indonesia’s CPO export dynamics are shaped by a combination of production factors and macroeconomic variables, with distinct patterns of relationship between short-run and long-run contexts.
Analysis Of The Effect Of World Coffee Prices, Exchange Rates, Foreign Direct Investment, Inflation, And Coffee Production On The Value Of Coffee Exports In Indonesia Setiawan, Fadlan Ravi; Parianom, Raden
Return : Study of Management, Economic and Bussines Vol. 5 No. 2 (2026): Return: Study of Management, Economic and Business
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v5i2.433

Abstract

This study aims to analyze the effect of World Coffee Prices, Exchange Rates, Foreign Direct Investment (FDI), Inflation, and Coffee Production on the Value of Indonesian Coffee Exports during the period 2000–2023. This study uses annual secondary data obtained from the Central Statistics Agency (BPS), Bank Indonesia, the World Bank, CEIC, and the Ministry of Trade. The analysis method used is the Error Correction Model (ECM) to identify the influence of independent variables in the short and long term. The results show that World Coffee Prices do not have a significant effect on coffee export value, and Exchange Rates do not have a significant effect in either the short or long term. The FDI variable shows no significant effect in the short term but has a significant positive effect in the long term, proving that foreign investment has a structural impact on increasing coffee exports. Inflation shows no significant effect in both periods, indicating that changes in domestic price levels do not directly affect the value of coffee exports. Coffee production has no significant effect in the short or long term. Overall, the results of this study indicate that the dynamics of Indonesian coffee exports are more influenced by global market conditions, production quality, long-term investment, and the competitiveness of the national coffee industry.