Article Per Year (5 Year)
p-Index From 2021 - 2026
4.232
P-Index
This Author published in this journals
All Journal Economic Journal of Emerging Markets Jurnal Ekonomi & Studi Pembangunan Jurnal Manajerial Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit Journal of Economics Research and Social Sciences Jurnal Ekonomi Efektif Jurnal Pengabdian Teratai Jurnal Pengabdian Mandiri Jurnal Peradaban Masyarakat (JPM) Jurnal Manajemen Bisnis dan Organisasi JURNAL ECONOMINA GIAT: Jurnal Teknologi untuk Masyarakat Journal of Advances in Accounting, Economics, and Management Jurnal Pengabdian Masyarakat Journal of Management and Innovation Entrepreneurship (JMIE) E-Amal: Jurnal Pengabdian Kepada Masyarakat IECON: International Economics and Business Conference Optimum: Jurnal Ekonomi dan Pembangunan
Latifah Dian Iriani, Latifah Dian
Fakultas Ekonomi, Universitas Muhammadiyah Sorong, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Public Health Social Sciences Other

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

 1   2   3 
The Effect of Financial and Digital Literacy on Financial Behavior: Gender as a Moderating Variable Among Millenials and Generation Z Latifah Dian Iriani; Nurul Hidayah; Muhammad Amin
Jurnal Manajerial Vol. 13 No. 01 (2026): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jurnalmanajerial.v13i01.10862

Abstract

Background – The penetration of technology into economy sector effects individual ability to adapt the use of technology. It has impacted on the changes financial behavior by the ease of shopping and payment transactions which leads to extravagant. Moreover, those generation has high rate of debt compared than other generation whilst they have high financial literacy and digital financial literacy. Both skills suggest do not automatically effecting good financial behavior. Previous research has focused more on the direct affecting of financial literacy and digital financial literacy on financial behavior. However, this study attempts to explore by using demographic vaariables such as gender, given that is a factor that can effecting financial decision making, especially for Milenial and Z generation. Aim – This study aims to investigate the effect of financial literacy and digital financial literacy towards financial behavior for Z and Milenial generation by using gender as moderating variable. Design / methodology / approach – This study uses cross-sectional survey conducting in Province of Papua Barat Daya. The sample consist of 420 individual of Milenial and Z generations. Structural Equation Model and Partial Least Square (SEM-PLS) used for analysis techniques. Findings – The result shows that gender does not significantly strengthen the effect of financial literacy and digital financial literacy on the financial behavior of milenial and Z generation. While financial literacy and digital financial literacy have significant effect toward financial behavior. Research implication – This study reinforces previous research that showing financial literacy and digital financial literacy contribute in shaping financial behavior, particularly among young generation. Furhermore, the moderating variable of gender do not significantly strengthen the influence of financial literacy on digital financial literacy due to the widespread exposure and equitable to information. Policy maker, teacher, and financial institution should collaborate to design in order to strengthen young generation understanding of financial literacy and digital financial literacy through comprehensive learning embedded in the curriculum    Limitations – The future research can use the alternative moderating variable that used in order to further analysis towards financial literacy and digital financial literacy to financial behavior.
Towards Golden Indonesia 2045: A Sharia Circular Economy Model Integrating Halal Value Chain, Zero-Waste Practices, and Maqashid Sharia Sunaini Rofi'ah; Egi Pranajaya; Latifah Dian Iriani
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.3036

Abstract

The vision of Golden Indonesia 2045 emphasizes sustainable and inclusive development as a key strategy for strengthening the national economy. However, the dominant linear economic model, characterized by the take-make-dispose pattern, has generated significant challenges, including increasing waste generation, environmental degradation, and inefficient resource utilization, particularly within the halal industry and local MSMEs. This study proposes a Sharia Circular Economy model that integrates halal value chain principles with a zero- waste approach grounded in the objectives of Islamic law (maqashid sharia). Employing a qualitative conceptual approach, the study conducts a comprehensive literature review and comparative analysis of existing research on the circular economy, Islamic economics, and sustainable halal industries. The proposed model highlights the roles of hifz al- bi’ah (environmental preservation), hifz al-mal (wealth preservation), and hifz al-nafs (protection of life) as normative foundations for sustainable production, distribution, and consumption practices. The findings suggest that integrating sharia principles with circular economy practices can provide a strategic framework for enhancing the resilience of local industries, reducing environmental impacts, and improving social welfare. Therefore, the Sharia Circular Economy model offers a transformative pathway for supporting Indonesia’s transition toward the vision of Golden Indonesia 2045
Pelatihan Excel untuk Administrasi dan Manajemen Keuangan Usaha Greenhouse Pesantren di Sorong, Papua Barat Daya Nurul Hidayah; Latifah Dian Iriani; Muhammad Amin; Faisal Eka Mahendra
GIAT Teknologi untuk Masyarakat Vol. 4 No. 2 (2025): November 2025
Publisher : Program Studi Sistem Informasi Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/giat.v4i2.13082

Abstract

Keterampilan administrasi dan tata kelola keuangan berbasis pencatatan komputasi sederhana menjadi hal yang sangat penting dalam pengelolaan ekonomi pesantren, khususnya bagi pesantren yang memiliki unit usaha greenhouse terintegrasi di bidang hortikultura, hidroponik, dan perikanan. Kendala pada pencatatan administrasi keuangan, pelaporan hasil panen dan pengelolaan data usaha masih dihadapi oleh mitra pengabdian yaitu Pondok Pesantren Raudatul Khuffadz, oleh karena itu kegiatan Pengabdian kepada Masyarakat ini bertujuan memperkenalkan template keuangan ter komputasi berbasis Microsoft Excel dan sistem dashboard manual. Tim PKM yang terdiri atas dosen Fakultas Ekonomi Universitas Muhammadiyah Sorong, didukung BSI Maslahah, memfasilitasi sosialisasi, pendampingan, dan pelatihan penggunaan template Excel untuk mendukung keputusan ekonomi pesantren. Metode participatory training meliputi pendampingan penggunaan teknologi spreadsheet mulai pencatatan pemasukan, pengeluaran, laporan laba-rugi, serta dashboard visual sederhana untuk memantau kinerja bulanan. Hasil kegiatan menunjukkan peningkatan pemahaman administrasi keuangan dan adopsi sistem pencatatan yang aplikatif, sehingga pesantren mampu mengoptimalkan transparansi dan tata kelola ekonomi pesantren berbasis data.
Co-Authors -, Susetyowati Sofia Agilistya Rahayu Ahmad Jamil Ahmad Jamil Ahmad Jamil - Akmal Ridwan Ana Varadila Yusuf Andjar, Febry Jein Bekti Wiji Lestari Darsono, Susilo Nur Aji Cokro Digor Mufti Digor Mufti Egi Pranajaya Evi Mufrihah Zain Evi Mufrihah Zain Faisal Eka Mahendra Febri Jein Andjar Ibnu Hajar Idha Wahyu Riana Imamudin Yuliadi Jein Andjar, Febry Maisaroh Samaee Mufrihah Zein, Evi Muhammad Amin Muhammad Amin Noraziah Che Arshad Nur Aeni Waly NURUL HIDAYAH Nurul Hidayah Putra, Dedek Rais Dera Pua Rawi Rawi, Rais Dera Pua Rizki Mutma Inna Sofia, Susetyowati Sugianto, Sintiya Sunaini Rofi'ah Susilo Nur Aji Cokro Darsono Syah, Muhammad Fikrian Wijiastuti, Retno Dewi Wisang Candra Bintari