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ANALISIS PENGARUH LITERASI USAHA MIKRO KECIL DAN MENENGAH (UMKM) TERHADAP KEPUTUSAN UNTUK MELAKSANAKAN PRINSIP-PRINSIP EKONOMI DAN BISNIS ISLAM (STUDI DI KECAMATAN CIAMPEA, KABUPATEN BOGOR) Sugiarto, Rendi; Thantawi, Tubagus Rifqy; Putra, Bayu Purnama
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i02.91

Abstract

Micro, Small and Medium Enterprises (MSMEs) are businesses that have wide employment opportunities, provide broad economic services, encourage economic growth, and play a role in realizing the nation. The purpose of this study was to determine the characteristics of sharia entrepreneurs in micro, small and medium enterprises (MSMEs) regarding MSME Literacy in carrying out their activities in accordance with Islamic economic and business principles. This type of research is quantitative with a sample of 75 respondents. The sampling technique used was the Random Sampling technique with the Tabachic & Fidell method. The analytical method used is multiple linear regression analysis using SPSS version 25 software. The results of this study indicate the effect of the independent variables consisting of reading literacy, understanding literacy, and practical literacy, which together have a real and positive effect. However, reading literacy is more dominant which has a real and positive effect on decisions in carrying out Islamic economics and business principles, with a regression coefficient value of 0.622 which means that if the practice literacy variable increases by one unit, then the value of the decision to implement Islamic economic and business principles will increased by 0.622. practicing literacy can encourage MSMEs in determining decisions to implement Islamic economic and business principles.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PEMAHAMAN MASYARAKAT MENGENAI FATWA MAJELIS ULAMA INDONESIA NOMOR 116/DSN-MUI/XI/2017 TENTANG UANG ELEKTRONIK SYARIAH DI KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR. Sriyani, Meisa; Suryani, Ermi; Putra, Bayu Purnama
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i02.102

Abstract

This study aims to analyze the factors of education level, media access to information and religiosity that affect public understanding of MUI Fatwa No. 116/DSN-MUI/XI/2017 concerning Sharia Electronic Money. This type of research is quantitative research and the data collection method uses primary data obtained through questionnaires. The sample taken was 75 respondents using the technique of Tabachic & Fidel, in determining the sample using purposive sampling technique. data analysis method using multiple linear regression, classical assumption test and hypothesis testing (t test and f test). The results of the t-test showed that each independent variable, namely media access to information and religiosity, had no significant effect, while the level of education had a positive and significant effect with a coefficient value of 0.399 with a significant value of 0.002. The results of the f test show that there is a simultaneous positive effect between the variables of education level, access to information media and religiosity on Public Understanding of MUI Fatwa No. 116/DSN-MUI/XI/2017 Regarding Sharia Electronic Money, it can be seen that the value of Fcount > Ftable 11.616 > 2.73 with a significance level of 0.000. and it can be seen from the R Square coefficient value is 32.9% and the remaining 67.1% is explained by other reasons outside the research variable X. from the regression model, it can be seen that the level of education is the most dominant factor influencing Public Understanding of the MUI Fatwa No. 116/DSN- MUI/XI/2017 concerning Sharia Electronic Money.