Andi Muhammad Ali Amiruddin, Andi Muhammad Ali
UIN Alauddin Makassar

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

Wakaf Tunai dan Pemberdayaan Ekonomi Masyarakat Said, Salmah; Amiruddin, Andi Muhammad Ali
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 3, No 1 (2019)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (561.771 KB) | DOI: 10.24252/al-mashrafiyah.v3i1.7739

Abstract

Waqf is one of muamalah activities that has spiritual, social and economic dimensions. Traditionally, waqf has only been interpreted as giving in the form of immovable property such as land and buildings whose designation is limited to the construction of houses of worship and education (schools). However, in fact movable endowments such as cash waqf (money) has long been practiced by Muslims such as in the Umayyad and Abbasid dynasties, only not as popular as land or building endowments. At present, along with the development of public understanding of the practice of Islamic philanthropy, endowments, especially cash waqf, are directed towards the development and empowerment of the economy, for the sake of fulfilling society economic welfare.Keywords: Cash Waqf, Muamalah Activities, Society Economic Welfare.Wakaf merupakan salah satu kegiatan muamalah yang memiliki dimensi spiritual, sosial, dan ekonomi. Secara tradisional, selama ini wakaf hanya dimaknai sebagai pemberian dalam bentuk barang tidak bergerak seperti tanah dan bangunan yang peruntukannya terbatas pada pembangunan rumah ibadah dan pendidikan. Namun, sebenarnya wakaf barang bergerak seperti wakaf tunai (uang) telah lama dipraktikkan oleh umat Islam seperti di masa dinasti Umayah dan Abbasiyah, hanya tidak sepopuler wakaf tanah ataupun bangunan. Saat ini, seiring perkembangan pemahaman masyarakat tentang praktik filantropi Islam, wakaf terutama wakaf tunai diarahkan bagi pengembangan dan pemberdayaan ekonomi, untuk sebesar-besarnya peningkatan kesejahteraan ekonomi umat.Kata Kunci: Wakaf Tunai, Kegiatan Muamalah, Kesejahteraan Ekonomi Umat
Mashlaha in Financing Risk Measurement in Sharia Financing Institutions Said, Salmah; Sofyan, A. Syathir; Amiruddin, Andi Muhammad Ali
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.4992

Abstract

The crisis of confidence in the credit rating agency forced Islamic financing institutions to apply risk measurement methods independently and renewed the study of credit risk measurement. Moreover, this research also discusses mashlaha (public interest) in measuring financing risk. This research uses a mixed method approach, combining quantitative methods to measure risk by utilizing CreditRisk+, and qualitative methods in analyzing mashlaha in these measurements. This study revealed that CreditRisk+ is able to measure financing risk accurately. This study also found that there is mashlaha as part of maqashid al-sharia in risk measurement, namely 1) Tahdzib al-Fard, that makes a financial institution capable of independently measuring the risk of its own financing; 2) Iqamah al-Adl, independent measurement will create information justice by comparing measurement results both internally and externally. 3) Mashlaha itself, with internal risk measurement, will reduce systemic risk. The implications of this study is the use of mashlaha in analyzing financing risk provides more stringent prudential in the measurement of financing risk.
Mashlaha in Financing Risk Measurement in Sharia Financing Institutions Said, Salmah; Sofyan, A. Syathir; Amiruddin, Andi Muhammad Ali
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.4992

Abstract

The crisis of confidence in the credit rating agency forced Islamic financing institutions to apply risk measurement methods independently and renewed the study of credit risk measurement. Moreover, this research also discusses mashlaha (public interest) in measuring financing risk. This research uses a mixed method approach, combining quantitative methods to measure risk by utilizing CreditRisk+, and qualitative methods in analyzing mashlaha in these measurements. This study revealed that CreditRisk+ is able to measure financing risk accurately. This study also found that there is mashlaha as part of maqashid al-sharia in risk measurement, namely 1) Tahdzib al-Fard, that makes a financial institution capable of independently measuring the risk of its own financing; 2) Iqamah al-Adl, independent measurement will create information justice by comparing measurement results both internally and externally. 3) Mashlaha itself, with internal risk measurement, will reduce systemic risk. The implications of this study is the use of mashlaha in analyzing financing risk provides more stringent prudential in the measurement of financing risk.