Supriadi Supriadi
Universitas Islam Negeri Alauddin Makassar, Indonesia

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Fiduciary Principle in Maintaining Islamic Banking Customer's Loyalty amidst the Covid-19 Pandemic Supriadi Supriadi; Samsul Samsul; Trisno Wardy Putra; Trimulato Trimulato; Muhlis Muhlis; Farid Fajrin; Nur Isra Ahmad
Al-Azhar Journal of Islamic Economics VOLUME 3 NOMOR 2, JULI 2021
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v3i2.83

Abstract

Islamic banks as intermediary institutions shall maintain and comply with sharia principles so that in carrying out their business, they will continue to gain trust from the community, especially during the Covid-19 pandemic. The principle that is highly fundamental for the existence of an industry including sharia banks is fiduciary principle. The purpose of this study was to examine the implementation of the fiduciary principle in maintaining customer loyalty amid the Covid-19 pandemic. The research method used in this study was descriptive analysis. The type of data used was secondary data, namely in the form of articles, magazines, research journals, books, and other sources relevant to this study. The data collection technique used was documentation technique. The results of the study showed that the trust given to customers by sharia banks can increase customer loyalty in conducting various transactions. In addition, various efforts also needed to be made by sharia banks in order to maintain customer loyalty in the midst of the current pandemic by improving service quality and maintaining customer perceptions regarding the image of the bank. Therefore, sharia banks must uphold this fiduciary principle in order to prevent banking risks that may occur amidst the COVID-19 pandemic.
THE ROLE OF SHARIA AUDIT IN THE IMPLEMENTATION OF ISLAMIC SOCIAL FINANCE DURING THE COVID-19 PANDEMIC Farid Fajrin; Supriadi Hamid; Muhlis Muhlis; Tri Mulato; Trisno Wardy Putra
Jurnal Ilmiah Akuntansi Peradaban Vol 6 No 2 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jiap.v6i2.16570

Abstract

Islamic social finance has an important role as an alternative solution to handling economic problems during the Covid-19 pandemic through zakat, infaq, alms and waqf (ZISWAF). In managing ZISWAF, a supervision and control system is needed in the form of a sharia audit. This study focuses on the role of sharia auditing in Islamic social finance governance during the Covid-19 pandemic. The study was conducted through a literature study with a qualitative descriptive method. The results of this study indicate that sharia auditing has the role of (1) ensuring the governance of Islamic social finance in the form of ZISWAF in accordance with the guidelines stipulated by Islamic law; (2) Assessing the extent to which the goals and objectives that have been set for the implementation of Islamic social finance programs are achieved effectively and efficiently in accordance with predetermined rules; and (3) As a form of accountability from Islamic social finance management institutions to stakeholders.Keywords: Shariah Audit, Islamic Social Finance, Covid-19
Pemahaman Nilai-Nilai Etika Konsumsi Islami terhadap Perilaku Konsumtif Mahasiswa Perbankan Syariah Supriadi Supriadi; Nur Isra Ahmad
Jurnal Hukum Ekonomi Syariah Vol 4, No 01 (2020): JURNAL HUKUM EKONOMI SYARIAH (JUNI 2020)
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (693.342 KB) | DOI: 10.26618/j-hes.v4i01.3376

Abstract

Penelitian ini bertujuan untuk menemukan dan menganalisis pengaruh pemahaman nilai-nilai etika konsumsi Islami terhadap perilaku konsumtif mahasiswa perbankan syariah UIN Alauddin Makassar. Jenis penelitian ini adalah kuantitatif dengan responden berjumlah 30 orang dan teknik pengambilan sampel menggunakan probability sampling (simple random sampling). Metode pengumpulan data yang digunakan ialah angket tertutup dengan menggunakan skala likert. Teknik pengolahan data yang dilakukan ialah melalui analisis deskriptif, prasyarat analisis, dan analisis inferensial.Hasil penelitian menunjukkan bahwa: 1) Pemahaman nilai-nilai etika konsumsi Islami mahasiswa perbankan syariah UIN Alauddin Makassar berada pada kategori sedang dengan persentase sebesar 70% 2) Perilaku konsumtif mahasiswa perbankan syariah UIN Alauddin Makassar berada pada kategori sedang dengan persentase sebesar 73,33% 3) Terdapat pengaruh pemahaman nilai-nilai etika konsumsi Islami terhadap perilaku konsumtif mahasiswa dengan membandingkan t hitung dan t tabel. Nilai t hitung t tabel (12,522 1,701) dan signifkansi 0,05 (0,000 0,05, maka Ho ditolak dan Ha diterima.
Implementasi Prinsip-Prinsip Perbankan Syariah untuk Mempertahankan Loyalitas Nasabah Supriadi Supriadi; Ismawati Ismawati
JURNAL HUKUM EKONOMI SYARIAH Volume 3, No. 1, April 2020
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v0i0.7002

Abstract

Prinsip dalam perbankan syariah penting sebagai dasar yang dapat dijadikan pokok berpikir terkait pondasi muamalah dan segala transaksi di dalam dunia perbankan syariah. Prinsip-prinsip dasar perbankan syariah tersebut ialah prinsip bebas maghrib (maysir, gharar, haram, riba, dan batil), kepercayaan dan kehati-hatian dalam pengelolaan kegiatan perbankan syariah, dan prinsip yang didasarkan pada akad. Ketiga prinsip tersebut pada intinya mengacu kepada syariah Islam dengan berpedoman kepada Al-Qur'an dan Hadis sehingga harus diimplementasikan di dalam berbagai kegiatan operasionalnya.
Service Excellent For Islamic Micro Financial Institution During Covid-19 Pandemic Trimulato Trimulato; Muhlis Muhlis; Farid Fajrin; Supriadi Hamid; Trisno Wardy Putra
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 10 No 1 (2021): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v10i1.318

Abstract

The development of Islamic financial institutions in Indonesia continues to increase. But, the development of Islamic finance institutions is hindered due to the impact of the Covid-19 outbreak. In particular, Islamic non-bank financial institutions include Islamic microfinance institutions (IMFI). SMEs that become the market segment of IMFI are affected by the Covid-19. Amid this condition, IMFI still has survived and developed and provides excellent service to customers. This study aims to determine the development of IMFI and to know the pattern of service excellence for IMFI in the condition of the Covid-19 outbreak. This research is qualitative and uses library research. Data sources obtained from several sources are considered relevant themes, especially sources of certain institutions that provide data relating to the development of IMFI. The data analysis technique used is a qualitative descriptive overview of the development of IMFI and service excellent pattern for amid the Covid-19 outbreak. Results showed the growth of IMFI in March 2021, whose assets experienced growth of 6.8 percent and financing growth of 13.66 percent. IMFI can do the excellent service pattern amid the Covid-19 outbreak, continues services as usually by following existing rules, increasing intensity of communication with customers, cooperating with other Islamic financial institutions, and improving service indirectly giving customers access.