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All Journal At-Taradhi: Jurnal Studi Ekonomi EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN INTEKNA Al-Muzara'ah Islaminomics: Journal of Islamic Economics, Business and Finance Jurnal Tarbiyah : Jurnal Ilmiah Kependidikan IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal Riset Terapan Akuntansi Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Iqtisaduna Indonesian Journal of Applied Accounting and Finance Jurnal Pengabdian Masyarakat Bangsa Jurnal Hukum Islam International Journal of Economics, Business Management and Accounting
Mochammad Arif Budiman
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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HUBUNGAN ANTARA RELIGIUSITAS DAN KESEJAHTERAAN PADA MASYARAKAT BANJAR, KALIMANTAN SELATAN Sadewa, Manik Mutiara; Budiman, Mochammad Arif; Mairijani, Mairijani
At-Taradhi Vol 16, No 2 (2015): JURNAL STUDI EKONOMI
Publisher : IAIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v16i2.562

Abstract

In Islam, there is a positive relationship and correlation between religiosity (religious) and welfare (Sura 7:96; 65: 2-4). However, different from the conventional concept which relates only to the dimensions of the material welfare alone, welfare in the concept of Islam has a wide spectrum and multidimensional. Unfortunately, so far not many empirical studies conducted to confi rm this relationship in the life of the Muslim community. This study was conducted using a survey on Muslim communities in South Kalimantan which is known as Islamic identity and a strong adherence to the teachings of Islam. Variables of religiosity and welfareare measured by a variety of dimensions and indicators which are developed from the concept of Maqasid al-Shariahand further processed by the method of principal component analysis (PCA) and confirmatory factor analysis (CFA). Data analysis is using Structural Equation Modeling (SEM) showed religiosity in South Kalimantan Muslim community positively correlated with the level of welfare.
The Discourse On Islam And Development: Western And Muslim Scholars’ Opinions Budiman, Mochammad Arif
INTEKNA informasi teknik dan niaga Vol 16 No 1 (2016)
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There is ongoing debate among scholars concerning the relation between Islam and development. The focus of the debate is particularly about the compatibility issue. Western and Muslim scholars have their own stance and argumentation. While the former have accused Islam as an obstacle to development, the latter have assured that Islam is essentially compatible to development. Based on the Qur’anic point of view, it is obvious that religion and development are essentially related in a positive, direct and causal manner.
PERAN MASJID DALAM PENGEMBANGAN EKONOMI SYARIAH DI KOTA BANJARMASIN Budiman, Mochammad Arif
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 2 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v7i2.2014

Abstract

ABSTRAKMasjid merupakan institusi penting dalam Islam yang memiliki beragam fungsi. Sejauh ini, fungsi masjid yang terkait dengan aspek ekonomi nampaknya masih kurang mendapatkan perhatian. Tujuan penelitian ini adalah mengkaji peran masjid di Kota Banjarmasin dalam upaya pengembangan ekonomi syariah. Penelitian ini menggunakan pendekatan kuantitatif. Data penelitian dikumpulkan melalui survei terhadap sejumlah masjid beserta pengurus dan jamaah tetapnya. Dari hasil penelitian ditemukan bahwa masjid-masjid di Banjarmasin pada umumnya masih belum menunjukkan peran yang signifkan dalam pengembangan ekonomi syariah. Hal tersebut terlihat dari rendahnya sinergi dan kerjasama antara masjid dan lembaga keuangan syariah, terbatasnya frekuensi pengajian dan/atau pelatihan tentang ekonomi dan keuangan syariah, dan minimnya kegiatan-kegiatan masjid yang berkaitan dengan pengembangan ekonomi syariah. Kata kunci: masjid, ekonomi syariah, bank syariah, persepsi, sinergi ABSTRACTMosque is an important institution in Islam that posses various functions. So far, its function which relates to economic aspect has apparently received less attention. The objective of this study is to reveal the roles of mosques in Banjarmasin in enhancing Islamic economy. This study employs a quantitative approach while the data are collected through a survey towards mosques as well as their respective management and community. It is found that the mosques in Banjarmasin generally do not play a signifcant role in enhancing Islamic economy. This can be seen from a low level of synergy and cooperation with Islamic fnancial institutions, a minimum frequency of religious talks and/or trainings concerning Islamic economy and fnance, and limited activities related to the development of Islamic economy.Keywords: mosque, Islamic economics, Islamic bank, perception, synergy
Preferensi Muzakki dalam Menyalurkan Dana Zakat di Lembaga Amil Zakat Muhammadiyah Kota Banjarmasin Mairijani Mairijani; Mochammad Arif Budiman
At-Taradhi Jurnal Studi Ekonomi Vol 12, No 2 (2021)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v12i2.5525

Abstract

This study aims to analyze the factors that influence the interest of muzakki in distributing zakat funds at the Muhammadiyah Amil Zakat Institution (LazisMu) Banjarmasin City. The constructs used in this study are governance, use of technology, religiosity, and socio-religious conditions as variables used in measuring muzakki's interest in distributing zakat funds at the Muhammadiyah Amil Zakat Institution (LazisMu) Banjarmasin City. The research method used is a quantitative method with a descriptive approach. This study uses statistical tests to determine the preferences of muzakki in the distribution of zakat in Lazismu, Banjarmasin City, whose calculations use the help of IBM SPSS 26 software. The measurement scale of the instrument used in this study uses the Likert scale. The data analysis technique used was multiple linear regression analysis. The sample of this study amounted to 80 muzakki. The results showed that based on a simultaneous or overall test that governance, use of technology, religiosity, and socio-religious conditions had a significant influence on the level of interest in paying zakat. This shows that the better the governance, the use of technology, religiosity, and socio-religious conditions, the greater the muzakki's interest in paying zakat in Lazismu, Banjarmasin City. But if based on the partial test only governance has a significant effect on interest in paying zakat. Penelitian ini bertujuan untuk menganalisis faktor yang mempengaruhi minat muzakki dalam menyalurkan dana zakat di Lembaga Amil Zakat Muhammadiyah (LazisMu) Kota Banjarmasin. Konstruk yang digunakan dalam penelitian ini adalah tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan sebagai variabel yang digunakan dalam mengukur minat muzakki dalam menyalurkan dana zakat di Lembaga Amil Zakat Muhammadiyah (LazisMu) Kota Banjarmasin. Metode penelitian yang digunakan ialah metode kuantitatif dengan pendekatan deskriptif. Penelitian ini menggunakan uji statistik untuk mengetahui preferensi muzakki dalam penyaluran zakat di Lazismu Kota Banjarmasin, yang perhitungannya menggunakan bantuan software IBM SPSS 26. Skala pengukuran instrumen yang digunakan dalam penelitian ini menggunakan skala likert. Teknik analisis data yang digunakan analisis regresi linear berganda. Adapun sampel dari penelitian ini berjumlah 80 muzakki. Hasil penelitian  menunjukkan bahwa berdasarkan uji simultan atau keseluruhan bahwa tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan memiliki pengaruh secara signifikan terhadap tingkat minat bayar zakat. Hal ini menunjukkan bahwa semakin baik tata kelola, penggunaan teknologi, religiusitas, dan kondisi sosial keagamaan maka berbanding lurus dengan semakin besar minat muzakki dalam membayar zakat di Lazismu Kota Banjarmasin. Tetapi jika berdasarkan uji parsial hanya tata kelola berpengaruh signifikan terhadap minat bayar zakat.
PERAN MASJID DALAM PENGEMBANGAN EKONOMI SYARIAH DI KOTA BANJARMASIN Mochammad Arif Budiman
At-Taradhi Jurnal Studi Ekonomi Vol 7, No 2 (2016)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v7i2.2014

Abstract

ABSTRAKMasjid merupakan institusi penting dalam Islam yang memiliki beragam fungsi. Sejauh ini, fungsi masjid yang terkait dengan aspek ekonomi nampaknya masih kurang mendapatkan perhatian. Tujuan penelitian ini adalah mengkaji peran masjid di Kota Banjarmasin dalam upaya pengembangan ekonomi syariah. Penelitian ini menggunakan pendekatan kuantitatif. Data penelitian dikumpulkan melalui survei terhadap sejumlah masjid beserta pengurus dan jamaah tetapnya. Dari hasil penelitian ditemukan bahwa masjid-masjid di Banjarmasin pada umumnya masih belum menunjukkan peran yang signifkan dalam pengembangan ekonomi syariah. Hal tersebut terlihat dari rendahnya sinergi dan kerjasama antara masjid dan lembaga keuangan syariah, terbatasnya frekuensi pengajian dan/atau pelatihan tentang ekonomi dan keuangan syariah, dan minimnya kegiatan-kegiatan masjid yang berkaitan dengan pengembangan ekonomi syariah. Kata kunci: masjid, ekonomi syariah, bank syariah, persepsi, sinergi ABSTRACTMosque is an important institution in Islam that posses various functions. So far, its function which relates to economic aspect has apparently received less attention. The objective of this study is to reveal the roles of mosques in Banjarmasin in enhancing Islamic economy. This study employs a quantitative approach while the data are collected through a survey towards mosques as well as their respective management and community. It is found that the mosques in Banjarmasin generally do not play a signifcant role in enhancing Islamic economy. This can be seen from a low level of synergy and cooperation with Islamic fnancial institutions, a minimum frequency of religious talks and/or trainings concerning Islamic economy and fnance, and limited activities related to the development of Islamic economy.Keywords: mosque, Islamic economics, Islamic bank, perception, synergy
The Discourse On Islam And Development: Western And Muslim Scholars’ Opinions Mochammad Arif Budiman
INTEKNA informasi teknik dan niaga Vol 16 No 1 (2016)
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There is ongoing debate among scholars concerning the relation between Islam and development. The focus of the debate is particularly about the compatibility issue. Western and Muslim scholars have their own stance and argumentation. While the former have accused Islam as an obstacle to development, the latter have assured that Islam is essentially compatible to development. Based on the Qur’anic point of view, it is obvious that religion and development are essentially related in a positive, direct and causal manner.
Faktor-Faktor Makroekonomi Yang Memengaruhi Net Asset Value Reksa Dana Saham Syariah Di Indonesia Ivana Pratiwi; Mochammad Arif Budiman
JURNAL RISET TERAPAN AKUNTANSI Vol. 4 No. 2 (2020): JURNAL RISET TERAPAN AKUNTANSI
Publisher : JURNAL RISET TERAPAN AKUNTANSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.4270608

Abstract

Penelitian ini bertujuan menguji faktor-faktor makroekonomi yang memengaruhi nilai aktiva bersih (net asset value) reksa dana saham syariah di Indonesia yang meliputi Sertifikat Bank Indonesia Syariah (SBIS), inflasi, kurs, BI 7 Days repo rate, dan Jakarta Islamic Index (JII). Data yang digunakan adalah data sekunder periode tahun 2015 hingga 2019 yang dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa SBIS, inflasi, kurs, BI 7 Days repo rate, dan JII secara simultan berpengaruh terhadap nilai aktiva bersih reksa dana saham syariah di Indonesia. Sementara itu, secara parsial masing-masing variabel berpengaruh positif terhadap nilai aktiva bersih reksa dana saham syariah di Indonesia, kecuali untuk variabel SBIS dan inflasi. Hasil penelitian ini memberikan dasar bagi para manajer investasi dalam menentukan kebijakan investasi pada reksa dana saham syariah sehingga dapat memaksimalkan imbal hasil dan mencegah potensi kerugian atas dana kelolaannya.
Peran Pembiayaan Arrum Pegadaian Syariah terhadap Pengembangan Usaha Mikro di Banjarmasin Mochammad Arif Budiman; Dewi Indah Astuti
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 10, No 2 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/ji.v10i2.123

Abstract

Arrum is a loan scheme from Sharia Pawnshops aimed at micro-businesses in the community. The purpose of this study was to determine the role of Arrum financing in the Sultan Adam Banjarmasin Syariah Pawnshop Unit in the development of micro-businesses. The type of this research is field research using a qualitative approach, while the data is obtained by observation and interview methods. The results showed that Arrum financing contributed to the development of micro-businesses by increasing business capital, number of customers, and operating income. The implication of this research is that the Sultan Adam Banjarmasin Sharia Pawnshop Unit needs to continue to expand Arrum's financing products, improve promotion and service quality.
Measuring Maqasid Al-Shariah ata Micro Level with Special Reference to the Preservation of Wealth Mochammad Arif Budiman; Ruzita Mohd. Amin; Selamah A. Yusoff; Adewale Abideen Adeyem
Media Syari'ah Vol 17, No 2 (2015)
Publisher : Sharia and Law Faculty

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jms.v17i2.1936

Abstract

Background - The Islamic concept of development offers a holistic, balanced and sustained improvement in material and non-material well-being with high moral standards and values. However, there is a lack of consensus among Islamic economists on how this kind of development should be measured. Instead of using prevailing conventional measurement, Muslim ummah need to have their own measurement which incorporates both material and non-material dimensions of human life. Purpose – This recent study attempts to take part in constructing development measurement with special reference to the preservation of wealth (المال حفظ). The proposed indicators will differ with that of the conventional. Spiritual and moral considerations based on Islamic values provide underlying foundation and proper direction for this measurement. Research Method - This study involves three steps in constructing the measurement: (1) defining the concept of preservation of wealth; (2) determining the dimensions of the preservation of wealth; and (3) determining the indicators of each dimension. The study is constructed based on Islamic teachings as reflected in the Qur’an and the tradition of the Prophet Muhammad (peace be upon him). Significance and Originality - The study contributed in assessing the state of wellbeing of Muslim ummah especially in terms of preservation of wealth at a micro level (household and individual level) in a more comprehensive way. It does not only talk about the acquisition and ownership of wealth, but also pay attention to the preservation from any harm and circulation of wealth among society. The prohibition of unjust earning and wastefulness, the order to perform social responsibilities such as zakat and sadaqat are among important features of this measurement which are not considered in the conventional approach.
Pengaruh Pendistribusian Zakat Produktif terhadap Tingkat Pengurangan Kemiskinan Mustahik di Kota Banjarmasin Rizqa; Muhammad Yassir Fahmi; Mochammad Arif Budiman
Indonesian Journal of Applied Accounting and Finance Vol. 1 No. 1 (2021): June
Publisher : P3M Politeknik Negeri Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (661.246 KB) | DOI: 10.31961/ijaaf.v1i1.1165

Abstract

One of the instrument trusted to decrease poverty is zakat especially if distributed to productive activities. This research aimed to find out if the distribution of productive zakat has effect on the decrease level of mustahik poverty, to find out total and classification of mustahik households and the change of mustahik households without and with productive zakat. This research used correlative quantitative method with analysis technique of simple linear regression and CIBEST analysis. This research used saturated sample technique to mustahik of Amil Zakat Board (BAZNAS) of Banjarmasin City with a total of 23 respondents. From the research results, it can be concluded that the distribution of productive zakat has no significant effect decreasing on the poverty level of mustahik. This can be seen from the t count (-1,177) < t table (2,079) and from F count (1,385) < F table (4,30) p value (Sig) in the amount of 0,252 > 0,05 which means that Ho is accepted. Based on total households of mustahik based on CIBEST quadrant before and after the presence of productive zakat fund, there is difference of classification of each mustahik household. The condition change of mustahik household without and with productive zakat fund based on material and absolute poverty index each experienced decrease in the amount of -10,5 and -100%. Spiritual poverty index does not change at all either before or after accepting productive zakat in the amount of zero percent. While prosperity index increase to 504,7%.
Co-Authors Adewale Abideen Adeyem Alkaf, Syarifah Salsabila Yasmin Alkaf Andriani Andriani Andriani Anwar Basyirah Ainun Basyirah Ainun Berliana Maharani Dewi Indah Astuti Effendi, Heri Ivana Pratiwi Junaidi Junaidi Mahyuni Mairijani . Manik Mutiara Sadewa Maulani, Subhan MIRNASARI Muhammad Yassir Fahmi Muhammad, Aliyu Dahiru Muslim Noor Romy Rahwani, Noor Romy Nor Izatil Hasanah Nourma Nurhidayati Nurhidayati Dahlan Pebriadi, Muhammad Syahid Pebriyenni Phaureula Artha Wulandari, Phaureula Artha Priyougie Rahmadinda, Alifya Sabila Rakhmawati, Aneta Rifqi, Muhammad Mumtaza Rizqa Rizqina, Nabila Fatiha Ruzita Mohd. Amin Selamah A. Yusoff Siti Aisyah Syarifah Salsabila Yasmin Alkaf