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All Journal Journal of Economic, Bussines and Accounting (COSTING) Jurnal Kritis (Kebijakan, Riset dan Inovasi) Journal of Financial and Tax JURNAL ULET (Utility, Earning and Tax) JURNAL PENDIDIKAN DAN KEGURUAN
Ludia Panggalo
STIE Jambatan Bulan
Economics, Econometrics & Finance Education Mathematics Other

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ANALISIS PENGARUH PERAN ORANG TUA, PERAN GURU DAN FASILITAS PERPUSTAKAAN TERHADAP MINAT BACA SISWA SMP DI KOTA TIMIKA Ludia Panggalo
JURNAL KRITIS (Kebijakan, Riset, dan Inovasi) Vol 6 No 1 (2022): JURNAL KRITIS (Kebijakan, Riset dan Inovasi)
Publisher : Delilah Tinggi Ilmu Ekonomi Jambatan Bulan

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Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh peran orang tua, peran guru dan fasilitas perpustakaan terhadap minat baca siswa SMP di Kota Timika. Metode penelitian yang digunakan dalam penelitian ini adalah metode asosiatif. Teknik pengumpulan data yang digunakan untuk memperoleh data dalam penelitian ini adalah kuisioner. Untuk menjawab permasalahan penelitian, data dalam penelitian dianalisis menggunakan analisis chi square. Hasil penelitian ini menunjukkan bahwa peran orang tua berpengaruh terhadap minat baca siswa SMP di Kota Timika, peran guru berpengaruh terhadap minat baca siswa SMP siswa SMP di Kota Timika dan Fasilitas perpustakaan tidak berpengaruh terhadap minat baca siswa SMP di Kota Timika.
ANALISIS PENGARUH LOAN TO DEPOSIT RATIO (LDR) DAN SUKU BUNGA KREDIT TERHADAP SPREAD BASED INCOMEPADA PT BANK RAKYAT INDONESIA (PERSERO) TBK Rafiuddin Rafiuddin; Ludia Panggalo
JURNAL ULET (Utility, Earning and Tax) Vol 2 No 1 (2018): JURNAL ULET (Utility, Earning and Tax)
Publisher : Unit Pengelola dan Pengembangan Jurnal Ilmiah dan Informasi (UPPJII) STIE Jambatan Bulan

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Abstract

The aims of this research to determine the effect of loan to deposit ratio and lending rates to spread based income at PT Bank Rakyat Indonesia Persero Tbk. Data were collected using documentation technique. This technique is done by (1) searching internet data by utilizing internet sites to find data used in research, articles, journals and information related to research to strengthen the theoritical foundation, (2) literature study by doing study on reading source and various previous research to know relation between research with previous research. To know the effect of loan to deposit ratio and loan interest rate to spread based income using multiple linear regression analysis, coefficient of determine, simultaneous significant test (F statistic test), and parameter and individual significance test (statistic test t) The result of regression test showed that the interest rate of credit had positive and significant effect on income of PT Bank Rakyat indonesia while the loan to deposit ratio (LDR) has a negative but not partially significant effect on the spread based income of PT Bank Rakyat indonesia. Overally, it can be concluded that the loan to deposit ratio (LDR) and lending rates together may effect the spread based income of PT Bank Rakyat indonesia.
ANALISIS MARGINAL REVENUE PRODUKSI TELUR AYAM LOKAL PADA USAHA AYAM PETELUR BAPAK MUSU BUNGA Valensi Eksa; Ludia Panggalo
JURNAL ULET (Utility, Earning and Tax) Vol 2 No 2 (2018): JURNAL ULET (Utility, Earning and Tax)
Publisher : Unit Pengelola dan Pengembangan Jurnal Ilmiah dan Informasi (UPPJII) STIE Jambatan Bulan

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Abstract

This study aims to calculate the cost of production of chicken eggs in laying chicken farms, Mr. Musu Bunga. This research was conducted on laying hens farmers owned by Mr. Musu Bunga in Irigasi (copy of Petrosea SP 2) in the new Mimika Subdistrict, district of Mimika. Site selection is done intentionally by researchers with the consideration that the farm is a farm that has a sufficient business scale. Before conducting the research, the first researcher surveyed the location by observing at a glance the laying chicken farms and conducting interviews with the farm owner and the field workers. Based on the results of research on this laying chicken farm with the full costing method, the cost of production per egg is Rp1,695
ANALISIS PRINSIP 5 C’S TERHADAP PEMBERIAN KREDIT PADA PT BANK RAKYAT INDONESIA TBK, CABANG TIMIKA (STUDI KASUS PADA UNIT SIMPANG LIMA SP 2) Ludia Panggalo
JURNAL ULET (Utility, Earning and Tax) Vol 1 No 1 (2017): JURNAL ULET (Utility, Earning and Tax)
Publisher : Unit Pengelola dan Pengembangan Jurnal Ilmiah dan Informasi (UPPJII) STIE Jambatan Bulan

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Abstract

The aim of this research are: 1) To know the feasibility of debtor character at PT Bank Rakyat Indonesia, Unit Simpang Lima SP 2; 2) To know the feasibility of debtor capacities; 3) To know the feasibility of capital of the debtor; 4) To know the feasibility collateral (guarantee/collateral) of the debtors; 5) To know the feasibility condition of economy (economic conditions) of the debtor. The researcher used to take two samples being processed filing debtor credit. Data analysis techniques used are as follows: 1) To know the feasibility of the debtor character used table to analyze the character of the debtor; 2) To know the feasibility of capacity (ability) of the debtor used the formula RPC (repayment capacity), namely: RPC = (total revenue minus cost and expenses) x 75%; 3) To know the feasibility of capital of the debtor are used Total Asset to debt ratio; 4) To know the eligibility of collateral (guarantee) of the debtor used the calculation by estimating the sales price guarantee using market value and liquidation value; 5) To know the feasibility condition of economy (economic conditions)of the debtor used the scoring table. The results of research showed that: 1) the feasibility of characters (character/characters) debtor rated by 3 mutation analysis tools that account, BI Checking and checking community. Based on analysis of the character of debtor A and debtor B deserves credit facility. 2) In terms of the capacity of debtor A and B deserves credit for its RPC Rp 3.802.500and Rp1.762.500; 3) The leverage ratio for debtor A and debtor B each 0:04 and 0.0084, financing itself by debtor A and debtor B each 0 and 0; 4) A debtor's total collateral coverage of debtor A and B each 140% and 102,4%; 5) Based on the scoring table, debtor A and debtor B deserves credit. A score value for the debtor A and B each 2, 6 and 4.
Kontribusi Pajak Daerah Dan Retribusi Daerah Terhadap Pendapatan Asli Daerah Di Provinsi Papua Periode 2014-2021 Yahya Nusa; Ludia Panggalo
Journal of Financial and Tax Vol 2 No 2 (2022): Journal of Financial and Tax
Publisher : STIE Jambatan Bulan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52421/fintax.v2i2.218

Abstract

This research aims to analyze the influence of the contribution of regional taxes and regional levies on regional original income in the province of Papua period 2014-2021. This research uses multiple linear analysis tools. The results of the research show that separately, regional taxes have a positive and significant effect on regional original income, while regional levies have a positive and insignificant effect on regional original income. And the simulation shows that regional taxes and regional levies have a positive and significant effect on regional original income in the province of Papua period 2014-2021.
EFEKTIVKAH PELAYANAN JASA PENGIRIMAN PADA NINJA EXPRES DI KABUPATEN MIMIKA Ludia Panggalo
JURNAL KRITIS (Kebijakan, Riset, dan Inovasi) Vol 6 No 2 (2022): JJURNAL KRITIS (Kebijakan, Riset dan Inovasi)
Publisher : Delilah Tinggi Ilmu Ekonomi Jambatan Bulan

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Abstract

Tujuan penelitian ini adalah untuk mengetahui efektivitas pelayanan jasa pengiriman pada Ninja Expres di Kabupaten Mimika. Metode penelitian yang digunakan adalah deskriptif. Teknik pengumpulan data yang digunakan adalah kuesioner dan dokumentasi. Teknis analisis data menggunakan analisis statistik deskriptif korelatif berupa uji mean (rata-rata hitung). Hasil analisis menunjukkan bahwa efektivitas pelayanan jasa pengiriman pada Ninja Expres di Kabupaten Mimika dengan indikator pengukuran bukti langsung, keandalan, daya tanggap, jaminan, dan empati berada pada kategori cukup efektiv.
Literature Review: Mitigasi Resiko dan Prosedur Penyelamatan pada Sistem Perkreditan Rakyat Sutrisno Sutrisno; Ludia Panggalo; Muhammad Asir; Muhammad Yusuf; Pandu Adi Cakranegara
Journal of Economic, Bussines and Accounting (COSTING) Vol 6 No 2 (2023): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v6i2.4879

Abstract

Distribution of People's Business Credit is influenced by government regulations for the Bank and is expected to reduce the level of credit risk in Non-Performing Loans. So that many cause problems in the form of bad credit. Banks that provide KUR services are required to carry out risk management. The financing risk faced by Islamic banking is one of the risks that needs to be managed properly due to internal errors. The method in this research is a literature study by reviewing some of the results of previous research which originates from national and international articles. The research results were analyzed and used as material for discussion to determine answers to problems regarding the relationship between risk mitigation and rescue procedures in the people's credit system. All ideas from each study provide information about the methodologically desirable theory of the study being analyzed. The results of the literature review show that proper handling is needed by loan managers such as banks or cooperatives in overcoming various problems in the procurement of people's credit, namely KUR. One that is done is risk mitigation and rescue procedures to avoid losses to the manager. Keywords: Risk Mitigation, Rescue Procedures, People's Credit, Banking.
ANALISIS FAKTOR PENENTU RENDAHNYA MINAT BACA PELAJAR PADA PERPUSTAKAAN DAN ARSIP DAERAH DI KABUPATEN MIMIKA Simon Seja; Ludia Panggalo
JURNAL PENDIDIKAN DAN KEGURUAN Vol. 2 No. 9 (2024): September
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

This study aims to determine the determinants of low reading interest of high school/vocational high school students in Mimika Regency. The method used in this study is a descriptive method. Data collection techniques in this study are observation techniques and distributing questionnaires to high school/vocational high school students in Mimika Regency. The analysis tool in this study uses factor analysis. Based on the results of the analysis, it shows that Technology factors, Environmental factors, and Facility factors are determinants of low reading interest of high school/vocational high school students in Mimika Regency.
Co-Authors Cakranegara, Pandu Adi I Wayan Arthana Muhammad Asir Muhammad Yusuf Rafiuddin Rafiuddin Simon Seja Valensi Eksa Yahya Nusa