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Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan Ekonomi Mustahik Melalui Pemberdayaan Zakat (Studi Kasus PenyaluranZakat Produktif/ Modal Usaha pada Bazda Kota Jambi) Mutia, Agustina; Zahara, Anzu Elvia
Kontekstualita: Jurnal Penelitian Sosial Keagamaan Vol 24, No 1 (2009)
Publisher : Kontekstualita: Jurnal Penelitian Sosial Keagamaan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The efficiency of zakat for productive activities has a strong Islamic basic, although in Alquran is not explicitly stated so, but there is afreedom in managing the way to use it whether for consumptive or productive activities. The perceptions in society especially for small trader in Jambi got zakat for productive activities is very satisfying. The leading of zakat which has been done by Bazda Jambi could increase the living level or the income for that small trader (Mustahik).
Problematika Asuransi Syariah (Takaful) di Indonesia Handayani, Novia Putri; Widiastuti, Dina; Anwar, Agustian; Zahara, Anzu Elvia
Ganaya : Jurnal Ilmu Sosial dan Humaniora Vol 6 No 4 (2023)
Publisher : Jayapangus Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37329/ganaya.v6i4.2605

Abstract

This study aims to conduct a literature review of the results of previous studies related to Islamic insurance. The approach used in this study is a qualitative approach with a descriptive-analytical method. The results of the discussion explain that there are various problems that hinder the development of Islamic insurance in Indonesia. The results of the study concluded that there are factors causing delays in the development of Islamic insurance in Indonesia; there is a negative stigma attached to society due to the lack of responsiveness of the government; the lack of literacy and the pros and cons of halal is due to the lack of socialization, management and marketing strategy of sharia insurance which is less competitive than conventional insurance. This study recommends that the sharia financial institution industry which has previously developed rapidly such as banking can partner with sharia insurance institutions to jointly improve and develop their potential in conducting socialization, product marketing and the Islamic financial literacy movement.
Pengaruh Tingkat Bagi Hasil Deposito Bank Syariah Dan Suku Bunga Deposito Bank Indonesia Terhadap Jumlah Simpanan Deposito Mudharabah Widodo, Widodo; Gustira, Fira; Zahara, Anzu Elvia; Usdeldi, Usdeldi
Ecobankers : Journal of Economy and Banking Vol. 4 No. 2 (2023): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecobankers.v4i2.1043

Abstract

Penelitian ini bertujuan melakukan literature review terhadap hasil hasil penelitian tentang literasi simpanan deposito. Penelitian ini menggunakan pendekatan kuantitatif dengan menerapkan metode deskriptif analitis. Hasil penelitian ini menunjukan bahwa beberapa hasil penelitian menegaskan tingkat bagi hasil deposito dan suku bunga. Penelitian ini menyimpulkan bahwa tingkat bagi hasil depositi bank Syariah dan suku bunga deposito berpengaruh positif dan signifikan terhadap jumlah simpanan deposito mudharabah.
Pengaruh Promosi, Lokasi, dan Harga terhadap Keputusan Pembelian Rumah Subsidi di PT Arza Putra Wahid Persada Sabrina, Lili Dewi; Zahara, Anzu Elvia
ARZUSIN Vol 5 No 4 (2025): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v5i4.6695

Abstract

The decision to purchase subsidized housing in Indonesia, particularly at PT. Arza Putra Wahid Persada in the Jambi region, is influenced by various external factors such as promotion, location, and price. This study aims to examine the extent to which these three variables affect consumer decisions in selecting subsidized homes. A quantitative approach with a descriptive-verificative design was used. The sample consisted of 97 respondents selected through purposive sampling, targeting lower-middle-income individuals who had accessed information or conducted transactions with the developer. Data collection techniques included Likert-scale questionnaires, semi-structured interviews, observation, and literature review. The data were analyzed using validity and reliability tests, multiple linear regression, partial t-tests, and the coefficient of determination with SPSS version 25. The results show that promotion, location, and price have a positive and significant influence, both simultaneously and partially on purchasing decisions. Promotion shapes perceived value and stimulates buying interest; location is crucial in terms of comfort, accessibility, and proximity to public facilities; while price remains a primary consideration related to purchasing power and perceptions of housing quality. The study concludes that the synergy between promotion, location, and price forms a key strategy in influencing consumer decisions in the subsidized housing segment. These findings provide a valuable foundation for developers and policymakers in designing more targeted marketing approaches. Future research is recommended to explore additional variables and apply mixed or longitudinal methods to gain a more comprehensive understanding.
Reproduksi Otoritas Keagamaan di Pesantren Daaru Attauhid Muaro Kumpeh: Pendidikan Berbasis Tauhid dan Respon Masyarakat Mesalina, Juliana; Zahara, Anzu Elvia; Kusnadi, Edy; Rafii, Muhammad
el Buhuth: Borneo Journal of Islamic Studies el Buhuth: Borneo Journal of Islamic Studies, 7(2), December 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (Center for Research and Community Services), Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/el-buhuth.v7i2.8194

Abstract

This article stems from anxiety about religious authority which is unstable and difficult to control in the religious sector specifically in Indonesia. This article will explore how the Daaru Attauhid Islamic boarding school reproduces religious authority through monotheism-based education. This research uses a phenomenological approach in answering these questions in order to obtain in-depth meaning. This article finds that special education is given to students who want to graduate from Islamic boarding schools, especially the books of Siyarus Salikin, Fathur Rabbani, and al-Hikam. Apart from limited discussions, students are ordered to attend recitations which are open to the public, namely attended by the majority of the public. The public's response to the recitation, both general and specific, was considered positive, namely education in depth and limited to certain students. The conclusion of this article is that the reproduction of religious authority at the Daaru Attauhid Islamic Boarding School has the potential to become a legacy for the students that will spread to the public. This authority can at least be obtained through a deep understanding of the science of monotheism.