Article Per Year (5 Year)
p-Index From 2020 - 2025
1.126
P-Index
This Author published in this journals
All Journal Proceeding International Seminar of Islamic Studies Journal Islamic Economics Ad Diwan Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Journal of Economics and Business (JECOMBI) Law and Economics
Raja Sakti Putra Harahap
Unknown Affiliation
Religion Arts Humanities Astronomy Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

Published : 7 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 7 Documents
Search

 1 
STRATEGY FOR PREVENTION OF JAMMED CREDIT AND FINANCING DEVELOPMENT TO IMPROVE PROFITABILITY (CASE STUDY PT.BNI SYARIAH KCU MEDAN) Raja Sakti Putra Harahap; Nur Intan Sari
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.883 KB)

Abstract

This research is motivated of daily banking activities. Where, as we know, the general activities of the bank are collecting funds from the public in the form of savings and channeling these funds back to the public in the form of credit and providing other bank services in order to improve the lives of many people. From this background, problems arise regarding the distribution of funds (credit), namely how to prevent bad credit strategies, development of financing, constraints and impacts as well as the advantages and disadvantages of financing at PT.BNI Syariah KCU Medan. This study aims to determine the steps taken by PT. BNI Syariah KCU Medan in solving problematic financing and whether the method used is in accordance with the Sharia Banking Law and the MUI DSN Fatwa. This research is a descriptive qualitative research, which is looking for data directly into the field and literature study. The literature study was carried out by means of observation and in-depth interviews. Based on the results of research and discussion, the conclusion is that the steps taken of PT. BNI Syariah KCU Medan in solving problematic financing, namely by using the non-litigation channel and the litigation channel. The non-litigation channel is carried out by taking over the debtor's collateral (asset-settlement), while the settlement by litigation can be carried out by executing a certificate of mortgage and collateral auction via an execution auction (auction via court order). Troubled financing can be avoided through the implementation of coaching and supervision of financing carried out by all parties PT. BNI Syariah KCU Medan.Keywords: Problem Financing, PT. BNI Syariah KCU Medan
The role of the transportation agency in improving public transportation services: case study of the binjai city transporta-tion office Oktavia Nadela; Raja Sakti Putra Harahap
Law and Economics Vol. 19 No. 1 (2025): February: Law and Economics
Publisher : Institute for Law and Economics Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The role of the transportation agency in improving public transportation services. This study is based on the reality that the transportation official of Binjai city has played important role to manage this transportation issue. One effort by the transportation official of Binjai city in relation with public service is to improve urban transport survive given to the public. Based on result of research, it is acknowledged that transportation official of Binjai city plays three roles within public service improvement. The transportation official may act as regulator to make a policy or a regulation concerning with urban transport, can be a facilitator or institution which provides structure and infrastructure related to urban transport, and also works as evaluator to watch over every policy and each available structure and infrastructure. The improvement effort of public service can bring positive and negative responses. Therefore, the cooperation should be needed between the government and the public to improve service quality in urban transport sector.
PENGARUH KUALITAS PRODUK TERHADAP KEPUTUSAN NASABAH MEMILIH PEMBIAYAAN KPR DI BANK BTN SYARIAH CABANG MEDAN: Pengaruh Kualitas Produk Terhadap Keputusan Nasabah Memilih Pembiayaan KPR Di Bank BTN Syariah Cabang Medan Dwi Vanka Br. Sitepu; Raja Sakti Putra Harahap
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 2 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i2.1677

Abstract

Sharia financing with a more certain installment amount makes it one of the people's interests to take out a mortgage at Bank BTN Syariah Medan Branch Office. The question in this research is, is the quality of Sharia financing products with more definite installment amounts able to influence customers' decisions when choosing Home Ownership Credit (KPR) at Bank BTN Syariah Medan Branch Office? The method used in this research is quantitative, with a sample of 41 respondents. This research shows that the product quality variable significantly influences the decision to occupy a house at Bank BTN Syariah Medan Branch Office. This is also proven by the Product Quality Variable (X) having a tcount of 4.781 with a significance level of 0.006 and a ttable of 1.682 with df = 41 at the 0.05 level. The significance level is less than 0.05. The coefficient of determination results shows that 63.7% of location variables can influence the decision variable to occupy a house, and other variables outside the research discussion influence the remaining 36.3%.
Analisis Penerapan SAK ETAP pada Badan Usaha Milik Desa (Studi Kasus di Kantor Desa Deli Serdang) Tuti Alawiyah; Raja Sakti Putra Harahap
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 1 (2025): Februari-Mei 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i1.807

Abstract

Tujuan penelitian ini dilakukan untuk mengetahui penerapan SAK ETAP dalam penyusunan pencatatan laporan keuangan BUMDes di Kecamatan Sunggal Kabupaten Deli Serdang. Metode yang digunakan dalam penelitian ini adalah metode Deskriptif Kualitatif dengan menggunakan sumber data primer dan sekunder. Metode pengumpulan data melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa BUMDes di Medan Krio belum menerapkan pelaporan keuangan yang sesuai dengan SAK ETAP, BUMDes di Medan Krio hanya membuat laporan buku kas harian saja, sedangkan laporan laba rugi dan neraca hanya dibuat untuk sampai akhir tahun saja. Sedangkan menurut SAK ETAP ada lima jenis pencatatan laporan keuangan yang harus dibuat yaitu neraca, laporan laba rugi, laporan perubahan ekuitas, laporan arus kas dan catatan atas laporan keuangan. Sedangkan BUMDes Medan Krio ini hanya membuat laporan buku kas harian, laba rugi, dan neraca.
Peran Wanita dalam Meningkatkan Pertumbuhan Ekonomi Kota Binjai (Studi Kasus Pasar Tavip) Hafizah Ayu Liswanda; Raja Sakti Putra Harahap
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 1 (2025): Februari-Mei 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i1.808

Abstract

Studi ini bermaksud menjelaskan dan menganalisis peran wanita dalam ekonomi di Pasar Tavip Kota Binjai Sumatera Utara. Dalam penelitian ini akan diidentifikasi peran apa saja yang harus dilakukan oleh wanita dalam aktivitas ekonomi melalui pertumbuhan usaha ekonomi. Selain menjelaskan dan menganalisis peran wanita juga akan digali lebih mendalam resiko atau hambatan-hambatan yang muncul dari pertumbuhan ekonomi melalui sektor ekonomi. Adapun metode yang dipergunakan dalam penelitian ini yaitu metode kualitatif deskriptif dengan teknik pengumpulan data berupa studi pustaka, observasi dan wawancara secara mendalam terhadap sejumlah wanita pelaku ekonomi di Pasar Tavip Kota Binjai Sumatera Utara. Berdasarkan penelitian yang dilakukan diperoleh hasil bahwa peran yang dilakukan wanita dalam kegiatan pertumbuhan ekonomi melalui sektor ekonomi yaitu aspek modal, produksi, distribusi dan pemasaran. Peran modal dilakukan wanita melalui jaringan koperasi, kerjasama dan koordinasi melalui forum kelompok sosial, aspek produksi dilakukan secara personal berdasarkan pengalaman dan kesempatan usaha, aspek distribusi dan pemasaran dilakukan dilingkungan wilayah tempat tinggal. Adapun hambatan untuk pertumbuhan usaha ekonomi dipengaruhi oleh peran ganda dimana beban pekerja ibu rumah tangga diranah domestik serta dukungan dari keluarga yang kurang; pertumbuhan diri dan dukungan dari Pemerintah Daerah yang masih sangat minim.
The Role of Influencers in Shaping Consumer Interest in Purchasing Online Shop Products (Case Study of Binjai District, Langkat Regency) Siti Nurhaliza; Raja Sakti Putra Harahap
Journal of Economics and Business (JECOMBI) Vol. 6 No. 02 (2025): Journal of Economics and Business (JECOMBI), May 2025
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to understand the role of influencers in shaping consumer interest in purchasing products from on line shops in Binjai District , Langkat Regency. Along with the development of technology and social media, influencers have become an essential elements in marketing strategies . This research uses a qualitative method with in- depth interviews conducted with two influencers , several on line sellers , and consumers . The results show that influencers play a significant role in building trust , educate , and inspiring their audience . The success of promotions heavily depends on the quality of content created by influencers and their interactions with the audience . It is recommended for companies and brands to choose influencers who have credibility and an audience that align with the promoted products , and for influencers to maintain an authentic relationship with their followers to make the promotion more effective.
Effectiveness of CSR Program in Social and Economic Development of the Community (Case Study at PT BSI Binjai Branch) Dita Maharani; Raja Sakti Putra Harahap
Journal of Economics and Business (JECOMBI) Vol. 6 No. 03 (2025): Journal of Economics and Business (JECOMBI), September 2025
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/jecombi.v6i03.146

Abstract

Corporate Social Responsibility (CSR) plays a vital role in supporting community welfare and enhancing corporate image, yet its implementation often faces various challenges. This study aims to specifically examine the obstacles, solutions, and effectiveness of the CSR program at PT. Bank Syariah Indonesia (BSI) Binjai Branch. Using a descriptive qualitative approach, data were collected through interviews, observations, and documentation, then analyzed thematically. The findings reveal key challenges such as limited budgets, difficulty identifying community needs, weak stakeholder coordination, and low public participation. Solutions include prioritizing needs-based programs, conducting in-depth surveys, engaging stakeholders, and improving evaluation systems. These efforts have improved program effectiveness and encouraged greater community involvement. The results highlight the importance of participatory and transparent approaches in achieving sustainable CSR outcomes.
Co-Authors Dita Maharani Dwi Vanka Br. Sitepu Hafizah Ayu Liswanda Nur Intan Sari Oktavia Nadela Siti Nurhaliza Tuti Alawiyah