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The Impact of Digital Technology Literacy and LifeSkills On Poverty Reduction Parianom, Raden; Arrafi J, Indri; Desmintari, Desmintari
Devotion : Journal of Research and Community Service Vol. 3 No. 12 (2022): Devotion: Journal of Research and Community Service
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/dev.v3i12.247

Abstract

Various national and regional level reports project that Indonesia's economic growth will be driven by the development of digital technology. Das et al. (2016) predicts that, by 2025, digitalization will have an impact of 150 billion US dollars (US) and additional jobs for 3.7 million people. This potential can be seen from, among other things, the number of start-up technology companies (or commonly referred to as startups) which is growing significantly.). Das et al. (2018) also projects that the potential for electronic commerce (e-commerce) in Indonesia in 2022 will reach 55 billion to 65 billion dollars. The impact will be felt on the absorption of labor, including female workers. This calculation gives great hope for Indonesia to accelerate its economic growth. However, to what extent can growth driven by the development of the digital economy guarantee an increase in the quality of life for all levels of society? Can the digital economy in the future reduce inequality which is currently quite high? Furthermore, the Life Skills program is intended to improve the Life Skills ability which is specifically organized to provide learning opportunities for young people of productive age in order to acquire knowledge, skills and develop an entrepreneurial spirit which is supported by a creative, innovative, professional, responsible mental attitude, and dares to take risks. in managing their potential and their environment as a provision to improve their quality of life. The purpose of this study is to analyze the role of digital literacy in economic technology and the role of life skills programs in reducing poverty.
Efektivitas Pendampingan dan Diskusi Kelompok Terarah dalam Memperluas Akses Kredit Usaha Rakyat bagi UMK Parianom, Raden; Vidriza, Ullya; Triandhari, Risna
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 4 (2025): Edisi Oktober - Desember
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i4.7114

Abstract

Kegiatan pengabdian masyarakat ini dilatarbelakangi oleh rendahnya akses Usaha Mikro Kecil (UMK) terhadap program Kredit Usaha Rakyat (KUR) di Kota Cibinong. Permasalahan utama yang ditemukan adalah keterbatasan pemahaman UMK mengenai prosedur KUR, minimnya kemampuan penyusunan laporan keuangan, serta rendahnya pemanfaatan teknologi dalam pemasaran. Metode pelaksanaan dilakukan melalui diskusi kelompok terarah dan pendampingan teknis kepada 75 UMK. Kegiatan mencakup literasi KUR, pelatihan penyusunan laporan keuangan, dan pemanfaatan teknologi pemasaran digital. Hasil kegiatan menunjukkan adanya peningkatan signifikan terhadap pemahaman UMK mengenai KUR, keterampilan penyusunan laporan keuangan, serta adopsi teknologi pemasaran. Diskusi kelompok terarah terbukti efektif sebagai metode pemberdayaan UMK untuk meningkatkan akses pembiayaan formal. Kegiatan ini juga memberikan kontribusi pada pengurangan kesenjangan ekonomi dan pemberdayaan masyarakat lokal. Oleh karena itu, pendampingan UMK perlu terus dilakukan secara berkelanjutan agar dampaknya dapat lebih luas dan berkesinambungan.
Apa Penyebab Ketimpangan Pendapatan Di Pulau Jawa? Anney Crismestika; Raden Parianom
Veteran Economics, Management, & Accounting Review Vol 4 No 1 (2025)
Publisher : Fakultas Ekonomi Dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59664/vemar.v4i1.12466

Abstract

Indonesia's economic activities are mostly centered on the island of Java, as indicated by the value of economic growth which is always recorded at the top compared to other islands. The flourishing of economic activity that occurs does not go hand in hand with the welfare of the people, in fact income inequality on the island of Java is the highest, this is of course caused by several factors. The aim of this research is to determine the factors that are thought to influence income inequality in each province on the island of Java for the period 2016-2021, including the variables Financial Inclusion, Gross Regional Domestic Product (GRDP) Per Capita, and Human Development Index (HDI). The total sample used was 36 data obtained from the Central Statistics Agency and Bank Indonesia. The analysis used is panel data regression analysis with the best model, namely the Fixed Effect Model (FEM), which was then developed into Feasible Generalized Least Square (FGLS). Partial research results show that GRDP per capita negatively and significantly influences income inequality, HDI positively and significantly influences income inequality, while financial inclusion does not positively and significantly influence income inequality. Meanwhile, all independent variables simultaneously influence income inequality on the island of Java.   Keywords: Income Inequality, Financial Inclusion, GRDP Per Capita, Human Development Index   Abstrak Tujuan dilakukan penelitian ini adalah untuk mengetahui faktor-faktor yang diduga berpengaruh terhadap ketimpangan pendapatan pada setiap provinsi di Pulau Jawa periode 2016 – 2021, antara lain variabel Inklusi Keuangan, Produk Domestik Regional Bruto (PDRB) Perkapita, dan Indeks Pembangunan Manusia (IPM). Total sampel yang digunakan adalah 36 data yang diperoleh dari Badan Pusat Statistik dan Bank Indonesia. Analisis yang digunakan yakni analisis regresi data panel dengan model terbaik yaitu Fixed Effect Model (FEM) yang kemudian dikembangkan menjadi Feasible Generalized Least Square (FGLS). Hasil penelitian secara parsial didapatkan bahwa PDRB Perkapita secara negatif signifikan mempengaruhi ketimpangan pendapatan, IPM secara positif signifikan mempengaruhi ketimpangan pendapatan, sedangkan inklusi keuangan secara positif tidak signifikan mempengaruhi ketimpangan pendapatan. Adapun secara simultan seluruh variabel bebas berpengaruh terhadap ketimpangan pendapatan di Pulau Jawa. Kata Kunci: Ketimpangan Pendapatan, Inklusi Keuangan, PDRB Perkapita, Indeks Pembangunan Manusia  
Pengembangan dan Pemberdayaan UMKM Kota Depok Di Masa Pandemi COVID-19 Widyastuti, Tri; Parianom, Raden
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 6 No 1 (2022): Volume 6 Nomor 1 Tahun 2022
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v6i1.16718

Abstract

Micro, Small and Medium Enterprises (MSMEs) in Indonesia have a very large contribution to the nation's economic condition. The current economic situation affected by the Covid-19 pandemic has almost affected all business sectors, especially the MSME sector. The problems faced by business actors are mainly in terms of marketing or marketing which usually relies on direct sales. Utilization of information technology is expected to be a solution in solving sales, marketing and financial transaction problems of MSME actors. Information technology turned out to be a new thing and very difficult for market traders or business actors. IT-based behavior change for both buyers and sellers requires training and assistance in the areas of sales, marketing and financial transactions. The problem faced by partners today is that partners do not master digital marketing, digital sales and digital financial transactions. The solutions offered are training and assistance in digital marketing, sales and financial transactions.