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All Journal Jurnal Kewarganegaraan Nomico
Sri Undartik, Sri
Indonesia Banking School
Economics, Econometrics & Finance Education Social Sciences Other

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Strategi Pengembangan dan Daya Tarik Usaha Milik Desa oleh Pemerintah Desa Rengaspendawa Kecamatan Larangan Kabupaten Brebes Hidayat, Taufik; Iskandar, Khalid; Undartik, Sri
Jurnal Kewarganegaraan Vol 6 No 3 (2022): October 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (186.128 KB) | DOI: 10.31316/jk.v6i3.3917

Abstract

AbstrakDesa merupakan wilayah terendah yang terdapat pada struktur ketatanegaraan indonesia. Desa memiliki usaha yang dikelola oleh pemerintah desa yang biasa disebut Badan Usaha Milik Desa (BUMDes). BUMDes ini dimiliki oleh hampir semua pemerintahan desa di indonesia khususnya pemerintahan desa Rengaspendawa Larangan Brebes. BUMDes saat ini memiliki beberapa kelemahan khususnya di desa Rengaspendawa, hal tersebut ditunjukan dari lemahnya pengelolaan modal usaha, staf pengurus yang tidak objektif dan ketidaksesuaian usaha yang ada dengan sumber daya alam yang dimiliki desa serta ketidak adaan inovasi dalam menangani permasalahan BUMDes ini. Berdasarkan latar belakang permasalahan tersebut maka dibutuhkan sebuah penelitian untuk menyusun strategi pengembangan dan daya tarik BUMDes maka penelitian ini diberi judul Strategi Pengembangan Badan Usaha Milik Desa (BUMDes) oleh Pemerintah Desa Rengaspendawa Kecamatan Larangan Kabupaten Brebes. Hasil yang akan dicapai dalam penelitian ini adalah menentukan faktor pendukung dan penghambat BUMDes serta upaya apa saya yang dilakukan untuk mengatasi hambatan yang dihadapi dalam pengembangan BUMDes oleh pemerintah desa Rengaspendawa.Kata Kunci: Pengembangan, Usaha Milik Desa
Digital Consumer Literacy as a Determinant of Trust in Digital Economic Transactions Maharani, Leonita; Undartik, Sri; Aziz, Muhandis Difa'iy
Nomico Vol. 3 No. 1 (2026): Nomico-February
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/1v8eb315

Abstract

  This study examines the role of digital consumer literacy as a determinant of trust in digital economic transactions within the Indonesian context. The rapid expansion of the digital economy has increased reliance on online platforms, yet concerns regarding security, fraud, and data privacy continue to challenge consumer trust. Digital literacy is conceptualized as a cognitive and protective capability that enables consumers to evaluate information, understand digital risks, and engage safely in online transactions. This research employs a quantitative explanatory design using survey data collected from consumers who have conducted digital transactions in the past six months. Data were analyzed using Structural Equation Modeling (SEM) to assess the validity of constructs and to test the structural relationship between digital consumer literacy and trust. The findings indicate that digital consumer literacy has a positive and statistically significant effect on trust in digital economic transactions, with moderate explanatory power. Consumers with higher levels of digital literacy demonstrate stronger perceptions of platform integrity, security, and reliability. The discussion highlights that digital literacy reduces perceived risk and enhances confidence in digital systems. In conclusion, digital consumer literacy significantly contributes to the formation of trust and should be strengthened through integrated policy and educational strategies to support sustainable digital economic participation.
Co-Authors Aziz, Muhandis Difa'iy Khalid Iskandar Maharani, Leonita Taufik Hidayat