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All Journal EL-MUHASABA Bisman (Bisnis dan Manajemen): The Journal of Business and Management Elastisitas Jurnal Ekonomi Pembangunan Jurnal Konstanta : Ekonomi Pembangunan Jurnal Ilmu Ekonomi Journal of Finance, Economics, and Business Jurnal Abdi Anjani Journal of Social Science and Multidisciplinary Analysis Pedagogic Research - Applied Literacy Journal Jurnal Pelayanan Masyarakat
Fitra Ria Silvida
Universitas Bina Sehat PPNI Mojokerto
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Formulasi Pengembangan Literasi Keuangan dan Kewirausahaan Santri : Studi Kasus Pesantren di Mojokerto, Jawa Timur Fitra Ria Silvida
Jurnal Konstanta Vol. 5 No. 1 (2026): Jurnal Konstanta : Ekonomi Pembangunan, Juni 2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/konstanta.v5i1.3115

Abstract

Literasi keuangan dan jiwa kewirausahaan merupakan kompetensi penting yang perlu dimiliki santri agar mampu mengelola keuangan pribadi secara bijak, mandiri, dan produktif. Namun, pendidikan keuangan di lingkungan pesantren masih sering berlangsung secara konvensional dan belum sepenuhnya terintegrasi dengan media digital yang dekat dengan kebiasaan belajar generasi muda. Artikel ini bertujuan merumuskan konsep aplikasi mobile “Santri Cerdas Finansial” sebagai media pembelajaran dan pendampingan pengelolaan keuangan pribadi santri sekaligus penguatan jiwa kewirausahaan. Penelitian ini menggunakan pendekatan research and development. Penelitian ini dilakukan di MTS Al-Azhar dan MA Al-Kautsar Mojokerto, dimana kedua jenjnag sekolah tersebut merupakan sekolah berbasis pesantren dan kedua sekolah tersebut berasa dalam naungan 1 pesantren yang sama. Hasil kajian menunjukkan bahwa aplikasi yang relevan bagi santri perlu memuat fitur pencatatan pemasukan dan pengeluaran, perencanaan anggaran, target tabungan, edukasi keuangan syariah, simulasi usaha sederhana, pencatatan modal dan laba, serta refleksi karakter kewirausahaan berbasis nilai pesantren. Formulasi aplikasi ini diharapkan dapat menjadi inovasi pembelajaran ekonomi dan kewirausahaan di pesantren yang bersifat praktis, kontekstual, dan adaptif terhadap transformasi digital. Artikel ini merekomendasikan pengembangan lanjutan berupa pembuatan prototipe, validasi ahli, uji coba terbatas, dan pengukuran efektivitas aplikasi terhadap peningkatan literasi keuangan serta intensi kewirausahaan santri.
Membangkitkan Jiwa Ekonomi Kreatif Melalui Pelatihan Penghitungan Laba Rugi dan BEP Pada Siswa SMP IT Al- Azhar Mojokerto Fitra Ria Silvida
Jurnal Abdi Anjani Vol 1 No 2 (2023): Jurnal Abdi Anjani (JAA)
Publisher : Program Studi Pariwisata, Fakultas Ekonomi dan Bisnis,Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/anjani.v1i2.889

Abstract

Providing material related to the creative economy to SMPIT Al Azhar students is expected to awaken the students' entrepreneurial spirit which is directed towards the creative economy. Community service begins with providing material related to socialization of the creative economy, analysis of the creative economic situation in Mojokerto Regency, providing material related to business plans, calculating profit and loss and BEP (BREAK EVENT POINT), then ends with providing business capital of IDR 100,000 to 5 a team of students with the most interesting business plan and one that can most realistically be run with that amount of capital. After that, assistance and monitoring of the business was carried out for the next month by resource persons and the school regarding the running of this creative economy business. The results obtained are 5 creative economic businesses that have been run by 5 student teams, earning a profit of 10-20% in the current one month period. This creative economy business unit is carried out and run within the school. So for students who do not receive capital assistance, you can be sure that these students at least know and understand that there is a creative economy that they can see as an opportunity to accommodate creative ideas and also make money. Apart from that, students are also able to calculate BEP (Break Event Point) and business profit and loss in a simple format but still does not reduce its important es
Co-Authors Agung Wijaya Anggriawan, Robby Anggriawawn, Robby Ardiantoro, Luki Aulia Zanuarisma Fadlli, Muhammad Dzul Fadlli Gunawan, Muhammad Indra Meila Sari Muhammad Dzul Fadlli Muhammad Indra Gunawan Nadya Fitriyah Nur Aisyah Nia Rifvany Agustin Wulandari Robby Anggriawan Rony Wardhana sari, Meila Satarudin Tito Malindo Zanuarisma, Aulia