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All Journal EL-MUHASABA Bisman (Bisnis dan Manajemen): The Journal of Business and Management Jurnal Konstanta : Ekonomi Pembangunan Jurnal Ilmu Ekonomi Journal of Finance, Economics, and Business Jurnal Abdi Anjani Journal of Social Science and Multidisciplinary Analysis Pedagogic Research - Applied Literacy Journal Jurnal Pelayanan Masyarakat Elastisitas: Jurnal Ekonomi Pembangunan
Fitra Ria Silvida
Universitas Bina Sehat PPNI Mojokerto
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Angkatan Kerja Indonesia Berdasarkan Tingkat Pendidikan Fitra Ria Silvida; Robby Anggriawan; Muhammad Indra Gunawan; Muhammad Dzul Fadlli
Jurnal Ilmu Ekonomi Vol. 1 No. 1 (2022): Jurnal Ilmu Ekonomi (JIE)
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1077.461 KB)

Abstract

Angkatan kerja Indonesia mayoritas bekerja dan berpendidikan rendah. Angkatan kerja yang bekerja justru paling banyak dari yang berpendidikan rendah atau pendidikan rendah justru tingkat penganggurannya paling kecil. Kondisi ini mendorong untuk diteliti faktor yang mempengaruhinya. Penelitian ini menggunakan data survey angkatan kerja nasional (sakernas). Analisis penelitian menggunakan logit model untuk mengetahui faktor yang mempengaruhi angkatan kerja. Sedangkan penggunaan multinomial logit model dilakukan untuk menguji faktor yang mempengaruhi tenaga kerja dan pengangguran berdasarkan tingkat pendidikan. Temuan dalam penelitian, pertama determinan angkatan kerja yaitu umur, jenis kelamin, wilayah, status pernikahan, upah dan sektor. Sedangkan faktor yang mempengaruhi tenaga kerja dan pengangguran bervariasi sesuai dengan tingkat pendidikan.
ANALYSIS OF CREATIVE ECONOMIC EMPOWERMENT IN MOJOKERTO DISTRICT Fitra Ria Silvida
Journal of Finance, Economics and Business Vol. 2 No. 2 (2023): JFEB, November 2023
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v2i2.91

Abstract

n responding to challenges in the post-pandemic era and in order to fulfill the mandate of the strategic plan and RPJMD related to finding new alternatives to drive the economy through the creative economy, Mojokerto Regency, among others, has made several efforts to empower and stimulate the growth of a new creative economy in the fields of promotion, socialization and also financing. In addition to these empowerment efforts, identifying creative economy potential, challenges in development, creative industry distribution areas and creative economy financing mechanisms are other elements examined in this study. This research uses descriptive qualitative research methods using primary and secondary data. The method used is interviews and data collection from the publication of agency/institutional documents. The purpose of this research is to find out the potential of creative industries in Mojokerto Regency, challenges in development, empowerment efforts, distribution areas, and creative economy financing mechanisms in Mojokerto Regency.
ANALYSIS OF THE IMPACT OF THE PANDEMIC ON THE ECONOMY : (Case Study of Gross Domestic Product, Poverty, and Unemployment in Indonesia) Fadlli, Muhammad Dzul; Gunawan, Muhammad Indra; Anggriawawn, Robby; Silvida, Fitra Ria
Journal of Social Science and Multidisciplinary Analysis Vol. 1 No. 3 (2024): Journal of Social Science and Multidisciplinary Analysis (Jossama), July 2024
Publisher : Noble Cendekia Indonesia

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Abstract

This study examines the impact of the Covid-19 pandemic on Indonesia's economic conditions using a quantitative method, the Difference T-Test. The data is secondary from the Central Statistics Agency, focusing on GDP, unemployment, and poverty in 34 provinces in Indonesia. The study uses a different t-test, to test the hypothesis that there is a significant difference between before and after the pandemic covid-19. The result that indicating no significant difference in GDP before and after the pandemic, the unemployment rates before and after the pandemic are significantly different, and no statistically significant difference between poverty before and after the pandemic
FINANCIAL GOVERNANCE TRAINING TO IMPROVE FINANCIAL PERFORMANCE FOR PRINTING BUSINESS ACTORS Agung Wijaya; Fitra Ria Silvida; Tito Malindo
Pedagogic Research-Applied Literacy Journal Vol. 1 No. 3 (2024): Volume 1 Number 3 July 2024
Publisher : Suluh Adiluhung Publisher (SAPub)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70574/g0crbq97

Abstract

This community service activity aims to increase the understanding and skills of Brangkal printing business actors in financial management. Through this training, business actors are expected to be able to manage their finances more effectively and efficiently, which in turn will improve the performance and sustainability of their business. The methods used in this training include material delivery, interactive discussions, and direct practice. The training material includes the basics of accounting, cash flow management, preparation of financial reports, and financial planning strategies. The results of this training show a significant increase in participants' understanding and ability to manage business finances. Participants also reported positive changes in the way they recorded and planned their finances, which resulted in increased operational efficiency and profitability of their businesses. Discussions in this training identified several challenges faced by business actors in implementing good financial governance, including limited resources and previous knowledge. However, through this training, business actors obtain practical solutions and support to overcome these challenges.
Putra Daerah Membangun Daerah Melalui Literasi Kinerja Keuangan Pemerintah Daerah Fitra Ria Silvida; Aulia Zanuarisma; Meila Sari
Jurnal Pelayanan Masyarakat Vol. 1 No. 4 (2024): Desember: Jurnal Pelayanan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/jpm.v1i4.936

Abstract

The results of the pre-test and post-test in this service show that local students, in this case MA students, are old enough to be considered capable of logical thinking and are considered to have advantages in understanding the social, cultural context and local potential of Mojokerto Regency. So that it can become an agent of change in encouraging more transparent, efficient and accountable financial governance. Good financial literacy contributes to increasing Regional Original Income (PAD), spending efficiency, and budget management that is oriented to community needs. To achieve this, this service invites and encourages MA Al Kautsar students to think critically, logically and encourages students to have concern for Mojokerto Regency. Students are encouraged to choose roles that can contribute to the better development of Mojokerto Regency. The post test results show that students plan to choose roles that are oriented towards developing personal skills which also have an impact on solving community problems, for example becoming health workers, education workers, and even improving skills in understanding religion such as memorizing the Koran. This service article recommends increasing the capacity of local youth through continuous training, strengthening collaboration between government and society, and applying modern technology to increase financial transparency. With this approach, Mojokerto Regency can realize better financial governance and inclusive and sustainable development through human resources who are active, intelligent and care about the progress of the region.
Pengembangan Potensi IKM Kreatif Berbasis Teknologi di Kabupaten Mojokerto Silvida, Fitra Ria; Ardiantoro, Luki; Sari, Meila; Zanuarisma, Aulia
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 8 No. 2 (2025): Juli 2025
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v8i2.3325

Abstract

Creative small and medium industries (SMEs) have an important role in regional economic growth, including in Mojokerto Regency. However, challenges such as limited access to technology, digital marketing, and product innovation are still major obstacles to the development of creative SMEs. This study aims to identify the potential of creative SMEs in Mojokerto Regency and develop technology-based strategies to improve their sustainable competitiveness. The research method used is a qualitative approach through surveys and interviews. The results of the study show that the use of technology in digital marketing production, and business management contributes significantly to increasing the efficiency and market reach of Creative SMEs. Thus, the development of technology-based creative SME potential is expected to be a strategic solution in encouraging regional economic growth and improving the welfare of SME business actors in Mojokerto Regency.
Analysis of Indonesia’s Propensity to Consume Before and During the Pandemic Fadlli, Muhammad Dzul; Gunawan, Muhammad Indra; Anggriawawn, Robby; Silvida, Fitra Ria; Satarudin, Satarudin
Journal of Finance, Economics and Business Vol. 3 No. 1 (2024): JFEB, May 2024
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jfeb.v3i1.110

Abstract

The pandemic has hit the country's economic conditions, one of which has affected people's consumption patterns. This study aims to find out and analyze Indonesia’s consumption pattern by looking for how much the marginal propensity to consume (MPC) of the Indonesian people before and during/after the pandemic and to compare their consumption tendencies. The method used in this study is a quantitative method both descriptive and comparative. The use of descriptive quantitative methods to determine and analyze MPC. Meanwhile, to find out the comparison of consumption before the pandemic and at that time used Paired t-test Wilcoxon. This study analyzes Indonesia's consumption by cross-section data from 34 provinces. The result descriptive analysis showed that the propensity to consume before the pandemic was about higher than during the pandemic. Wilcoxon test showed that there is a difference in the propensity to consume before the pandemic and during the pandemic. This research indicates that has been decreasing in the propensity to consume during the pandemic.
Determinan Penghindaran Pajak: Moderasi Keterbatasan Keuangan Nia Rifvany Agustin Wulandari; Nadya Fitriyah Nur Aisyah; Fitra Ria Silvida; Rony Wardhana
EL MUHASABA: Jurnal Akuntansi (e-Journal) Vol 17, No 1 (2026): EL MUHASABA
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/em.v17i1.34396

Abstract

Purpose: This study aims to examine the effect of corporate risk, capital intensity ratio, and family ownership on tax avoidance, by considering financial constraints as a moderating variable. Method: This study uses data of 225 observations from the cen sus technique where all LQ45 companies on the Indonesia Stock Exchange are the research sample. The data were analyzed using the Partial Least Square (PLS) approach with the help of SmartPLS software. Results: The results show that corporate risk and family ownership have a positive and significant effect on tax avoidance. The capital intensity ratio does not show a significant effect. Financial constraints significantly moderate the relationship between family ownership and tax avoidance in a negative direction. Implication: This study enriches tax avoidance literature by highlighting the role of ownership structure and internal financial conditions, offering valuable insights for tax policy and fiscal oversight. Novelty: The study introduces financial constraints as a moderator in the link between family ownership and tax avoidance—an underexplored area in Indonesian public companies—using LQ45 firms to reflect real market dynamics.
Formulasi Pengembangan Literasi Keuangan dan Kewirausahaan Santri : Studi Kasus Pesantren di Mojokerto, Jawa Timur Fitra Ria Silvida
Jurnal Konstanta Vol. 5 No. 1 (2026): Jurnal Konstanta : Ekonomi Pembangunan, Juni 2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/konstanta.v5i1.3115

Abstract

Literasi keuangan dan jiwa kewirausahaan merupakan kompetensi penting yang perlu dimiliki santri agar mampu mengelola keuangan pribadi secara bijak, mandiri, dan produktif. Namun, pendidikan keuangan di lingkungan pesantren masih sering berlangsung secara konvensional dan belum sepenuhnya terintegrasi dengan media digital yang dekat dengan kebiasaan belajar generasi muda. Artikel ini bertujuan merumuskan konsep aplikasi mobile “Santri Cerdas Finansial” sebagai media pembelajaran dan pendampingan pengelolaan keuangan pribadi santri sekaligus penguatan jiwa kewirausahaan. Penelitian ini menggunakan pendekatan research and development. Penelitian ini dilakukan di MTS Al-Azhar dan MA Al-Kautsar Mojokerto, dimana kedua jenjnag sekolah tersebut merupakan sekolah berbasis pesantren dan kedua sekolah tersebut berasa dalam naungan 1 pesantren yang sama. Hasil kajian menunjukkan bahwa aplikasi yang relevan bagi santri perlu memuat fitur pencatatan pemasukan dan pengeluaran, perencanaan anggaran, target tabungan, edukasi keuangan syariah, simulasi usaha sederhana, pencatatan modal dan laba, serta refleksi karakter kewirausahaan berbasis nilai pesantren. Formulasi aplikasi ini diharapkan dapat menjadi inovasi pembelajaran ekonomi dan kewirausahaan di pesantren yang bersifat praktis, kontekstual, dan adaptif terhadap transformasi digital. Artikel ini merekomendasikan pengembangan lanjutan berupa pembuatan prototipe, validasi ahli, uji coba terbatas, dan pengukuran efektivitas aplikasi terhadap peningkatan literasi keuangan serta intensi kewirausahaan santri.
Membangkitkan Jiwa Ekonomi Kreatif Melalui Pelatihan Penghitungan Laba Rugi dan BEP Pada Siswa SMP IT Al- Azhar Mojokerto Fitra Ria Silvida
Jurnal Abdi Anjani Vol 1 No 2 (2023): Jurnal Abdi Anjani (JAA)
Publisher : Program Studi Pariwisata, Fakultas Ekonomi dan Bisnis,Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/anjani.v1i2.889

Abstract

Providing material related to the creative economy to SMPIT Al Azhar students is expected to awaken the students' entrepreneurial spirit which is directed towards the creative economy. Community service begins with providing material related to socialization of the creative economy, analysis of the creative economic situation in Mojokerto Regency, providing material related to business plans, calculating profit and loss and BEP (BREAK EVENT POINT), then ends with providing business capital of IDR 100,000 to 5 a team of students with the most interesting business plan and one that can most realistically be run with that amount of capital. After that, assistance and monitoring of the business was carried out for the next month by resource persons and the school regarding the running of this creative economy business. The results obtained are 5 creative economic businesses that have been run by 5 student teams, earning a profit of 10-20% in the current one month period. This creative economy business unit is carried out and run within the school. So for students who do not receive capital assistance, you can be sure that these students at least know and understand that there is a creative economy that they can see as an opportunity to accommodate creative ideas and also make money. Apart from that, students are also able to calculate BEP (Break Event Point) and business profit and loss in a simple format but still does not reduce its important es
Co-Authors Agung Wijaya Anggriawan, Robby Anggriawawn, Robby Ardiantoro, Luki Aulia Zanuarisma Fadlli, Muhammad Dzul Fadlli Gunawan, Muhammad Indra Meila Sari Muhammad Dzul Fadlli Muhammad Indra Gunawan Nadya Fitriyah Nur Aisyah Nia Rifvany Agustin Wulandari Robby Anggriawan Rony Wardhana sari, Meila Satarudin Tito Malindo Zanuarisma, Aulia