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All Journal Kontekstualita: Jurnal Penelitian Sosial Keagamaan JABE (Journal of Accounting and Business Education) SYARI'AH : Jurnal Ekonomi Syari'ah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Bertuah : Jurnal Syariah dan Ekonomi Islam International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Jurnal Manajemen Keuangan Syariah IIJSE Margin : Journal of Islamic Banking International Journal of Islamic Finance (IJIF)
Agustina Mutia
Fakultas Syariah IAIN Sulthan Thaha Saifuddin Jambi
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Analisis Faktor-Faktor yang Mempengaruhi Kesejahteraan Ekonomi Mustahik Melalui Pemberdayaan Zakat (Studi Kasus PenyaluranZakat Produktif/ Modal Usaha pada Bazda Kota Jambi) Mutia, Agustina; Zahara, Anzu Elvia
Kontekstualita: Jurnal Penelitian Sosial Keagamaan Vol 24, No 1 (2009)
Publisher : Kontekstualita: Jurnal Penelitian Sosial Keagamaan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The efficiency of zakat for productive activities has a strong Islamic basic, although in Alquran is not explicitly stated so, but there is afreedom in managing the way to use it whether for consumptive or productive activities. The perceptions in society especially for small trader in Jambi got zakat for productive activities is very satisfying. The leading of zakat which has been done by Bazda Jambi could increase the living level or the income for that small trader (Mustahik).
PERSEPSI DAN PRILAKU PEDAGANG ETNIK TIONGHOA TERHADAP BANK SYARIAH DI KOTA JAMBI Ningsih, Putri Apria; Mutia, Agustina
Syari'ah Vol 6 No 1 (2018)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Islam Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (641.448 KB) | DOI: 10.15575/syh.v6i1.196

Abstract

Upaya pengembangan perbankan syariah tidak cukup hanya berlandaskan kepada aspek-aspek legal formal atau perundang-undangan saja. Ada hal lain di luar undang-undang yang seharusnya mendapat perhatian serius, yakni sesuatu yang berhubungan dengan pangsa pasar atau masyarakat pengguna jasa (konsumen) bank syariah, masyarakat tionghoa merupakan pangsa pasar mengambang yang seharusnya dimanfaatkan oleh bank dalam meningkatkan keuntungannya. Penelitian ini bertujuan untuk melihat bagaimana karakteristik pedagang tionghoa terhadap bank konvensional dan syariah serta bagaimana persepsi dan perilakunya. Dengan menggunakan analisis deskripstif kuantitatif dan analisis faktor. Hasil penelitian menyatakan bahwa mayoritas pedagang etnik Tionghoa di Kota Jambi pernah memanfaatkan jasa bank konvensional, namun hanya 8 responden dari 65 sampel yang pernah memanfaatkan jasa bank syariah. Lama penggunaan jasa bank konvensional oleh kebanyakan responden terhitung relatif baru, yaitu berkisar antara satu sampai lima tahun. Sedangkan masih relatif sangat baru, yaitu kurang dari satu tahun. Khusus untuk karakteristik responden terhadap bank syariah, mayoritas responden pernah mendengar bank syariah, yaitu 40 responden, dan 25 responden yang tidak pernah mendengar bank syariah Faktor yang paling dominan mempengaruhi perilaku pedagang etnik Tionghoa di Kota Jambi adalah faktor daya tarik bonus/hadiah dari bank syariah
The Relationship of Sustainability Report with Firm Values Jakarta Islamic Index Prayogo, Youdhi; Mutia, Agustina; Hardiningsih, Pancawati; Setiawati, Ira
JABE (JOURNAL OF ACCOUNTING AND BUSINESS EDUCATION) Volume 8, Issue 2, December 2023
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/jabe.v8i2.46032

Abstract

The purpose of this study is to analyze the effect of sustainability reports on the environmental dimensions, social dimensions, and governance dimensions on firm value. The research sample was conducted on the 30 most liquid Islamic stocks included in the Jakarta Islamic Index sector for the 2019-2022 observation period. Research analysis technique using multiple linear regression. The test results found that disclosure of environmental performance and social disclosure had a positive effect on firm value as reflected by the Tobin'Q and PBV models. On the other hand, disclosure of corporate governance does not have a positive effect on firm value. The Tobin'Q model shows better model fit than the PBV model. This can be seen in the coefficient of determination and the F test of the model on Tobin'Q which is greater than the PBV model. These findings make it clear that the Tobin's Q model is superior because it reflects the company's assets as a whole, reflects market sentiment, reflects the company's intellectual capital, and can overcome problems in estimating the level of profit or marginal cost.
Community Financial Management Training to Create an Independent Prosperous Village M. Nazori; Rafidah; Rosmanidar, Elyanti; Kusnadi, Dedek; Mutia, Agustina; Usdeldi; Fusfita, Nurlia; Subhan, Muhammad; Anita, Efni; Rahma, Sri; Nofriza, Eri; Alawiyah, Rabiyatul; Rahman, Sakinah
IJCS: International Journal of Community Service Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i1.536

Abstract

Financial management plays an important role in promoting independence and prosperity in communities, especially in rural areas where economic resources are often limited. This paper explores the importance of community financial management training as a catalyst for creating independent and prosperous villages. By equipping community members with important financial literacy skills, such as budgeting, savings, and investment strategies, villages can better manage their resources and increase their economic stability. This training focuses on empowering community leaders and residents to understand basic financial concepts and implement sustainable financial practices adapted to their local context. Through workshops, seminars, and practical exercises, participants learn to develop financial plans, identify potential sources of income, and reduce financial risks. In addition, this training emphasizes the importance of transparent financial governance and accountability to build trust and cooperation within the community. In addition, case studies and success stories from similar initiatives show the positive impact of financial management training on village development. These examples illustrate how better financial decision making can lead to increased household income, better infrastructure development, and higher social welfare. Ultimately, the goal is to create self-sufficient villages that can develop independently by utilizing their resources effectively and responsibly.
Women's Empowerment Based on Digital Financial Skills Rafidah; Rosmanidar, Elyanti; Anita, Efni; Mutia, Agustina; Kusnadi, Dedek; Fusfita, Nurlia; Rahma, Sri; Permata, Tika Agu; Husen, Muhammad; Andriana, Nirhamni; Yuniar, Vita
IJCS: International Journal of Community Service Vol. 2 No. 1 (2023): IJCS: International Journal of Community Service
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v2i1.810

Abstract

Achieving gender equality and economic independence. These programs aim to increase women's access to financial services, promote entrepreneurship, and facilitate economic participation through the use of digital technology. By providing training in personal financial management, e-commerce, and online banking applications, women can overcome traditional barriers such as limited access and cultural norms that limit their financial inclusion. This research explores the transformational potential of these empowerment programs, highlighting the importance of cross-sector collaboration and supporting policies to achieve the full potential of women's empowerment through digital financial skills.
Faktor-Faktor yang Mempengaruhi Minat Masyarakat dalam Menggunakan Tabungan Emas ( Studi pada Bank Syariah Indonesia KCP Muara Bulian) Anesa Mufaini, Lyly; Mutia, Agustina; Ismadharliani, Aztyara
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 5 No. 3 (2024): Bertuah: Jurnal Syariah dan Ekonomi Islam (Special Issue)
Publisher : STAIN Bengkalis

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Abstract

Minat merupakan salah satu variabel yang dapat mempengaruhi usaha yang dilakukan seseorang. Minat yang kuat akan mendorong upaya yang serius dan tidak menyerah secara efektif dalam menghadapi kesulitan. Bank Syariah Indonesia (BSI) yang merupakan hasil konsolidasi bank-bank BUMN yaitu Bank Mandiri Syariah, BRI Syariah, dan BNI Syariah juga membuka peluang bagi produk-produk spekulasi emas seperti dana investasi emas, porsi emas dan gadai emas. Tujuan penelitian untuk untuk mengetahui dan menganalisis faktor-faktor yang mempengaruhi minat masyarakat dalam menggunakan tabungan emas Pada Bank Syariah Indonesia KCP Muara Bulian. Metode penelitian yang digunakan adalah eksplorasi subyektif yang menggunakan pendekatan rekrutmen. Objek penelitin berfokus pada faktor-faktor yang Mempengaruhi Minat Masyarakat dalam Menggunakan Tabungan Emas (Studi pada Bank Syariah Indonesia KCP Muara Bulian). Teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Data kualitatif menggunakan analisis reduksi data, tampilan data, dan penarikan kesimpulan verifikasi. Berdasarkan temuan penelitian, maka kesimpulan yang dapat ditarik dari hasil penelitian ini adalah faktor-faktor yang mempengaruhi minat masyarakat dalam menggunakan tabungan emas di Bank Syariah Indonesia KCP Muara Bulian antara lain faktor pengetahuan, faktor promosi, faktor kualitas pelayanan, faktor pengaruh lingkungan keluarga, dan faktor reputasi yang melekat pada Bank Syariah Indonesia.
Analysis of Syaria Strategic Management in Facing Business Competition (Study on Mie Gacoan Mayang Jambi City) Mercyana, Sefi; Mutia, Agustina; Fitri, Sasmita; Yonie, Rika; Harahap, Vinta Deliyani; Rahman, Radiansyah; Usdeldi, Usdeldi
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.606

Abstract

This research was conducted at Mie Gacoan Mayang, the aim of this research was to determine strategic management in facing business competition. The research carried out was a qualitative descriptive approach. The object of this research is Mie Gacoan Mayang. The data collection techniques used are observation, interviews and documentation, the data collection techniques used are observation, interviews and documentation, the data sources used are primary data and secondary data, and data analysis consists of inductive techniques, deductive techniques and drawing conclusions. The research results obtained regarding Marketing Excellence Strategy Management Analysis, where the marketing excellence strategy is carried out by providing quality products at affordable prices in accordance with the quality of the product in attracting and retaining consumers.
Analysis of Effectiveness and Efficiency in MSME Management for Increasing Income in Mendalo Darat Village, Muaro Jambi Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.608

Abstract

The problem in this study is the decline in the income level of MSME actors during the Covid-19 pandemic, one of the reasons for this is the lack of effectiveness and efficiency of financial management in their businesses, business actors feel they do not understand how to make policies in managing their business finances. The purpose of this study is to determine the effectiveness and efficiency of MSME Mendalo Darat in increasing income and to find out what obstacles are experienced by MSME Mendalo Darat actors in efforts to increase income. The type of method in this study is field/qualitative research. The income of MSME Mendalo Darat has decreased in the Covid-19 era so that e-commerce has a positive impact on the income of  MSME Mendalo Darat.
An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
Analysis of Leading Sectors in Padang Pariaman District and West Sumatra Province Using Methods (DLQ, SLQ, and Shift Share) Ramadhani, Febi; Voni, Salsa; Nikmah, Isnadiatun; Sari, Puspa; Labaika, Ratna; Hardianti, Khustiah; Mutia, Agustina
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.967

Abstract

The current complex regional development has encouraged intense competition between regions. To improve people's welfare, local governments need to increase the competitiveness of their regions. the measure of measuring regional economic growth is known as the Gross Regional Domestic Product (GDP). The purpose of the research conducted by the current author is to measure differences in the development of economic growth in the province of West Sumatra and the districts/cities of West Pasaman using the SLQ & DLQ analytical method, analysis shift shares. This study uses a quantitative descriptive approach. The data used are secondary data, namely research data obtained from the Central Statistics Agency (BPS) of West Sumatra Province and West Pasaman Regency/City in the form of Gross Regional Domestic Product (GRDP) data on the basis of constant prices (ADHK). ). The data used are 2018 & 2022, namely research by analyzing the data tested statistically and interpreting them in the form of descriptive sentences. Results from SLQ & DLQ analysts Based on the combined results of SLQ and DLQ analysis during the 2018 & 2022 observation period, the DLQ value> 1. This means that almost all economic sectors have the potential for faster development, and other economic sectors have a DLQ <1, which means that a commodity or sector with a score less than one is not a regional leading sector and still needs special attention for development.
Co-Authors Alawiyah, Rabiyatul Andriana, Nirhamni Anesa Mufaini, Lyly Anita, Efni Anzu Elvia Zahara Armaz, Eja Auliya, Nuri Dedek Kusnadi Elyanti Rosmanidar, Elyanti Fitri, Sasmita Fusfita, Nurlia Habibah, G.W.I. Awal Harahap, Vinta Deliyani Hardianti, Khustiah Ira Setiawati, Ira Ismadharliani, Aztyara Jaker, Mohd Khotimah, Nadiah Khusnul Labaika, Ratna M. Nazori M. Subhan Majid, Nazori Mashitoh, Khilwi Maulana Yusuf Maulana, Muhammad Nur Mercyana, Sefi Mubyarto, Novi Muhammad Husen, Muhammad Muhammad Subhan Nazori, Nazori Nikmah, Isnadiatun Ningsih, Putri Apria Nofriza, Eri Pancawati Hardiningsih Permata, Tika Agu Puspa Sari, Puspa Putri, Fioni Amalia Putri, Nurrahma Sari Rafidah Rafidah Rafidah Rahma, Sri Rahman, Radiansyah Rahman, Sakinah Ramadhani, Febi Usdeldi, Usdeldi Voni, Salsa Yonie, Rika Youdhi Prayogo Yuniar, Vita ZAHARA, LISA