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ANALISIS PENGARUH LINGKUNGAN KERJA DAN KEDISIPLINAN KERJA TERHADAP KINERJA KARYAWAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) BAYTUL IKHTIAR PAMIJAHAN KABUPATEN BOGOR DI MASA PANDEMI COVID-19 Wiguna, Sindiwati; Suryani, Ermi; Putra, Bayu Purnama
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.103

Abstract

In Indonesia, the number of cases of the Covid-19 virus in 2019 increased but decreased in 2021. One of the impacts of the Covid-19 pandemic is on the financial sector, such as Sharia Cooperatives. The problems that existed at KSPPS Baytul Ikhtiar Pamijahan during the Covid-19 period were problems with the work environment and work discipline. The purpose of this study was to determine the effect of the work environment and work discipline on employee performance during the Covid-19 period. Data was collected by distributing questionnaires and taking samples using a saturated sampling technique with a total sample of 15 people. The results showed that the work environment had a positive and significant effect on employee performance with a sig value of 0.002 less than 0.05, while work discipline at a significance level of 5% had no significant effect on employee performance with a sig value of 0.737 greater than 0.05. And the work environment and work discipline together have a positive and significant impact on the performance of KSPPS Baytul Ikhtiar employees during the Covid-19 period, with a sig value of 0.000 less than 0.05.
PERAN KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) KARYA USAHA MANDIRI (KUM) BOGOR CABANG SUKARAJA DALAM MENGEMBANGKAN SUMBER DAYA INSANI YANG BERAKHLAK MULIA Alfiansyah; Thantawi, Tubagus Rifqy; Putra, Bayu Purnama
SAHID BANKING JOURNAL Vol 2 No 02 (2023): MEI 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i02.105

Abstract

This study discusses the "role of companies in developing human resources with noble character" which aims to, (1) To analyze the role of companies in forming and developing human resources with noble character and (2) To analyze the performance of HRD with noble character towards the responsibility that provided by the company. This research was conducted at the Savings and Loans Financing Cooperative (KSPPS) KUM Bogor Sukaraja branch, as for the number of interviewees who interviewed there were 7 (seven) respondents. The analytical method used is descriptive analysis. This study uses descriptive qualitative analytical research methods with interview techniques, observation, documentation and data collection from related sources (books and the internet). The results of this study indicate that there is a positive influence in the moral development of employees at KSPPS KUM Bogor Sukaraja branch. This is evidenced from interviews conducted with customers who joined the Sukaraja branch of KSPPS KUM Bogor.
TINJAUAN PERSPEKTIF SYARIAH TERHADAP PENGGUNAAN PINJAMAN ONLINE DI DESA PURWABAKTI, DESA CIASMARA DAN DESA CIASIHAN KECAMATAN PAMIJAHAN KABUPATEN BOGOR Rudianto, Derika; Thantawi, Tubagus Rifqy; Putra, Bayu Purnama
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.119

Abstract

The aim of this research is to determine an overview of the sharia perspective on the use of online loans in Purwabakti Village, Ciasmara Village and Ciasihan Village, Pamijahan District, Bogor. The research method used is a quantitative method. Respondents with the object studied and the sample results obtained were 300 respondents. The sharia perspective in this case is represented by the variable Understanding Compliance with Islamic Sharia (X1), and the variable Compliance with the Prohibition of Usury and Loan Interest (X2). Both were studied to review the variable Use of Online Loans (Y). The results of this research state that the variable Understanding Compliance with Islamic Sharia (X1) has a significant effect on the Use of Online Loans (Y). Likewise, the variables Compliance with the Prohibition of Usury and Loan Interest (X2) have a significant effect on the Use of Online Loans (Y). However, the significant influence of the variable Understanding Compliance with Islamic Sharia (X1) and the significant influence of the variable Compliance with the Prohibition of Usury and Loan Interest (X2), on the Use of Online Loans (Y) is a positive influence. The results of research in Purwabakti Village, Ciasmara Village and Ciasihan Village, Pamijahan District, Bogor, can be a meaningful lesson to reduce the use of online loans which cause many problems in society.
ANALISIS IMPLEMENTASI AKAD SYARIAH DAN ETIKA BISNIS ISLAM PADA KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) BAYTUL IKHTIAR CABANG CIPANAS KABUPATEN LEBAK TERHADAP LOYALITAS ANGGOTA Andriyansyah; Thantawi, Tubagus Rifqy; Putra, Bayu Purnama
SAHID BANKING JOURNAL Vol 3 No 01 (2023): OKTOBER 2023
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v3i01.120

Abstract

Sharia Savings and Loans and Financing Cooperative (KSPPS) is a sharia financial institution that carries out productive business development and investment activities in improving the quality of economic and business activities for Micro, Small and Medium Enterprises (MSMEs), including channeling financing for economic and business activities, as well as encouraging savings. . As a sharia financial institution, KSPPS of course needs to use Islamic business ethics and sharia contracts in carrying out its daily activities both in the office work environment and when providing services to members. This research takes the example of KSPPS Baytul Ikhtiar which applies sharia contracts and Islamic business ethics. Based on the research results, there is an influence between sharia contract variables and Islamic business ethics on member loyalty.
ANALISIS PENGARUH LITERASI USAHA MIKRO KECIL DAN MENENGAH (UMKM) TERHADAP KEPUTUSAN UNTUK MELAKSANAKAN PRINSIP-PRINSIP EKONOMI DAN BISNIS ISLAM (STUDI DI KECAMATAN CIAMPEA, KABUPATEN BOGOR) Sugiarto, Rendi; Thantawi, Tubagus Rifqy; Putra, Bayu Purnama
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i02.91

Abstract

Micro, Small and Medium Enterprises (MSMEs) are businesses that have wide employment opportunities, provide broad economic services, encourage economic growth, and play a role in realizing the nation. The purpose of this study was to determine the characteristics of sharia entrepreneurs in micro, small and medium enterprises (MSMEs) regarding MSME Literacy in carrying out their activities in accordance with Islamic economic and business principles. This type of research is quantitative with a sample of 75 respondents. The sampling technique used was the Random Sampling technique with the Tabachic & Fidell method. The analytical method used is multiple linear regression analysis using SPSS version 25 software. The results of this study indicate the effect of the independent variables consisting of reading literacy, understanding literacy, and practical literacy, which together have a real and positive effect. However, reading literacy is more dominant which has a real and positive effect on decisions in carrying out Islamic economics and business principles, with a regression coefficient value of 0.622 which means that if the practice literacy variable increases by one unit, then the value of the decision to implement Islamic economic and business principles will increased by 0.622. practicing literacy can encourage MSMEs in determining decisions to implement Islamic economic and business principles.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PEMAHAMAN MASYARAKAT MENGENAI FATWA MAJELIS ULAMA INDONESIA NOMOR 116/DSN-MUI/XI/2017 TENTANG UANG ELEKTRONIK SYARIAH DI KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR. Sriyani, Meisa; Suryani, Ermi; Putra, Bayu Purnama
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i02.102

Abstract

This study aims to analyze the factors of education level, media access to information and religiosity that affect public understanding of MUI Fatwa No. 116/DSN-MUI/XI/2017 concerning Sharia Electronic Money. This type of research is quantitative research and the data collection method uses primary data obtained through questionnaires. The sample taken was 75 respondents using the technique of Tabachic & Fidel, in determining the sample using purposive sampling technique. data analysis method using multiple linear regression, classical assumption test and hypothesis testing (t test and f test). The results of the t-test showed that each independent variable, namely media access to information and religiosity, had no significant effect, while the level of education had a positive and significant effect with a coefficient value of 0.399 with a significant value of 0.002. The results of the f test show that there is a simultaneous positive effect between the variables of education level, access to information media and religiosity on Public Understanding of MUI Fatwa No. 116/DSN-MUI/XI/2017 Regarding Sharia Electronic Money, it can be seen that the value of Fcount > Ftable 11.616 > 2.73 with a significance level of 0.000. and it can be seen from the R Square coefficient value is 32.9% and the remaining 67.1% is explained by other reasons outside the research variable X. from the regression model, it can be seen that the level of education is the most dominant factor influencing Public Understanding of the MUI Fatwa No. 116/DSN- MUI/XI/2017 concerning Sharia Electronic Money.
PENDAMPINGAN MASYARAKAT DALAM PROGRAM DIGITALISASI WAKAF UANG DI ERA MODERN Mursyidah, Azizah; Putra, Bayu Purnama; Nurdin, Irfan Bahar
Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 01 (2022): Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat
Publisher : STAI Al-Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/khidmatul.v3i01.2838

Abstract

Artikel ini bertujuan untuk megetahui prioritas masalah dalam digitalisasi wakaf uang di Indonesia dan prioritas solusi dari masalah tersebut. Metode penelitian yang digunakan adalah Analytic Network  Process (ANP). Informan dalam penelitian ini adalah Badan Wakaf Indonesia (BWI), Nadzir, dan wakif yang ada di Indonesia,  Hasil observasi literature  menunjukkan  permasalahan digitalisasi wakaf uang dilihat dari 4 aspek,  Aspek Nadzir, Wakif,  Pemerintah dan agama. Hasil analisis menunjukkan  masalah pada Aspek Nadzir terdiri: Pemahaman yang tradisional, kompensasi yang rendah, kompetensi yang rendah. Aspek Wakif: Pemahaman  digital yang rendah, literasi  wakaf uang yang rendah, partisipasi yang rendah, Aspek Regulator terdiri: Peran Pemerintah belum optimal, kurangnya dukungan dan peran pemerintah. Aspek agama: Tingkat Rutinitas sholat, Intensitas puasa, Alokasi dana zakat, Infak, Sedekah, Wakaf, Lingkungan Spiritual yang Baik
ANALYSIS OF THE EFFECTIVENESS OF THE INFLUENCE OF THE BAITULMAAL MUAMALAT EMPOWERMENT PROGRAM "SAHABAT UMKM INDONESIA" ON THE EXISTENCE OF MSME PERFORMANCE WITH INTRINSIC MOTIVATION AS A MEDIATING VARIABLE Nurlela, Nurlela; Nurhidayati, Nurhidayati; Putra, Bayu Purnama
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 7 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/pa0m2x23

Abstract

This study analyzes the effectiveness of Baitulmaal Muamalat’s "Sahabat MSME Indonesia" empowerment program on MSME performance, with intrinsic motivation as a mediating variable. Using a quantitative approach with 80 respondents and SmartPLS-SEM, the results reveal that training significantly affects intrinsic motivation and MSME performance. Mentoring significantly influences MSME performance but not through intrinsic motivation. Intrinsic motivation itself has a significant positive impact on MSME performance. Nearly 65% of respondents had a high school or university degree, suggesting that training was sufficient for understanding the material. However, mentoring appeared more focused on fulfilling schedules, with solutions less relevant to MSME needs, thereby limiting its influence on intrinsic motivation. This study is limited by its quantitative design and reliance on a single institution. Future studies could combine quantitative and qualitative methods to improve the robustness and generalizability of the findings.