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P2P Lending: Legal Framework for Electronic Contracts Hatta, M.; Susanto, Anthon F.; Narsudin, Udin
International Journal of Latin Notary Vol. 5 No. 2 (2025): Internasional Journal of Latin Notary, March 2025
Publisher : Magister Kenotariatan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61968/journal.v5i2.103

Abstract

This study examines Peer-to-Peer (P2P) Lending, a form of financial technology (Fintech) that directly connects lenders and borrowers through digital platforms, eliminating the traditional role of banking intermediaries. The research aims to address two key legal questions: How do electronic contracts protect the parties, and how does the electronic contract become valid and binding in P2P lending? This study employs a combination of literature review and fieldwork, utilizing secondary and primary data collected through document analysis and interviews. The data were analyzed using a juridical-qualitative method. The findings show that conventional civil law generally regulates contracts, but does not explicitly address the nature and enforcement of electronic contracts. Legal protection in digital loan agreements is established through the principles of digital governance, particularly regarding the rights, obligations, and liabilities of the parties. An electronic contract is considered valid when the essential elements of a contract are fulfilled and supported by a verifiable electronic signature, under widely accepted legal and technological standards. The study concludes that while existing contract law provides a general foundation, digital transactions require adaptive legal interpretations to ensure enforceability, accountability, and user protection in the evolving digital financial ecosystem.
PARADIGMA RELASI MANUSIA DAN LINGKUNGAN HIDUP BERBASIS KEARIFAN LOKAL DI MASA PANDEMI COVID-19 Rahayu, Mella Ismelina Farma; Susanto, Anthon F.
Bina Hukum Lingkungan Vol. 5 No. 3 (2021): Bina Hukum Lingkungan, Volume 5, Nomor 3, Juni 2021
Publisher : Asosiasi Pembina Hukum Lingkungan Indonesia (PHLI)

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Abstract

Terjadinya pandemic Covid-19 tidak terlepas dari persoalan kerusakan lingkungan hidup yang terjadi. Nampak nya ada persoalan paradigma dalam berelasi antara manusia dengan lingkungan hidupnya. Metode pendekatan yuridis sosiologis digunakan dalam penelitian ini dengan penggunaan data primer yang diperoleh melalui studi lapangan dan wawancara. Data yang diperoleh kemudian dianalisis secara yuridis kualitatif. Dari hasil penelitian diketahui bahwa perubahan paradigm diperlukan ketika manusia berelasi dengan lingkungan hidupnya. Kearifan lokal telah mengajarkan sebuah etika lingkungan hidup, saling menghormati dan selalu menjaga keseimbangan dan keharmonisan lingkungan hidup. Paradigma ini lah yang sebaiknya menjadi dasar dalam berelasi manusia dengan lingkungan hidupnya di masa covid-19 kini.
PARADIGMA RELASI MANUSIA DAN LINGKUNGAN HIDUP BERBASIS KEARIFAN LOKAL DI MASA PANDEMI COVID-19 Rahayu, Mella Ismelina Farma; Susanto, Anthon F.
Bina Hukum Lingkungan Vol. 5 No. 3 (2021): Bina Hukum Lingkungan, Volume 5, Nomor 3, Juni 2021
Publisher : Asosiasi Pembina Hukum Lingkungan Indonesia (PHLI)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Terjadinya pandemic Covid-19 tidak terlepas dari persoalan kerusakan lingkungan hidup yang terjadi. Nampak nya ada persoalan paradigma dalam berelasi antara manusia dengan lingkungan hidupnya. Metode pendekatan yuridis sosiologis digunakan dalam penelitian ini dengan penggunaan data primer yang diperoleh melalui studi lapangan dan wawancara. Data yang diperoleh kemudian dianalisis secara yuridis kualitatif. Dari hasil penelitian diketahui bahwa perubahan paradigm diperlukan ketika manusia berelasi dengan lingkungan hidupnya. Kearifan lokal telah mengajarkan sebuah etika lingkungan hidup, saling menghormati dan selalu menjaga keseimbangan dan keharmonisan lingkungan hidup. Paradigma ini lah yang sebaiknya menjadi dasar dalam berelasi manusia dengan lingkungan hidupnya di masa covid-19 kini.
DIGITALISASI PENDIDIKAN HUKUM Susanto, Anthon F.; Septianita, Hesti; Tedjabuana, Rosa; Pratama, Mohammad Alvi
LITIGASI Vol. 23 No. 2 (2022)
Publisher : Faculty of Law, Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/litigasi.v23i2.6216

Abstract

The world has changed into a reality engineered through logic digital known as artificial intelligence. When the intelligence develops in rapid fashion into conscience like human, the potential game, website and other network and digital facility will drastically be increasing. Methods used is a participative-mixed method model of research with four approaches which are philosophical, conceptual, socio-legal and textual-critique approaches with literature study data collecting technique. In this era of artificial intelligence, legal education should be reborn with new face, education with commitment to respond digital development without ignoring the value of wisdom. Legal education will lead to the development of practical skill and is based on values of wisdom. Legal education should establish cultural-based curriculum as legal education is an education of behavior. Legal education should be adapted with global values but paying attention to local aspects or on the other hand maintaining rational education and constructing sense of logic and retaining good practical skill and the concern to marginalized community. That is what future legal education should be. Keywords: Digitalization, Artificial Intelligence, Legal Education.
KEARIFAN SPIRITUAL DALAM PENDIDIKAN HUKUM LINGKUNGAN Rahayu, Mella Ismelina Farma; Susanto, Anthon F.; Muliya, Liya Sukma
LITIGASI Vol. 23 No. 2 (2022)
Publisher : Faculty of Law, Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/litigasi.v23i2.6321

Abstract

This paper will describe and examine local wisdom values that are implemented in environmental law education in Indonesia. Environmental law education is now more oriented towards liberal environmental law education so that it ignores the values of local wisdom. Based on this, the problem that arises is how about local wisdom can be the basis for environmental law education by internalizing local wisdom in environmental law teaching materials. The study in this paper uses m The research approach method is normative juridical. Secondary data were gathered through literature searches and analyzed using qualitative legal analysis to reach conclusions using a deductive syllogism.From the results of the study, it was concluded that klocal wisdom is full of spiritual meaning and ethical values. This local wisdom rests on the philosophy of values, ethics, and ways of behaving and behaving that are traditionally institutionalized. This is an important basis for environmental law education, which is a guide for humans when dealing with their environment. Keyword : Wisdom, Values, Education, Environmental Law.