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All Journal Islamic Ecomonics Journal Dinamisia: Jurnal Pengabdian Kepada Masyarakat Jurnal Multidisiplin Madani (MUDIMA) Jurnal Pengabdian Masyarakat Bestari (JPMB) Al-Ahkam: Jurnal Syariah dan Peradilan Islam Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Multidisipliner Kapalamada Optimum: Jurnal Ekonomi dan Pembangunan Scripta Economica: Journal of Economics, Management, and Accounting Journal of Multidisciplinary Sustainability Asean Islamic Studies in the World Prosiding Seminar Nasional Pengabdian Masyarakat
Budi Jaya Putra
Universitas Ahmad Dahlan
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Basic Concepts of Islamic Economics: Purpose of Life, Islamic Economics and Islamic Economic Rationality Maya Nur Cholida; Budi Jaya Putra
Islamic Studies in the World Vol. 1 No. 3 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/isw.v1i3.1023

Abstract

Islam Baground. Islamic economics is an economic system that explains all phenomena about choice behavior and decision making in every unit of economic activity or activity based on moral and ethical rules. This research discusses the basic concepts of Islamic economics which include the purpose of life, the principles of Islamic economics, and the rationality of Islamic economics in economic practice. The problem raised in this study is about how Islamic economics directs Muslims to achieve the welfare of the world and the hereafter through an approach that integrates spiritual and material dimensions. Purpose. The purpose of this research is to analyze how the purpose of life in Islam affects economic behavior and how Islamic economic rationality differs from the concept of conventional economic rationality. Method. The method used in this research is a qualitative literature study, by examining primary and secondary sources related to the concept of Islamic economics. Result. The results show that Islamic economics prioritizes the principles of justice, balance, and public good, where economic rationality is based on ethical considerations and ultimate goals that go beyond material gain alone. ic economics is an economic system that explains all phenomena about choice behavior and decision making in every unit of economic activity or activity based on moral and ethical rules. This paper explores the basic concepts of Islamic economics, focusing on the purpose of life, Islamic economic principles, and Islamic economic rationality. Islamic economics integrates moral and ethical dimensions derived from the Quran and Sunnah, promoting a balance between material and spiritual needs. The purpose of life in Islam emphasizes worship and servitude to Allah, which influences economic behaviors and decisions. Islamic economic principles advocate for justice, equity, and social welfare, guiding resource allocation, production, and distribution in a manner that prevents exploitation and ensures fairness. Islamic economic rationality extends beyond mere profit maximization, incorporating ethical considerations and long-term societal benefits. This holistic approach aligns individual and collective economic activities with broader spiritual and moral goals, fostering a sustainable and equitable economic system. Through this lens, the paper highlights how Islamic economics offers a comprehensive framework for addressing contemporary economic challenges.
Islamic Economy: Buying And Selling, Syirkah, Rahn And Agreement Of Agreements Dwi Apriliana; Budi Jaya Putra
Islamic Studies in the World Vol. 1 No. 4 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/isw.v1i4.1024

Abstract

Background. Islamic economy is grounded in principles derived from Islamic teachings, which emphasize ethical practices in economic transactions. The core aspects of Islamic economics include guidelines for buying and selling, partnerships (syirkah), collateral (rahn), and the formulation of agreements (aqd). These principles aim to promote fairness, justice, and transparency in trade and financial activities. However, the modern application of these principles remains a subject of debate, especially as it intersects with contemporary economic systems and financial practices. Purpose. This study aims to explore the Islamic economic principles related to buying and selling, syirkah, rahn, and agreements, analyzing their application in modern economies. It also seeks to examine the potential challenges and opportunities that arise when these principles are applied in today’s financial and business environments. Method. This research employs a qualitative approach, reviewing Islamic jurisprudence (fiqh) related to economic transactions and agreements. Data is gathered through literature reviews, case studies, and interviews with Islamic scholars and practitioners in the field of Islamic finance. Results. The findings suggest that while Islamic economic principles provide a solid ethical framework for business practices, there are challenges in adapting these principles to contemporary markets, particularly regarding interest-based transactions and the regulation of modern financial institutions. Syirkah and rahn are found to be effective tools for promoting fairness, but their implementation requires careful attention to Islamic legal requirements. Conclusion. The study concludes that the Islamic economic system offers valuable principles for ethical business practices but faces challenges in its full implementation within modern economic systems. Further efforts are needed to bridge the gap between Islamic finance principles and contemporary economic practices.
Characteristics and Design of Islamic Economy Budi Jaya Putra; Altis Puspa Gatari
Journal of Multidisciplinary Sustainability Asean Vol. 1 No. 2 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/ijmsa.v1i2.1099

Abstract

Background. Islamic economics is an economic system rooted in sharia principles, emphasizing justice, social welfare, and ethical business practices. In recent years, there has been a growing interest in understanding and implementing Islamic economic principles as an alternative to conventional economic systems. Purpose. The primary aim of this research is to design and build a comprehensive Islamic economic framework. By examining both classical and contemporary literature, this study seeks to identify fundamental concepts and practices that define Islamic economics and explore how these can be applied in today's economic environment. Method. The research utilizes a library research method, which involves extensive literature review. Data collection was conducted by searching written sources such as academic books, scholarly journals, articles from online databases, and official documents. Results. The study found that Islamic economics provides a sustainable and ethical alternative to conventional economic systems. The proposed Islamic economic framework emphasizes distributive justice, inclusive economic participation, and responsible resource management. The research highlights how these principles can be applied in modern contexts, addressing challenges and ensuring alignment with sharia principles. Conclusion. The study concludes that the Islamic economic framework offers a viable and ethical alternative to conventional economic models, promoting fairness and social welfare. It also suggests several recommendations for integrating these principles into national economic policies to ensure more effective implementation.
Analisis Islam Interdisipliner terhadap Investasi Emas Digital di Indonesia: Integrasi Fikih Muamalah dan Ekonomi Pembangunan Nesya Putri Maghfiroh; Salma Dien Rafidah; Anisa Salsabila; Budi Jaya Putra
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 5 No. 3 (2026): Agustus: Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v5i3.6619

Abstract

Digital gold has grown rapidly as an investment instrument in Indonesia. This growth has broadened public access to investment, yet it simultaneously raises questions under Islamic law, since gold is classified as a ribawi (usury-sensitive) commodity whose exchange in principle requires immediate, direct delivery  a condition that digital gold transactions rarely fulfil in a literal sense. This article examines digital gold from two disciplinary angles, Islamic commercial jurisprudence (fiqh muamalah) and development economics, discussing each separately before bringing them together in the analysis. The method used is a literature study of eight studies on digital gold in Indonesia. The findings show that digital gold can be considered sharia-compliant if it fulfils four conditions: clarity of the contract object, the existence of a verifiable underlying physical asset, constructive possession (qabḍ ḥukmī), and freedom from riba and gharar. Digital gold is also shown to contribute to Islamic financial inclusion and has the potential to strengthen the redistributive function of wealth through zakat. These two benefits are interrelated, since sharia compliance is a prerequisite for the sustainability of the developmental benefits. Strengthening platform transparency, harmonising cross-authority regulation, and improving sharia-digital literacy are therefore important steps to optimise the future potential of digital gold.
Co-Authors Altis Puspa Gatari Alya Rahmadina Anisa Salsabila Ayunseh Retno Harini Azam Syukur Rahmatullah Dwi Apriliana Firsty Lubis Firsty Ramadhona Amalia Lubis Gheriya Aufa Huwaida Indanazulfa Qurrota A'yun Lestari Sukarniati Lisa Damayanti Mahrus Kurniawan Mahrus Lutfi Adi Kurniawan Maya Nur Cholida Muhammad Safar Nasir Nabilah Auliya Cahyaningtias Nesya Putri Maghfiroh Nurul Azizah Az zakiyyah Rhedisya Maharani Rohmansyah Salma Dien Rafidah Yova Tri Lestari