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(ARTICLE RETRACTED) Empowering Disabled Economic Maqāṣid Asy-Syarī’ah Perspective in UD. Mutiara Handycraft Karangsari Buayan Kebumen Central Java Akhmad Faozan
Ijtimā`iyya: Journal of Muslim Society Research Vol 4 No 2 (2019)
Publisher : Postgraduate Program, State Institute on Islamic Studies Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v4i2.2285

Abstract

This article is RETRACTED
Pola dan Urgensi Positivisasi Fatwa-Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia tentang Perbankan Syariah di Indonesia Akhmad Faozan
Al-Manahij: Jurnal Kajian Hukum Islam Vol. 10 No. 2 (2016)
Publisher : Sharia Faculty of State Islamic University of Prof. K.H. Saifuddin Zuhri, Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3432.272 KB) | DOI: 10.24090/mnh.v10i2.941

Abstract

This article examines the way and urgency of making fatwas of National Sharia Board of the Indonesian Ulama Council (DSN-MUI) on Islamic banking into a positive law in Indonesia. The background of this article is the fact that the only basis on the implementation of compliance with sharia principles in the operations of Islamic banking in Indonesia is a fatwa of DSN-MUI about Islamic banking. However, the fatwa position in the Indonesian legal system does not have a binding force for citizens included in the business activities of Islamic banking. This is because Indonesia is not an Islamic state, which makes the fatwa as a legal basis. Thus, making the fatwas of DSN-MUI about Islamic banking into a positive law is very urgent for the development of Islamic banking operations in Indonesia in order to have a strong legal foundation. The making of fatwa of DSN-MUI into a positive law is conducted by Central Bank of Indonesia (Bank Indonesia). Members of Islamic Banking Committee at Bank Indonesia along with the DSN-' MUI compose a draft of a regulation based on the fatwa and then it is submitted to the Governor of Bank Indonesia to be enacted as some of Bank Indonesia's regulations, for example Bank Indonesia's Regulation, Bank Indonesia's Circular Letter, or the Compilation of Sharia Banking Products and Services.
PERAN DEWAN PENGAWAS SYARIAH (DPS) DALAM PENERAPAN SHARIAH COMPLIANCE PADA BAITUL MAAL WA TAMWIL (BMT) DI KOTA PURWOKERTO Akhmad Faozan
Jurnal Penelitian Agama Vol 16 No 1 (2015)
Publisher : IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (365.75 KB) | DOI: 10.24090/jpa.v16i1.2015.pp143-157

Abstract

Abstract: The results of this study indicate that: (1) DPS DPS at BMT-BMT in Purwokerto yet fully run seven role in BMT. They've run four roles that include directing, reviewing, supporting and playing. Three other role includes supervising, marketing, and mediating has not been implemented by the DPS of BMT-BMT in Purwokerto, (2) BMT-BMT in Purwokerto yet fully apply the shariah compliance. Of the six elements contained in the shariah compliance, BMT-BMT only applicate two elements, namely the conduct of halal profit business activities and trustful in paying and managing zakat and sadagah donation. Four other elements that have not been applied, that is, free of usury, gharar, gambling and trustworthy in operation; and (3) Constraints faced by DPS in their role as a watchdog of shariah compliance in BMT-BMT in Purwokerto are: (a) DPS's lacking knowledge about banking operations; and (b) DPS tend to occupied by their original jot. Keywords: Sharia Supervisory Board (DPS), Shariah Compliance, BMT
OPTIMALISASI PERAN DEWAN PENGAWAS SYARIAH PADA LEMBAGA KEUANGAN SYARIAH Akhmad Faozan
el-Jizya : Jurnal Ekonomi Islam Vol 2 No 1 (2014)
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.096 KB) | DOI: 10.24090/ej.v2i1.2014.pp23-40

Abstract

Dewan Pengawas Syariah (DPS) di Lembaga Keuangan Islam merupakan pihak yang bertanggung jawab dalam pengawasan prinsip-prinsip syariah. Oleh karenanya, anggota dewan dituntut untuk menguasai ilmu fiqh muamalah, keuangan dan ekonomi. Tapi dalam prakteknya, sangat sulit mendapatkan orang-orang yang benar-benar menguasai dua bidang ilmiah tersebut. Untuk mengatasi masalah ini, maka anggota DPS harus mendapatkan pendidikan khusus untuk mendukung profesi, profesional dan bekerja penuh waktu (full-time), memiliki dan menjadi anggota asosiasi profesional, memiliki komitmen untuk meningkatkan pengetahuan dan keterampilan yang berkualitas, serta berani menegur Lembaga Keuangan Islam manajer yang menyimpang dari ketentuan syariah.
Funding Philanthropy for PAUD Wadas Kelir Purwokerto Bayu Santo Nugroho; Akhmad Faozan; Mukhamad Hamid Samiaji
JURNAL INDRIA (Jurnal Ilmiah Pendidikan Prasekolah dan Sekolah Awal) Vol 7, No 2 (2022): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/jin.v7i2.5987

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Research on philanthropy for financing educational institutions aims to find out about how the philanthropy of financing is carried out at PAUD Wadas Kelir Purwokerto. This research is included in qualitative descriptive research with a case study method. Data collection techniques were obtained through observation (researchers went directly to the PAUD Wadas Kelir institution), interviews (to principals and parents) and documentation (learning activities, activity programs, school financing sources). The results of this study show that the philanthropy of financing educational institutions in PAUD Wadas Kelir carried out by the community also supports learning activities so that the PAUD Wadas Kelir institutions have survived until now.  The existence of this institutional financing philanthropy is very helpful in improving the quality of learning, completing school facilities, and improving the quality of early childhood education.
The Synergy of Muslim Communities Abroad in Preventing Islamic Radicalism (Evidence from Indonesia Muslim Community in Victoria, Australia) Ahmad Dahlan; Akhmad Faozan
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 1 (2021)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v6i1.7515

Abstract

IMCV (Indonesian Muslim Community in Victoria) was founded in 1997. Its existence and activities have been widely published in print and online media. However, these publications have yet to present IMCV as an organization that synergizes in counteracting radical Islamic ideology. The existence of IMCV is very strategic because its members are comprehensive and supported by several militant organizations, namely the young Indonesian generation in Australia, such as YIMSA (Young Islamic Muslim Students Association). This article found evidence of the synergy of IMCV as an Islamic organization of Indonesians in the state of Victoria will describe the synergy of IMCV in winning over Islamic radical ideas.
Pengaruh Tingkat Pendidikan dan Pendapatan terhadap Minat Menabung Dian Apriani; Akhmad Faozan
JURNAL PENDIDIKAN DAN KEWIRAUSAHAAN Vol 11 No 2 (2023)
Publisher : STKIP PGRI SITUBONDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/pkwu.v11i2.739

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Saving has a very important role for the future because saving is one way to manage finances. Saving means setting aside the money we have to save. Saving is also part of financial planning to deal with future needs. This study aims to measure the effect of education level and income on the interest in saving in the people of Pondoknangka Barat Hamlet, Beluk Village, Belik District, Pemalang Regency. Sampling using accidental sampling with a total of 100 respondents. The data obtained was then processed using the SPSS program using multiple linear regression analysis techniques. The results of the study show that there is a significant influence between education level and income simultaneously on the intention to save.
The Influence of Customer Perception About Profit Sharing, Promotion and Quality of Service on The Customer Interest in Saving at BRI Syari'ah Branch Purwokerto Akhmad Faozan
Ijtimā iyya Journal of Muslim Society Research Vol. 7 No. 2 (2022)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v7i2.8085

Abstract

Public perceptions and attitudes towards bank interest and profit-sharing systems vary widely. Some people in Indonesia accept and reject bank interest, but some others accept the profit-sharing system while still receiving interest. These diverse attitudes provide an interesting nuance as an illustration of people's perceptions and attitudes towards bank interest and profit sharing. This study aims to examine the effect of customer perceptions of profit sharing on the intention to save, examine the effect of customer perceptions of promotions on interest in saving, examine the effect of customer perceptions of service quality on interest in saving and examine the effect of profit sharing, promotion and service quality as a whole simultaneous on customers' interest in saving. The author distributes questionnaires to customers funding at BRI Syariah Purwokerto Branch. Respondents who became the sample in this study were 100 customers. The technique of determining the sample using the technique puposive sampling. The data analysis method is carried out by carrying out several tests, namely validity, reliability, classic assumptions and hypothesis testing which includes the t test and f test. The results of this study indicate that: 1) customer perceptions of profit sharing affect the customer's intention to save as indicated by the t-count value which is greater than t-table where the t-count value is 2.351 and the t-table value is 1.984, 2). Customer perceptions about promotions have no effect on the intention to save as indicated by the t-count value which is smaller than the t-table where the t-count value is 0.416 and the t-table value is 1.984, 3). Customer perceptions of service quality have an effect on customers' interest in saving as indicated by the t-count value which is greater than t-table where the t-count value is 2.102 and the t-table value is 1.984, and 4). customer perceptions about profit sharing, promotions and service quality simultaneously effect on the interest in saving as indicated by the results of the calculation of the f test where the value of f calculate 4.382 which is greater than f table 2.70.
Application of Mudharabah and Musyarakah Financing at the Sharia Rural Banks in The City of Purwokerto Akhmad Faozan
Ijtimā iyya Journal of Muslim Society Research Vol. 6 No. 2 (2021)
Publisher : Postgraduate Program, State Islamic University Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ijtimaiyya.v6i2.8113

Abstract

Islamic banks are financial institutions that carry out their business activities based on sharia principles. Sharia principles must be applied to contracts implemented in Islamic banks. One of the contracts applied in Islamic banks is mudharabah and musyarakah contracts. This study focuses on the discussion on how to apply mudharabah and musyarakah financing, the distribution of business profit sharing and the obstacles faced by Sharia Rural Banks in the City of Purwokerto in implementing this financing. This type of research is field research using a qualitative research approach. The author uses several methods of collection in this study, namely observation, interviews and documentation. There are three stages in qualitative data analysis, namely the data reduction stage, display data, and conclusion or verification. The results of this study indicate: First, the mechanism of mudharabah and musyarakah financing at Sharia Rural Banks in the City of Purwokerto includes the initial process, the analysis process, the approval process, and the disbursement process. Second, most of the profit sharing in mudharabah and musyarakah financing at Sharia Rural Banks in the City of Purwokerto uses an income projection that reaches 80%. The rest, using the method profit and loss sharing by 17% and revenue sharing as much as 3%. Third, the small percentage of use profit and loss sharing and revenue sharing as well as the large use of income projections due to constraints such as customers not having business financial reports, especially small customers, customers' reluctance to make business financial reports and Sharia Rural Banks in the City of Purwokerto not obliging to submit business financial reports.
PENGARUH BUDAYA ORGANISASI DAN LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN KSPPS BMT BEN SEJAHTERA Sikin, Sikin; Faozan, Akhmad
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 9, No 1 (2024): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v9i1.3389

Abstract

The positive growth of KSPPS BMT Ben Sejahtera (BMT BEST) over the last ten years is closely related to employee performance. These performance results are closely influenced by organizational culture and work environment. In realizing the vision and mission of BMT BEST, research is needed to discuss the influence of organizational culture and work environment on employee performance at BMT BEST. The research involved a research sample of 82% of all employees. The organizational culture variable studied is the culture that is the value of KSPPS BMT Ben Sejahtera, known by the acronym SEJAHTERA, which differentiates it from other research. The research results show that there is a positive influence of PROSPEROUS organizational culture and the Work Environment has a partial positive influence on employee performance with a significance value of less than 0.05 (respectively sig. organizational culture = 0.008 and sig. work environment 0.003). Meanwhile, through the results of the f test, it was found that the SEJAHTERA Organizational Culture and Work Environment together had a positive influence on Employee Performance with a sig. 0,000. The conclusion of this study accepts all research hypotheses.