Article Per Year (5 Year)
p-Index From 2021 - 2026
3.624
P-Index
This Author published in this journals
All Journal JURNAL PENDIDIKAN TAMBUSAI Syarikat : Jurnal Rumpun Ekonomi Syariah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah MANAGERE : Indonesian Journal of Educational Management Jurnal Ekonomi Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan International Journal of Science and Environment International Journal of Management and Business Economics Journal of Economics and Social Sciences Kartika: Jurnal Studi Keislaman Managere: Indonesian Journal of Educational Management Journal of Educational Management Research Qawwam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Indonesian Journal of Management and Accounting Anjasmoro: Islamic Interdisciplinary Journal Proceeding Of International Conference On Education, Society And Humanity Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis IZZI: Jurnal Ekonomi Islam
MUFIDATUL HIMMAH
Universitas Nurul Jadid
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

 1   2   3 
Implications of Electronic Money on the Potential of Israf and the Formation of Syariah Consumption Behavior Rizamatun Nikmah; Mufidatul Himmah
Anjasmoro: Islamic Interdisciplinary Journal Vol. 4 No. 1 (2026): Islamic Education
Publisher : Yayasan Pendidikan Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the implications of electronic money on the potential of Islamic teachings (Israf) and the formation of sharia consumption behavior among students of SMKN 01 Sempol. This study uses a quantitative approach with a causal associative research design. Data were collected through the distribution of Likert -scale questionnaires to 30 respondents selected using purposive sampling techniques . Data analysis was performed using simple linear regression through two equation models with the help of SPSS. The results of the study indicate that the use of electronic money has a positive and significant influence on the potential of Israf, as evidenced by the regression coefficient of 0.675 and a significance level of 0.000. In addition, the use of electronic money also has a positive and significant influence on the formation of sharia consumption behavior with a regression coefficient of 0.731 and a significance level of 0.000. The coefficient of determination shows that the Electronic Money variable explains 67.2% of the variation in Israf Potential and 49.6% of the variation in sharia consumption behavior. The findings of this study indicate that electronic money has complex characteristics. On the one hand, it can improve transaction efficiency, but on the other hand, it has the potential to encourage excessive consumption (Israf). Therefore, it is necessary to strengthen Islamic financial literacy and self-control so that the use of electronic money remains in line with Islamic consumption principles.
Operational Analysis Of Murabahah On Gold Savings Products On Deposit Fund Profits At Pegadaian Syariah (Case Study Of PT. Pegadaian Syariah UPS Karimata Situbondo) Mufidatul Himmah M, E; Dila Lailatul Qodariyah
International Journal of Science and Environment (IJSE) Vol. 5 No. 2 (2025): May 2025
Publisher : CV. Inara in Colaboration with www.stie-sampit.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijse.v5i2.119

Abstract

This study analyzes the operational implementation of the murabahah contract in the Gold Savings product at Pegadaian Syariah UPS Karimata Situbondo and its impact on entrusted fund profits. Murabahah, as a sale and purchase contract with an agreed profit margin, has been applied in Gold Savings, where customers purchase gold gradually using a buy-deposit system. This research employs a case study approach with data collection methods including observation, interviews, and documentation. The findings indicate that the Gold Savings product at Pegadaian Syariah utilizes the murabahah contract and a buy-deposit system, allowing customers to store gold balances before printing or reselling them. The benefits of this product include the ease of sharia-compliant gold investment, transaction flexibility, and long-term profit potential. However, challenges such as rising gold prices and the need for public education about this product remain. This study provides insights into the role of the murabahah contract in increasing public interest in gold investment at Pegadaian Syariah.
Halal Literacy and Halal Cosmetic Purchase Decisions among Nurul Jadid University Students: Evidence from Shopee Users Muhammad Athoillah; Mufidatul Himmah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.1022

Abstract

The rapid growth of digital marketplaces has transformed consumer purchasing behavior, including the consumption of halal cosmetic products. In online shopping environments, halal literacy has become an important factor as consumers are required to evaluate product information independently. This study aims to examine the influence of halal literacy on cosmetic purchase decisions among Nurul Jadid University students who use the Shopee platform. A quantitative associative approach was employed, involving 60 respondents selected through purposive sampling. Data were collected using structured questionnaires and analyzed through simple linear regression with SPSS version 25. The findings indicate that halal literacy has a positive and significant effect on purchase decisions, with a correlation coefficient (R) of 0.724 and a coefficient of determination (R²) of 0.525. The t-test results (t = 8.004; p < 0.001) further confirm this relationship. These findings highlight the important role of halal literacy in promoting responsible purchasing decisions and contribute to the growing literature on halal consumer behavior in digital marketplace environments
Co-Authors Abdullah Abdullah Abdullah Abdullah Adinda Fitri Firdaus ANIS FITRIA ATIQURRAHMAN ATIQURRAHMAN Dila Lailatul Qodariyah Fitriyah, Wiwin Hatami, Muhammad Rojhil Ghufron Husnul Hotimah, Husnul Karimah, Faiqotul Kurnia Setiawan, Eva Maknunatun Navisah Arifin Maulida, Bela Nur Mohammad Alief Hidayatullah Muhammad Athoillah Munawaroh, Fadilatul Nadiaatul Khoir Navisa, Maknunatun Ratih Ika Wulan Dari Laila Rizamatun Nikmah Rizkillah, Moch. Rohmawati Rohmawati Sania Shah, Hizamuddin Siti Fatimah SOFIATUL WAHIDAH Tutut Maptuhatul Hairiyah Urip Santuso Yeni Prastika