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Sustainable Development Goals through Productive Fisheries Waqf Putri Rizka Citaningati; Kamaluddin Kamaluddin
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 7, No 1 (2022): June 2022
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v7i1.3952

Waqf is one of the financial instruments in Islamic economics besides Zakat. Currently, the management of waqf funds has intensified by the Government and Islamic financial institutions because of its enormous potential in Indonesia. One of them is the Productive Seafood Waqf program implemented by Global Waqf-ACT. However, studies on productive waqf, especially those that discuss the agricultural sector in improving the fishers' economy, are still minimal. Therefore, this qualitative explanatory research aims to formulate a productive seafood waqf scheme implemented by Global Waqf-ACT that could help the achievement of the Sustainable Development Goals (SDGs). The result shows that productive seafood waqf could provide more benefits, especially for the anglers in the agricultural sector. Another benefit that can be achieved is the productive seafood waqf managed by Global Waqf-ACT also supports several main points in the SDGs, such as no poverty and hunger, providing good health, life below water, and partnership for the goals.

An Alternative for the External Debt with the Implementation of Islamic Financial Instrument: Study on Indonesia Deficit Budget Policy Putri Rizka Citaningati; Kamaluddin Kamaluddin
Jurnal Keuangan dan Perbankan Vol 26, No 3 (2022): JULY 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v26i3.7789

Indonesian government tends to use a budget deficit policy which has an impact on the amount of the state budget being no larger than the revenue earned by the state. This certainly triggers the government to incur debt, especially foreign debt. Indonesia as a country with a majority Muslim population certainly has great potential in utilizing Islamic financial instruments as a substitute for foreign debt. Therefore, this study aims to examine good state budget policies in avoiding state debt through the implementation of Islamic financial instruments such as zakat and waqf. The paper uses a descriptive qualitative approach. This study uses secondary data on state revenues, state expenditures, the state budget deficit, and Indonesia's sovereign debt in 2016-2020. The data were analyzed descriptively to determine the negative impact of Indonesia's current foreign debt. The result concludes that Islamic financial instruments such as zakat and waqf can be used as an alternative to foreign debt. In addition, the government can also issue SBSN, such as Sukuk, which encourage public confidence to invest in the government

Pembangunan Ekonomi Melalui Badan Usaha Milik Desa (Bumdes) dalam Pandangan Umer Chapra Putri Rizka Citaningati; Kamaluddin Kamaluddin; Diah Widiawati
Jurnal Hukum Ekonomi Syariah Vol 6, No 02 (2022): JURNAL HUKUM EKONOMI SYARIAH (DESEMBER 2022)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v6i02.9093

Implementasi Pancasila ke lima dalam menegakkan keadilan dalam pembangunan ekonomi di Indonesia, tidak hanya dilakukan di daerah perkotaan melainkan secara merata di daerah pedesaan juga. Melalui UU Nomor 6 Tahun 2014 tentang Desa bahwasannya desa memiliki hak untuk membentuk Badan Usaha Milik Desa dalam rangka membangun perekonomian dan mengentaskan kemiskinan masyarakat di desa. Hal ini kemudian sejalan dengan konsep welfare state yang digagas oleh Umer Chapra. Dalam mewujudkan negara yang sejahtera adalah dengan menghapuskan kemiskinan, menyediakan pelayanan sosial, menciptakan pemerataan kekayaan yang adil, membuka kesempatan pekerjaan yang luas dan menjaga stabilitas ekonomi. Dengan demikian, tujuan penelitian ini adalah untuk mengetahui pembangunan ekonomi melalui Badan Usaha Milik Desa (BUMDes) dalam pandangan Umer Chapra dengan studi kasus BUMDes Amarta di Daerah Istimewa Yogyakarta. Metode yang digunakan dalam penelitian ini adalah dengan pendekatan kualitatif. Data yang digunakan, diperoleh dari pengumpulan data melalui wawancara dan dianalisis berdasarkan pendekatan penelitian kualitatif Miles dan Huberman. Hasil penelitian ini mengungkapkan bahwa terdapat 14 indikator yang sudah sesuai dengan pandangan Umer Chapra antara lain adalah motivasi, keadilan sosial-ekonomi, kemampuan, land reform, pembangunan desa, proliferasi UKM, kepemilikan dan kontrol penuh perusahaan, preferensi konsumen, reformasi keuangan publik, restrukturisasi investasi, menghadapi rintangan, produksi barang kebutuhan pokok, promosi UKM dan membentuk langkah-langkah penting.AbstractThe implementation of the fifth Pancasila in justice in economic development in Indonesia is not only carried out in the regions but equally in rural areas as well. Law Number 6 of 2014 concerning Villages states that villages have the right to build Village-Owned Enterprises in the context of developing the economy and alleviating poverty in the village community. This is then in line with the concept of the welfare state which Umer Chapra initiated. In a prosperous country, it is by eliminating poverty, providing social services, creating a fair distribution of wealth, opening up extensive job opportunities, and maintaining the economy. The purpose of this study was to determine economic development through Village Owned Enterprises (BUMDes) in Umer Chapra's view with a case study of BUMDes Amarta in the Special Region of Yogyakarta. This qualitative research was conducted by collecting data through interviews and analysis based on the qualitative approach of Miles and Huberman. The results of this study reveal that there are 14 indicators that are in accordance with Umer Chapra's view, including motivation, socio-economic justice, ability, land reform, village development, a proliferation of SMEs, ownership and full control of companies, consumer preferences, public finance reform, investment restructuring. , face obstacles, the production of basic goods, the promotion of SMEs, and form important steps.

Implementation of the Qardhul Hasan Agreement at Indonesian Islamic Financial Institutions Putri Rizka Citaningati; Kamaluddin Kamaluddin; Ilham Dwitama Haeba
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 8, No 2 (2022): 11 Articles, Pages 189-376
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v8i2.5903

Qardhul Hasan is one of the alternatives for usury-based loans (debt). Islamic economic principles forbid a loan with interest. The aim of loan transactions through Qardhul Hasan is used to help increase the country's economic growth. This working paper aims to explain the concept of Qardhul Hasan management. The management of Qardhul Hasan can be implemented from zakat, infaq, sadaqah, and waqf funds. One of the main regulations in carrying out the management of Qardhul Hasan is the DSN-MUI Fatwa No. 19/DSN-MUI/IV/2001 concerning al-Qardh. With a descriptive qualitative approach, this study aims to explain the implementation of the Qardhul Hasan contract at BAZNAS, BWI, and other Islamic financial institutions. BAZNAS and BWI are Islamic financial institutions in Indonesia that are active in implementing Qardhul Hasan in their operational activities. Therefore, the result of this research will also explain the differences in the management of Qardhul Hasan in BAZNAS Semarang Regency and BAZNAS Tulungagung Regency. This research is necessary to do because this study provides a descriptive perspective to explain the advantages of each of these Islamic financial institutions in detail. Moreover, the result of this study would become a comparison of each of the management of these Islamic financial institutions that can be input for every other Islamic financial institution.

Short-Term and Long-Term Causality of the Tourism Sector on Economic Growth of OIC Member Countries Putri Rizka Citaningati; Inayah Rahman; Sulistya Rusgianto; Kamaluddin Kamaluddin
Ijtimā iyya Journal of Muslim Society Research Vol. 8 No. 1 (2023)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.6992

Tourism is one of the sectors affected by the Covid-19 pandemic, due to the implementation of lockdowns and social distancing in various countries around the world. Likewise with the countries that are members of the OIC. The pandemic that has hit since the end of 2019 has reduced the number of domestic and foreign tourists traveling to various tourist attractions, both domestically and abroad. This of course has an impact on slower economic growth. Therefore, using the variables of the tourism sector, inflation, foreign direct investment, and economic growth, this study aims to explain the causality of the Covid-19 pandemic on the tourism sector and the economic growth of OIC member countries. This study uses the P-VECM analysis technique to determine the short-term and long-term effects of the variables used. The results of this study reveal that the tourism sector, inflation, and foreign direct investment have short-term and long-term effects on economic growth.

Islamic Leadership: Prophet Muhammad as a Role Model for being Charismatic, Transformational and Servant Leader Kamaluddin Kamaluddin; Putri Rizka Citaningati
International Journal of Applied Business and International Management Vol 8, No 2 (2023): August 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v8i2.2460

A well-functioning organization or company requires a capable leader who can effectively motivate and influence the people around them. Numerous leadership models serve as the foundation for appointing leaders in different organizations. For a devout Muslim, the Prophet Muhammad SAW serves as an exemplary leader. This qualitative study, utilizing a literature review method, aims to uncover the leadership traits of the Prophet Muhammad SAW within three leadership models: Charismatic Leadership, Transformational Leadership, and Servant Leadership. Consequently, this research will offer valuable perspectives to the community and aspiring leaders, guiding them in adopting the admirable qualities and behaviors demonstrated by the Prophet Muhammad SAW.

Harmonizing Halal Entrepreneurship in Yogyakarta's Warmindo Ventures: Insights from the Kuningan Community Putri Rizka Citaningati; Kamaluddin Kamaluddin; Tri Alfianto
Jurnal Manajemen dan Kewirausahaan Vol 12, No 1 (2024): June (2024)
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v12i1.13044

This study explores the entrepreneurial landscape of Warmindo ventures established by the Kuningan community in Yogyakarta, Indonesia, with a particular focus on the perspective of Sharia entrepreneurship. The research explores the motivations, strategies, and success factors behind these ventures, considering both the entrepreneurs' aspirations and the perceptions of their primary customer base, namely the students of Universitas Islam Indonesia (UII). Drawing upon a combination of field research and literature review, the study employs qualitative descriptive methods, including in-depth interviews with Warmindo entrepreneurs and UII students. The comparative analysis juxtaposes the findings with existing literature on conventional and Islamic entrepreneurship, shedding light on the alignment between economic goals and religious values among the Kuningan community entrepreneurs. The results indicate a prevailing focus on material prosperity among Warmindo entrepreneurs, with limited attention to spiritual fulfillment or adherence to Sharia principles in their business practices. Conversely, UII students exhibit a nuanced perspective, emphasizing the importance of ethical business conduct and the integration of religious values in economic endeavors. Despite the stagnancy observed in the entrepreneurs' economic goals, there is potential for growth and alignment with Sharia principles through increased awareness and education on Islamic entrepreneurship.

Islamic Leadership: Prophet Muhammad as a Role Model for being Charismatic, Transformational and Servant Leader Kamaluddin Kamaluddin; Putri Rizka Citaningati
International Journal of Applied Business and International Management Vol 8, No 2 (2023): August 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijabim.v8i2.2460

A well-functioning organization or company requires a capable leader who can effectively motivate and influence the people around them. Numerous leadership models serve as the foundation for appointing leaders in different organizations. For a devout Muslim, the Prophet Muhammad SAW serves as an exemplary leader. This qualitative study, utilizing a literature review method, aims to uncover the leadership traits of the Prophet Muhammad SAW within three leadership models: Charismatic Leadership, Transformational Leadership, and Servant Leadership. Consequently, this research will offer valuable perspectives to the community and aspiring leaders, guiding them in adopting the admirable qualities and behaviors demonstrated by the Prophet Muhammad SAW.

Pembangunan Ekonomi Melalui Badan Usaha Milik Desa (Bumdes) dalam Pandangan Umer Chapra Putri Rizka Citaningati; Kamaluddin Kamaluddin; Diah Widiawati
Jurnal Hukum Ekonomi Syariah Vol 6, No 02 (2022): JURNAL HUKUM EKONOMI SYARIAH (DESEMBER 2022)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v6i02.9093

Implementasi Pancasila ke lima dalam menegakkan keadilan dalam pembangunan ekonomi di Indonesia, tidak hanya dilakukan di daerah perkotaan melainkan secara merata di daerah pedesaan juga. Melalui UU Nomor 6 Tahun 2014 tentang Desa bahwasannya desa memiliki hak untuk membentuk Badan Usaha Milik Desa dalam rangka membangun perekonomian dan mengentaskan kemiskinan masyarakat di desa. Hal ini kemudian sejalan dengan konsep welfare state yang digagas oleh Umer Chapra. Dalam mewujudkan negara yang sejahtera adalah dengan menghapuskan kemiskinan, menyediakan pelayanan sosial, menciptakan pemerataan kekayaan yang adil, membuka kesempatan pekerjaan yang luas dan menjaga stabilitas ekonomi. Dengan demikian, tujuan penelitian ini adalah untuk mengetahui pembangunan ekonomi melalui Badan Usaha Milik Desa (BUMDes) dalam pandangan Umer Chapra dengan studi kasus BUMDes Amarta di Daerah Istimewa Yogyakarta. Metode yang digunakan dalam penelitian ini adalah dengan pendekatan kualitatif. Data yang digunakan, diperoleh dari pengumpulan data melalui wawancara dan dianalisis berdasarkan pendekatan penelitian kualitatif Miles dan Huberman. Hasil penelitian ini mengungkapkan bahwa terdapat 14 indikator yang sudah sesuai dengan pandangan Umer Chapra antara lain adalah motivasi, keadilan sosial-ekonomi, kemampuan, land reform, pembangunan desa, proliferasi UKM, kepemilikan dan kontrol penuh perusahaan, preferensi konsumen, reformasi keuangan publik, restrukturisasi investasi, menghadapi rintangan, produksi barang kebutuhan pokok, promosi UKM dan membentuk langkah-langkah penting.AbstractThe implementation of the fifth Pancasila in justice in economic development in Indonesia is not only carried out in the regions but equally in rural areas as well. Law Number 6 of 2014 concerning Villages states that villages have the right to build Village-Owned Enterprises in the context of developing the economy and alleviating poverty in the village community. This is then in line with the concept of the welfare state which Umer Chapra initiated. In a prosperous country, it is by eliminating poverty, providing social services, creating a fair distribution of wealth, opening up extensive job opportunities, and maintaining the economy. The purpose of this study was to determine economic development through Village Owned Enterprises (BUMDes) in Umer Chapra's view with a case study of BUMDes Amarta in the Special Region of Yogyakarta. This qualitative research was conducted by collecting data through interviews and analysis based on the qualitative approach of Miles and Huberman. The results of this study reveal that there are 14 indicators that are in accordance with Umer Chapra's view, including motivation, socio-economic justice, ability, land reform, village development, a proliferation of SMEs, ownership and full control of companies, consumer preferences, public finance reform, investment restructuring. , face obstacles, the production of basic goods, the promotion of SMEs, and form important steps.

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