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Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan Ekonomi Mustahik Melalui Pemberdayaan Zakat (Studi Kasus PenyaluranZakat Produktif/ Modal Usaha pada Bazda Kota Jambi) Mutia, Agustina; Zahara, Anzu Elvia
Kontekstualita: Jurnal Penelitian Sosial Keagamaan Vol 24, No 1 (2009)
Publisher : Kontekstualita: Jurnal Penelitian Sosial Keagamaan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The efficiency of zakat for productive activities has a strong Islamic basic, although in Alquran is not explicitly stated so, but there is afreedom in managing the way to use it whether for consumptive or productive activities. The perceptions in society especially for small trader in Jambi got zakat for productive activities is very satisfying. The leading of zakat which has been done by Bazda Jambi could increase the living level or the income for that small trader (Mustahik).
Problematika Asuransi Syariah (Takaful) di Indonesia Handayani, Novia Putri; Widiastuti, Dina; Anwar, Agustian; Zahara, Anzu Elvia
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 6 No 4 (2023)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v6i4.2605

Abstract

This study aims to conduct a literature review of the results of previous studies related to Islamic insurance. The approach used in this study is a qualitative approach with a descriptive-analytical method. The results of the discussion explain that there are various problems that hinder the development of Islamic insurance in Indonesia. The results of the study concluded that there are factors causing delays in the development of Islamic insurance in Indonesia; there is a negative stigma attached to society due to the lack of responsiveness of the government; the lack of literacy and the pros and cons of halal is due to the lack of socialization, management and marketing strategy of sharia insurance which is less competitive than conventional insurance. This study recommends that the sharia financial institution industry which has previously developed rapidly such as banking can partner with sharia insurance institutions to jointly improve and develop their potential in conducting socialization, product marketing and the Islamic financial literacy movement.
Pengaruh Tingkat Bagi Hasil Deposito Bank Syariah Dan Suku Bunga Deposito Bank Indonesia Terhadap Jumlah Simpanan Deposito Mudharabah Widodo, Widodo; Gustira, Fira; Zahara, Anzu Elvia; Usdeldi, Usdeldi
Ecobankers : Journal of Economy and Banking Vol. 4 No. 2 (2023): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v4i2.1043

Abstract

Penelitian ini bertujuan melakukan literature review terhadap hasil hasil penelitian tentang literasi simpanan deposito. Penelitian ini menggunakan pendekatan kuantitatif dengan menerapkan metode deskriptif analitis. Hasil penelitian ini menunjukan bahwa beberapa hasil penelitian menegaskan tingkat bagi hasil deposito dan suku bunga. Penelitian ini menyimpulkan bahwa tingkat bagi hasil depositi bank Syariah dan suku bunga deposito berpengaruh positif dan signifikan terhadap jumlah simpanan deposito mudharabah.
Reproduksi Otoritas Keagamaan di Pesantren Daaru Attauhid Muaro Kumpeh: Pendidikan Berbasis Tauhid dan Respon Masyarakat Mesalina, Juliana; Zahara, Anzu Elvia; Kusnadi, Edy; Rafii, Muhammad
el Buhuth: Borneo Journal of Islamic Studies el Buhuth: Borneo Journal of Islamic Studies, 7(2), December 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (Center for Research and Community Services), Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/el-buhuth.v7i2.8194

Abstract

This article stems from anxiety about religious authority which is unstable and difficult to control in the religious sector specifically in Indonesia. This article will explore how the Daaru Attauhid Islamic boarding school reproduces religious authority through monotheism-based education. This research uses a phenomenological approach in answering these questions in order to obtain in-depth meaning. This article finds that special education is given to students who want to graduate from Islamic boarding schools, especially the books of Siyarus Salikin, Fathur Rabbani, and al-Hikam. Apart from limited discussions, students are ordered to attend recitations which are open to the public, namely attended by the majority of the public. The public's response to the recitation, both general and specific, was considered positive, namely education in depth and limited to certain students. The conclusion of this article is that the reproduction of religious authority at the Daaru Attauhid Islamic Boarding School has the potential to become a legacy for the students that will spread to the public. This authority can at least be obtained through a deep understanding of the science of monotheism.
The Effect of Electronic Word of Mouth (E-WOM) and Online Customer Reviews on Purchase Decisions for Azarine Products on TikTok Shop Khodijah, Ria; Zahara, Anzu Elvia
Journal of Multidisciplinary Science: MIKAILALSYS Vol 4 No 1 (2026): Journal of Multidisciplinary Science: MIKAILALSYS
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/mikailalsys.v4i1.9715

Abstract

The increasing use of TikTok Shop as a social commerce platform has transformed how consumers access product information and make purchasing decisions, particularly in the beauty and skincare industry. However, research specifically examining the role of electronic word of mouth and online customer reviews in purchase decisions for Azarine products on TikTok Shop remains limited. This study aims to analyze the effects of electronic word of mouth and online customer reviews on purchase decisions for Azarine products among consumers in Jambi City. A quantitative approach with a survey design was employed, involving 96 respondents selected through purposive sampling. Data were collected using questionnaires and analyzed through multiple linear regression. The findings indicate that electronic word of mouth has a positive and significant effect on purchase decisions. Online customer reviews also have a positive and significant effect on purchase decisions. Simultaneously, both variables significantly influence consumers’ purchase decisions. These findings contribute to the digital marketing literature by highlighting the strategic role of consumer-generated information in shaping purchasing behavior within social commerce contexts. The study concludes that positive electronic word of mouth and credible online customer reviews are essential factors in strengthening consumer confidence and encouraging purchase decisions. Practically, the findings suggest that Azarine and other local skincare brands should actively manage consumer-generated content to enhance trust, visibility, and purchasing intention on TikTok Shop.
Model Sinergi Koperasi Merah Putih dan UMKM dalam Meningkatkan Keberlanjutan Ekonomi Lokal di Indonesia Alfisyahrin, M; Azwari, Peny Cahaya; Zahara, Anzu Elvia; Nuraliati, Ayke
Jurnal Integritas Serasan Sekundang Vol 7 No 2 (2025): Jurnal Integritas Serasan Sekundang
Publisher : Badan Penelitian dan Pengembangan Daerah KabupatenMuara Enim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64987/jiss.v7i2.111

Abstract

This study aims to develop an integrative model of synergy between the Koperasi Merah Putih and micro, small, and medium enterprises (MSMEs) in strengthening local economic sustainability in Indonesia. Using a quantitative explanatory approach with Partial Least Squares–Structural Equation Modeling (PLS-SEM), the research examines the relationships among cooperative governance (X₁), digitalization (X₂), MSME performance (Y), and local economic sustainability (Z). Data were collected from 250 cooperative managers and MSME members. The findings demonstrate that transparent and accountable cooperative governance combined with digital transformation fosters MSME productivity, efficiency, and inclusivity—contributing to the resilience of local economies. This study provides theoretical implications for the institutional economics of cooperatives and practical policy recommendations to promote sustainable local development through cooperative MSME collaboration