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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi Owner : Riset dan Jurnal Akuntansi Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Akuntansi Peradaban Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Rifqa Ayu Dasila
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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PENGARUH TRANSPARANSI KEUANGAN DESA TERHADAP PENGELOLAAN BANTUAN LANGSUNG TUNAI DANA DESA Nispa Sari; Rifqa Ayu Dasila; Altri Wahida
Jurnal Ilmiah Akuntansi Peradaban Vol 8 No 2 (2022)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jiap.v8i2.32881

Abstract

This study aims to determine the effect of village financial transparency (X) on the management of village fund cash transfers during the pandemic (Y). The data used are primary data by using a questionnaire. The sampling technique used purposive sampling method with a total sample of 95 respondents, namely village officials and several communities receiving village BLT-DD. The data collection technique was a census where all villages in Bajo Barat District were 9 villages. This study uses quantitative research methods and simple linear regression analysis. The results showed that village financial transparency had a positive and significant effect on the management of direct cash assistance from village funds during the covid 19 pandemic. Keywords: village financial transparency, management of direct cash assistance from village funds during the pendemic
PENGARUH PENGETAHUAN KEUANGAN DAN PENGALAMAN KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA DI KOTA PALOPO Nur Wafiq Azizah; Rifqa Ayu Dasila; Sultan
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 2 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial failure nowadays often occurs among students due to a lack of attention to their financial condition and financial management.Therefore, students as intellectuals at least have good financial knowledge so they can implement good financial behavior. The purpose of this research is to determine the influence of financial knowledge and financial experience on the financial behavior of students in Palopo City. The number of samples in this study was 81 students using a disproportionate cluster random sampling technique. The analysis technique in this research uses multiple linear regression, with validity and reliability test stages, classical assumption test, t test, f test and coefficient of determination test. The research result show that financial knowledge has no influence on financial behavior and financial experience has an influence on financial behavior. Simultaneously, both variables jointly influence financial behavior.
The Influence of Budget Literacy And Financial Inclusion on The Performance of Umkm in Palopo City Fitri; Rifqa Ayu Dasila; Riyanti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6469

Abstract

This study aims to analyze the effect of budget literacy and financial inclusion on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Palopo City. This study uses a quantitative approach with an associative method to test the relationship between independent variables (budgeting literacy and financial inclusion) and the dependent variable (MSME performance). Data were collected through questionnaires distributed to 99 MSME actors in Palopo City and analyzed using multiple linear regression with the help of SPSS version 26. The results of the study indicate that financial inclusion has a positive and significant effect on MSME performance, while budget literacy has a positive but insignificant effect. Simultaneously, both variables contribute 61.4% to MSME performance, while the rest is influenced by other factors outside this study. Therefore, increasing access to financial services and more comprehensive financial literacy education are needed to improve MSME performance.
Pengaruh Kemudahan Penggunaan, Keamanan, dan Keandalan Terhadap Penggunaan Mobile Banking dikalangan Masyarakat Ulfa Arsita; Rifqa Ayu Dasila; Indah Pratiwi; Arsita, Ulfa
Kompak :Jurnal Ilmiah Komputerisasi Akuntansi Vol. 18 No. 1 (2025): Jurnal Ilmiah Komputer Akuntansi (KOMPAK)
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jk5zfx84

Abstract

Currently the banking sector provides product services in the form of electronic banking for customers, one of which is mobile banking. Mobile banking is a banking service that allows customers to make various financial transactions through mobile devices, such as smartphones or tablets. This study aims to examine the influence of ease of use, security, and reliability on the use of mobile banking among the people of Palopo city. Data was collected using a questionnaire that was distributed online to respondents. This study uses a quantitative method. The sample was taken using the purposive sampling technique with a total of 105 respondents collected. To process the data in this study, the Statistical Package for Social Science (SPSS) program is used. The results of this study show that ease of use, security, and reliability have a significant effect on the use of mobile banking.
The Effect of Integrity And Anti-Fraud Awareness on Fraud Prevention at The Bpkad of Palopo City Afika Sari Putri; Rifqa Ayu Dasila; Sofyan Samsuddin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.7373

Abstract

Fraudis an act that is not in accordance with the applicable code of ethics and is clearly very dangerous for the Company, As an organizer of government affairs, it is required to be able to organize a transparent and accountable government. The purpose of this study is to test the effect of integrity and anti-fraud awareness on fraud prevention in the BPKAD environment of Palopo City. This study uses a quantitative research type, the sampling method uses a questionnaire distributed online to respondents, Data analysis is carried out using the multiple linear regression method. The results of the study indicate that integrity and anti-fraud awareness have a significant effect on fraud prevention at BPKAD Palopo City. This indicates that the more effective the integrity and anti-fraud awareness are applied, the higher the organization's ability to prevent fraud. Thus, integrity and anti-fraud awareness are also important factors in fraud prevention efforts.
The Influence of Budget Literacy And Financial Inclusion on The Performance of Umkm in Palopo City Fitri; Rifqa Ayu Dasila; Riyanti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6469

Abstract

This study aims to analyze the effect of budget literacy and financial inclusion on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Palopo City. This study uses a quantitative approach with an associative method to test the relationship between independent variables (budgeting literacy and financial inclusion) and the dependent variable (MSME performance). Data were collected through questionnaires distributed to 99 MSME actors in Palopo City and analyzed using multiple linear regression with the help of SPSS version 26. The results of the study indicate that financial inclusion has a positive and significant effect on MSME performance, while budget literacy has a positive but insignificant effect. Simultaneously, both variables contribute 61.4% to MSME performance, while the rest is influenced by other factors outside this study. Therefore, increasing access to financial services and more comprehensive financial literacy education are needed to improve MSME performance.
Studi Fenomenologi: Spirit Kearifan Lokal Luwu dalam Penetapan Harga Jual Durian Riyanti; Rifqa Ayu Dasila; Intan; Shopiah
Owner : Riset dan Jurnal Akuntansi Vol. 8 No. 1 (2024): Artikel Riset Januari 2024
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v8i1.1913

Abstract

This research attempts to explore and uncover the meaning of pricing determination by durian sellers. This study employs a qualitative method with a phenomenological approach as the methodology, involving data collection through in-depth interviews, passive participation, and documentation. The research indicates that durian sellers in the Latuppa Village tend to disregard the Cost of Goods Sold (COGS) calculation. The local wisdom of Sipakatuo and the values of kinship embedded in COGS serve as the basis for determining the selling price of durian. The affordable selling price of durian for the informants is conceptualized as a "sense" of mutual support and love for one another.
Pengaruh Akuntabilitas Pengelolaan Keuangan Desa, Trans-paransi, dan Kebijakan Desa Terhadap Kesejahteraan Masyarakat Kurnia Muharram; Sultan Sultan; Rifqa Ayu Dasila
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 6 No. 1 (2026): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v6i1.9087

Abstract

This study examines the effects of accountability in village financial management, transparency, and village policy on community welfare. Using a quantitative approach and multiple linear regression analysis of 53 respondents in Ponrang Sub-district, Luwu Regency, the results show that accountability has a negative effect, while transparency and village policy have a significant positive effect on community welfare. Village policy is identified as the most dominant variable. These findings reinforce public sector governance theory, highlighting the important role of transparency and policy quality in improving community welfare. This study emphasizes the importance of balancing control and flexibility in village financial management.
Co-Authors Afika Sari Putri Altri Wahida Arsita, Ulfa Fitri Indah Pratiwi intan Kurnia Muharram Nispa Sari Nur Wafiq Azizah Riyanti Shopiah Sofyan Samsuddin sultan Sultan Sultan Ulfa Arsita