Claim Missing Document
Check
Articles

Found 13 Documents
Search

Peningkatan Market Share Bank Syariah Melalui Kinerja Keuangan; Antara Moderasi Efisiensi Dan Risk-Taking Behavior Abdillah Ubaidi
MALIA: Journal of Islamic Banking and Finance Vol 4, No 2 (2020): -
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i2.9256

Abstract

Conducting analysis of efficiency, risk-taking behavior and market share of Islamic Banking in Indonesia. Conducted to answer the question of the still low market share of sharia banking in the national banking industry. The presence of Sharia Banking on dual banking system is still minimal. The monthly data sample of 34 Shariah Bank in Indonesia (11 Sharia Commercial Banks, 13 Sharia Business Units) is used to test the research hypothesis for the period from 2014 to 2017 using the estimator Generalized Method of Moments. The results show that there is a significant relationship and / or influence between the efficiency, risk-taking behavior and market share of Sharia Banking in Indonesia. Effect of moderation Efficiency and Risk-Taker Behavior on Financial Performance of Sharia Banking. Research limitations/ implications - Firstly, this paper focuses only on the sharia banking industry in Indonesia that adopts pro-active models, and therefore, expanding the investigation to include countries adopting different models may provide a better and more comprehensive view of the correlation between efficiency, risk-taking behavior and market share of Sharia Banking. Secondly, there is a need for more empirical data to be used, such as 7 years or more. This paper provides empirical evidence to regulators and policymakers in Indonesia, to understand how to increase the market share of sharia banking to the national banking industry. Furthermore, the sharia banking shareholder intends to increase the market share of sharia banking as one of the pillars of sharia finance in Indonesia which continues to grow. Previous studies have only discussed financial performance, efficiency and risk-taker behaviors without linking to market share levels. Because the discussion of market share is usually monopolized marketing studies..
Peningkatan Market Share Bank Syariah Melalui Kinerja Keuangan; Antara Moderasi Efisiensi Dan Risk-Taking Behavior Abdillah Ubaidi
MALIA: Journal of Islamic Banking and Finance Vol 4, No 2 (2020): -
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i2.9256

Abstract

Conducting analysis of efficiency, risk-taking behavior and market share of Islamic Banking in Indonesia. Conducted to answer the question of the still low market share of sharia banking in the national banking industry. The presence of Sharia Banking on dual banking system is still minimal. The monthly data sample of 34 Shariah Bank in Indonesia (11 Sharia Commercial Banks, 13 Sharia Business Units) is used to test the research hypothesis for the period from 2014 to 2017 using the estimator Generalized Method of Moments. The results show that there is a significant relationship and / or influence between the efficiency, risk-taking behavior and market share of Sharia Banking in Indonesia. Effect of moderation Efficiency and Risk-Taker Behavior on Financial Performance of Sharia Banking. Research limitations/ implications - Firstly, this paper focuses only on the sharia banking industry in Indonesia that adopts pro-active models, and therefore, expanding the investigation to include countries adopting different models may provide a better and more comprehensive view of the correlation between efficiency, risk-taking behavior and market share of Sharia Banking. Secondly, there is a need for more empirical data to be used, such as 7 years or more. This paper provides empirical evidence to regulators and policymakers in Indonesia, to understand how to increase the market share of sharia banking to the national banking industry. Furthermore, the sharia banking shareholder intends to increase the market share of sharia banking as one of the pillars of sharia finance in Indonesia which continues to grow. Previous studies have only discussed financial performance, efficiency and risk-taker behaviors without linking to market share levels. Because the discussion of market share is usually monopolized marketing studies..
Factors determine the decision to become a customer in a sharia bank Abdillah Ubaidi
MBR (Management and Business Review) Vol 1 No 1 (2017): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/mbr.v1i1.2129

Abstract

This study aims to determine the influence of the factors that determine the decision to become a customer in a sharia bank. Respondents in this study are customers who use Islamic banking products amounting to 50 people in the branch office of Bank Syariah Mandiri Kepanjen. Data collection techniques using questionnaires and analysis techniques using multiple regression. The results show that location, service, religiosity, Islamic economy and social behavior have a positive influence on the decision to become customers of sharia banks, while knowledge factors do not lead to the decision to become customers in Islamic banks.
Stakeholder Analysis Matrix sebagai Alat Analisis Strategi Meraih Kecerdasan Finansial Dengan Berwakaf Tunai Abdillah Ubaidi
Proceedings of Annual Conference for Muslim Scholars No Seri 1 (2017): AnCoMS 2017: Buku Seri 1
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (472.821 KB) | DOI: 10.36835/ancoms.v0iSeri 1.105

Abstract

Stakeholder Analysis is an assessment of the parties directly and indirectly related to the business/ project /sales, and so on. Stakeholder analysis is part of risk management. This step is more preventive than corrective. The results of the stakeholder analysis matrix is created to the matrix of stakeholders involved in the managerial of cash waqf of Indonesia. The result is 14 (fourteen) stakeholders are mapped into four (4) quadrants, which is Manage Closely, Keep Satisfied, Keep Informed and Monitor. The next step, stakeholders are grouped into three levels of stakeholders, namely the decisive, important parties, and the parties do not or have not been important. That each level of stakeholders must been leveraged, committed, maintained and invested in strategies to achieve financial intelligence with cash waqf for the economy of the ummah.
Teknologi-Layanan Keuangan, Literasi-Inklusi Keuangan, dan Value pada Fintech Syariah di Indonesia: Perspektif S-O-R (Stimulus-Organism-Response) Model Abdillah Ubaidi Djawahir
Proceedings of Annual Conference for Muslim Scholars No Series 1 (2018): AnCoMS 2018: Book Series 1
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (868.93 KB) | DOI: 10.36835/ancoms.v0iSeries 1.147

Abstract

This paper aims to describe the link between the phenomenon of information technology advancement and financial services, index of literacy and financial inclusion as well as the benefits of Islamic Financial Technology (FinTech) in Indonesia with a Model S-O-R (Stimulus-Organism-Response) perspective. Disruptive Innovation Phenomenon occurs in the Financial Services Industry, an innovation that disrupts the landscape of the Financial Services Industry globally. Starting from the industrial structure, intermediation technology, to the marketing model to consumers. All these changes encourage the emergence of FinTech. Consumer empowerment trilogy has a close relationship in achieving financial well-being. Reading the opportunities and challenges of Fintech Syariah in Indonesia with the perspective of the S-O-R Model, organism moderation toward stimulus and response generates value benefits. Is a benefit for consumers and businesses of Islamic financial services and economy.
Strategi Pemasaran Kuliner Halal di Kota Malang Abdillah Ubaidi; Sulistiyana Pertiwi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 2 No 1 (2018)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (671.834 KB) | DOI: 10.33379/jihbiz.v2i1.768

Abstract

Tujuan penelitian ini untuk mengetahui strategi pemasaran kuliner halal yang tepat di kota Malang. Metode Penelitian yang di gunakan dalam penelitian ini adalah metode Analytic Network Process (ANP) dengan menggunakan software Super Decisions dalam tiga tahapan. Pertama, konstruksi model ANP. Kedua, tahap kuantifikasi model menggunakan pertanyaan dalam kuesioner ANP berupa pairwise comparison (pembandingan pasangan). Ketiga sintesis dan analisis Dari hasil penelitian yang di lakukan dapat diketahui strategi prioritas atau strategi pemasaran yang tepat untuk meningkatkan minat kuliner halal di kota Malang. Dari penelitian ini ditemukan bahwa strategi pemasaran kuliner halal di Kota Malang adalah kerja sama dengan pemerintah untuk memberikan pembinaan kepada pengusaha kuliner, membuat Ikatan Pengusaha Kuliner Halal di Kota Malang, membentuk tim khusus yang aktif berjualan pada ajang-ajang tertentu dan menggandeng Lembaga Keuangan Syariah untuk solusi permodalan.
Peran Dewan Pengawas Syariah terhadap Implementasi Good Corporate Governance di KSPPS Bumi Meranti Wangi Abdillah Ubaidi; Ahmad Sugianto; Yuliyanti M. Manan
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 4 No 2 (2020)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.799 KB) | DOI: 10.33379/jihbiz.v4i2.854

Abstract

Penelitian ini bertujuan untuk mengetahui peran Dewan Pengawas Syariah di KSPPS Bumi Meranti Wangi terhadap Implementasi Good Corporate Governance yang diukur dari 5 konsep yaitu Transparency, Accountability, Responsibility, Independency, dan Fairness. Jenis penelitian yang digunakan adalah penelitian kualitatif berupa analisis deskriptif. Di mana data diperoleh melalui wawancara secara langsung dengan informan yang disebut dengan data primer dan data-data dari buku, jurnal, skripsi, dan literatur lainnya yang disebut dengan data sekunder. Berdasarkan hasil penelitian, maka dapat disimpulkan bahwa Dewan Pengawas Syariah sudah menjalankan tugas dan fungsinya terhadap implementasi GCG yang diterapkan oleh KSPPS Bumi Meranti Wangi dalam setiap kegiatan operasionalnya, seperti pengawasan terhadap keabsahan transaksi pembiayaan, kepatuhan terhadap syariah dari sisi produk yang berikan ke nasabah, dan juga pengawasan terhadap pembagian bagi hasil yang disalurkan ke nasabah.
Nilai-Nilai Islami pada Soft Skill Aries Musnandar; Abdillah Ubaidi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1645

Abstract

The Islamic value's substance is actually humankind's noble behaviors, as practiced by the Prophet in his daily life. This study constitutes the main discussion of Islamic values' conceptual and theoretical framework on soft skills. Globally, the term soft skills are introduced and popularized in West Countries by people with no Islamic worldview. This study focuses on elaborating the concept of soft skills (SS) from the Islamic perspective. According to the Islamic viewpoints, the best righteous people are those who can contribute to others through their good deeds. In the society era 5.0, possessing competent human capital is crucial for a Country. This research reviews the precept of al Quran and Hadith as the primary sources of Islamic values in developing the personal quality of Muslims. The study employs a qualitative research method with a literature study design, meaning making through interpretation of the Holy Quran and the Prophet traditions (Hadith). Based on findings, it is known substantively that the Islamic teachings are comprehensive concepts to build and shape the noble behavior of Muslims. Eventually, the researcher offers soft skills formula from an Islamic perspective as a complete concept for creating an excellent personality. Soft skills in the Islamic perspective are morals, good morals, positive behavior, spreading goodness, and bringing many benefits.
Intensive Assistance for Writing A Scientific Paper (WASP) to Build Students with Achievement Helmi Muhammad; Ahmad Taufiq; Suharyadi Suharyadi; Niki Puspita Sari; Abdillah Ubaidi; Hoirul Anam
I-Com: Indonesian Community Journal Vol 4 No 4 (2024): I-Com: Indonesian Community Journal (Desember 2024)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/icom.v4i4.5397

Abstract

ABSTRACT Writing scientific papers allows students to strengthen their cognitive abilities and creativity while also exploring their experiences, knowledge, and feelings. It takes a combination of education and empirical experience to realize it on a continuous basis. This activity achieves this goal by combining extensive real-world experience with a research-based scientific writing aid program. The target audience is MA Alif Laam Miim Surabaya students accompanied by a supervising teacher. This service activity uses the Asset Based Community Development technique. The activities included proposal drafting, presentation, research, report, and quarantine. This program resulted in eight research reports on various topics that were ready to be entered into scientific contests divided into social humanities, science and technology categories. Furthermore, the effects of this activity are recognized as having a favorable impact when compared to the previous intense mentorship program. This program's contribution is significant to develop students' critical and inventive academic personalities.
ASSET BASED COMMUNITY DEVELOPMENT DI PESANTREN WISATA: IMPLEMENTASI STRATEGIS DI PP. AN-NUR 2 AL MURTADLO MALANG Djawahir, Abdillah Ubaidi
Jurnal Pengabdian Kepada Masyarakat Vol 1 No 1 (2018): At-Tamkin - Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/attamkin.v1i1.95

Abstract

This paper aims to explore the Asset Base Community Development (ABCD) on the implementation of the pesantren community, focusing on seven specific principles. Induction deduction design, including in-depth interviews, Focus Group Discussion (FGD), workshops, observations, and document analysis, were used. Findings of "Mapping Tourism Asset" Pesantren Wisata Annur 2 Al Murtadlo Malang. Community members have a high level of shared meaning, commitment, full participation and an internationally focused democratic power distribution, social capital ties, and effective access to internal resources. And good relationships with communities and external organizations. Pesantren as an institution has both material and immaterial tools. Both are the components of the existence of pesantren as an institution of education, social and religious. The Mapping Tourism Asset becomes a strong marker for the development of pesantren from an institution of religious education (Islam), socially, culturally and culturally has a strong opportunity to become part of the growth the halal tourism industry in Indonesia. The approach and methodology of ABCD used in this research resulted in mapping "tourism assets" of pesantren wisata that is, the true of education program; museum; spot of selfie; bank of garbage; and the souvenir center.