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Pengaruh Produk Domestik Bruto (PDB), Jumlah Bagi Hasil dan Jumlah Kantor terhadap Jumlah Deposito Muḍārabah Bank Syariah di Indonesia Periode 2011-2015 Meyliana, Dita; Mulazid, Ade Sofyan
Economica: Jurnal Ekonomi Islam Vol 8, No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2017.8.2.1442

Abstract

This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia.Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.
PENGARUH BRAND IMAGE dan KEPERCAYAAN TERHADAP LOYALITAS NASABAH PT. BNI SYARIAH CABANG FATMAWATI JAKARTA Mulazid, Ade Sofyan
EQUILIBRIUM Vol 6, No 1 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i1.3086

Abstract

AbstakPenelitian ini dilakukan untuk menganalisis pengaruh Brand Image dan Kepercayaan Terhadap Loyalitas Nasabah Pada PT. BNI Syariah Cabang Fatmawati. Penelitian ini menggunakan teknik random sampling dengan 100 responden nasabah PT. BNI Syariah Cabang Fatmawati. Metode analisis yang digunakan dalam penelitian ini yaitu Analsisi Regresi Berganda.Hasil temuan dari penelitian ini menunjukkan bahwa Brand Image dan Kepercayaan secara individual berpengaruh signifikan terhadap loyalitas nasabah. Sedangkan secara simultan, brand image dan kepercayaan berpengaruh signifikan terhadap loyalitas nasabah. Dari nilai (R Square) menunjukkan bahwa loyalitas nasabah dapat dijelaskan oleh brand image dan kepercayaan sebesar 83,6, sedangkan sisanya 16,4% dipengaruhi oleh variabel lain yang tidak diketahui dalam penelitian ini.
PENGARUH BRAND IMAGE, LOKASI DAN STORE ATMOSPHERE TERHADAP PROSES KEPUTUSAN PEMBELIAN KONSUMEN PADA MINIMARKET “KEDAI YATIM” Fikri, Muhammad Zainul; Mulazid, Ade Sofyan
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol 4, No 1 (2018): JURNAL SYARIKAH
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (595.678 KB) | DOI: 10.30997/jsei.v4i1.1066

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh brand image, lokasi dan store atmosphere terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim". Jenis penelitian ini adalah kuantitatif. Sumber data penelitian ini merupakan data primer yang berasal dari sampel yaitu konsumen minimarket "Kedai Yatim". Pengumpulan data dilakukan dengan menyebarkan kuesioner kepada 100 responden. Penelitian ini menggunakan metode analisis Regresi Berganda. Hasil temuan dari penelitian ini menunjukkan bahwa: (1) brand image berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (2) lokasi berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (3) store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim", dan (4) brand image, lokasi dan store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim".Kata Kunci : Brand Image, Lokasi, Store Atmosphere, Proses Keputusan Pembelian
The Effect of Marketing Mix, Brand Image, and Service Quality on Customer Loyalty In Bank BNI Syariah Mulazid, Ade Sofyan; Fadilah, Ligar; Sesunan, Yunia Silvia
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 2 NO. 2 DECEMBER 2018
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.316 KB) | DOI: 10.28918/ijibec.v2i2.1370

Abstract

The objective of research was to find out the effect of marketing mix, brand image, and service quality on customer loyalty in Fatmawati Branch of Bank BNI Syariah. Data employed in this research was primary one; data collection was carried out using questionnaire distributed directly with random sampling method; the object of research was customers of Bank BNI Syariah. This research was expected to contribute to the bank, particularly Fatmawati Branch of Bank BNI Syariah, in order to give good service to their customers. The result of research showed that marketing mix, brand image, and service quality affected positively and significantly the customer loyalty in Fatmawati Branch of Bank BNI Syariah either partially or simultaneously.
PENGARUH BRAND IMAGE, LOKASI DAN STORE ATMOSPHERE TERHADAP PROSES KEPUTUSAN PEMBELIAN KONSUMEN PADA MINIMARKET “KEDAI YATIM” Fikri, Muhammad Zainul; Mulazid, Ade Sofyan
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 4 No. 1 (2018): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (595.678 KB) | DOI: 10.30997/jsei.v4i1.1066

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh brand image, lokasi dan store atmosphere terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim". Jenis penelitian ini adalah kuantitatif. Sumber data penelitian ini merupakan data primer yang berasal dari sampel yaitu konsumen minimarket "Kedai Yatim". Pengumpulan data dilakukan dengan menyebarkan kuesioner kepada 100 responden. Penelitian ini menggunakan metode analisis Regresi Berganda. Hasil temuan dari penelitian ini menunjukkan bahwa: (1) brand image berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (2) lokasi berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim" (3) store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim", dan (4) brand image, lokasi dan store atmosphere berpengaruh secara signifikan terhadap proses keputusan pembelian konsumen pada minimarket "Kedai Yatim".Kata Kunci : Brand Image, Lokasi, Store Atmosphere, Proses Keputusan Pembelian
Capitulation and Siyasah Syar’iyah Al-Maliyah Impact on Economic Stability of the 18th & 19th Ottoman Turks Saharuddin, Desmadi; Meirison, Meirison; Chusna, Inayatul; Mulazid, Ade Sofyan
QIJIS Vol 7, No 2 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/qijis.v7i2.4847

Abstract

Free trade and foreign investment that characterize the 21st Century trade and business model do not benefit all parties, particularly Islamic countries. Only those who have well-established economic system and large capital gain the most benefit. This condition had occurred during the Ottoman Khalifah. Therefore, this article aims to prove that free trade and foreign investment during the Ottoman, in the form of capitulation, brought negative impact on the Ottoman’s economy and politics. Capitulation is an agreement between the Ottoman and Western European countries that regulated economic and legal sectors by giving privilege to the European countries to come and trade in the Ottoman. The Ottoman became a free market place that eliminated the Islamic economic system. The Ottoman saw the agreement as its Siyasah Syar’iyah Al-Maliyah to protect the political sovereignty when facing European countries. Once the agreement benefited the Ottoman, later it caused economic political problems. The domestic industries faced difficulty when competing with foreign trades. The Ottoman government did not have full authority over the law and justice of the Europeans in the Ottoman. The capitulation that was expected by the Ottoman to protect its economy and politics had put the country under the domination of Western Europe. What happened to the Ottoman is proof that the free market is only beneficial to developed countries with active industries. Therefore, this historical fact should be reference for Islamic countries in conducting their foreign economic system.
Pengaruh Kualitas Pelayanan dan Corporate Social Responsibility Terhadap Citra Perusahaan Nurjanah, Risna; Mulazid, Ade Sofyan
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2018): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v9i1.40-53

Abstract

AbstractThis research aims to analyze the quality of service and corporate social responsibility BNI Syariah against corporate image in PT BNI Syariah Center, Jakarta. Sampling technique used in this research is convenience sampling method, then the data in the process by using multiple linear regression analysis method. Sample in this research is BNI Syariah Center customer, Jakarta amounts to 100 respondents. This research is a quantitative research and data analysis method using multiple liniear regression. The result of this research shows that partially the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank. Simultaneously the service quality and corporate social responsibility variables significantly influence the image of the company in syariah bank at the level of significance less than 0.05 or 5%.AbstrakPenelitian ini bertujuan untuk menganalisis kualitas pelayanan dan corporate social responsibility BNI Syariah terhadap citra perusahaan di PT BNI Syariah Pusat, Jakarta. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah metode convenience sampling. Kemudian data diproses dengan menggunakan metode analisis regresi linear berganda. Sampel dalam penelitian ini merupakan nasabah BNI Syariah Pusat, Jakarta berjumlah 100 responden. Penelitian ini adalah penelitian kuantitatif dan metode analisis data menggunakan regresi liniear  berganda. Hasil dari penelitian ini menunjukan bahwa secara parsial variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah. Secara simultan variabel kualitas pelayanan dan corporate social responsibility berpengaruh secara signifikan terhadap citra perusahaan di bank syariah pada tingkat signifikansi kurang dari 0,05 atau 5%.
THE EFFECT OF DISTRIBUTION FUNDS OF ZAKAT INFAQ SHADAQAH, SOCIAL ASSISTANCE EXPENDITURE, AND SUBSIDY EXPENDITURE ON POVERTY IN INDONESIA Mulazid, Ade Sofyan; Mufliha, Nurul Mudhiatil
I-Economics Vol 5 No 1 (2019): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v5i1.3689

Abstract

This study aims to analyze the effect of the distribution funds of Zakat Infaq Shadaqah (ZIS), social assistance expenditure and subsidy expenditure on poverty in Indonesia 2013-2017 period. The sample from this study consisted of ZIS data obtained at the National Alms Agency (known as BAZNAS). Then social assistance expenditure and subsidy expenditure and the latest poverty data obtained at the Central Statistics Agency (BPS). In this research, the method used multiple linear regression analysis by testing classical assumptions. The results of this study are according to the results of the F test that the three independent variables (ZIS, social assistance expenditure and subsidy expenditure) have a simultaneous effect on the dependent variable (poverty) by having a significance value of 0,000, which means less than 0.05.Furthermore, it is supported by the results of the T-test that the three independent variables partially have a significant effect on the dependent variable, with a significance value in the ZIS variable was 0,000. Then, social assistance expenditure was 0.025. The last, subsidy expenditure was 0,000. It means lower than 0.05
THE EFFECT OF MULIA, AR-RUM, SHARIA-COMPLIANT BANK OF INDONESIA’S CERTIFICATE, INFLATION AND BI RATE ON SHARIA PAWNSHOP’S INCOME IN INDONESIA Mulazid, Ade Sofyan; Astriana, Nina
I-Economics Vol 5 No 2 (2019): I-ECONOMICS
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/https://doi.org/10.19109/ieconomics.v5i2.5000

Abstract

This research aimed to analyze the effect of Mulia, Ar-Rum, Sharia-compliant Bank of Indonesia (sharia-compliant Bank of Indonesia)’s Certificate, Inflation and BI Rate on sharia pawnshop’s income in Indonesia during 2015-2017. Case study being the object of research was PT. Pegadaian (Persero). Secondary data derived from annual report published by Pegadaian (thereafter called Pawnshop). This study employed a multiple regression analysis method. The result of research showed that (1) Mulia financing affected significantly the income of Sharia pawnshop (thereafter, called Sharia pawnshop), (2) Ar-Rum Financing did not affect significantly the income of Sharia Pawnshop, (3) Sharia-compliant Bank of Indonesia’s Certificate did not affect significantly the income of Sharia pawnshop, and (4) inflation affected significantly the income of Sharia pawnshop and BI Rate affected Sharia pawnshop’s income significantly
Impact of Covid-19 Pandemic on Ministry of Religious Affairs Policy in Entrepreneurial Development of Pondok Pesantren Fatmawati, Fatmawati; Mulazid, Ade Sofyan
Madania: Jurnal Kajian Keislaman Vol 25, No 2 (2021): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v25i2.5052

Abstract

This study aims to analyze the impact of the Covid-19 pandemic on the Ministry of Religious Affairs policies in the development of entrepreneurial pondok pesantren (Islamic boarding schools). This research method, using a qualitative descriptive approach. The primary data source comes from interviews and activity reports obtained directly from the office of the Directorate of Diniyah Education and Pondok Pesantren of the Ministry of Religious Affairs and other relevant documentation. Data analysis techniques using descriptive qualitative analysis, intended to find out the social reality of the Ministry of Religious Affairs as policymakers of entrepreneurial pondok pesantren assistance programs affected by the Covid-19 pandemic that was constructed by the mass media through advertising creators and newsmakers. The results showed that the Covid-19 pandemic also affected the economic life of pesantren huts, so policies and strategic measures were needed in developing vocational life skill education programs designed to support the sustainable progress of pesantren business units. The entrepreneurial and vocational lifeskill pondok pesantren movement initiated by the Ministry of Religious Affairs in collaboration with Bank Indonesia has broader implications on aspects of the reach of ummah economic empowerment and pesantren economic independence improving the welfare of the surrounding community. Penelitian ini bertujuan untuk menganalisis dampak pandemi Covid-19 terhadap kebijakan Kementerian Agama dalam pengembangan entrepreneurial pondok pesantren. Metode penelitian ini menggunakan pendekatan kualitatif deskriptif. Sumber data primer berasal dari wawancara dan laporan kegiatan yang diperoleh langsung dari kantor Direktorat Pendidikan Diniyah dan Pondok Pesantren Kementerian Agama, serta dokumentasi lainnya yang relevan. Tehnik analisis data menggunakan analisis kualitatif deskriptif, dimaksudkan untuk mengetahui realitas sosial Kementerian Agama sebagai pengambil kebijakan program bantuan entrepreneurial pondok pesantren terdampak akibat pandemi Covid-19 yang dikonstruk media massa melalui pencipta iklan dan pembuat berita. Hasil penelitian menunjukan bahwa pandemi Covid-19 ikut berpengaruh pada kehidupan ekonomi pondok pesantren, sehingga diperlukan kebijakan dan langkah-langkah strategis dalam megembangkan program pendidikan lifeskill vokasional pondok pesantren yang dirancang untuk mendukung kemajuan unit bisnis pesantren secara berkelanjutan. Gerakan entrepreneurial dan pendidikan lifeskill vokasional pondok pesantren yang digagas Kementerian Agama bekerjasama dengan Bank Indonesia ini, memiliki implikasi yang lebih luas pada aspek jangkauan pemberdayaan ekonomi umat dan kemandirian ekonomi pesantren, serta peningkatan kesejahteraan masyarakat sekitar.