Risfiana Mayangsari
UIN Fatmawati Soekarno Bengkulu

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PERAMALAN PROFITABILITAS PERBANKAN SYARIAH INDONESIA: STUDI BANK RAKYAT INDONESIA SYARIAH PRA MERGER TAHUN 2010-2020 Adi Sopian; Risfiana Mayangsari; Siti Rohmat; Lilis Sulastri
Komitmen: Jurnal Ilmiah Manajemen Vol 3, No 2 (2022): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v3i2.22240

Abstract

This study aims to determine the performance of return on assets, the ratio of operating expenses to operating income, return on equity, and non-performance Financings in the next 10 years. This research method uses a quantitative descriptive method to predict the growth of Islamic banking profitability. The population and sample used in the pre-merger study of Bank Rakyat Indonesia Syariah. The data used is financial reports for ROA values every year from 2010-2020. The research results show that there has been a decline in the profitability of Bank Rakyat Indonesia Syariah. This is shown by the prediction of a decrease in ROA, BOPO, ROE and NPF. The decision to merge with Bank Syariah Indonesia was the right decision because it can be seen from the growth rate of BRIS' profitability that tends to decrease every year.