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All Journal At-Taradhi: Jurnal Studi Ekonomi INTEKNA Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Pengabdian Masyarakat (ABDIRA) Indonesian Journal of Applied Accounting and Finance FENOMENA: Journal of Social Science International Journal of Economics, Commerce, and Management
Mairijani .
Program D4 Accounting Islamic Financial Institutions, Banjarmasin State Polytechnic
Religion Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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AN ANALYSIS OF WAQF MANAGEMENT IN TERMS OF WAQF LAW NO. 41 YEAR 2004 (Study on Waqf Management by Branch Head of Muhammadiyah 1 to 13 Banjarmasin) MAIRIJANI, MAIRIJANI; Julkawait, Julkawait
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.555

Abstract

In some countries, waqf isused as media for walfare of people. It is also possible to be implemented in Indonesia, where the majority of its population is Muslim, if properly managed waqf. The government issued a regulation that Law No. 41 Year 2004 on Waqf in an attempt to achieve these expectations. The method used in this research is a juridical approach, analyzing the management of waqf held by PCM (Branch Head of Muhammadiyah) 1 to 13 Banjarmasin in perspective Law No.41 Year 2004 on Waqf. Muhammadiyah is one of nadzir with legal form in accordance to the Decree of the Minister of Home Affairs No. SK 14/DDA/1972 on appointment Muhammadiyah as a legal entity, therefore Muhammadiyah Central, Regional and Branch entitled appointed as nadzir, including Branches Head of Muhammadiyah in Banjarmasin. Nadzir responsibility is to manage the assets of waqf, either by registering waqfassets as well as develop the waqf assets and expansion waqf assets through productive business. Based on the result of the research, it is illustrated that from 88 waqf assets in all Branches Head of Muhammadiyah Banjarmasin only 41 assets that registered in the name of Muhammadiyah. The development of the existing assets still consumptive, such as mosque, maqbarah, and others, it should be developed through productive business, for example built offices, outlets, pharmacies, hotels, conference halls, home industries, and plantations. In fact there is an opportunity for Branches Head of Muhammadiyah to manage HTR (Plantation Forest), the funding provided by the Government in the revolving loan fund, which ultimately waqf assets is not only beneficial but can also be a source offunds (fundraising).
HUBUNGAN ANTARA RELIGIUSITAS DAN KESEJAHTERAAN PADA MASYARAKAT BANJAR, KALIMANTAN SELATAN Sadewa, Manik Mutiara; Budiman, Mochammad Arif; Mairijani, Mairijani
At-Taradhi Vol 6, No 2 (2015)
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i2.721

Abstract

Abstract: In Islam, there is a positive relationship and correlation between religiosity (religious) and welfare (Sura 7:96; 65: 2-4). However, different from the conventional concept which relates only to the dimensions of the material welfare alone, welfare in the concept of Islam has a wide spectrum and multidimensional. Unfortunately, so far not many empirical studies conducted to confi rm this relationship in the life of the Muslim community. This study was conducted using a survey on Muslim communities in South Kalimantan which is known as Islamic identity and a strong adherence to the teachings of Islam. Variables of religiosity and welfareare measured by a variety of dimensions and indicators which are developed from the concept of Maqasid al-Shariahand further processed by the method of principal component analysis (PCA) and confirmatory factor analysis (CFA). Data analysis is using Structural Equation Modeling (SEM) showed religiosity in South Kalimantan Muslim community positively correlated with the level of welfare.
Preferensi Muzakki dalam Menyalurkan Dana Zakat di Lembaga Amil Zakat Muhammadiyah Kota Banjarmasin Mairijani Mairijani; Mochammad Arif Budiman
At-Taradhi Jurnal Studi Ekonomi Vol 12, No 2 (2021)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v12i2.5525

Abstract

This study aims to analyze the factors that influence the interest of muzakki in distributing zakat funds at the Muhammadiyah Amil Zakat Institution (LazisMu) Banjarmasin City. The constructs used in this study are governance, use of technology, religiosity, and socio-religious conditions as variables used in measuring muzakki's interest in distributing zakat funds at the Muhammadiyah Amil Zakat Institution (LazisMu) Banjarmasin City. The research method used is a quantitative method with a descriptive approach. This study uses statistical tests to determine the preferences of muzakki in the distribution of zakat in Lazismu, Banjarmasin City, whose calculations use the help of IBM SPSS 26 software. The measurement scale of the instrument used in this study uses the Likert scale. The data analysis technique used was multiple linear regression analysis. The sample of this study amounted to 80 muzakki. The results showed that based on a simultaneous or overall test that governance, use of technology, religiosity, and socio-religious conditions had a significant influence on the level of interest in paying zakat. This shows that the better the governance, the use of technology, religiosity, and socio-religious conditions, the greater the muzakki's interest in paying zakat in Lazismu, Banjarmasin City. But if based on the partial test only governance has a significant effect on interest in paying zakat. Penelitian ini bertujuan untuk menganalisis faktor yang mempengaruhi minat muzakki dalam menyalurkan dana zakat di Lembaga Amil Zakat Muhammadiyah (LazisMu) Kota Banjarmasin. Konstruk yang digunakan dalam penelitian ini adalah tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan sebagai variabel yang digunakan dalam mengukur minat muzakki dalam menyalurkan dana zakat di Lembaga Amil Zakat Muhammadiyah (LazisMu) Kota Banjarmasin. Metode penelitian yang digunakan ialah metode kuantitatif dengan pendekatan deskriptif. Penelitian ini menggunakan uji statistik untuk mengetahui preferensi muzakki dalam penyaluran zakat di Lazismu Kota Banjarmasin, yang perhitungannya menggunakan bantuan software IBM SPSS 26. Skala pengukuran instrumen yang digunakan dalam penelitian ini menggunakan skala likert. Teknik analisis data yang digunakan analisis regresi linear berganda. Adapun sampel dari penelitian ini berjumlah 80 muzakki. Hasil penelitian  menunjukkan bahwa berdasarkan uji simultan atau keseluruhan bahwa tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan memiliki pengaruh secara signifikan terhadap tingkat minat bayar zakat. Hal ini menunjukkan bahwa semakin baik tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan maka berbanding lurus dengan semakin besar minat muzakki dalam membayar zakat di Lazismu Kota Banjarmasin. Tetapi jika berdasarkan uji parsial hanya tata kelola berpengaruh signifikan terhadap minat bayar zakat.
HUBUNGAN ANTARA RELIGIUSITAS DAN KESEJAHTERAAN PADA MASYARAKAT BANJAR, KALIMANTAN SELATAN Manik Mutiara Sadewa; Mochammad Arif Budiman; Mairijani Mairijani
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i2.721

Abstract

Abstract: In Islam, there is a positive relationship and correlation between religiosity (religious) and welfare (Sura 7:96; 65: 2-4). However, different from the conventional concept which relates only to the dimensions of the material welfare alone, welfare in the concept of Islam has a wide spectrum and multidimensional. Unfortunately, so far not many empirical studies conducted to con? rm this relationship in the life of the Muslim community. This study was conducted using a survey on Muslim communities in South Kalimantan which is known as Islamic identity and a strong adherence to the teachings of Islam. Variables of religiosity and welfareare measured by a variety of dimensions and indicators which are developed from the concept of Maqasid al-Shariahand further processed by the method of principal component analysis (PCA) and con?rmatory factor analysis (CFA). Data analysis is using Structural Equation Modeling (SEM) showed religiosity in South Kalimantan Muslim community positively correlated with the level of welfare.
KONSINYASI DALAM PERSPEKTIF HUKUM PERJANJIAN SYARIAH Nurul Mukhlisah; Mairijani .
INTEKNA informasi teknik dan niaga Vol 13 No 1 (2013)
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Berbaga cara untuk memasarkan produk telah dilakukan oleh perusahaan. Salah satu u-paya untuk mengatasi masalah tersebut dapat ditempuh dengan melakukan penjualan konsinyasi, yaitu merupakan suatu jenis penjualan yang dilakukan dengan cara menitip-kan sejumlah barang kepada pihak lain dengan memberikan komisi kepada pihak yang menjualkan.Dalam tulisan ini akan dibahas bagaimana sistem penjualan konsinyasi dalam perspektif hukum perjanjian syariah berdasarkan hadist Nabi, khazanah fiqh klasik dan kemudian mengkonfirmasikan dengan pandangan fukaha kontemporer.Hasilnya bahwa sistem penjualan konsinyasi walaupun merupakan sebuah sistem baru di era ekonomi modern ternyata dalam hukum perjanjian syariah memiliki kesamaan ben-tuk dengan akad wakalah.Berdasarkan pada prosedur-prosedur yang ada dalam perjanjian konsinyasi maka jual beli ini diperbolehkan menurut hukum perjanjian syariah.
A Program for Measuring the Utilization of Productive Zakat Funds through the Zakat Utilization Index (IPZ) at the Banjarmasin City BAZNAS: The Zakat Utilization Index (IPZ) Mairijani Mairijani; Nita Nita
Indonesian Journal of Applied Accounting and Finance Vol. 2 No. 2 (2022): December
Publisher : P3M Politeknik Negeri Banjarmasin

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Abstract

This study aims to measure the success of the productive zakat utilization program at BAZNAS Banjarmasin using the Zakat Utilization Index (IPZ). This type of research is a descriptive method with a quantitative approach. The sampling technique used is purposive sampling. The sample in this study was a group of 22 people who came from the ZCD BAZNAS program group in Banjarmasin City. This research was conducted using a survey method through questionnaires and interviews. The analytical tool used in this study is IPZ with a calculation called the Multi-Stage Weighted Index using qualitative and quantitative analysis methods. The final result is processed using the calculation formula that has been provided with the help of the Microsoft Excel application. The results showed that the success rate of the Banjarmasin BAZNAS ZCD Program was 0.50. This shows that the utilization of productive zakat is in the poor category. Only one indicator is categorized as good enough, namely the social indicator with a value of 0.75. While the other 4 indicators are in the poor category, namely cultural indicators with a value of 0.38, economic indicators with a value of 0.36, da'wah indicators with a value of 0.50, and environmental indicators with a value of 0.44. The ZCD program at BAZNAS Banjarmasin is in the strengthening phase
How Capital Adequacy, Liquidity and Profitability Impact Financial Distress in Islamic Rural Banks in Indonesia Rizky Fadhillah; Nahdatus Syaadah; Mairijani Mairijani; Mahyuni Mahyuni
International Journal of Economics, Commerce, and Management Vol. 1 No. 4 (2024): October : International Journal of Economics, Commerce, and Management
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijecm.v1i4.232

Abstract

Competition in the banking industry is increasingly rapid at this time requiring each bank to have a stable healthy financial condition to avoid difficult financial conditions (financial distress). The purpose of this study was to determine how the influence of the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Return on Equity (ROE) on the possibility of financial distress in Sharia Rural Banks registered with the Financial Services Authority in 2020-2023. The type of research used is descriptive quantitative research with the data source used is secondary data obtained from the financial statements of each Sharia Rural Bank. The results of this study found that the variables CAR, FDR, and ROE partially and simultaneously had a positive and significant effect on financial distress. The three independent variables together have an influence of 84.8% on the dependent variable, while the remaining 15.2% is influenced by other variables outside this study.
Analysis of Cash Waqf Literacy Level: A Study on Banjarmasin State Polytechnic Mairijani, Mairijani; Nurhidayati, Nurhidayati; Lathifah, Auliya
Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Vol 10, No 2 (2024): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v10i2.18077

Abstract

The development of productive waqf in educational institutions has now extended to higher education institutions, including Institut Pertanian Bogor (IPB). IPB’s waqf agency, known as the Business, Investment, and Waqf Management Body, has successfully developed, collected, and distributed waqf funds to educational institutions and their students. Therefore, as an effort to replicate this success, this study aims to analyze the level of cash waqf literacy among the academic community of State Polytechnic of Banjarmasin. This study employs a descriptive quantitative research design with proportional random sampling as the sampling technique. This technique ensures that all members have an equal chance of being selected as samples according to their proportion, resulting in a total of 80 samples. The arrangement of indicators follows the Zakat Literacy Index concept developed by Puskas BAZNAS. A Likert scale questionnaire is used as the research instrument, while the Chen and Volp literacy level scale is applied to categorize cash waqf literacy levels. The results of this study indicate that the cash waqf literacy index among the academic community of Banjarmasin State Polytechnic, which includes lecturers, education administrators, and lab assistants, is 80.00%, placing it in the intermediate category.
Dampak Deregulasi CAR No. 3/21/PBI/2001 terhadap Kinerja Bank Syariah di Indonesia (Studi Empiris pada Bank Muamalat Indonesia): The Impact of CAR Deregulation No. 3/21/PBI/2001 on the Performance of Sharia Banks in Indonesia (An Empirical Study at Bank Muamalat Indonesia) Mairijani, Mairijani
Fenomena Vol 9 No 1 (2010): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v9i1.463

Abstract

To create a healthy, effective, and efficient banking system that is resistant to risks and consistently applies the prudential principle, Bank Indonesia issued CAR deregulation No. 3/21/PBI/2001, which emphasizes the achievement of a minimum capital adequacy ratio obligation of 8% (eight percent) by the end of 2001, in line with the agreement included in the BIS (Bank for International Settlements). This deregulation must also be adhered to by sharia banking, as sharia banking is part of the national banking system, yet it has its own characteristics and uniqueness. Furthermore, how this regulation affects Bank Muamalat Indonesia as one of the sharia banks automatically becomes a distinct issue that needs to be analyzed. Dalam upaya menciptakan perbankan yang sehat, efektif, dan efisien, serta tahan terhadap berbagai risiko dan selalu menerapkan prinsip kehati-hatian, Bank Indonesia mengeluarkan deregulasi CAR No. 3/21/PBI/2001 yang menekankan pencapaian kewajiban rasio kecukupan modal minimum sebesar 8% (delapan persen) pada akhir tahun 2001, yang juga sejalan dengan kesepakatan yang tercantum dalam BIS (Bank for International Settlements). Deregulasi ini juga harus dipatuhi oleh perbankan syariah, karena perbankan syariah merupakan bagian dari perbankan nasional, meskipun perbankan syariah memiliki karakteristik dan keunikan tersendiri. Selanjutnya, bagaimana deregulasi ini memengaruhi Bank Muamalat Indonesia sebagai salah satu bank syariah secara otomatis menjadi masalah tersendiri yang perlu dianalisis.
Integrasi Eco-Brick dan Teknologi Digital dalam Pengelolaan Sampah Perkotaan: Praktik Komunitas di Banjarmasin Budiman, Mochammad Arif; Pebriadi, Muhammad Syahid; Mairijani, Mairijani
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.1534

Abstract

Banjarmasin City faces serious challenges in urban waste management due to high waste generation, limited facilities, and low public awareness of waste segregation. This community service program aims to integrate eco-brick practices and digital technology in community-based waste management in RT 19, Alalak Tengah Village, Banjarmasin. The methods applied include waste segregation education and training, eco-brick production, provision of waste processing facilities, Clean and Healthy Living Behavior (PHBS) campaigns, and digital mapping of waste production areas using the CLEANMAP-BJM application. The results indicate a significant increase in community understanding of waste management (92.7%), a reduction in waste disposed of at temporary collection points, and the creation of value-added products such as eco-brick-based sofas. The integration of ecological approaches and digital technology effectively enhances community participation and supports more sustainable urban waste management.
Co-Authors Achmad Noerkhaerin Putra Andriani Andriani Andriani Anwar Julkawait Julkawait, Julkawait Lathifah, Auliya Mahyuni Mahyuni Manik Mutiara Sadewa Manik Mutiara Sadewa Mochammad Arif Budiman Nahdatus Syaadah Nita Nita Nurhidayati Nurhidayati Pebriadi, Muhammad Syahid Rizky Fadhillah