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Journal : WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat

Penyuluhan Hukum Tentang Pencegahan Pinjaman Online (Pinjol) Ilegal: Di Desa Jeruk Agung Kecamatan Klirong Kabupaten Kebumen Wiyono, Wiwin Muchtar; Supriyo , Doni Adi; Krisnawati , Feryani
WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2025): WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Wijayakusuma Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56681/wikuacitya.v4i1.341

Abstract

Online loans or Pinjol are something new with increasingly advanced technological developments. Online loans are very popular with the public because they are easy to get. Just by downloading the application, it is very easy for people to make loans. However, with the rise of online loans, there are illegal online loans (pinjol). It is said that Pinjol is illegal because its existence is not regulated by the Financial Services Authority Regulations. For illegal online loan borrowers, there are many problems suffered by borrowers, many violations occur such as terror, sexual harassment and even personal data being disseminated, this of course violates human rights. As a result of this, there are borrowers who take shortcuts by committing suicide. In general, these illegal loans are offered via SMS. Through legal education on the prevention of illegal online loans (pinjol), the aim is to make people more careful in choosing online loans which have been supervised by the Financial Services Authority. Currently the regulations issued by the Government are Regulations on Peer to Peer Lending, Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology Based Lending and Borrowing and SEOJK Number 18/SEJOK.01/2017 concerning Information Technology Governance and Risk Management Information Technology-Based Money Lending and Borrowing Services and the legal protection of personal data are regulated in Article 26 of the ITE Law. Keywords: Prevention, Illegal Online Loans, Legal Protection
Penyuluhan Hukum Tentang Pencegahan Anti Bullying Bagi Siswa-Siswi SD N 1 Di Desa Podoluhur Kecamatan Klirong Kabupaten Kebumen Wiyono, Wiwin Muchtar
WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2025): WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Wijayakusuma Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56681/wikuacitya.v4i1.348

Abstract

Bullying is an act of physical and verbal violence, where the perpetrator humiliates and intimidates the victim so that they cannot fight back. The perpetrator of the bullying seeks pleasure that he cannot get and takes it out by making other people suffer. The impact of bullying will hinder children from actualizing themselves because bullying behavior will not provide a sense of security and comfort, and will make victims of bullying feel afraid and intimidated, low self-esteem, worthless, difficult to concentrate on studying, and unable to socialize with their environment. The purpose of this community service is to find out efforts to prevent bullying against students at SD Negeri 1 Podoluhur Village, Klirong District, Kebumen Regency in terms of Positive Law. If someone commits an act that violates the law, then punishment can be imposed on the perpetrator of the crime. The perpetrator may be punished with any punishment, as long as with this punishment the punisher's goal can be achieved, namely to deter the perpetrator and make others afraid of committing criminal acts. So that bullying does not occur, it can be used as an alternative effort to prevent bullying behavior. So it is recommended for every party to prevent bullying by holding outreach activities and seminars that discuss bullying, and putting up banners in every corner of the school so that students remember that bullying is not justified. Keywords: Prevention, Bullying, Legal Protection