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All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN Signifikan : Jurnal Ilmu Ekonomi Jurnal Konseling dan Pendidikan El Dinar Tauhidinomics Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Syntax Literate: Jurnal Ilmiah Indonesia Scientific Journal of Reflection : Economic, Accounting, Management and Business Maliki Islamic Economics Journal International Journal of Islamic Business and Economics (IJIBEC)
Ade Suherlan, Ade
UIN Syarif Hidayatullah Jakarta
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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FAITH AND FINANCE: UNDERSTANDING MUSLIM MILLENNIALS’ SHIFT TOWARD RIBA-FREE INVESTMENTS Hidayatullah, Syarif; Suherlan, Ade; Khalid, Radhwan Hazim
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 13, No 2 (2025): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v13i2.35040

Abstract

This study conducts a quantitative assessment and comparison of the investment preferences of muslim millennial, focusing on riba free versus conventional financial products. The research further seeks to identify the primary determinants influencing these preferences, with an emphasis on religiosity, financial literacy, and factors derived from the Theory of Planned Behavior (TPB). A quantitative, cross-sectional survey methodology was employed, targeting Muslim Millennials which born between 1981 until 1996 residing in DKI Jakarta. Primary data were collected from a sample of 385 respondents through a structured online questionnaire. Key variables measured included investment preferences for both Sharia and conventional products. Data analysis involved descriptive statistics, validity and reliability testing, comparison test, and structural equation modelling-covariant based (CB-SEM) to see the influence. The results indicate a statistically significant preference among DKI Jakarta's Muslim Millennials for riba free investment products over conventional alternatives. Religiosity emerged as the strongest positive predictor of preference for riba free investments. Attitude towards Sharia investing and perceived behavioral control were also significant positive influences. Financial literacy exhibited a positive but relatively weaker significant effect, while subjective norms and risk tolerance did not significantly predict preference in the final model. The overall model explained a substantial portion of the variance in preference. This study contributes to the understanding of investment behaviors among Muslim Millennials in accordance with Islamic principles.
Fostering teacher organizational citizenship behavior in Indonesia: the roles of local wisdom, organizational climate, and motivated mediation Suherlan, Ade; Irdiyansyah, Iyan; Setyaningsih, Sri
Jurnal Konseling dan Pendidikan Vol. 13 No. 3 (2025): JKP
Publisher : Indonesian Institute for Counseling, Education and Therapy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/1178800

Abstract

The objective of this study is to develop a constellation model illustrating the influence among variables to enhance teachers' Organizational Citizenship Behavior (OCB) by employing the POP-SDM. Mixed method is used to conduct this study. The population of the study are the vocation high school teachers in Bogor Regency. As much as 218 are chosen randomly using multistage random sampling.  Interview, documentation and questionnaire are used to collect the data. Interview and documentation are used to gain qualitative data, and the rest is used to gain quantitative data. SEM PLS is used as statistical analysis to find the quantitative result. The resulting model has significant relevance, especially in understanding the dynamics of educational organizations in Indonesia. As an implication, if teachers' OCB is to be improved, it is necessary to strengthen religiosity, mutual cooperation, organizational climate and tolerance as exogenous variables with work motivation as an intervening variable. This relevance lies in several important aspects that are at the core of the inter-variable influence, namely religiosity, mutual cooperation, organizational climate, tolerance, and motivation.
Co-Authors Ade Sofyan Mulazid Akhmad Fauzi Arief Mufraini, Arief Iyan Irdiyansyah Khalid, Radhwan Hazim Murdani Murdani Muttaqien, Muhammad Khaerul Nafiah Ariyani, Nafiah Setyaningsih, Sri Supriyono Supriyono Syarif Hidayatullah Terminanto, Ade Ananto