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TINJAUAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM DALAM PRAKTIK PEMASARAN BAWANG MERAH DI PASAR MALON, SUKOREJO, PONOROGO Hanifah Noor Setyawan; Amin Wahyudi
Niqosiya: Journal of Economics and Business Research Vol. 2 No. 2 (2022): Juli-Desember 2022
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v2i2.989

The word ethics has the same meaning as the morals that a person does. Business in economic activity, what occurs in this activity is exchanging, buying and selling, producing and marketing, working and employing, and other interactions with the intention of making a profit. Meanwhile, Islamic business ethics is a moral in running a business in accordance with Islamic values, so that in carrying out its business there is no need to worry, because it is believed to be something good and right. Ethical, moral, moral or moral values are values that encourage humans to become whole persons. The purpose of this study was to analyze the marketing practices of shallots, and to analyze the review of the principles of Islamic business ethics in shallot marketing practices at Malon Market, Sukorejo District, Ponorogo Regency. The method used is qualitative with information collection techniques, observations, and interviews. The technique of checking the validity of the data is using source triangulation. The research subjects discussed were shallots and directly from the relevant informants, namely the packaged shallot traders in Malon Market, Sukorejo, Ponorogo. The results obtained about the existing marketing practices in the market, among others, open basics, word of mouth promotion, targets. Negotiation and pricing. Merchants are good enough to do that. As for the theory of the principles of Islamic business ethics, the results show that most of the shallot traders in Malon Market have not fully implemented these principles, but overall they are good in conducting transactions with buyers and their marketing practices. In this case, traders have succeeded in applying various principles, namely in accordance with the principles based on the nature of the Prophet that have been implemented, namely shiddiq, tabligh, and fathanah. Meanwhile, what has not been successful is responsibility and trust. Abstrak Kata etika sama saja pengertianya dengan moral yang dilakukan oleh seseorang. Bisnis pada kegiatan ekonomi, yang terjadi dalam kegiatan ini adalah tukar-menukar, jual beli, memproduksi dan memasarkan, bekerja dan mempekerjakan, serta interaksi lainnya dengan maksud memperoleh keuntungan. Sedangkan, Etika bisnis Islam merupakan akhlak dalam menjalankan bisnis sesuai dengan nilai-nilai Islam, sehingga dalam melaksanakan bisnisnya tidak perlu ada kekhawatiran, sebab sudah diyakini sebagai sesuatu yang baik dan benar. Nilai etika, moral, susila atau akhlak adalah nilai-nilai yang mendorong manusia menjadi pribadi yang utuh. Tujuan dari penelitian ini adalah untuk menganalisis praktik pemasaran bawang merah, dan menganalisis tinjauan prinsip-prinsip etika bisnis Islam dalam praktik pemasaran bawang merah di Pasar Malon, Kecamatan Sukorejo, Kabupaten Ponorogo. Metode yang digunakan yaitu kualitatif dengan teknik pengumpulan informasi observasi, dan wawancara. Teknik pengecekan keabsahan data menggunakan triangulasi sumber. Subyek penelitian yang dibahas adalah bawang merah dan langsung dari informan yang terkait yaitu para pedagang bawang merah kemasan yang ada di Pasar Malon, Sukorejo, Ponorogo. Hasil yang diperoleh tentang praktik pemasaran yang ada di pasar tersebut antara lain buka dasar, promosi mulut ke mulut, sasaran. Negosiasi, dan penentuan harga. Para pedagang sudah cukup baik melakukan hal tersebut. Sedangkan untuk teori prinsip-prinsip etika bisnis Islam, diperoleh hasil bahwa sebagian besar pedagang bawang merah di Pasar Malon ini belum sepenuhnya menerapkan prinsip tersebut, akan tetapi secara keseluruhan mereka sudah baik dalam melakukan transaksi dengan pembeli dan praktik pemasarannya. Dalam hal ini, pedagang berhasil menerapkan berbagai prinsip yaitu sesuai dengan prinsip-prinsip berdasarkan sifat Rasulullah yang sudah dilaksanakan yaitu shiddiq, tabligh, dan fathanah. Sedangkan yang belum berhasil dilakukan adalah tanggung jawab dan amanah.

The urgency of sharia division in Indonesian and Malaysian Islamic bank Amin Wahyudi; Binti Nur Asiyah; Husnul Haq
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

This paper aims to investigate the significance of having a sharia division in Indonesian and Malaysian Islamic banks. This paper is a qualitative study based on a review of official documents from the Indonesian Central Bank and the Indonesian Sharia Council. Interviews with Sharia Advisers were conducted to conduct an interpretive, critical, and descriptive study of the issue. The interpretive analysis was carried out by interpreting each issued regulation, and the analysis was deepened by presenting a description of the sharia division's implementation in Malaysian Islamic banks. Efforts to analyze the results are carried out by reducing the information obtained, presenting the data and concluding. According to the research findings, there are numerous deviations in non-compliance with Sharia implementation in disbursed financing. According to the findings, Islamic banks must have a Sharia division in their organisational structure. The Sharia division ensures that Sharia bank operations follow Sharia principles, beginning with input, processing, and output. This study's theoretical implication is a study of sharia implementation by providing a sharia division in the organisational structure of Islamic banks. This is a more extensive study involving more sharia banks on their willingness and the internal awareness of the presence of the sharia division. Any country that wishes to establish sharia banks must research the presence of sharia divisions to ensure sharia compliance in their operations.

Studi Economic Policy Uncertainty dan Pasar Keuangan terhadap Perkembangan Pasar Sukuk Indonesia Ida Alqurnia; Ati Musaiyaroh; Amin Wahyudi; Moh. Abdul Aziz Alwa
Muslim Heritage Vol 8, No 1 (2023): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/muslimheritage.v8i1.6125

AbstractSukuk as a form of sharia investment are starting to be in great demand by investors because they are considered to have a lower level of risk and better performance and stability compared to conventional investments. However, conditions of global uncertainty pose a threat to the development of the national sharia economy. The purpose of this study was to analyze the influence of macroeconomic dynamics and financial market conditions consisting of exchange rates, international liquidity, foreign debt, debt repayment rates, and global economic policy uncertainty on the development of Indonesian sukuk. The research methodology used in this study is the multiple linear regression method using the ordinary least squares method. The results of this study indicate that macroeconomic and financial variables have a significant impact on the development of the sukuk market in Indonesia. Meanwhile, the global economic policy uncertainty variable has an insignificant influence on the development of the sukuk market in Indonesia. Thus, there is a need for new policy alternatives to maintain overall economic fundamental stability and maintain sufficient liquidity in all sectors. This aims to maintain investor confidence and create a conducive environment for the development of Islamic economics and the sukuk market in Indonesia.Â Â AbstrakSukuk sebagai salah satu bentuk investasi syariah mulai banyak diminati oleh investor karena dianggap memiliki tingkat resiko yang lebih rendah, memiliki kinerja dan stabilitas yang lebih baik dibandingkan dengan investasi konvensional. Namun, kondisi ketidakpastian global memberikan ancaman terhadap perkembangan ekonomi syariah nasional. Tujuan penelitian ini untuk menganalisis pengaruh dari dinamika ekonomi makro dan kondisi pasar keuangan yang terdiri dari nilai tukar, likuiditas internasional, utang luar negeri, dan tingkat pengembalian utang dan ketidakpastian kebijakan ekonomi global terhadap perkembangan sukuk Indonesia. Metode penelitian yang digunakan dalam penelitian ini yaitu metode regresi linear berganda dengan menggunakan metode Ordinary Least Square. Hasil dari penelitian ini menunjukkan bahwa variabel keuangan ekonomi makro memiliki pengaruh yang signifikan terhadap perkembangan pasar sukuk di Indonesia. Sedangkan variabel ketidakpastian kebijakan ekonomi global memiliki pengaruh yang tidak signifikan terhadap perkembangan pasar sukuk di Indonesia. Dengan demikian, perlu adanya alternatif kebijakan baru untuk tetap menjaga stabilitas fundamental ekonomi secara keseluruhan serta menjaga kecukupan likuiditas di segala sektor, hal ini bertujuan untuk menjaga kepercayaan investor serta membuat lingkungan yang kondusif bagi pengembangan pasar sukuk dan ekonomi islam di Indonesia.

Studi Economic Policy Uncertainty dan Pasar Keuangan terhadap Perkembangan Pasar Sukuk Indonesia Ida Alqurnia; Ati Musaiyaroh; Amin Wahyudi; Moh. Abdul Aziz Alwa
Muslim Heritage Vol 8, No 1 (2023): Muslim Heritage: Jurnal Dialog Islam dengan Realitas
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/muslimheritage.v8i1.6125

AbstractSukuk as a form of sharia investment are starting to be in great demand by investors because they are considered to have a lower level of risk and better performance and stability compared to conventional investments. However, conditions of global uncertainty pose a threat to the development of the national sharia economy. The purpose of this study was to analyze the influence of macroeconomic dynamics and financial market conditions consisting of exchange rates, international liquidity, foreign debt, debt repayment rates, and global economic policy uncertainty on the development of Indonesian sukuk. The research methodology used in this study is the multiple linear regression method using the ordinary least squares method. The results of this study indicate that macroeconomic and financial variables have a significant impact on the development of the sukuk market in Indonesia. Meanwhile, the global economic policy uncertainty variable has an insignificant influence on the development of the sukuk market in Indonesia. Thus, there is a need for new policy alternatives to maintain overall economic fundamental stability and maintain sufficient liquidity in all sectors. This aims to maintain investor confidence and create a conducive environment for the development of Islamic economics and the sukuk market in Indonesia.Â Â AbstrakSukuk sebagai salah satu bentuk investasi syariah mulai banyak diminati oleh investor karena dianggap memiliki tingkat resiko yang lebih rendah, memiliki kinerja dan stabilitas yang lebih baik dibandingkan dengan investasi konvensional. Namun, kondisi ketidakpastian global memberikan ancaman terhadap perkembangan ekonomi syariah nasional. Tujuan penelitian ini untuk menganalisis pengaruh dari dinamika ekonomi makro dan kondisi pasar keuangan yang terdiri dari nilai tukar, likuiditas internasional, utang luar negeri, dan tingkat pengembalian utang dan ketidakpastian kebijakan ekonomi global terhadap perkembangan sukuk Indonesia. Metode penelitian yang digunakan dalam penelitian ini yaitu metode regresi linear berganda dengan menggunakan metode Ordinary Least Square. Hasil dari penelitian ini menunjukkan bahwa variabel keuangan ekonomi makro memiliki pengaruh yang signifikan terhadap perkembangan pasar sukuk di Indonesia. Sedangkan variabel ketidakpastian kebijakan ekonomi global memiliki pengaruh yang tidak signifikan terhadap perkembangan pasar sukuk di Indonesia. Dengan demikian, perlu adanya alternatif kebijakan baru untuk tetap menjaga stabilitas fundamental ekonomi secara keseluruhan serta menjaga kecukupan likuiditas di segala sektor, hal ini bertujuan untuk menjaga kepercayaan investor serta membuat lingkungan yang kondusif bagi pengembangan pasar sukuk dan ekonomi islam di Indonesia.

Strategy for Developing the Existence of Caruban Baru Market in the Era of Society 5.0 Maulidina Dwi Choirun Nisaa; Amin Wahyudi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20677

This research is discuss about the right inovation and solution for traditional market to maintain the existence in industrial revolutional era 4.0 and society 5.0 nowadays. the research method that used is qualitative method with descriptive research kind. Whereas the data collection technique that used was literature review, interview & observation. The result from this research is the strategy who can do to develop the existence of pasar caruban baru, that is to maintain bargaining transaction, increase quality of product for the whole commodity, increase the application of friendly market culture, provision of facilities from village government for developing knowledge & skill in using digital technology, utilize science & technology for larger marketing reach, innovation in promotion, creating digital market application, finding special interesting characteristic, improving market infrastructure, local government commitment about legacy to support market development, the government role in electronic facilities transaction. This research ecpected being one of local government reference to overcome decreasing the existence of Caruban Baru market.

Kebijakan Fiskal dan Anggaran dalam Ekonomi Islam Bachtiyar Asrofi Muchlis; Amin Wahyudi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 4 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i4.20721

Abstrak : Kebijakan fiskal atau disebut juga kebijakan anggaran merupakan kebijakan makroekonomi yang dilakukan pemerintah melalui instrumen kebijakan fiskal seperti pengaturan pengeluaran negara dan penerimaan negara yang bertujuan untuk memengaruhi sisi permintaan agregat dalam jangka pendek dan memengaruhi sisi penawaran dalam jangka lebih panjang. Metode penelitian yang digunakan adlah metode kualitatif dengan pendekatan deskriptif. Kebijakan fiskal lebih berperan dalam perekonomian Islam dibandingkan perekonomian konvensional. Dalam teori ekonomi Islam, kebijakan fiskal antara lain bertujuan untuk menciptakan stabilitas ekonomi, meningkatkan pertumbuhan ekonomi, pemerataan pendapatan, serta mewujudkan keadilan dan kesejahteraan bagi masyarakat. Ditambah dengan tujuan lainnya yang terkandung dalam maqashid al-syariah. Dalam perspektif ekonomi Islam, kebijakan fiskal memiliki dua instrument. Pertama: Kebijakan pendapatan, yang tercermin dalam kebijakan pajak. Kedua: Kebijakan belanja (pengeluaran). Kedua instrument tersebut akan terlihat dalam anggaran belanja negara. Adiwarman Azwar Karim, menyebutkan bahwa paling tidak instrument kebijakan fiskal yang terekam di awal pemerintahan Islam berupa: Peningkatan pendapatan nasional dan tingkat partisipasi kerja, kebijakan pajak, anggaran, dan kebijakan fiskal khusus. Kata Kunci : Kebijakan Fiskal, Anggaran, dan Ekonomi Islam Abstract: Fiscal policy or also called budget policy is a macroeconomic policy carried out by the government through fiscal policy instruments such as regulating state expenditure and state revenues that aim to influence the aggregate demand side in the short run and affect the supply side in the longer term. The research method used is a qualitative method with a descriptive approach. Fiscal policy plays a more important role in the Islamic economy than in the conventional economy. In Islamic economic theory, fiscal policy among others aims to create economic stability, increase economic growth, equal distribution of income, and realize justice and welfare for the community. Coupled with other objectives contained in maqashid al-sharia. In the perspective of Islamic economics, fiscal policy has two instruments. First: Income policy, which is reflected in tax policy. Second: Spending policy (spending). Both instruments will be visible in the state budget. Adiwarman Azwar Karim, mentioned that at least the fiscal policy instruments recorded at the beginning of Islamic rule were: Increasing national income and work participation rates, tax policies, budgets, and special fiscal policies. Keywords: Fiscal, Budgetary, and Economic Policy of Islam

Pemberdayaan Komunitas Peternak Sapi Perah oleh Dompet Dhuafa di Desa Singolangu, Kabupaten Magetan Lavia Vega Aldana; Iza Hanifuddin; Amin Wahyudi
Journal of Economics, Law, and Humanities Vol. 3 No. 1 (2024): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v3i1.3020

Dompet Dhuafa is an Islamic philanthropic institution that aims to alleviate poverty by empowering with philanthropic activities and prophetic entrepreneurs. Singolangu Village is one of the villages empowered to improve its welfare with the Lawu Milk Village program in collaboration with the Magetan Livestock Office. Singolangu Village has many advantages, but the community has not been able to increase its natural resources to the maximum so that many of its residents are still below the poverty line, so with the presence of this empowerment, it can alleviate poverty and the community becomes more prosperous and independent.The purpose of this study is to find out how community empowerment carried out by Dompet Dhuafa in terms of Elliot's theory whether the implementation of this empowerment has an impact on improving the economy of the community. The research methodology in this study is descriptive-qualitative, through the processing of primary and secondary data obtained by observation, interviews, and documentation on a group of dairy farmers in Singolangu Village, Magetan Regency. The results of this study show that 1) From the implementation of empowerment carried out by Dompet Dhuafa for dairy farmers is quite good and 2) it has fulfilled the welfare approach, development approach and empowerment approach 2) The factor that influences the implementation of community empowerment in this dairy cattle group is the community that has not been very deep about Islam; Dompet Dhuafa, in its empowerment, only focuses on its economy and does not explore the elements His Islam. 3) The impact of welfare for the community on this group of dairy cows has a significant impact on the economic sector, where these communities can raise their economic level so that they are empowered and can be more independent. The impact of empowerment has met the success indicators.

Pengelolaan Pariwisata Berbasis Komunitas di Sentono Genthong Pacitan Perspektif Maqāṣid Sharī‘ah Meri Anti Khusnawati; Ely Masykuroh; Amin Wahyudi
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4395

This research is motivated by the phenomenon of community-based management of Sentono Genthong Tourism, which has positively contributed to the transformation of the village from underdeveloped to advanced status, as well as creating employment opportunities in the tourism sector. However, there are emerging dynamics, such as dating activities within the religious tourism area, which raise concerns due to their contradiction with the principle of protecting lineage (ḥifẓ al-nasl) in maqāṣid sharī‘ah. This study is field research using a qualitative approach conducted at Sentono Genthong Tourism in 2023. Data were collected through interviews, observations, and documentation and validated using source, method, and time triangulation. The data analysis was conducted inductively through data reduction, presentation, and conclusion drawing. The findings show that, in general, tourism management has fulfilled the principles of community-based tourism, although there are still shortcomings in the aspect of cross-cultural learning. Seven out of eleven principles of community-based tourism are closely aligned with maqāṣid sharī‘ah, particularly in the elements of protecting religion (ḥifẓ al-dīn), intellect (ḥifẓ al-ʿaql), life (ḥifẓ al-nafs), and wealth (ḥifẓ al-māl). However, the aspect of protecting lineage has not been optimally achieved. In conclusion, while tourism management has been effective and aligns with Sharia principles in several elements, there is a need to strengthen social supervision and visitor education to uphold religious values in this sacred tourism site.

Peningkatan Kesadaran Halal melalui Optimalisasi Instagram pada situs @halalcorner & @halal.indonesia Shelna Azima Azam; Amin Wahyudi; Luhur Prasetiyo
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4409

This study aims to explore public behavior in utilizing social media as a source of information and knowledge about halal, as well as to examine the role of social media as an agent of socialization in fostering halal awareness within society. This is a field research employing a qualitative approach through netnographic study—an interpretive method used to understand consumer behavior within virtual communities or cyberspace. The objects of study and data sources are the virtual community accounts @halalcorner and @halal.indonesia, which were observed to examine the process of transferring halal-related information and knowledge. Data were collected through digital observation, documentation, and in-depth interviews with account administrators and followers. The data analysis technique used was thematic analysis. The findings indicate that social media plays a significant role as an agent of halal socialization and contributes to shaping public awareness of halal, while also encouraging an increase in the number of MSMEs obtaining halal certification. Supporting factors for account optimization include sufficient literacy among managing teams and cross-sector collaborations. Inhibiting factors involve limited knowledge among MSMEs about halal certification, internet access issues, Instagram tool limitations, and inadequate human resources. The impacts observed include economic, social, and networking aspects.

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