Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Mount Hope Management International Journal

KINERJA KEUANGAN PERBANKAN DENGAN METODE RGEC SEBELUM DAN SELAMA COVID-19 (STUDI KASUS PADA BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2016-2023) Hotma Indah Sari Sinaga; Nona Jane Onoyi; Mursal
Mount Hope Management International Journal Vol. 2 No. 3 (2024)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v2i3.571

Abstract

The purpose of this study is to examine banks' financial results on the IDX both before and after COVID-19. The RGEC analysis approach is being used for the period of 2016–2023. The approach used in this research is quantitative. With a population of 47 commercial banks, the sample was obtained using purposive sampling methods. Of the samples that satisfied the requirements, 17 commercial banks for the years 2016–2023 were included, and the data type was secondary data. The data collecting approach makes use of descriptive analysis methods to extract information from commercial bank financial statements available on the IDX for the years 2016–2023. The "Wilcoxon Signed Rank Test" is a hypothesis testing tool that compares the overall financial performance of commercial banks. According to the results of the data analysis performed using SPSS v26, there is no significant change between NPL, GCG, and ROA before and during the COVID-19 period of 2016–2023. There are notable distinctions between LDR and CAR both before and throughout the COVID-19 timeframe of 2016–2023.
KEUNGGULAN DIGITAL BANK MANDIRI : ANALISIS VRIO Onoyi, Nona Jane; Muharya, Agil
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.718

Abstract

This article analyzes Bank Mandiri's digital competitive advantage using the VRIO (Value, Rarity, Imitability, Organization) framework. Bank Mandiri, as one of the largest banks in Indonesia, has successfully utilized digital transformation through the Livin by Mandiri service. This study uses a qualitative approach with literature study and document analysis methods, collecting data from Bank Mandiri's annual report, official publications, news articles, and studies related to digital transformation in the banking industry. Secondary data used in this study were validated through triangulation to ensure the accuracy and reliability of the findings. The results of the VRIO analysis show that Bank Mandiri's digital services provide significant added value for customers and companies, are rare in the market, and are difficult for competitors to imitate thanks to investments in cutting-edge technology. Bank Mandiri has a supportive organization, with a structure and culture of innovation that allows for optimal utilization of digital resources. The strategic implications of this digital advantage include increased customer loyalty, expanded customer base, and increased operational efficiency. By continuing to invest in technology and expand the digital ecosystem, Bank Mandiri has the potential to maintain its competitive advantage and become a leader in digital transformation in the Indonesian banking industry.