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All Journal Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah MEDIOVA: Journal of Islamic Media Studies
Hidayat Darussalam
UIN Fatmawati Sukarno Bengkulu
Religion Economics, Econometrics & Finance Education Other

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Penghentian Akad Gadai dalam Perspektif Hukum Ekonomi Syariah Edi Mulyono; Hidayat Darussalam; Muhammad Nikman Naser
DIES: Journal Of Dalwa Islamic Economic Studies Vol. 1 No. 1 (2022)
Publisher : DIES: Journal Of Dalwa Islamic Economic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (656.506 KB)

Abstract

Adapun permasalahan yang dikaji dalam penelitian ini, yaitu: 1) Bagaimana penghentian akad gadai di Kecamatan Abung Barat. 2) Bagaimana tinjauan hukum ekonomi syariah terhadap penghentian akad gadai di Kecamatan Abung Barat. Untuk membahas permasalahan tersebut, peneliti menggunakan metode penelitian deskriptif kualitatif, dengan teknik pengumpulan data melalui: observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian yang telah dilakukan dapat disimpulkan bahwa: 1) Penyelesaian dalam penghentian akad gadai, diselesaikan dengan beberapa macam yaitu: diselesaikan secara kekeluragaan, ada penyelesaian pengalihan penerima gadai, dan ada pula kembali kepada kesepakatan awal; 2) Dalam tinjauan hukum ekonomi syariah Terhadap penghentian akad gadai di Kecamatan Abung Barat Lampung Utara, bahwa pelaksanaan gadai yang ada di Kecamatan Abung Barat sudah sesuai dengan hukum ekonomi syariah, hal ini disebabkan dalam pelaksanaan sistem gadai sudah sesuai atau sudah memenuhi dasar hukum dalam melakukan pengehentian akad, dimana yang terjadi di lapangan si penerima gadai menghentikan secara musyawarah mufakat.
COMMUNICATION PATTERNS IN THE APPLICATION OF SMART CONTRACTS IN SHARIA FINANCIAL TRANSACTIONS Risfiana Mayangsari; Hidayat Darussalam; Edi Mulyono
MEDIOVA: Journal of Islamic Media Studies Vol. 5 No. 2 (2025): FIVE EDITION - NO 2
Publisher : Prodi Jurnalistik Islam IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/2kzh1532

Abstract

This article analyzes the communication patterns that emerge and develop from the integration of Smart Contracts in Islamic financial transactions. The adoption of Smart Contracts marks a fundamental shift from traditional sighat (ijab qabul) to automated and immutable programmed communication on the blockchain. This study finds that the communication patterns involved are divided into three main dimensions: first, formal human-to-contract communication, which is the process of coding and initial agreement of the contract (such as mudharabah or murabahah) where the sighat is represented by explicit digital input; second, fully automated system-to-system communication, where Smart Contracts communicate with external data (oracles) to verify conditions and trigger self-executing transactions; and third, contract-to-ledger communication, which results in transparent and immutable transaction recording on the blockchain. Although promising efficiency and improved Sharia Compliance through the elimination of operational gharar, this programmed communication pattern poses challenges related to contract flexibility and code error risks. Therefore, it is necessary to formulate clear Sharia code standards and digital governance mechanisms recognized by the Sharia Supervisory Board to ensure that this new communication pattern validly and ethically supports maqasid syariah (Sharia objectives).
Co-Authors Edi Mulyono Edi Mulyono Muhammad Nikman Naser Risfiana Mayangsari