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THE IMPRESSION OF HALAL LABEL AND CELEBRITY ENDORSMENT ON PURCHASING DESICION FOR MSGLOW COSMETIC PRODUCTS: MS GLOW CONSUMER STUDY IN LHOKSEUMAWE CITY Nurfajri; Ichsan; Mukhlish M. Nur; T. Saifullah
JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Vol. 7 No. 1 (2023): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v7i1.753

Abstract

This study aims to This study aims to determine the effect of halal labels and celebrity endorsements on purchasing decisions for MS Glow Cosmetic Products (MS Glow Consumer Study in Lhokseumawe City). The data used in this study are primary data of 91 respondents. The method used to analyze the relationship between the independent variables and the dependent variable is multiple linear regression analysis. The results showed that partially the halal label had a positive and significant effect on purchasing decisions for MS Glow Brand Cosmetic Products in Lhokseumawe City and signifikan level 0,000, Celebrity endorsements had a positive and significant effect on purchasing decisions for MS Glow Brand Cosmetic Products in Lhokseumawe City and signifikan level 0,041. Simultaneously Halal Label and Celebrity endorsement have a positive and significant effect on purchasing decisions for MS Glow Brand Cosmetic Products in Lhokseumawe City and signifikan level 0,000.
The Influence of Good Corporate Governance, Maqashid Sharia, and Profitability on Company Value (Empirical Study of Sharia Commercial Banks in Indonesia) Nadiatul Muna; Muhammad Hafizh; Mukhlish M. Nur
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1589

Abstract

  The aim of this research is to find out how investors in Indonesia view Sharia Commercial Banks. This is an important step in the capital investment process because it influences the level of trust and confidence investors have in the company. Investors will have more confidence in banks that adhere to sharia principles, including prohibiting usury and speculative practices, and have an active and transparent sharia supervisory board. Therefore, the importance of Maqashid Syariah, profitability, and good corporate governance to company value cannot be overstated. This approach employs a quantitative plan. As study samples, nine Islamic commercial banks were employed. Sharia Commercial Banks employ the ratio scale as one of their data collection tools. The Chow test, Hausman test, Lagrange multiplier test, Classical Assumption test, t test, F test, and Computed R2 test utilizing EViews 10 software all support the multiple linear regression analysis performed in this study. The study's findings demonstrate that, when taken together, profitability, maqashid sharia, and sound corporate governance significantly and favourably affect a company's worth. The results of the partial test also demonstrate that, whilst the profitability variable has a significant negative influence on company value, the Maqashid Syariah variable has a positive and negligible influence.
ISLAMIC FINTECH'S ROLE IN SUSTAINABLE FINANCE: EMPOWERING WOMEN IN ACEH Khairisma; Mukhlish Muhammad Nur; Mardiaton; Muhammad Fazlurrahman Syarif; Muhammad Mirza Amanda; Rini Rosita
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 4 No. 4 (2024): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v4i4.2385

Abstract

This research examines the influence of Islamic Fintech as inclusive finance on sustainable finance in the Aceh province, with women’s empowerment as a moderating variable. The research approach used is quantitative, utilizing multiple regression analysis (MRA) for the linear regression model. The research methodology involves several steps, including data observation, identifying key issues, setting research objectives, literature review, data collection, data processing, results analysis, and research evaluation. The study aims to investigate the extent to which the existence of Islamic Fintech contributes to sustainable financial development in Aceh. Additionally, the research focuses on women's empowerment as a moderating variable, specifically its impact on the relationship between Islamic Fintech and sustainable finance. By employing a quantitative approach, this study seeks to generate empirical evidence that can provide an in-depth understanding of the influence of Islamic Fintech on sustainable finance and to evaluate whether women’s empowerment can moderate this relationship. The research findings show that Islamic Fintech significantly impacts sustainable finance, while women’s empowerment does not moderate the relationship between Islamic Fintech and sustainable finance.
Analysis of Determination Toward Return On Assets of Islamic Commercial Banks Laura Wulandari; Muhammad Hafizh; Mukhlish M.Nur
eCo-Fin Vol. 7 No. 2 (2025): eCo-Fin
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/ef.v7i2.2374

Abstract

This study investigates the influence of Fee-Based Income (FBI), Green Finance (GF), Third Party Funds (TPF), and Corporate Governance (GCG) on the Return on Assets (ROA) of Islamic Commercial Banks (ICB) in Indonesia during the 2019–2023 period. Recognizing the importance of assessing a bank's financial health to guide strategic improvements, the study adopts a quantitative method with a descriptive approach. Data were obtained through purposive sampling from a population of 13 Islamic Commercial Bank (ICB), resulting in a sample of 10 ICB, with a total of 50 observations (10 banks × 5 years). The data analysis was conducted using panel data regression with the Common Effect Model in EViews 12. The findings reveal that, simultaneously, FBI, GF, TPF, and GCG have a significant positive effect on ROA. However, partially, only TPF and GCG show a significant impact (p < 0.001), while FBI and GF do not significantly influence ROA. The model's explanatory power is indicated by an R² value of 0.438, suggesting that 43.8% of the variation in ROA can be explained by the four independent variables. These results emphasize the strategic importance for Islamic banks to focus on enhancing third-party funds and corporate governance to improve financial performance. if you'd like this adapted into an abstract, research summary, or journal-style format. ears, the model uses the Common Effect Model with an R² of 0.484.
Mustahik Economic Transformation Through The Distribution Of Productive Zakat Funds And Business Assistance Programs At Baitul Mal Aceh Damanhur; Mukhlis Muhammad Nur; T. Saifullah; Doli
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 10 No. 1 (2026): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v10i1.7788

Abstract

Poverty remains one of the major economic challenges in Indonesia, including in Lhokseumawe City. In Islamic economics, productive zakat serves as an instrument of economic empowerment that can improve the welfare of mustahik through business capital assistance. This study aims to analyze the economic transformation of mustahik through the distribution of productive zakat funds and business mentoring programs implemented by Baitul Mal Kota Lhokseumawe. The study employed a mixed methods approach with a sequential explanatory design. The quantitative phase involved 86 mustahik selected through purposive sampling and analyzed using descriptive statistics and the Wilcoxon Signed Rank Test to examine differences in income before and after receiving productive zakat assistance. The qualitative phase was conducted through in-depth interviews with Baitul Mal officials to explore the implementation of business mentoring programs and the factors affecting mustahik empowerment. The findings reveal that productive zakat significantly increases mustahik income, as indicated by an Asymp. Sig. (2-tailed) value of 0.000 < 0.05. Most respondents experienced improved income and stronger economic capacity after receiving business capital assistance. However, business mentoring programs have not been optimally implemented due to limitations in institutional capacity, human resources, and budget allocation. To address these challenges, Baitul Mal Kota Lhokseumawe has initiated the MEMPHIS Program in collaboration with Islamic Relief to strengthen sustainable economic empowerment through mentoring, financial management training, and business monitoring. This study concludes that productive zakat contributes positively to the economic transformation of mustahik and will achieve greater effectiveness when supported by continuous business mentoring programs.